MyntroTermijndeposito

Deposit · 10 years · Myntro AB · Sweden · via Raisin
Rate
3.90%
10 years fixed
since 27 Oct 2026
Your return on €10,000
€390
per year, annualised · €4,661 total over 10 years
Deposit guarantee
€10,000 fully protected
Swedish scheme

Myntro AB · Insättningsgarantin (Riksgälden) · €104,000 per person per bank

Your calculation for €10,000

Gross interest over 10 years: €4,661.
Interest built up over 10 years
€ 0€ 2k€ 4kstart3 yrs6 yrs9 yrs€4,661After 1 month: €32.50 rate · balance €10,032.50After 2 months: €65 rate · balance €10,065After 3 months: €97.50 rate · balance €10,097.50After 4 months: €130 rate · balance €10,130After 5 months: €162.50 rate · balance €10,162.50After 6 months: €195 rate · balance €10,195After 7 months: €227.50 rate · balance €10,227.50After 8 months: €260 rate · balance €10,260After 9 months: €292.50 rate · balance €10,292.50After 10 months: €325 rate · balance €10,325After 11 months: €357.50 rate · balance €10,357.50After 12 months: €390 rate · balance €10,390After 13 months: €423.77 rate · balance €10,423.77After 14 months: €457.53 rate · balance €10,457.53After 15 months: €491.30 rate · balance €10,491.30After 16 months: €525.07 rate · balance €10,525.07After 17 months: €558.84 rate · balance €10,558.84After 18 months: €592.61 rate · balance €10,592.60After 19 months: €626.37 rate · balance €10,626.37After 20 months: €660.14 rate · balance €10,660.14After 21 months: €693.91 rate · balance €10,693.91After 22 months: €727.68 rate · balance €10,727.67After 23 months: €761.44 rate · balance €10,761.44After 24 months: €795.21 rate · balance €10,795.21After 25 months: €830.29 rate · balance €10,830.29After 26 months: €865.38 rate · balance €10,865.38After 27 months: €900.46 rate · balance €10,900.46After 28 months: €935.55 rate · balance €10,935.55After 29 months: €970.63 rate · balance €10,970.63After 30 months: €1,005.72 rate · balance €11,005.72After 31 months: €1,040.80 rate · balance €11,040.80After 32 months: €1,075.89 rate · balance €11,075.89After 33 months: €1,110.97 rate · balance €11,110.97After 34 months: €1,146.05 rate · balance €11,146.05After 35 months: €1,181.14 rate · balance €11,181.14After 36 months: €1,216.22 rate · balance €11,216.22After 37 months: €1,252.68 rate · balance €11,252.68After 38 months: €1,289.13 rate · balance €11,289.13After 39 months: €1,325.58 rate · balance €11,325.58After 40 months: €1,362.03 rate · balance €11,362.03After 41 months: €1,398.49 rate · balance €11,398.49After 42 months: €1,434.94 rate · balance €11,434.94After 43 months: €1,471.39 rate · balance €11,471.39After 44 months: €1,507.84 rate · balance €11,507.84After 45 months: €1,544.30 rate · balance €11,544.30After 46 months: €1,580.75 rate · balance €11,580.75After 47 months: €1,617.20 rate · balance €11,617.20After 48 months: €1,653.66 rate · balance €11,653.66After 49 months: €1,691.53 rate · balance €11,691.53After 50 months: €1,729.40 rate · balance €11,729.40After 51 months: €1,767.28 rate · balance €11,767.28After 52 months: €1,805.15 rate · balance €11,805.15After 53 months: €1,843.03 rate · balance €11,843.03After 54 months: €1,880.90 rate · balance €11,880.90After 55 months: €1,918.78 rate · balance €11,918.78After 56 months: €1,956.65 rate · balance €11,956.65After 57 months: €1,994.52 rate · balance €11,994.52After 58 months: €2,032.40 rate · balance €12,032.40After 59 months: €2,070.27 rate · balance €12,070.27After 60 months: €2,108.15 rate · balance €12,108.15After 61 months: €2,147.50 rate · balance €12,147.50After 62 months: €2,186.85 rate · balance €12,186.85After 63 months: €2,226.20 rate · balance €12,226.20After 64 months: €2,265.55 rate · balance €12,265.55After 65 months: €2,304.91 rate · balance €12,304.91After 66 months: €2,344.26 rate · balance €12,344.26After 67 months: €2,383.61 rate · balance €12,383.61After 68 months: €2,422.96 rate · balance €12,422.96After 69 months: €2,462.31 rate · balance €12,462.31After 70 months: €2,501.66 rate · balance €12,501.66After 71 months: €2,541.01 rate · balance €12,541.01After 72 months: €2,580.37 rate · balance €12,580.37After 73 months: €2,621.25 rate · balance €12,621.25After 74 months: €2,662.14 rate · balance €12,662.14After 75 months: €2,703.02 rate · balance €12,703.02After 76 months: €2,743.91 rate · balance €12,743.91After 77 months: €2,784.80 rate · balance €12,784.80After 78 months: €2,825.68 rate · balance €12,825.68After 79 months: €2,866.57 rate · balance €12,866.57After 80 months: €2,907.46 rate · balance €12,907.46After 81 months: €2,948.34 rate · balance €12,948.34After 82 months: €2,989.23 rate · balance €12,989.23After 83 months: €3,030.11 rate · balance €13,030.11After 84 months: €3,071.00 rate · balance €13,071.00After 85 months: €3,113.48 rate · balance €13,113.48After 86 months: €3,155.96 rate · balance €13,155.96After 87 months: €3,198.44 rate · balance €13,198.44After 88 months: €3,240.92 rate · balance €13,240.92After 89 months: €3,283.40 rate · balance €13,283.40After 90 months: €3,325.89 rate · balance €13,325.89After 91 months: €3,368.37 rate · balance €13,368.37After 92 months: €3,410.85 rate · balance €13,410.85After 93 months: €3,453.33 rate · balance €13,453.33After 94 months: €3,495.81 rate · balance €13,495.81After 95 months: €3,538.29 rate · balance €13,538.29After 96 months: €3,580.77 rate · balance €13,580.77After 97 months: €3,624.91 rate · balance €13,624.91After 98 months: €3,669.04 rate · balance €13,669.04After 99 months: €3,713.18 rate · balance €13,713.18After 100 months: €3,757.32 rate · balance €13,757.32After 101 months: €3,801.46 rate · balance €13,801.46After 102 months: €3,845.59 rate · balance €13,845.59After 103 months: €3,889.73 rate · balance €13,889.73After 104 months: €3,933.87 rate · balance €13,933.87After 105 months: €3,978.01 rate · balance €13,978.01After 106 months: €4,022.14 rate · balance €14,022.14After 107 months: €4,066.28 rate · balance €14,066.28After 108 months: €4,110.42 rate · balance €14,110.42After 109 months: €4,156.28 rate · balance €14,156.28After 110 months: €4,202.14 rate · balance €14,202.14After 111 months: €4,248.00 rate · balance €14,248.00After 112 months: €4,293.86 rate · balance €14,293.86After 113 months: €4,339.71 rate · balance €14,339.71After 114 months: €4,385.57 rate · balance €14,385.57After 115 months: €4,431.43 rate · balance €14,431.43After 116 months: €4,477.29 rate · balance €14,477.29After 117 months: €4,523.15 rate · balance €14,523.15After 118 months: €4,569.01 rate · balance €14,569.01After 119 months: €4,614.87 rate · balance €14,614.87After 120 months: €4,660.73 rate · balance €14,660.73
Per year
AfterInterest up to thenBalance
1 year€390€10,390
2 years€795€10,795
3 years€1,216€11,216
4 years€1,654€11,654
5 years€2,108€12,108
6 years€2,580€12,580
7 years€3,071€13,071
8 years€3,581€13,581
9 years€4,110€14,110
10 years€4,661€14,661

