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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Avarda Bank
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Avarda BankTermijndeposito

Deposit · 5 years · Avarda Bank AB · Sweden · via Raisin
Open an account at Avarda Bank
Rate
3.25%
5 years fixed
Your return on €16,800
€546
per year, annualised · €2,913 total over 5 years
Deposit guarantee
€16,800 fully protected
Swedish scheme

Avarda Bank AB · Insättningsgarantin (Riksgälden) · €104,000 per person per bank

Your calculation for €16,800

Gross interest over 5 years: €2,913.
Interest built up over 5 years
€ 0€ 1k€ 2kstart2 yrs4 yrs€2,913

Rate and conditions

BalanceRate
€0 – and up3.25%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
29 Jul 2026
Access
5 years fixed · no early withdrawal
Term
5 years
Minimum deposit
€500
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt jaarlijks bijgeschreven op het termijndeposito

Deposit guarantee

€16,800 fully protected
Swedish scheme

Avarda Bank AB · Insättningsgarantin (Riksgälden) · €104,000 per person per bank

Licence and verification
Institution
Avarda Bank AB
Status
Verified European deposit guarantee scheme
Scheme
Insättningsgarantin (Riksgälden) (Sweden)
Guarantee
1150000.00 SEK per person per institution (≈ €104,000)
Verification
Raisin wettelijke DGS-disclosure
detailsRiksgälden
source ↗ · 18 Sep 2026
Taxes
Country
Sweden
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Zweden heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on:

Rate history

3.25% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Avarda Bank →All savings products of Avarda Bank →

  • 2 Sep 2026New: Avarda Bank – Termijndeposito (60 mo) 3.25%

Rate checked on 18 Sep 2026.

