MyntroTermijndeposito

Deposit · 10 years · Myntro AB · Sweden · via Raisin
Rate
3.90%
10 years fixed
since 27 Oct 2026
Your return on €100,000
€3,900
per year, annualised · €46,607 total over 10 years
Deposit guarantee
€100,000 fully protected
Swedish scheme

Myntro AB · Insättningsgarantin (Riksgälden) · €104,000 per person per bank

Your calculation for €100,000

Gross interest over 10 years: €46,607.
Interest built up over 10 years
€ 0€ 20k€ 40kstart3 yrs6 yrs9 yrs€46,607After 1 month: €325 rate · balance €100,325After 2 months: €650 rate · balance €100,650After 3 months: €975 rate · balance €100,975After 4 months: €1,300 rate · balance €101,300After 5 months: €1,625 rate · balance €101,625After 6 months: €1,950 rate · balance €101,950After 7 months: €2,275 rate · balance €102,275After 8 months: €2,600 rate · balance €102,600After 9 months: €2,925 rate · balance €102,925After 10 months: €3,250 rate · balance €103,250After 11 months: €3,575 rate · balance €103,575After 12 months: €3,900 rate · balance €103,900After 13 months: €4,237.68 rate · balance €104,237.68After 14 months: €4,575.35 rate · balance €104,575.35After 15 months: €4,913.03 rate · balance €104,913.02After 16 months: €5,250.70 rate · balance €105,250.70After 17 months: €5,588.38 rate · balance €105,588.38After 18 months: €5,926.05 rate · balance €105,926.05After 19 months: €6,263.73 rate · balance €106,263.73After 20 months: €6,601.40 rate · balance €106,601.40After 21 months: €6,939.08 rate · balance €106,939.07After 22 months: €7,276.75 rate · balance €107,276.75After 23 months: €7,614.43 rate · balance €107,614.43After 24 months: €7,952.10 rate · balance €107,952.10After 25 months: €8,302.94 rate · balance €108,302.94After 26 months: €8,653.79 rate · balance €108,653.79After 27 months: €9,004.63 rate · balance €109,004.63After 28 months: €9,355.48 rate · balance €109,355.48After 29 months: €9,706.32 rate · balance €109,706.32After 30 months: €10,057.17 rate · balance €110,057.17After 31 months: €10,408.01 rate · balance €110,408.01After 32 months: €10,758.85 rate · balance €110,758.85After 33 months: €11,109.70 rate · balance €111,109.70After 34 months: €11,460.54 rate · balance €111,460.54After 35 months: €11,811.39 rate · balance €111,811.39After 36 months: €12,162.23 rate · balance €112,162.23After 37 months: €12,526.76 rate · balance €112,526.76After 38 months: €12,891.29 rate · balance €112,891.29After 39 months: €13,255.81 rate · balance €113,255.81After 40 months: €13,620.34 rate · balance €113,620.34After 41 months: €13,984.87 rate · balance €113,984.87After 42 months: €14,349.40 rate · balance €114,349.40After 43 months: €14,713.92 rate · balance €114,713.92After 44 months: €15,078.45 rate · balance €115,078.45After 45 months: €15,442.98 rate · balance €115,442.98After 46 months: €15,807.50 rate · balance €115,807.50After 47 months: €16,172.03 rate · balance €116,172.03After 48 months: €16,536.56 rate · balance €116,536.56After 49 months: €16,915.30 rate · balance €116,915.30After 50 months: €17,294.05 rate · balance €117,294.05After 51 months: €17,672.79 rate · balance €117,672.79After 52 months: €18,051.53 rate · balance €118,051.53After 53 months: €18,430.28 rate · balance €118,430.28After 54 months: €18,809.02 rate · balance €118,809.02After 55 months: €19,187.77 rate · balance €119,187.77After 56 months: €19,566.51 rate · balance €119,566.51After 57 months: €19,945.25 rate · balance €119,945.25After 58 months: €20,324.00 rate · balance €120,324.00After 59 months: €20,702.74 rate · balance €120,702.74After 60 months: €21,081.48 rate · balance €121,081.48After 61 months: €21,475.00 rate · balance €121,475.00After 62 months: €21,868.51 rate · balance €121,868.51After 63 months: €22,262.03 rate · balance €122,262.03After 64 months: €22,655.54 rate · balance €122,655.54After 65 months: €23,049.06 rate · balance €123,049.06After 66 months: €23,442.57 rate · balance €123,442.57After 67 months: €23,836.09 rate · balance €123,836.09After 68 months: €24,229.60 rate · balance €124,229.60After 69 months: €24,623.12 rate · balance €124,623.12After 70 months: €25,016.63 rate · balance €125,016.63After 71 months: €25,410.15 rate · balance €125,410.15After 72 months: €25,803.66 rate · balance €125,803.66After 73 months: €26,212.52 rate · balance €126,212.52After 74 months: €26,621.39 rate · balance €126,621.39After 75 months: €27,030.25 rate · balance €127,030.25After 76 months: €27,439.11 rate · balance €127,439.11After 77 months: €27,847.97 rate · balance €127,847.97After 78 months: €28,256.83 rate · balance €128,256.83After 79 months: €28,665.70 rate · balance €128,665.70After 80 months: €29,074.56 rate · balance €129,074.56After 81 months: €29,483.42 rate · balance €129,483.42After 82 months: €29,892.28 rate · balance €129,892.28After 83 months: €30,301.14 rate · balance €130,301.14After 84 months: €30,710.01 rate · balance €130,710.01After 85 months: €31,134.81 rate · balance €131,134.81After 86 months: €31,559.62 rate · balance €131,559.62After 87 months: €31,984.43 rate · balance €131,984.43After 88 months: €32,409.24 rate · balance €132,409.24After 89 months: €32,834.04 rate · balance €132,834.04After 90 months: €33,258.85 rate · balance €133,258.85After 91 months: €33,683.66 rate · balance €133,683.66After 92 months: €34,108.47 rate · balance €134,108.47After 93 months: €34,533.27 rate · balance €134,533.27After 94 months: €34,958.08 rate · balance €134,958.08After 95 months: €35,382.89 rate · balance €135,382.89After 96 months: €35,807.70 rate · balance €135,807.70After 97 months: €36,249.07 rate · balance €136,249.07After 98 months: €36,690.45 rate · balance €136,690.45After 99 months: €37,131.82 rate · balance €137,131.82After 100 months: €37,573.20 rate · balance €137,573.20After 101 months: €38,014.57 rate · balance €138,014.57After 102 months: €38,455.95 rate · balance €138,455.95After 103 months: €38,897.32 rate · balance €138,897.32After 104 months: €39,338.70 rate · balance €139,338.70After 105 months: €39,780.07 rate · balance €139,780.07After 106 months: €40,221.45 rate · balance €140,221.45After 107 months: €40,662.82 rate · balance €140,662.82After 108 months: €41,104.20 rate · balance €141,104.20After 109 months: €41,562.78 rate · balance €141,562.78After 110 months: €42,021.37 rate · balance €142,021.37After 111 months: €42,479.96 rate · balance €142,479.96After 112 months: €42,938.55 rate · balance €142,938.55After 113 months: €43,397.14 rate · balance €143,397.14After 114 months: €43,855.73 rate · balance €143,855.73After 115 months: €44,314.32 rate · balance €144,314.32After 116 months: €44,772.90 rate · balance €144,772.90After 117 months: €45,231.49 rate · balance €145,231.49After 118 months: €45,690.08 rate · balance €145,690.08After 119 months: €46,148.67 rate · balance €146,148.67After 120 months: €46,607.26 rate · balance €146,607.26
Per year
AfterInterest up to thenBalance
1 year€3,900€103,900
2 years€7,952€107,952
3 years€12,162€112,162
4 years€16,537€116,537
5 years€21,081€121,081
6 years€25,804€125,804
7 years€30,710€130,710
8 years€35,808€135,808
9 years€41,104€141,104
10 years€46,607€146,607

