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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Revolut
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RevolutDagelijks Sparen

Instant access · Revolut Bank UAB · Lithuania · Directly at the bank
Current account required
Open an account at Revolut
Rate
1.00%
variable
Your return on €25,000
€251
interest per year
Deposit guarantee
€25,000 fully protected
Lithuanian scheme / German scheme

Revolut Bank UAB (of een andere partnerbank) · scheme of the allocated bank (Lithuania, Germany) · €100,000 per person per bank The provider chooses which bank holds your money; its app shows which. Other balances at that bank count towards the guarantee limit.

Your calculation for €25,000

Gross interest over 1 year: €251.
Assumption: the variable rate stays the same for the whole period. Gross, before tax.
Interest built up over 1 year
€ 0€ 100€ 200start6 mo1 yr€251After 1 month: €20.83 rate · balance €25,020.83After 2 months: €41.68 rate · balance €25,041.68After 3 months: €62.55 rate · balance €25,062.55After 4 months: €83.44 rate · balance €25,083.44After 5 months: €104.34 rate · balance €25,104.34After 6 months: €125.26 rate · balance €25,125.26After 7 months: €146.20 rate · balance €25,146.20After 8 months: €167.15 rate · balance €25,167.15After 9 months: €188.13 rate · balance €25,188.13

Rate and conditions

BalanceRate
€0 – and up1.00%
Interest payout
monthly, compounded (interest on interest)
Fees
none
Access
Instant access
Minimum deposit
none
Maximum deposit
not stated
Current account required
yes
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Rente van het gratis Standard-plan; met een betaald Revolut-plan loopt de rente op tot 2,5% (Plus, Premium, Metal, Ultra: abonnement per maand)
  • Rente dagelijks berekend en dagelijks uitbetaald; direct opneembaar via de Revolut-app
  • Een Revolut betaalrekening is nodig; het geld staat bij Revolut Bank UAB (Nederlands bijkantoor) of op een trustrekening bij Deutsche Bank AG

Deposit guarantee

€25,000 fully protected
Lithuanian scheme / German scheme

Revolut Bank UAB (of een andere partnerbank) · scheme of the allocated bank (Lithuania, Germany) · €100,000 per person per bank The provider chooses which bank holds your money; its app shows which. Other balances at that bank count towards the guarantee limit.

How is my money protected?
Where the money is heldPlacedProtected
Revolut Bank UAB (of een andere partnerbank)
bank deposit
€25,000€25,000
bank chosen by the provider

Dagelijks Sparen wordt aangehouden door Revolut Bank UAB via haar Nederlandse bijkantoor óf op een trustrekening bij Deutsche Bank AG; in beide gevallen geldt één wettelijke depositogarantie tot € 100.000 per persoon (bron: Voorwaarden Dagelijks Sparen, versie 9 juni 2026, gelezen 2026-09-15).

Provider’s banking licence
Institution
Revolut Bank UAB
Status
Verified European deposit guarantee scheme
Scheme
Indėlių ir investicijų draudimas (IID) (Lithuania)

Rate history

1.00% since 15 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Revolut →All savings products of Revolut →

  • 15 Sep 2026New: Revolut – Dagelijks Sparen 1.00%

Rate checked on 16 Sep 2026.

After 10 months: €209.12 rate · balance €25,209.12After 11 months: €230.12 rate · balance €25,230.12After 12 months: €251.15 rate · balance €25,251.15
€ 0€ 100€ 200start3 mo6 mo9 mo1 yr€251After 1 month: €20.83 rate · balance €25,020.83After 2 months: €41.68 rate · balance €25,041.68After 3 months: €62.55 rate · balance €25,062.55After 4 months: €83.44 rate · balance €25,083.44After 5 months: €104.34 rate · balance €25,104.34After 6 months: €125.26 rate · balance €25,125.26After 7 months: €146.20 rate · balance €25,146.20After 8 months: €167.15 rate · balance €25,167.15After 9 months: €188.13 rate · balance €25,188.13After 10 months: €209.12 rate · balance €25,209.12After 11 months: €230.12 rate · balance €25,230.12After 12 months: €251.15 rate · balance €25,251.15
Guarantee
€100,000 per person per institution
Verification
IID
detailsLithuanian deposit insurance) ledenlijst — UAB „Revolut Bank“ vermeld (gelezen 2026-09-02
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Dagelijks Sparen is een overeenkomst met het Nederlandse bijkantoor van Revolut Bank UAB naar Nederlands recht; de rente wordt bruto uitgekeerd. Revolut geeft zelf aan dat het voor Nederlandse klanten geen bronbelasting inhoudt (de Litouwse bronbelasting van Litouwse banken via Raisin geldt hier dus niet). Revolut rapporteert de rente wel aan de Belastingdienst (RENSAGEG).

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe