MyntroTermijndeposito

Deposit · 9 years · Myntro AB · Sweden · via Raisin
Rate
3.90%
9 years fixed
since 27 Oct 2026
Your return on €16,800
€655
per year, annualised · €6,906 total over 9 years
Deposit guarantee
€16,800 fully protected
Swedish scheme

Myntro AB · Insättningsgarantin (Riksgälden) · €104,000 per person per bank

Your calculation for €16,800

Gross interest over 9 years: €6,906.
Interest built up over 9 years
€ 0€ 2,5k€ 5kstart3 yrs6 yrs9 yrs€6,906After 1 month: €54.60 rate · balance €16,854.60After 2 months: €109.20 rate · balance €16,909.20After 3 months: €163.80 rate · balance €16,963.80After 4 months: €218.40 rate · balance €17,018.40After 5 months: €273 rate · balance €17,073After 6 months: €327.60 rate · balance €17,127.60After 7 months: €382.20 rate · balance €17,182.20After 8 months: €436.80 rate · balance €17,236.80After 9 months: €491.40 rate · balance €17,291.40After 10 months: €546.00 rate · balance €17,346After 11 months: €600.60 rate · balance €17,400.60After 12 months: €655.20 rate · balance €17,455.20After 13 months: €711.93 rate · balance €17,511.93After 14 months: €768.66 rate · balance €17,568.66After 15 months: €825.39 rate · balance €17,625.39After 16 months: €882.12 rate · balance €17,682.12After 17 months: €938.85 rate · balance €17,738.85After 18 months: €995.58 rate · balance €17,795.58After 19 months: €1,052.31 rate · balance €17,852.31After 20 months: €1,109.04 rate · balance €17,909.04After 21 months: €1,165.76 rate · balance €17,965.76After 22 months: €1,222.49 rate · balance €18,022.49After 23 months: €1,279.22 rate · balance €18,079.22After 24 months: €1,335.95 rate · balance €18,135.95After 25 months: €1,394.89 rate · balance €18,194.89After 26 months: €1,453.84 rate · balance €18,253.84After 27 months: €1,512.78 rate · balance €18,312.78After 28 months: €1,571.72 rate · balance €18,371.72After 29 months: €1,630.66 rate · balance €18,430.66After 30 months: €1,689.60 rate · balance €18,489.60After 31 months: €1,748.55 rate · balance €18,548.55After 32 months: €1,807.49 rate · balance €18,607.49After 33 months: €1,866.43 rate · balance €18,666.43After 34 months: €1,925.37 rate · balance €18,725.37After 35 months: €1,984.31 rate · balance €18,784.31After 36 months: €2,043.25 rate · balance €18,843.25After 37 months: €2,104.50 rate · balance €18,904.49After 38 months: €2,165.74 rate · balance €18,965.74After 39 months: €2,226.98 rate · balance €19,026.98After 40 months: €2,288.22 rate · balance €19,088.22After 41 months: €2,349.46 rate · balance €19,149.46After 42 months: €2,410.70 rate · balance €19,210.70After 43 months: €2,471.94 rate · balance €19,271.94After 44 months: €2,533.18 rate · balance €19,333.18After 45 months: €2,594.42 rate · balance €19,394.42After 46 months: €2,655.66 rate · balance €19,455.66After 47 months: €2,716.90 rate · balance €19,516.90After 48 months: €2,778.14 rate · balance €19,578.14After 49 months: €2,841.77 rate · balance €19,641.77After 50 months: €2,905.40 rate · balance €19,705.40After 51 months: €2,969.03 rate · balance €19,769.03After 52 months: €3,032.66 rate · balance €19,832.66After 53 months: €3,096.29 rate · balance €19,896.29After 54 months: €3,159.92 rate · balance €19,959.92After 55 months: €3,223.54 rate · balance €20,023.54After 56 months: €3,287.17 rate · balance €20,087.17After 57 months: €3,350.80 rate · balance €20,150.80After 58 months: €3,414.43 rate · balance €20,214.43After 59 months: €3,478.06 rate · balance €20,278.06After 60 months: €3,541.69 rate · balance €20,341.69After 61 months: €3,607.80 rate · balance €20,407.80After 62 months: €3,673.91 rate · balance €20,473.91After 63 months: €3,740.02 rate · balance €20,540.02After 64 months: €3,806.13 rate · balance €20,606.13After 65 months: €3,872.24 rate · balance €20,672.24After 66 months: €3,938.35 rate · balance €20,738.35After 67 months: €4,004.46 rate · balance €20,804.46After 68 months: €4,070.57 rate · balance €20,870.57After 69 months: €4,136.68 rate · balance €20,936.68After 70 months: €4,202.79 rate · balance €21,002.79After 71 months: €4,268.91 rate · balance €21,068.91After 72 months: €4,335.02 rate · balance €21,135.02After 73 months: €4,403.70 rate · balance €21,203.70After 74 months: €4,472.39 rate · balance €21,272.39After 75 months: €4,541.08 rate · balance €21,341.08After 76 months: €4,609.77 rate · balance €21,409.77After 77 months: €4,678.46 rate · balance €21,478.46After 78 months: €4,747.15 rate · balance €21,547.15After 79 months: €4,815.84 rate · balance €21,615.84After 80 months: €4,884.53 rate · balance €21,684.53After 81 months: €4,953.21 rate · balance €21,753.21After 82 months: €5,021.90 rate · balance €21,821.90After 83 months: €5,090.59 rate · balance €21,890.59After 84 months: €5,159.28 rate · balance €21,959.28After 85 months: €5,230.65 rate · balance €22,030.65After 86 months: €5,302.02 rate · balance €22,102.02After 87 months: €5,373.38 rate · balance €22,173.38After 88 months: €5,444.75 rate · balance €22,244.75After 89 months: €5,516.12 rate · balance €22,316.12After 90 months: €5,587.49 rate · balance €22,387.49After 91 months: €5,658.86 rate · balance €22,458.86After 92 months: €5,730.22 rate · balance €22,530.22After 93 months: €5,801.59 rate · balance €22,601.59After 94 months: €5,872.96 rate · balance €22,672.96After 95 months: €5,944.33 rate · balance €22,744.33After 96 months: €6,015.69 rate · balance €22,815.69After 97 months: €6,089.84 rate · balance €22,889.84After 98 months: €6,164.00 rate · balance €22,964.00After 99 months: €6,238.15 rate · balance €23,038.15After 100 months: €6,312.30 rate · balance €23,112.30After 101 months: €6,386.45 rate · balance €23,186.45After 102 months: €6,460.60 rate · balance €23,260.60After 103 months: €6,534.75 rate · balance €23,334.75After 104 months: €6,608.90 rate · balance €23,408.90After 105 months: €6,683.05 rate · balance €23,483.05After 106 months: €6,757.20 rate · balance €23,557.20After 107 months: €6,831.35 rate · balance €23,631.35After 108 months: €6,905.51 rate · balance €23,705.51
Per year
AfterInterest up to thenBalance
1 year€655€17,455
2 years€1,336€18,136
3 years€2,043€18,843
4 years€2,778€19,578
5 years€3,542€20,342
6 years€4,335€21,135
7 years€5,159€21,959
8 years€6,016€22,816
9 years€6,906€23,706

