Triodos BankInternet Sparen

Instant access · Triodos Bank N.V. · Netherlands · Directly at the bank
Rate
1.25%
variable
since 1 Nov 2026
Your return on €10,000
€125
interest per year
Deposit guarantee
€10,000 fully protected
Dutch scheme

Triodos Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €10,000

Gross interest over 1 year: €125.
Assumption: the variable rate stays the same for the whole period. Gross, before tax.
Interest built up over 1 year
€ 0€ 50€ 100start6 mo1 yr€125After 1 month: €10.42 rate · balance €10,010.42After 2 months: €20.83 rate · balance €10,020.83After 3 months: €31.25 rate · balance €10,031.25After 4 months: €41.67 rate · balance €10,041.67After 5 months: €52.08 rate · balance €10,052.08After 6 months: €62.50 rate · balance €10,062.50After 7 months: €72.92 rate · balance €10,072.92After 8 months: €83.33 rate · balance €10,083.33After 9 months: €93.75 rate · balance €10,093.75After 10 months: €104.17 rate · balance €10,104.17After 11 months: €114.58 rate · balance €10,114.58After 12 months: €125.00 rate · balance €10,125.00

Rate and conditions

BalanceRate
€0 – €10,0001.25%
€10,000 – €25,0001.10%
€25,000 – €100,0001.00%
€100,000 – and up1.00%
Tiers
per tier (marginal)
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
1 Nov 2026
Access
Instant access
Minimum deposit
none
Maximum deposit
not stated
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Geen minimale inleg; altijd kosteloos storten en opnemen
  • Rente per saldoklasse (schijven)

Deposit guarantee

€10,000 fully protected
Dutch scheme

Triodos Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Triodos Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Netherlands withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

0.00%0.50%1.00%1.50%2.00%16 Mar 20238 Jan 2025now1.25%0.30% from 16 Mar 2023 until 22 Apr 20230.50% from 22 Apr 2023 until 2 Jun 20230.90% from 2 Jun 2023 until 14 Aug 20231.15% from 14 Aug 2023 until 4 Oct 20231.40% from 4 Oct 2023 until 25 May 20241.70% from 25 May 2024 until 20 May 20251.45% from 20 May 2025 until 18 Aug 20251.25% from 18 Aug 2025 until 13 Jun 20261.15% from 13 Jun 2026 until 2 Sep 20261.15% from 2 Sep 2026 until 1 Nov 20261.25% from 1 Nov 2026 until now
FromRateUntil
1 Nov 20261.25%current
2 Sep 20261.15%1 Nov 2026
13 Jun 20261.15%2 Sep 2026web archive
18 Aug 20251.25%13 Jun 2026web archive
20 May 20251.45%18 Aug 2025web archive
25 May 20241.70%20 May 2025web archive
4 Oct 20231.40%25 May 2024web archive
14 Aug 20231.15%4 Oct 2023web archive
2 Jun 20230.90%14 Aug 2023web archive
22 Apr 20230.50%2 Jun 2023web archive
16 Mar 20230.30%22 Apr 2023web archive

All historic rates of Triodos Bank →All savings products of Triodos Bank →

  • 1 Nov 2026Triodos Bank – Internet Sparen: 1.15% → 1.25%
  • 2 Sep 2026New: Triodos Bank – Internet Sparen 1.15%

Rate checked on 2 Nov 2026.

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