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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Avarda Bank
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Avarda BankTermijndeposito

Deposit · 5 years · Avarda Bank AB · Sweden · via Raisin
Open an account at Avarda Bank
Rate
3.25%
5 years fixed
Your return on €25,000
€813
per year, annualised · €4,335 total over 5 years
Deposit guarantee
€25,000 fully protected
Swedish scheme

Avarda Bank AB · Insättningsgarantin (Riksgälden) · €104,000 per person per bank

Your calculation for €25,000

Gross interest over 5 years: €4,335.
Interest built up over 5 years
€ 0€ 2k€ 4kstart2 yrs4 yrs€4,335

Rate and conditions

BalanceRate
€0 – and up3.25%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
29 Jul 2026
Access
5 years fixed · no early withdrawal
Term
5 years
Minimum deposit
€500
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt jaarlijks bijgeschreven op het termijndeposito

Deposit guarantee

€25,000 fully protected
Swedish scheme

Avarda Bank AB · Insättningsgarantin (Riksgälden) · €104,000 per person per bank

Licence and verification
Institution
Avarda Bank AB
Status
Verified European deposit guarantee scheme
Scheme
Insättningsgarantin (Riksgälden) (Sweden)
Guarantee
1150000.00 SEK per person per institution (≈ €104,000)
Verification
Raisin wettelijke DGS-disclosure
detailsRiksgälden
source ↗ · 18 Sep 2026
Taxes
Country
Sweden
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Zweden heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on:

Rate history

3.25% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Avarda Bank →All savings products of Avarda Bank →

  • 2 Sep 2026New: Avarda Bank – Termijndeposito (60 mo) 3.25%

Rate checked on 18 Sep 2026.

