MyntroTermijndeposito

Deposit · 4 years · Myntro AB · Sweden · via Raisin
Rate
3.73%
4 years fixed
since 27 Oct 2026
Your return on €16,600
€619
per year, annualised · €2,619 total over 4 years
Deposit guarantee
€16,600 fully protected
Swedish scheme

Myntro AB · Insättningsgarantin (Riksgälden) · €104,000 per person per bank

Your calculation for €16,600

Gross interest over 4 years: €2,619.
Interest built up over 4 years
€ 0€ 1k€ 2kstart2 yrs4 yrs€2,619After 1 month: €51.60 rate · balance €16,651.60After 2 months: €103.20 rate · balance €16,703.20After 3 months: €154.79 rate · balance €16,754.79After 4 months: €206.39 rate · balance €16,806.39After 5 months: €257.99 rate · balance €16,857.99After 6 months: €309.59 rate · balance €16,909.59After 7 months: €361.19 rate · balance €16,961.19After 8 months: €412.79 rate · balance €17,012.79After 9 months: €464.38 rate · balance €17,064.38After 10 months: €515.98 rate · balance €17,115.98After 11 months: €567.58 rate · balance €17,167.58After 12 months: €619.18 rate · balance €17,219.18After 13 months: €672.70 rate · balance €17,272.70After 14 months: €726.23 rate · balance €17,326.23After 15 months: €779.75 rate · balance €17,379.75After 16 months: €833.27 rate · balance €17,433.27After 17 months: €886.79 rate · balance €17,486.79After 18 months: €940.32 rate · balance €17,540.32After 19 months: €993.84 rate · balance €17,593.84After 20 months: €1,047.36 rate · balance €17,647.36After 21 months: €1,100.89 rate · balance €17,700.89After 22 months: €1,154.41 rate · balance €17,754.41After 23 months: €1,207.93 rate · balance €17,807.93After 24 months: €1,261.46 rate · balance €17,861.46After 25 months: €1,316.97 rate · balance €17,916.97After 26 months: €1,372.49 rate · balance €17,972.49After 27 months: €1,428.01 rate · balance €18,028.01After 28 months: €1,483.53 rate · balance €18,083.53After 29 months: €1,539.05 rate · balance €18,139.05After 30 months: €1,594.57 rate · balance €18,194.57After 31 months: €1,650.09 rate · balance €18,250.09After 32 months: €1,705.61 rate · balance €18,305.61After 33 months: €1,761.13 rate · balance €18,361.13After 34 months: €1,816.65 rate · balance €18,416.65After 35 months: €1,872.17 rate · balance €18,472.17After 36 months: €1,927.69 rate · balance €18,527.69After 37 months: €1,985.28 rate · balance €18,585.28After 38 months: €2,042.87 rate · balance €18,642.87After 39 months: €2,100.46 rate · balance €18,700.46After 40 months: €2,158.05 rate · balance €18,758.05After 41 months: €2,215.64 rate · balance €18,815.64After 42 months: €2,273.23 rate · balance €18,873.23After 43 months: €2,330.82 rate · balance €18,930.82After 44 months: €2,388.41 rate · balance €18,988.41After 45 months: €2,446.00 rate · balance €19,046.00After 46 months: €2,503.59 rate · balance €19,103.59After 47 months: €2,561.18 rate · balance €19,161.18After 48 months: €2,618.77 rate · balance €19,218.77
Per year
AfterInterest up to thenBalance
1 year€619€17,219
2 years€1,261€17,861
3 years€1,928€18,528
4 years€2,619€19,219

Rate and conditions

BalanceRate
€0 – and up3.73%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
27 Oct 2026
Access
4 years fixed · no early withdrawal
Term
4 years
Minimum deposit
€500
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt jaarlijks bijgeschreven op het termijndeposito

Deposit guarantee

€16,600 fully protected
Swedish scheme

Myntro AB · Insättningsgarantin (Riksgälden) · €104,000 per person per bank

Licence and verification
Institution
Myntro AB
Status
Verified European deposit guarantee scheme
Scheme
Insättningsgarantin (Riksgälden) (Sweden)
Guarantee
1150000.00 SEK per person per institution (≈ €104,000)
Verification
Raisin wettelijke DGS-disclosure
detailsRiksgälden
source ↗ · 2 Nov 2026
Taxes
Country
Sweden
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Sweden withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

2.25%2.75%3.25%3.75%4.25%2 Sep 20263 Oct 2026now3.73%2.70% from 2 Sep 2026 until 6 Oct 20263.60% from 6 Oct 2026 until 27 Oct 20263.73% from 27 Oct 2026 until now
FromRateUntil
27 Oct 20263.73%current
6 Oct 20263.60%27 Oct 2026
2 Sep 20262.70%6 Oct 2026

All historic rates of Myntro →All savings products of Myntro →

  • 27 Oct 2026Myntro – Termijndeposito (48 mo): 3.60% → 3.73%
  • 6 Oct 2026Myntro – Termijndeposito (48 mo): 2.70% → 3.60%
  • 2 Sep 2026New: Myntro – Termijndeposito (48 mo) 2.70%

Rate checked on 2 Nov 2026.

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