MyntroTermijndeposito

Deposit · 10 years · Myntro AB · Sweden · via Raisin
Rate
3.90%
10 years fixed
since 27 Oct 2026
Your return on €16,600
€647
per year, annualised · €7,737 total over 10 years
Deposit guarantee
€16,600 fully protected
Swedish scheme

Myntro AB · Insättningsgarantin (Riksgälden) · €104,000 per person per bank

Your calculation for €16,600

Gross interest over 10 years: €7,737.
Interest built up over 10 years
€ 0€ 5kstart3 yrs6 yrs9 yrs€7,737After 1 month: €53.95 rate · balance €16,653.95After 2 months: €107.90 rate · balance €16,707.90After 3 months: €161.85 rate · balance €16,761.85After 4 months: €215.80 rate · balance €16,815.80After 5 months: €269.75 rate · balance €16,869.75After 6 months: €323.70 rate · balance €16,923.70After 7 months: €377.65 rate · balance €16,977.65After 8 months: €431.60 rate · balance €17,031.60After 9 months: €485.55 rate · balance €17,085.55After 10 months: €539.50 rate · balance €17,139.50After 11 months: €593.45 rate · balance €17,193.45After 12 months: €647.40 rate · balance €17,247.40After 13 months: €703.45 rate · balance €17,303.45After 14 months: €759.51 rate · balance €17,359.51After 15 months: €815.56 rate · balance €17,415.56After 16 months: €871.62 rate · balance €17,471.62After 17 months: €927.67 rate · balance €17,527.67After 18 months: €983.72 rate · balance €17,583.72After 19 months: €1,039.78 rate · balance €17,639.78After 20 months: €1,095.83 rate · balance €17,695.83After 21 months: €1,151.89 rate · balance €17,751.89After 22 months: €1,207.94 rate · balance €17,807.94After 23 months: €1,263.99 rate · balance €17,863.99After 24 months: €1,320.05 rate · balance €17,920.05After 25 months: €1,378.29 rate · balance €17,978.29After 26 months: €1,436.53 rate · balance €18,036.53After 27 months: €1,494.77 rate · balance €18,094.77After 28 months: €1,553.01 rate · balance €18,153.01After 29 months: €1,611.25 rate · balance €18,211.25After 30 months: €1,669.49 rate · balance €18,269.49After 31 months: €1,727.73 rate · balance €18,327.73After 32 months: €1,785.97 rate · balance €18,385.97After 33 months: €1,844.21 rate · balance €18,444.21After 34 months: €1,902.45 rate · balance €18,502.45After 35 months: €1,960.69 rate · balance €18,560.69After 36 months: €2,018.93 rate · balance €18,618.93After 37 months: €2,079.44 rate · balance €18,679.44After 38 months: €2,139.95 rate · balance €18,739.95After 39 months: €2,200.46 rate · balance €18,800.46After 40 months: €2,260.98 rate · balance €18,860.98After 41 months: €2,321.49 rate · balance €18,921.49After 42 months: €2,382.00 rate · balance €18,982.00After 43 months: €2,442.51 rate · balance €19,042.51After 44 months: €2,503.02 rate · balance €19,103.02After 45 months: €2,563.53 rate · balance €19,163.53After 46 months: €2,624.05 rate · balance €19,224.05After 47 months: €2,684.56 rate · balance €19,284.56After 48 months: €2,745.07 rate · balance €19,345.07After 49 months: €2,807.94 rate · balance €19,407.94After 50 months: €2,870.81 rate · balance €19,470.81After 51 months: €2,933.68 rate · balance €19,533.68After 52 months: €2,996.55 rate · balance €19,596.55After 53 months: €3,059.43 rate · balance €19,659.43After 54 months: €3,122.30 rate · balance €19,722.30After 55 months: €3,185.17 rate · balance €19,785.17After 56 months: €3,248.04 rate · balance €19,848.04After 57 months: €3,310.91 rate · balance €19,910.91After 58 months: €3,373.78 rate · balance €19,973.78After 59 months: €3,436.65 rate · balance €20,036.65After 60 months: €3,499.53 rate · balance €20,099.53After 61 months: €3,564.85 rate · balance €20,164.85After 62 months: €3,630.17 rate · balance €20,230.17After 63 months: €3,695.50 rate · balance €20,295.50After 64 months: €3,760.82 rate · balance €20,360.82After 65 months: €3,826.14 rate · balance €20,426.14After 66 months: €3,891.47 rate · balance €20,491.47After 67 months: €3,956.79 rate · balance €20,556.79After 68 months: €4,022.11 rate · balance €20,622.11After 69 months: €4,087.44 rate · balance €20,687.44After 70 months: €4,152.76 rate · balance €20,752.76After 71 months: €4,218.08 rate · balance €20,818.08After 72 months: €4,283.41 rate · balance €20,883.41After 73 months: €4,351.28 rate · balance €20,951.28After 74 months: €4,419.15 rate · balance €21,019.15After 75 months: €4,487.02 rate · balance €21,087.02After 76 months: €4,554.89 rate · balance €21,154.89After 77 months: €4,622.76 rate · balance €21,222.76After 78 months: €4,690.64 rate · balance €21,290.64After 79 months: €4,758.51 rate · balance €21,358.51After 80 months: €4,826.38 rate · balance €21,426.38After 81 months: €4,894.25 rate · balance €21,494.25After 82 months: €4,962.12 rate · balance €21,562.12After 83 months: €5,029.99 rate · balance €21,629.99After 84 months: €5,097.86 rate · balance €21,697.86After 85 months: €5,168.38 rate · balance €21,768.38After 86 months: €5,238.90 rate · balance €21,838.90After 87 months: €5,309.42 rate · balance €21,909.42After 88 months: €5,379.93 rate · balance €21,979.93After 89 months: €5,450.45 rate · balance €22,050.45After 90 months: €5,520.97 rate · balance €22,120.97After 91 months: €5,591.49 rate · balance €22,191.49After 92 months: €5,662.01 rate · balance €22,262.01After 93 months: €5,732.52 rate · balance €22,332.52After 94 months: €5,803.04 rate · balance €22,403.04After 95 months: €5,873.56 rate · balance €22,473.56After 96 months: €5,944.08 rate · balance €22,544.08After 97 months: €6,017.35 rate · balance €22,617.35After 98 months: €6,090.61 rate · balance €22,690.61After 99 months: €6,163.88 rate · balance €22,763.88After 100 months: €6,237.15 rate · balance €22,837.15After 101 months: €6,310.42 rate · balance €22,910.42After 102 months: €6,383.69 rate · balance €22,983.69After 103 months: €6,456.96 rate · balance €23,056.96After 104 months: €6,530.22 rate · balance €23,130.22After 105 months: €6,603.49 rate · balance €23,203.49After 106 months: €6,676.76 rate · balance €23,276.76After 107 months: €6,750.03 rate · balance €23,350.03After 108 months: €6,823.30 rate · balance €23,423.30After 109 months: €6,899.42 rate · balance €23,499.42After 110 months: €6,975.55 rate · balance €23,575.55After 111 months: €7,051.67 rate · balance €23,651.67After 112 months: €7,127.80 rate · balance €23,727.80After 113 months: €7,203.93 rate · balance €23,803.93After 114 months: €7,280.05 rate · balance €23,880.05After 115 months: €7,356.18 rate · balance €23,956.18After 116 months: €7,432.30 rate · balance €24,032.30After 117 months: €7,508.43 rate · balance €24,108.43After 118 months: €7,584.55 rate · balance €24,184.55After 119 months: €7,660.68 rate · balance €24,260.68After 120 months: €7,736.81 rate · balance €24,336.81
Per year
AfterInterest up to thenBalance
1 year€647€17,247
2 years€1,320€17,920
3 years€2,019€18,619
4 years€2,745€19,345
5 years€3,500€20,100
6 years€4,283€20,883
7 years€5,098€21,698
8 years€5,944€22,544
9 years€6,823€23,423
10 years€7,737€24,337