Other offers from Avarda Bank

Instant access · 2.20% · Raisin6 months · 2.75% · Raisin1 year · 2.90% · Raisin18 months · 2.95% · Raisin2 years · 2.95% · Raisin3 years · 3.05% · Raisin4 years · 3.15% · Raisin
After 1 month: €67.71 rate · balance €25,067.71After 2 months: €135.42 rate · balance €25,135.42After 3 months: €203.12 rate · balance €25,203.12After 4 months: €270.83 rate · balance €25,270.83After 5 months: €338.54 rate · balance €25,338.54After 6 months: €406.25 rate · balance €25,406.25After 7 months: €473.96 rate · balance €25,473.96After 8 months: €541.67 rate · balance €25,541.67After 9 months: €609.37 rate · balance €25,609.37After 10 months: €677.08 rate · balance €25,677.08After 11 months: €744.79 rate · balance €25,744.79After 12 months: €812.50 rate · balance €25,812.50After 13 months: €882.41 rate · balance €25,882.41After 14 months: €952.32 rate · balance €25,952.32After 15 months: €1,022.23 rate · balance €26,022.23After 16 months: €1,092.14 rate · balance €26,092.14After 17 months: €1,162.04 rate · balance €26,162.04After 18 months: €1,231.95 rate · balance €26,231.95After 19 months: €1,301.86 rate · balance €26,301.86After 20 months: €1,371.77 rate · balance €26,371.77After 21 months: €1,441.68 rate · balance €26,441.68After 22 months: €1,511.59 rate · balance €26,511.59After 23 months: €1,581.50 rate · balance €26,581.50After 24 months: €1,651.41 rate · balance €26,651.41After 25 months: €1,723.59 rate · balance €26,723.59After 26 months: €1,795.77 rate · balance €26,795.77After 27 months: €1,867.95 rate · balance €26,867.95After 28 months: €1,940.13 rate · balance €26,940.13After 29 months: €2,012.31 rate · balance €27,012.31After 30 months: €2,084.49 rate · balance €27,084.49After 31 months: €2,156.67 rate · balance €27,156.67After 32 months: €2,228.85 rate · balance €27,228.85After 33 months: €2,301.03 rate · balance €27,301.03After 34 months: €2,373.22 rate · balance €27,373.22After 35 months: €2,445.40 rate · balance €27,445.40After 36 months: €2,517.58 rate · balance €27,517.58After 37 months: €2,592.10 rate · balance €27,592.10After 38 months: €2,666.63 rate · balance €27,666.63After 39 months: €2,741.16 rate · balance €27,741.16After 40 months: €2,815.68 rate · balance €27,815.68After 41 months: €2,890.21 rate · balance €27,890.21After 42 months: €2,964.74 rate · balance €27,964.74After 43 months: €3,039.26 rate · balance €28,039.26After 44 months: €3,113.79 rate · balance €28,113.79After 45 months: €3,188.32 rate · balance €28,188.32After 46 months: €3,262.85 rate · balance €28,262.85After 47 months: €3,337.37 rate · balance €28,337.37After 48 months: €3,411.90 rate · balance €28,411.90After 49 months: €3,488.85 rate · balance €28,488.85After 50 months: €3,565.80 rate · balance €28,565.80After 51 months: €3,642.75 rate · balance €28,642.75After 52 months: €3,719.69 rate · balance €28,719.69After 53 months: €3,796.64 rate · balance €28,796.64After 54 months: €3,873.59 rate · balance €28,873.59After 55 months: €3,950.54 rate · balance €28,950.54After 56 months: €4,027.49 rate · balance €29,027.49After 57 months: €4,104.44 rate · balance €29,104.44After 58 months: €4,181.39 rate · balance €29,181.39After 59 months: €4,258.34 rate · balance €29,258.34After 60 months: €4,335.29 rate · balance €29,335.29
€ 0€ 2k€ 4kstart1 yr2 yrs3 yrs4 yrs5 yrs€4,335After 1 month: €67.71 rate · balance €25,067.71After 2 months: €135.42 rate · balance €25,135.42After 3 months: €203.12 rate · balance €25,203.12After 4 months: €270.83 rate · balance €25,270.83After 5 months: €338.54 rate · balance €25,338.54After 6 months: €406.25 rate · balance €25,406.25After 7 months: €473.96 rate · balance €25,473.96After 8 months: €541.67 rate · balance €25,541.67After 9 months: €609.37 rate · balance €25,609.37After 10 months: €677.08 rate · balance €25,677.08After 11 months: €744.79 rate · balance €25,744.79After 12 months: €812.50 rate · balance €25,812.50After 13 months: €882.41 rate · balance €25,882.41After 14 months: €952.32 rate · balance €25,952.32After 15 months: €1,022.23 rate · balance €26,022.23After 16 months: €1,092.14 rate · balance €26,092.14After 17 months: €1,162.04 rate · balance €26,162.04After 18 months: €1,231.95 rate · balance €26,231.95After 19 months: €1,301.86 rate · balance €26,301.86After 20 months: €1,371.77 rate · balance €26,371.77After 21 months: €1,441.68 rate · balance €26,441.68After 22 months: €1,511.59 rate · balance €26,511.59After 23 months: €1,581.50 rate · balance €26,581.50After 24 months: €1,651.41 rate · balance €26,651.41After 25 months: €1,723.59 rate · balance €26,723.59After 26 months: €1,795.77 rate · balance €26,795.77After 27 months: €1,867.95 rate · balance €26,867.95After 28 months: €1,940.13 rate · balance €26,940.13After 29 months: €2,012.31 rate · balance €27,012.31After 30 months: €2,084.49 rate · balance €27,084.49After 31 months: €2,156.67 rate · balance €27,156.67After 32 months: €2,228.85 rate · balance €27,228.85After 33 months: €2,301.03 rate · balance €27,301.03After 34 months: €2,373.22 rate · balance €27,373.22After 35 months: €2,445.40 rate · balance €27,445.40After 36 months: €2,517.58 rate · balance €27,517.58After 37 months: €2,592.10 rate · balance €27,592.10After 38 months: €2,666.63 rate · balance €27,666.63After 39 months: €2,741.16 rate · balance €27,741.16After 40 months: €2,815.68 rate · balance €27,815.68After 41 months: €2,890.21 rate · balance €27,890.21After 42 months: €2,964.74 rate · balance €27,964.74After 43 months: €3,039.26 rate · balance €28,039.26After 44 months: €3,113.79 rate · balance €28,113.79After 45 months: €3,188.32 rate · balance €28,188.32After 46 months: €3,262.85 rate · balance €28,262.85After 47 months: €3,337.37 rate · balance €28,337.37After 48 months: €3,411.90 rate · balance €28,411.90After 49 months: €3,488.85 rate · balance €28,488.85After 50 months: €3,565.80 rate · balance €28,565.80After 51 months: €3,642.75 rate · balance €28,642.75After 52 months: €3,719.69 rate · balance €28,719.69After 53 months: €3,796.64 rate · balance €28,796.64After 54 months: €3,873.59 rate · balance €28,873.59After 55 months: €3,950.54 rate · balance €28,950.54After 56 months: €4,027.49 rate · balance €29,027.49After 57 months: €4,104.44 rate · balance €29,104.44After 58 months: €4,181.39 rate · balance €29,181.39After 59 months: €4,258.34 rate · balance €29,258.34After 60 months: €4,335.29 rate · balance €29,335.29
Per year
AfterInterest up to thenBalance
1 year€812€25,812
2 years€1,651€26,651
3 years€2,518€27,518
4 years€3,412€28,412
5 years€4,335€29,335
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