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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Avarda Bank
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Avarda BankTermijndeposito

Deposit · 5 years · Avarda Bank AB · Sweden · via Raisin
Open an account at Avarda Bank
Rate
3.25%
5 years fixed
Your return on €16,600
€540
per year, annualised · €2,879 total over 5 years
Deposit guarantee
€16,600 fully protected
Swedish scheme

Avarda Bank AB · Insättningsgarantin (Riksgälden) · €104,000 per person per bank

Your calculation for €16,600

Gross interest over 5 years: €2,879.
Interest built up over 5 years
€ 0€ 1k€ 2kstart2 yrs4 yrs€2,879

Rate and conditions

BalanceRate
€0 – and up3.25%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
29 Jul 2026
Access
5 years fixed · no early withdrawal
Term
5 years
Minimum deposit
€500
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt jaarlijks bijgeschreven op het termijndeposito

Deposit guarantee

€16,600 fully protected
Swedish scheme

Avarda Bank AB · Insättningsgarantin (Riksgälden) · €104,000 per person per bank

Licence and verification
Institution
Avarda Bank AB
Status
Verified European deposit guarantee scheme
Scheme
Insättningsgarantin (Riksgälden) (Sweden)
Guarantee
1150000.00 SEK per person per institution (≈ €104,000)
Verification
Raisin wettelijke DGS-disclosure
detailsRiksgälden
source ↗ · 18 Sep 2026
Taxes
Country
Sweden
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Zweden heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on:

Rate history

3.25% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Avarda Bank →All savings products of Avarda Bank →

  • 2 Sep 2026New: Avarda Bank – Termijndeposito (60 mo) 3.25%

Rate checked on 18 Sep 2026.