Rate and conditions

BalanceRate
€0 – and up3.90%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
27 Oct 2026
Access
10 years fixed · no early withdrawal
Term
10 years
Minimum deposit
€500
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt jaarlijks bijgeschreven op het termijndeposito

Deposit guarantee

€10,000 fully protected
Swedish scheme

Myntro AB · Insättningsgarantin (Riksgälden) · €104,000 per person per bank

Licence and verification
Institution
Myntro AB
Status
Verified European deposit guarantee scheme
Scheme
Insättningsgarantin (Riksgälden) (Sweden)
Guarantee
1150000.00 SEK per person per institution (≈ €104,000)
Verification
Raisin wettelijke DGS-disclosure
detailsRiksgälden
source ↗ · 2 Nov 2026
Taxes
Country
Sweden
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Sweden withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

3.25%3.50%3.75%4.00%4.25%2 Sep 20263 Oct 2026now3.90%3.65% from 2 Sep 2026 until 14 Sep 20263.68% from 14 Sep 2026 until 22 Sep 20263.75% from 22 Sep 2026 until 6 Oct 20263.85% from 6 Oct 2026 until 27 Oct 20263.90% from 27 Oct 2026 until now
FromRateUntil
27 Oct 20263.90%current
6 Oct 20263.85%27 Oct 2026
22 Sep 20263.75%6 Oct 2026
14 Sep 20263.68%22 Sep 2026
2 Sep 20263.65%14 Sep 2026

All historic rates of Myntro →All savings products of Myntro →

  • 27 Oct 2026Myntro – Termijndeposito (120 mo): 3.85% → 3.90%
  • 6 Oct 2026Myntro – Termijndeposito (120 mo): 3.75% → 3.85%
  • 22 Sep 2026Myntro – Termijndeposito (120 mo): 3.68% → 3.75%
  • 14 Sep 2026Myntro – Termijndeposito (120 mo): 3.65% → 3.68%
  • 2 Sep 2026New: Myntro – Termijndeposito (120 mo) 3.65%

Rate checked on 2 Nov 2026.

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