MyntroTermijndeposito
Deposit · 5 years · Myntro AB · Sweden · via Raisin
- Rate
- 3.85%
- 5 years fixed
- since 27 Oct 2026
- Your return on €100,000
- €3,850
- per year, annualised · €20,790 total over 5 years
- Deposit guarantee
- €100,000 fully protectedSwedish scheme
Myntro AB · Insättningsgarantin (Riksgälden) · €104,000 per person per bank
Your calculation for €100,000
Gross interest over 5 years: €20,790.
Interest built up over 5 years
Per year
| After | Interest up to then | Balance |
|---|---|---|
| 1 year | €3,850 | €103,850 |
| 2 years | €7,848 | €107,848 |
| 3 years | €12,000 | €112,000 |
| 4 years | €16,312 | €116,312 |
| 5 years | €20,790 | €120,790 |
Rate and conditions
| Balance | Rate |
|---|---|
| €0 – and up | 3.85% |
- Interest payout
- yearly, compounded (interest on interest)
- Fees
- none
- Rate valid since
- 27 Oct 2026
- Access
- 5 years fixed · no early withdrawal
- Term
- 5 years
- Minimum deposit
- €500
- Maximum deposit
- €100,000
- Current account required
- no
- For whom
- new and existing customers
- Open via
- Raisin (Raisin) · for residents of the Netherlands via Raisin
- Rente-op-rente. Rente wordt jaarlijks bijgeschreven op het termijndeposito
Deposit guarantee
€100,000 fully protected
Swedish scheme
Myntro AB · Insättningsgarantin (Riksgälden) · €104,000 per person per bank
Licence and verification
- Institution
- Myntro AB
- Status
- Verified European deposit guarantee scheme
- Scheme
- Insättningsgarantin (Riksgälden) (Sweden)
- Guarantee
- 1150000.00 SEK per person per institution (≈ €104,000)
- Verification
- Raisin wettelijke DGS-disclosuresource ↗ · 2 Nov 2026
details
Riksgälden
Taxes
- Country
- Sweden
- Withholding tax
- No withholding tax
- Standard rate
- 0.00%
- For a Dutch saver
- 0.00%
- Notes
- Sweden withholds no tax on savings interest of non-residents: you receive the full interest.
Rates are gross. The Dutch box 3 wealth tax is separate and not included.
Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks
Rate history
| From | Rate | Until |
|---|---|---|
| 27 Oct 2026 | 3.85% | current |
| 6 Oct 2026 | 3.67% | 27 Oct 2026 |
| 22 Sep 2026 | 3.48% | 6 Oct 2026 |
| 14 Sep 2026 | 3.43% | 22 Sep 2026 |
| 2 Sep 2026 | 3.40% | 14 Sep 2026 |
All historic rates of Myntro →All savings products of Myntro →
- 27 Oct 2026Myntro – Termijndeposito (60 mo): 3.67% → 3.85%
- 6 Oct 2026Myntro – Termijndeposito (60 mo): 3.48% → 3.67%
- 22 Sep 2026Myntro – Termijndeposito (60 mo): 3.43% → 3.48%
- 14 Sep 2026Myntro – Termijndeposito (60 mo): 3.40% → 3.43%
- 2 Sep 2026New: Myntro – Termijndeposito (60 mo) 3.40%
Rate checked on 2 Nov 2026.