Other offers from Avarda Bank

Instant access · 2.20% · Raisin6 months · 2.75% · Raisin1 year · 2.90% · Raisin18 months · 2.95% · Raisin2 years · 2.95% · Raisin3 years · 3.05% · Raisin4 years · 3.15% · Raisin
After 1 month: €44.96 rate · balance €16,644.96After 2 months: €89.92 rate · balance €16,689.92After 3 months: €134.87 rate · balance €16,734.87After 4 months: €179.83 rate · balance €16,779.83After 5 months: €224.79 rate · balance €16,824.79After 6 months: €269.75 rate · balance €16,869.75After 7 months: €314.71 rate · balance €16,914.71After 8 months: €359.67 rate · balance €16,959.67After 9 months: €404.62 rate · balance €17,004.62After 10 months: €449.58 rate · balance €17,049.58After 11 months: €494.54 rate · balance €17,094.54After 12 months: €539.50 rate · balance €17,139.50After 13 months: €585.92 rate · balance €17,185.92After 14 months: €632.34 rate · balance €17,232.34After 15 months: €678.76 rate · balance €17,278.76After 16 months: €725.18 rate · balance €17,325.18After 17 months: €771.60 rate · balance €17,371.60After 18 months: €818.02 rate · balance €17,418.02After 19 months: €864.44 rate · balance €17,464.44After 20 months: €910.86 rate · balance €17,510.86After 21 months: €957.28 rate · balance €17,557.28After 22 months: €1,003.69 rate · balance €17,603.69After 23 months: €1,050.11 rate · balance €17,650.11After 24 months: €1,096.53 rate · balance €17,696.53After 25 months: €1,144.46 rate · balance €17,744.46After 26 months: €1,192.39 rate · balance €17,792.39After 27 months: €1,240.32 rate · balance €17,840.32After 28 months: €1,288.25 rate · balance €17,888.25After 29 months: €1,336.17 rate · balance €17,936.17After 30 months: €1,384.10 rate · balance €17,984.10After 31 months: €1,432.03 rate · balance €18,032.03After 32 months: €1,479.96 rate · balance €18,079.96After 33 months: €1,527.89 rate · balance €18,127.89After 34 months: €1,575.81 rate · balance €18,175.81After 35 months: €1,623.74 rate · balance €18,223.74After 36 months: €1,671.67 rate · balance €18,271.67After 37 months: €1,721.16 rate · balance €18,321.16After 38 months: €1,770.64 rate · balance €18,370.64After 39 months: €1,820.13 rate · balance €18,420.13After 40 months: €1,869.61 rate · balance €18,469.61After 41 months: €1,919.10 rate · balance €18,519.10After 42 months: €1,968.59 rate · balance €18,568.59After 43 months: €2,018.07 rate · balance €18,618.07After 44 months: €2,067.56 rate · balance €18,667.56After 45 months: €2,117.04 rate · balance €18,717.04After 46 months: €2,166.53 rate · balance €18,766.53After 47 months: €2,216.01 rate · balance €18,816.01After 48 months: €2,265.50 rate · balance €18,865.50After 49 months: €2,316.59 rate · balance €18,916.59After 50 months: €2,367.69 rate · balance €18,967.69After 51 months: €2,418.78 rate · balance €19,018.78After 52 months: €2,469.88 rate · balance €19,069.88After 53 months: €2,520.97 rate · balance €19,120.97After 54 months: €2,572.06 rate · balance €19,172.06After 55 months: €2,623.16 rate · balance €19,223.16After 56 months: €2,674.25 rate · balance €19,274.25After 57 months: €2,725.35 rate · balance €19,325.35After 58 months: €2,776.44 rate · balance €19,376.44After 59 months: €2,827.54 rate · balance €19,427.54After 60 months: €2,878.63 rate · balance €19,478.63
€ 0€ 1k€ 2kstart1 yr2 yrs3 yrs4 yrs5 yrs€2,879After 1 month: €44.96 rate · balance €16,644.96After 2 months: €89.92 rate · balance €16,689.92After 3 months: €134.87 rate · balance €16,734.87After 4 months: €179.83 rate · balance €16,779.83After 5 months: €224.79 rate · balance €16,824.79After 6 months: €269.75 rate · balance €16,869.75After 7 months: €314.71 rate · balance €16,914.71After 8 months: €359.67 rate · balance €16,959.67After 9 months: €404.62 rate · balance €17,004.62After 10 months: €449.58 rate · balance €17,049.58After 11 months: €494.54 rate · balance €17,094.54After 12 months: €539.50 rate · balance €17,139.50After 13 months: €585.92 rate · balance €17,185.92After 14 months: €632.34 rate · balance €17,232.34After 15 months: €678.76 rate · balance €17,278.76After 16 months: €725.18 rate · balance €17,325.18After 17 months: €771.60 rate · balance €17,371.60After 18 months: €818.02 rate · balance €17,418.02After 19 months: €864.44 rate · balance €17,464.44After 20 months: €910.86 rate · balance €17,510.86After 21 months: €957.28 rate · balance €17,557.28After 22 months: €1,003.69 rate · balance €17,603.69After 23 months: €1,050.11 rate · balance €17,650.11After 24 months: €1,096.53 rate · balance €17,696.53After 25 months: €1,144.46 rate · balance €17,744.46After 26 months: €1,192.39 rate · balance €17,792.39After 27 months: €1,240.32 rate · balance €17,840.32After 28 months: €1,288.25 rate · balance €17,888.25After 29 months: €1,336.17 rate · balance €17,936.17After 30 months: €1,384.10 rate · balance €17,984.10After 31 months: €1,432.03 rate · balance €18,032.03After 32 months: €1,479.96 rate · balance €18,079.96After 33 months: €1,527.89 rate · balance €18,127.89After 34 months: €1,575.81 rate · balance €18,175.81After 35 months: €1,623.74 rate · balance €18,223.74After 36 months: €1,671.67 rate · balance €18,271.67After 37 months: €1,721.16 rate · balance €18,321.16After 38 months: €1,770.64 rate · balance €18,370.64After 39 months: €1,820.13 rate · balance €18,420.13After 40 months: €1,869.61 rate · balance €18,469.61After 41 months: €1,919.10 rate · balance €18,519.10After 42 months: €1,968.59 rate · balance €18,568.59After 43 months: €2,018.07 rate · balance €18,618.07After 44 months: €2,067.56 rate · balance €18,667.56After 45 months: €2,117.04 rate · balance €18,717.04After 46 months: €2,166.53 rate · balance €18,766.53After 47 months: €2,216.01 rate · balance €18,816.01After 48 months: €2,265.50 rate · balance €18,865.50After 49 months: €2,316.59 rate · balance €18,916.59After 50 months: €2,367.69 rate · balance €18,967.69After 51 months: €2,418.78 rate · balance €19,018.78After 52 months: €2,469.88 rate · balance €19,069.88After 53 months: €2,520.97 rate · balance €19,120.97After 54 months: €2,572.06 rate · balance €19,172.06After 55 months: €2,623.16 rate · balance €19,223.16After 56 months: €2,674.25 rate · balance €19,274.25After 57 months: €2,725.35 rate · balance €19,325.35After 58 months: €2,776.44 rate · balance €19,376.44After 59 months: €2,827.54 rate · balance €19,427.54After 60 months: €2,878.63 rate · balance €19,478.63
Per year
AfterInterest up to thenBalance
1 year€539€17,139
2 years€1,097€17,697
3 years€1,672€18,272
4 years€2,266€18,866
5 years€2,879€19,479
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