Rate and conditions

BalanceRate
€0 – and up3.90%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
27 Oct 2026
Access
9 years fixed · no early withdrawal
Term
9 years
Minimum deposit
€500
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt jaarlijks bijgeschreven op het termijndeposito

Deposit guarantee

€16,800 fully protected
Swedish scheme

Myntro AB · Insättningsgarantin (Riksgälden) · €104,000 per person per bank

Licence and verification
Institution
Myntro AB
Status
Verified European deposit guarantee scheme
Scheme
Insättningsgarantin (Riksgälden) (Sweden)
Guarantee
1150000.00 SEK per person per institution (≈ €104,000)
Verification
Raisin wettelijke DGS-disclosure
detailsRiksgälden
source ↗ · 2 Nov 2026
Taxes
Country
Sweden
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Sweden withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

3.25%3.50%3.75%4.00%4.25%2 Sep 20263 Oct 2026now3.90%3.55% from 2 Sep 2026 until 6 Oct 20263.75% from 6 Oct 2026 until 27 Oct 20263.90% from 27 Oct 2026 until now
FromRateUntil
27 Oct 20263.90%current
6 Oct 20263.75%27 Oct 2026
2 Sep 20263.55%6 Oct 2026

All historic rates of Myntro →All savings products of Myntro →

  • 27 Oct 2026Myntro – Termijndeposito (108 mo): 3.75% → 3.90%
  • 6 Oct 2026Myntro – Termijndeposito (108 mo): 3.55% → 3.75%
  • 2 Sep 2026New: Myntro – Termijndeposito (108 mo) 3.55%

Rate checked on 2 Nov 2026.

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