Triodos BankInternet Sparen
Instant access · Triodos Bank N.V. · Netherlands · Directly at the bank
- Rate
- 1.25%
- variable
- since 1 Nov 2026
- EffectiveThe effective annual rate for €50,000: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable. The rate differs per balance tier.
- 1.08%
- for €50,000
- Your return on €50,000
- €540
- interest per year
- Deposit guarantee
- €50,000 fully protectedDutch scheme
Triodos Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank
Your calculation for €50,000
Gross interest over 1 year: €540.
Assumption: the variable rate stays the same for the whole period. Gross, before tax.
Interest built up over 1 year
Rate and conditions
| Balance | Rate |
|---|---|
| €0 – €10,000 | 1.25% |
| €10,000 – €25,000 | 1.10% |
| €25,000 – €100,000 | 1.00% |
| €100,000 – and up | 1.00% |
- Tiers
- per tier (marginal)
- Interest payout
- yearly, compounded (interest on interest)
- Fees
- none
- Rate valid since
- 1 Nov 2026
- Access
- Instant access
- Minimum deposit
- none
- Maximum deposit
- not stated
- Current account required
- unknown
- For whom
- new and existing customers
- Open via
- Direct · available to residents of the Netherlands
- Geen minimale inleg; altijd kosteloos storten en opnemen
- Rente per saldoklasse (schijven)
Deposit guarantee
€50,000 fully protected
Dutch scheme
Triodos Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank
Licence and verification
- Institution
- Triodos Bank N.V.
- Status
- Verified European deposit guarantee scheme
- Scheme
- Nederlandse Depositogarantie (DGS) (Netherlands)
- Guarantee
- €100,000 per person per institution
- Verification
- DNB-register Nederlandse depositogarantiesource ↗ · 2 Sep 2026
details
handmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
Taxes
- Country
- Netherlands
- Withholding tax
- No withholding tax
- Standard rate
- 0.00%
- For a Dutch saver
- 0.00%
- Notes
- Netherlands withholds no tax on savings interest of non-residents: you receive the full interest.
Rates are gross. The Dutch box 3 wealth tax is separate and not included.
Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks
Rate history
| From | Rate | Until |
|---|---|---|
| 1 Nov 2026 | 1.25% | current |
| 2 Sep 2026 | 1.15% | 1 Nov 2026 |
| 13 Jun 2026 | 1.15% | 2 Sep 2026web archive |
| 18 Aug 2025 | 1.25% | 13 Jun 2026web archive |
| 20 May 2025 | 1.45% | 18 Aug 2025web archive |
| 25 May 2024 | 1.70% | 20 May 2025web archive |
| 4 Oct 2023 | 1.40% | 25 May 2024web archive |
| 14 Aug 2023 | 1.15% | 4 Oct 2023web archive |
| 2 Jun 2023 | 0.90% | 14 Aug 2023web archive |
| 22 Apr 2023 | 0.50% | 2 Jun 2023web archive |
| 16 Mar 2023 | 0.30% | 22 Apr 2023web archive |
All historic rates of Triodos Bank →All savings products of Triodos Bank →
- 1 Nov 2026Triodos Bank – Internet Sparen: 1.15% → 1.25%
- 2 Sep 2026New: Triodos Bank – Internet Sparen 1.15%
Rate checked on 2 Nov 2026.