Rate and conditions

BalanceRate
€0 – and up3.90%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
27 Oct 2026
Access
10 years fixed · no early withdrawal
Term
10 years
Minimum deposit
€500
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt jaarlijks bijgeschreven op het termijndeposito

Deposit guarantee

€100,000 fully protected
Swedish scheme

Myntro AB · Insättningsgarantin (Riksgälden) · €104,000 per person per bank

Licence and verification
Institution
Myntro AB
Status
Verified European deposit guarantee scheme
Scheme
Insättningsgarantin (Riksgälden) (Sweden)
Guarantee
1150000.00 SEK per person per institution (≈ €104,000)
Verification
Raisin wettelijke DGS-disclosure
detailsRiksgälden
source ↗ · 2 Nov 2026
Taxes
Country
Sweden
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Sweden withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

3.25%3.50%3.75%4.00%4.25%2 Sep 20263 Oct 2026now3.90%3.65% from 2 Sep 2026 until 14 Sep 20263.68% from 14 Sep 2026 until 22 Sep 20263.75% from 22 Sep 2026 until 6 Oct 20263.85% from 6 Oct 2026 until 27 Oct 20263.90% from 27 Oct 2026 until now
FromRateUntil
27 Oct 20263.90%current
6 Oct 20263.85%27 Oct 2026
22 Sep 20263.75%6 Oct 2026
14 Sep 20263.68%22 Sep 2026
2 Sep 20263.65%14 Sep 2026

All historic rates of Myntro →All savings products of Myntro →

  • 27 Oct 2026Myntro – Termijndeposito (120 mo): 3.85% → 3.90%
  • 6 Oct 2026Myntro – Termijndeposito (120 mo): 3.75% → 3.85%
  • 22 Sep 2026Myntro – Termijndeposito (120 mo): 3.68% → 3.75%
  • 14 Sep 2026Myntro – Termijndeposito (120 mo): 3.65% → 3.68%
  • 2 Sep 2026New: Myntro – Termijndeposito (120 mo) 3.65%

Rate checked on 2 Nov 2026.

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