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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Avarda Bank
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Avarda BankTermijndeposito

Deposit · 5 years · Avarda Bank AB · Sweden · via Raisin
Open an account at Avarda Bank
Rate
3.25%
5 years fixed
Your return on €100,000
€3,250
per year, annualised · €17,341 total over 5 years
Deposit guarantee
€100,000 fully protected
Swedish scheme

Avarda Bank AB · Insättningsgarantin (Riksgälden) · €104,000 per person per bank

Your calculation for €100,000

Gross interest over 5 years: €17,341.
Interest built up over 5 years
€ 0€ 10kstart2 yrs4 yrs€17,341After 1 month: €270.83 rate · balance €100,270.83

Rate and conditions

BalanceRate
€0 – and up3.25%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
29 Jul 2026
Access
5 years fixed · no early withdrawal
Term
5 years
Minimum deposit
€500
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt jaarlijks bijgeschreven op het termijndeposito

Deposit guarantee

€100,000 fully protected
Swedish scheme

Avarda Bank AB · Insättningsgarantin (Riksgälden) · €104,000 per person per bank

Licence and verification
Institution
Avarda Bank AB
Status
Verified European deposit guarantee scheme
Scheme
Insättningsgarantin (Riksgälden) (Sweden)
Guarantee
1150000.00 SEK per person per institution (≈ €104,000)
Verification
Raisin wettelijke DGS-disclosure
detailsRiksgälden
source ↗ · 18 Sep 2026
Taxes
Country
Sweden
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Zweden heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on:

Rate history

3.25% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Avarda Bank →All savings products of Avarda Bank →

  • 2 Sep 2026New: Avarda Bank – Termijndeposito (60 mo) 3.25%

Rate checked on 18 Sep 2026.

