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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Avarda Bank
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Avarda BankTermijndeposito

Deposit · 6 months · Avarda Bank AB · Sweden · via Raisin
Open an account at Avarda Bank
Rate
2.75%
6 months fixed
since 14 Sep 2026
EffectiveThe effective annual rate for €25,000: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable.
2.77%
for €25,000
Your return on €25,000
€692
per year, annualised · €344 total over 6 months
Deposit guarantee
€25,000 fully protected
Swedish scheme

Avarda Bank AB · Insättningsgarantin (Riksgälden) · €104,000 per person per bank

Your calculation for €25,000

Gross interest over 6 months: €344.
Interest built up over 6 months
€ 0€ 200start6 mo€344After 1 month: €57.29 rate · balance €25,057.29After 2 months: €114.58 rate · balance €25,114.58After 3 months: €171.88 rate · balance €25,171.88After 4 months: €229.17 rate · balance €25,229.17After 5 months: €286.46 rate · balance €25,286.46After 6 months: €343.75 rate · balance €25,343.75
€ 0€ 200start3 mo6 mo

Rate and conditions

BalanceRate
€0 – and up2.75%
Interest payout
end of term, paid out
Fees
none
Rate valid since
3 Sep 2026
Access
6 months fixed · no early withdrawal
Term
6 months
Minimum deposit
€500
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Einde looptijd

Deposit guarantee

€25,000 fully protected
Swedish scheme

Avarda Bank AB · Insättningsgarantin (Riksgälden) · €104,000 per person per bank

Licence and verification
Institution
Avarda Bank AB
Status
Verified European deposit guarantee scheme
Scheme
Insättningsgarantin (Riksgälden) (Sweden)
Guarantee
1150000.00 SEK per person per institution (≈ €104,000)
Verification
Raisin wettelijke DGS-disclosure
detailsRiksgälden
source ↗ · 18 Sep 2026
Taxes
Country
Sweden
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Zweden heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on:

Rate history

2.00%2.25%2.50%2.75%3.00%2 Sep 202610 Sep 2026now2.75%2.45% from 2 Sep 2026 until 14 Sep 20262.75% from 14 Sep 2026 until now
2.00%2.25%2.50%2.75%3.00%2 Sep 202610 Sep 2026now2.75%2.45% from 2 Sep 2026 until 14 Sep 2026

Other offers from Avarda Bank

Instant access · 2.20% · Raisin1 year · 2.90% · Raisin18 months · 2.95% · Raisin2 years · 2.95% · Raisin3 years · 3.05% · Raisin4 years · 3.15% · Raisin5 years · 3.25% · Raisin
€344After 1 month: €57.29 rate · balance €25,057.29After 2 months: €114.58 rate · balance €25,114.58After 3 months: €171.88 rate · balance €25,171.88After 4 months: €229.17 rate · balance €25,229.17After 5 months: €286.46 rate · balance €25,286.46After 6 months: €343.75 rate · balance €25,343.75
Is saving at a foreign bank safe? How the deposit guarantee works in Europe
2.75% from 14 Sep 2026 until now
FromRateUntil
14 Sep 20262.75%current
2 Sep 20262.45%14 Sep 2026

All historic rates of Avarda Bank →All savings products of Avarda Bank →

  • 14 Sep 2026Avarda Bank – Termijndeposito (6 mo): 2.45% → 2.75%
  • 2 Sep 2026New: Avarda Bank – Termijndeposito (6 mo) 2.45%

Rate checked on 18 Sep 2026.