Other offers from Avarda Bank

Instant access · 2.20% · Raisin6 months · 2.75% · Raisin1 year · 2.90% · Raisin18 months · 2.95% · Raisin2 years · 2.95% · Raisin3 years · 3.05% · Raisin4 years · 3.15% · Raisin
After 1 month: €45.50 rate · balance €16,845.50After 2 months: €91 rate · balance €16,891After 3 months: €136.50 rate · balance €16,936.50After 4 months: €182 rate · balance €16,982After 5 months: €227.50 rate · balance €17,027.50After 6 months: €273 rate · balance €17,073After 7 months: €318.50 rate · balance €17,118.50After 8 months: €364 rate · balance €17,164After 9 months: €409.50 rate · balance €17,209.50After 10 months: €455 rate · balance €17,255After 11 months: €500.50 rate · balance €17,300.50After 12 months: €546 rate · balance €17,346After 13 months: €592.98 rate · balance €17,392.98After 14 months: €639.96 rate · balance €17,439.96After 15 months: €686.94 rate · balance €17,486.94After 16 months: €733.92 rate · balance €17,533.92After 17 months: €780.89 rate · balance €17,580.89After 18 months: €827.87 rate · balance €17,627.87After 19 months: €874.85 rate · balance €17,674.85After 20 months: €921.83 rate · balance €17,721.83After 21 months: €968.81 rate · balance €17,768.81After 22 months: €1,015.79 rate · balance €17,815.79After 23 months: €1,062.77 rate · balance €17,862.77After 24 months: €1,109.75 rate · balance €17,909.75After 25 months: €1,158.25 rate · balance €17,958.25After 26 months: €1,206.76 rate · balance €18,006.76After 27 months: €1,255.26 rate · balance €18,055.26After 28 months: €1,303.77 rate · balance €18,103.77After 29 months: €1,352.27 rate · balance €18,152.27After 30 months: €1,400.78 rate · balance €18,200.78After 31 months: €1,449.28 rate · balance €18,249.28After 32 months: €1,497.79 rate · balance €18,297.79After 33 months: €1,546.30 rate · balance €18,346.30After 34 months: €1,594.80 rate · balance €18,394.80After 35 months: €1,643.31 rate · balance €18,443.31After 36 months: €1,691.81 rate · balance €18,491.81After 37 months: €1,741.89 rate · balance €18,541.89After 38 months: €1,791.98 rate · balance €18,591.98After 39 months: €1,842.06 rate · balance €18,642.06After 40 months: €1,892.14 rate · balance €18,692.14After 41 months: €1,942.22 rate · balance €18,742.22After 42 months: €1,992.30 rate · balance €18,792.30After 43 months: €2,042.39 rate · balance €18,842.39After 44 months: €2,092.47 rate · balance €18,892.47After 45 months: €2,142.55 rate · balance €18,942.55After 46 months: €2,192.63 rate · balance €18,992.63After 47 months: €2,242.71 rate · balance €19,042.71After 48 months: €2,292.80 rate · balance €19,092.80After 49 months: €2,344.51 rate · balance €19,144.51After 50 months: €2,396.22 rate · balance €19,196.22After 51 months: €2,447.93 rate · balance €19,247.93After 52 months: €2,499.64 rate · balance €19,299.64After 53 months: €2,551.35 rate · balance €19,351.35After 54 months: €2,603.05 rate · balance €19,403.06After 55 months: €2,654.76 rate · balance €19,454.76After 56 months: €2,706.47 rate · balance €19,506.47After 57 months: €2,758.18 rate · balance €19,558.18After 58 months: €2,809.89 rate · balance €19,609.89After 59 months: €2,861.60 rate · balance €19,661.60After 60 months: €2,913.31 rate · balance €19,713.31
€ 0€ 1k€ 2kstart1 yr2 yrs3 yrs4 yrs5 yrs€2,913After 1 month: €45.50 rate · balance €16,845.50After 2 months: €91 rate · balance €16,891After 3 months: €136.50 rate · balance €16,936.50After 4 months: €182 rate · balance €16,982After 5 months: €227.50 rate · balance €17,027.50After 6 months: €273 rate · balance €17,073After 7 months: €318.50 rate · balance €17,118.50After 8 months: €364 rate · balance €17,164After 9 months: €409.50 rate · balance €17,209.50After 10 months: €455 rate · balance €17,255After 11 months: €500.50 rate · balance €17,300.50After 12 months: €546 rate · balance €17,346After 13 months: €592.98 rate · balance €17,392.98After 14 months: €639.96 rate · balance €17,439.96After 15 months: €686.94 rate · balance €17,486.94After 16 months: €733.92 rate · balance €17,533.92After 17 months: €780.89 rate · balance €17,580.89After 18 months: €827.87 rate · balance €17,627.87After 19 months: €874.85 rate · balance €17,674.85After 20 months: €921.83 rate · balance €17,721.83After 21 months: €968.81 rate · balance €17,768.81After 22 months: €1,015.79 rate · balance €17,815.79After 23 months: €1,062.77 rate · balance €17,862.77After 24 months: €1,109.75 rate · balance €17,909.75After 25 months: €1,158.25 rate · balance €17,958.25After 26 months: €1,206.76 rate · balance €18,006.76After 27 months: €1,255.26 rate · balance €18,055.26After 28 months: €1,303.77 rate · balance €18,103.77After 29 months: €1,352.27 rate · balance €18,152.27After 30 months: €1,400.78 rate · balance €18,200.78After 31 months: €1,449.28 rate · balance €18,249.28After 32 months: €1,497.79 rate · balance €18,297.79After 33 months: €1,546.30 rate · balance €18,346.30After 34 months: €1,594.80 rate · balance €18,394.80After 35 months: €1,643.31 rate · balance €18,443.31After 36 months: €1,691.81 rate · balance €18,491.81After 37 months: €1,741.89 rate · balance €18,541.89After 38 months: €1,791.98 rate · balance €18,591.98After 39 months: €1,842.06 rate · balance €18,642.06After 40 months: €1,892.14 rate · balance €18,692.14After 41 months: €1,942.22 rate · balance €18,742.22After 42 months: €1,992.30 rate · balance €18,792.30After 43 months: €2,042.39 rate · balance €18,842.39After 44 months: €2,092.47 rate · balance €18,892.47After 45 months: €2,142.55 rate · balance €18,942.55After 46 months: €2,192.63 rate · balance €18,992.63After 47 months: €2,242.71 rate · balance €19,042.71After 48 months: €2,292.80 rate · balance €19,092.80After 49 months: €2,344.51 rate · balance €19,144.51After 50 months: €2,396.22 rate · balance €19,196.22After 51 months: €2,447.93 rate · balance €19,247.93After 52 months: €2,499.64 rate · balance €19,299.64After 53 months: €2,551.35 rate · balance €19,351.35After 54 months: €2,603.05 rate · balance €19,403.06After 55 months: €2,654.76 rate · balance €19,454.76After 56 months: €2,706.47 rate · balance €19,506.47After 57 months: €2,758.18 rate · balance €19,558.18After 58 months: €2,809.89 rate · balance €19,609.89After 59 months: €2,861.60 rate · balance €19,661.60After 60 months: €2,913.31 rate · balance €19,713.31
Per year
AfterInterest up to thenBalance
1 year€546€17,346
2 years€1,110€17,910
3 years€1,692€18,492
4 years€2,293€19,093
5 years€2,913€19,713
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