Rate and conditions

BalanceRate
€0 – and up3.90%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
27 Oct 2026
Access
10 years fixed · no early withdrawal
Term
10 years
Minimum deposit
€500
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt jaarlijks bijgeschreven op het termijndeposito

Deposit guarantee

€16,600 fully protected
Swedish scheme

Myntro AB · Insättningsgarantin (Riksgälden) · €104,000 per person per bank

Licence and verification
Institution
Myntro AB
Status
Verified European deposit guarantee scheme
Scheme
Insättningsgarantin (Riksgälden) (Sweden)
Guarantee
1150000.00 SEK per person per institution (≈ €104,000)
Verification
Raisin wettelijke DGS-disclosure
detailsRiksgälden
source ↗ · 2 Nov 2026
Taxes
Country
Sweden
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Sweden withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

3.25%3.50%3.75%4.00%4.25%2 Sep 20263 Oct 2026now3.90%3.65% from 2 Sep 2026 until 14 Sep 20263.68% from 14 Sep 2026 until 22 Sep 20263.75% from 22 Sep 2026 until 6 Oct 20263.85% from 6 Oct 2026 until 27 Oct 20263.90% from 27 Oct 2026 until now
FromRateUntil
27 Oct 20263.90%current
6 Oct 20263.85%27 Oct 2026
22 Sep 20263.75%6 Oct 2026
14 Sep 20263.68%22 Sep 2026
2 Sep 20263.65%14 Sep 2026

All historic rates of Myntro →All savings products of Myntro →

  • 27 Oct 2026Myntro – Termijndeposito (120 mo): 3.85% → 3.90%
  • 6 Oct 2026Myntro – Termijndeposito (120 mo): 3.75% → 3.85%
  • 22 Sep 2026Myntro – Termijndeposito (120 mo): 3.68% → 3.75%
  • 14 Sep 2026Myntro – Termijndeposito (120 mo): 3.65% → 3.68%
  • 2 Sep 2026New: Myntro – Termijndeposito (120 mo) 3.65%

Rate checked on 2 Nov 2026.

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