Other offers from Avarda Bank

Instant access · 2.20% · Raisin6 months · 2.75% · Raisin1 year · 2.90% · Raisin18 months · 2.95% · Raisin2 years · 2.95% · Raisin3 years · 3.05% · Raisin4 years · 3.15% · Raisin
After 2 months: €541.67 rate · balance €100,541.67After 3 months: €812.50 rate · balance €100,812.50After 4 months: €1,083.33 rate · balance €101,083.33After 5 months: €1,354.17 rate · balance €101,354.17After 6 months: €1,625.00 rate · balance €101,625.00After 7 months: €1,895.83 rate · balance €101,895.83After 8 months: €2,166.67 rate · balance €102,166.67After 9 months: €2,437.50 rate · balance €102,437.50After 10 months: €2,708.33 rate · balance €102,708.33After 11 months: €2,979.17 rate · balance €102,979.17After 12 months: €3,250.00 rate · balance €103,250.00After 13 months: €3,529.64 rate · balance €103,529.63After 14 months: €3,809.27 rate · balance €103,809.27After 15 months: €4,088.91 rate · balance €104,088.91After 16 months: €4,368.54 rate · balance €104,368.54After 17 months: €4,648.18 rate · balance €104,648.18After 18 months: €4,927.81 rate · balance €104,927.81After 19 months: €5,207.45 rate · balance €105,207.45After 20 months: €5,487.08 rate · balance €105,487.08After 21 months: €5,766.72 rate · balance €105,766.72After 22 months: €6,046.35 rate · balance €106,046.35After 23 months: €6,325.99 rate · balance €106,325.99After 24 months: €6,605.62 rate · balance €106,605.62After 25 months: €6,894.35 rate · balance €106,894.35After 26 months: €7,183.07 rate · balance €107,183.07After 27 months: €7,471.80 rate · balance €107,471.80After 28 months: €7,760.52 rate · balance €107,760.52After 29 months: €8,049.24 rate · balance €108,049.24After 30 months: €8,337.97 rate · balance €108,337.97After 31 months: €8,626.69 rate · balance €108,626.69After 32 months: €8,915.41 rate · balance €108,915.41After 33 months: €9,204.14 rate · balance €109,204.14After 34 months: €9,492.86 rate · balance €109,492.86After 35 months: €9,781.58 rate · balance €109,781.58After 36 months: €10,070.31 rate · balance €110,070.31After 37 months: €10,368.41 rate · balance €110,368.41After 38 months: €10,666.52 rate · balance €110,666.52After 39 months: €10,964.63 rate · balance €110,964.63After 40 months: €11,262.74 rate · balance €111,262.74After 41 months: €11,560.84 rate · balance €111,560.84After 42 months: €11,858.95 rate · balance €111,858.95After 43 months: €12,157.06 rate · balance €112,157.06After 44 months: €12,455.16 rate · balance €112,455.16After 45 months: €12,753.27 rate · balance €112,753.27After 46 months: €13,051.38 rate · balance €113,051.38After 47 months: €13,349.49 rate · balance €113,349.49After 48 months: €13,647.59 rate · balance €113,647.59After 49 months: €13,955.39 rate · balance €113,955.39After 50 months: €14,263.18 rate · balance €114,263.18After 51 months: €14,570.98 rate · balance €114,570.98After 52 months: €14,878.78 rate · balance €114,878.78After 53 months: €15,186.57 rate · balance €115,186.57After 54 months: €15,494.37 rate · balance €115,494.37After 55 months: €15,802.16 rate · balance €115,802.16After 56 months: €16,109.96 rate · balance €116,109.96After 57 months: €16,417.75 rate · balance €116,417.75After 58 months: €16,725.55 rate · balance €116,725.55After 59 months: €17,033.34 rate · balance €117,033.34After 60 months: €17,341.14 rate · balance €117,341.14
€ 0€ 10kstart1 yr2 yrs3 yrs4 yrs5 yrs€17,341After 1 month: €270.83 rate · balance €100,270.83After 2 months: €541.67 rate · balance €100,541.67After 3 months: €812.50 rate · balance €100,812.50After 4 months: €1,083.33 rate · balance €101,083.33After 5 months: €1,354.17 rate · balance €101,354.17After 6 months: €1,625.00 rate · balance €101,625.00After 7 months: €1,895.83 rate · balance €101,895.83After 8 months: €2,166.67 rate · balance €102,166.67After 9 months: €2,437.50 rate · balance €102,437.50After 10 months: €2,708.33 rate · balance €102,708.33After 11 months: €2,979.17 rate · balance €102,979.17After 12 months: €3,250.00 rate · balance €103,250.00After 13 months: €3,529.64 rate · balance €103,529.63After 14 months: €3,809.27 rate · balance €103,809.27After 15 months: €4,088.91 rate · balance €104,088.91After 16 months: €4,368.54 rate · balance €104,368.54After 17 months: €4,648.18 rate · balance €104,648.18After 18 months: €4,927.81 rate · balance €104,927.81After 19 months: €5,207.45 rate · balance €105,207.45After 20 months: €5,487.08 rate · balance €105,487.08After 21 months: €5,766.72 rate · balance €105,766.72After 22 months: €6,046.35 rate · balance €106,046.35After 23 months: €6,325.99 rate · balance €106,325.99After 24 months: €6,605.62 rate · balance €106,605.62After 25 months: €6,894.35 rate · balance €106,894.35After 26 months: €7,183.07 rate · balance €107,183.07After 27 months: €7,471.80 rate · balance €107,471.80After 28 months: €7,760.52 rate · balance €107,760.52After 29 months: €8,049.24 rate · balance €108,049.24After 30 months: €8,337.97 rate · balance €108,337.97After 31 months: €8,626.69 rate · balance €108,626.69After 32 months: €8,915.41 rate · balance €108,915.41After 33 months: €9,204.14 rate · balance €109,204.14After 34 months: €9,492.86 rate · balance €109,492.86After 35 months: €9,781.58 rate · balance €109,781.58After 36 months: €10,070.31 rate · balance €110,070.31After 37 months: €10,368.41 rate · balance €110,368.41After 38 months: €10,666.52 rate · balance €110,666.52After 39 months: €10,964.63 rate · balance €110,964.63After 40 months: €11,262.74 rate · balance €111,262.74After 41 months: €11,560.84 rate · balance €111,560.84After 42 months: €11,858.95 rate · balance €111,858.95After 43 months: €12,157.06 rate · balance €112,157.06After 44 months: €12,455.16 rate · balance €112,455.16After 45 months: €12,753.27 rate · balance €112,753.27After 46 months: €13,051.38 rate · balance €113,051.38After 47 months: €13,349.49 rate · balance €113,349.49After 48 months: €13,647.59 rate · balance €113,647.59After 49 months: €13,955.39 rate · balance €113,955.39After 50 months: €14,263.18 rate · balance €114,263.18After 51 months: €14,570.98 rate · balance €114,570.98After 52 months: €14,878.78 rate · balance €114,878.78After 53 months: €15,186.57 rate · balance €115,186.57After 54 months: €15,494.37 rate · balance €115,494.37After 55 months: €15,802.16 rate · balance €115,802.16After 56 months: €16,109.96 rate · balance €116,109.96After 57 months: €16,417.75 rate · balance €116,417.75After 58 months: €16,725.55 rate · balance €116,725.55After 59 months: €17,033.34 rate · balance €117,033.34After 60 months: €17,341.14 rate · balance €117,341.14
Per year
AfterInterest up to thenBalance
1 year€3,250€103,250
2 years€6,606€106,606
3 years€10,070€110,070
4 years€13,648€113,648
5 years€17,341€117,341
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