Spaarradar
CompareDepositsGuided choice
News
NL
Spaarradar

Independent: the order follows only from the rate, your amount and the deposit guarantee, never from fees paid by banks.

Last check 3 minutes ago·570 offers from 88 institutions

Compare
  • Highest savings rate
  • Deposits by term
  • Notice accounts
  • No withholding tax
  • Saving via Raisin
  • Directly at the bank
  • Banks & deposit guarantee
Tools
  • Guided choice
  • Interest calculator
  • Switch check
  • Deposit ladder
  • My list
  • Widget for your site
Market data
  • Rate changes
  • Rate history
  • ECB rate
  • Savings rate index
  • News
  • API
About this site
  • Glossary
  • Methodology
  • About & contact
  • Press
  • Privacy
  • Disclaimer

Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Triodos Bank
Back to the comparison

Triodos BankTriodos Spaar Deposito

Deposit · 10 years · Triodos Bank N.V. · Netherlands · Directly at the bank
Open an account at Triodos Bank
Rate
2.65%
10 years fixed
since 2 Sep 2026
Your return on €10,000
€265
per year, annualised · €2,650 total over 10 years
Deposit guarantee
€10,000 fully protected
Dutch scheme

Triodos Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €10,000

Gross interest over 10 years: €2,650.
Interest built up over 10 years
€ 0€ 1k€ 2kstart3 yrs6 yrs9 yrs

Rate and conditions

BalanceRate
€0 – and up2.65%
Interest payout
yearly, paid out
Fees
none
Rate valid since
2 Sep 2026
Access
10 years fixed · early withdrawal with loss of interest
Term
10 years
Minimum deposit
€500
Maximum deposit
€1,000,000
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Eerder beëindigen kost 1,5% van het bedrag per resterend (deel)jaar, maximaal 10%
  • Rente wordt jaarlijks (looptijd ≥ 1 jaar) of aan het einde van de looptijd uitgekeerd op de Triodos Internet Spaarrekening
  • Een Triodos Internet Spaarrekening is nodig

Deposit guarantee

€10,000 fully protected
Dutch scheme

Triodos Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Triodos Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

1.25%1.75%2.25%2.75%3.25%16 Mar 202316 Dec 2024now2.65%1.75% from 16 Mar 2023 until 22 Apr 20232.15% from 22 Apr 2023 until 2 Jun 20232.25% from 2 Jun 2023 until 14 Aug 20232.65% from 14 Aug 2023 until 4 Oct 20232.75% from 4 Oct 2023 until 23 Nov 20232.85% from 23 Nov 2023 until 25 May 20242.95% from 25 May 2024 until 18 Jan 20252.25% from 18 Jan 2025 until 18 Aug 20252.35% from 18 Aug 2025 until 16 Oct 20252.50% from 16 Oct 2025 until 19 Jan 20262.65% from 19 Jan 2026 until 2 Sep 20262.65% from 2 Sep 2026 until now

Other offers from Triodos Bank

Instant access · 1.15% · Direct3 months · 1.50% · Direct6 months · 1.85% · Direct9 months · 1.95% · Direct1 year · 2.10% · Direct2 years · 2.15% · Direct3 years · 2.15% · Direct4 years · 2.15% · Direct5 years · 2.20% · Direct
€2,650After 1 month: €22.08 rate · balance €10,022.08After 2 months: €44.17 rate · balance €10,044.17After 3 months: €66.25 rate · balance €10,066.25After 4 months: €88.33 rate · balance €10,088.33After 5 months: €110.42 rate · balance €10,110.42After 6 months: €132.50 rate · balance €10,132.50After 7 months: €154.58 rate · balance €10,154.58After 8 months: €176.67 rate · balance €10,176.67After 9 months: €198.75 rate · balance €10,198.75After 10 months: €220.83 rate · balance €10,220.83After 11 months: €242.92 rate · balance €10,242.92After 12 months: €265.00 rate · balance €10,265.00After 13 months: €287.08 rate · balance €10,287.08After 14 months: €309.17 rate · balance €10,309.17After 15 months: €331.25 rate · balance €10,331.25After 16 months: €353.33 rate · balance €10,353.33After 17 months: €375.42 rate · balance €10,375.42After 18 months: €397.50 rate · balance €10,397.50After 19 months: €419.58 rate · balance €10,419.58After 20 months: €441.67 rate · balance €10,441.67After 21 months: €463.75 rate · balance €10,463.75After 22 months: €485.83 rate · balance €10,485.83After 23 months: €507.92 rate · balance €10,507.92After 24 months: €530.00 rate · balance €10,530.00After 25 months: €552.08 rate · balance €10,552.08After 26 months: €574.17 rate · balance €10,574.17After 27 months: €596.25 rate · balance €10,596.25After 28 months: €618.33 rate · balance €10,618.33After 29 months: €640.42 rate · balance €10,640.42After 30 months: €662.50 rate · balance €10,662.50After 31 months: €684.58 rate · balance €10,684.58After 32 months: €706.67 rate · balance €10,706.67After 33 months: €728.75 rate · balance €10,728.75After 34 months: €750.83 rate · balance €10,750.83After 35 months: €772.92 rate · balance €10,772.92After 36 months: €795.00 rate · balance €10,795.00After 37 months: €817.08 rate · balance €10,817.08After 38 months: €839.17 rate · balance €10,839.17After 39 months: €861.25 rate · balance €10,861.25After 40 months: €883.33 rate · balance €10,883.33After 41 months: €905.42 rate · balance €10,905.42After 42 months: €927.50 rate · balance €10,927.50After 43 months: €949.58 rate · balance €10,949.58After 44 months: €971.67 rate · balance €10,971.67After 45 months: €993.75 rate · balance €10,993.75After 46 months: €1,015.83 rate · balance €11,015.83After 47 months: €1,037.92 rate · balance €11,037.92After 48 months: €1,060.00 rate · balance €11,060.00After 49 months: €1,082.08 rate · balance €11,082.08After 50 months: €1,104.17 rate · balance €11,104.17After 51 months: €1,126.25 rate · balance €11,126.25After 52 months: €1,148.33 rate · balance €11,148.33After 53 months: €1,170.41 rate · balance €11,170.41After 54 months: €1,192.50 rate · balance €11,192.50After 55 months: €1,214.58 rate · balance €11,214.58After 56 months: €1,236.66 rate · balance €11,236.66After 57 months: €1,258.75 rate · balance €11,258.75After 58 months: €1,280.83 rate · balance €11,280.83After 59 months: €1,302.91 rate · balance €11,302.91After 60 months: €1,325.00 rate · balance €11,325.00After 61 months: €1,347.08 rate · balance €11,347.08After 62 months: €1,369.16 rate · balance €11,369.16After 63 months: €1,391.25 rate · balance €11,391.25After 64 months: €1,413.33 rate · balance €11,413.33After 65 months: €1,435.41 rate · balance €11,435.41After 66 months: €1,457.50 rate · balance €11,457.50After 67 months: €1,479.58 rate · balance €11,479.58After 68 months: €1,501.66 rate · balance €11,501.66After 69 months: €1,523.75 rate · balance €11,523.75After 70 months: €1,545.83 rate · balance €11,545.83After 71 months: €1,567.91 rate · balance €11,567.91After 72 months: €1,590.00 rate · balance €11,590.00After 73 months: €1,612.08 rate · balance €11,612.08After 74 months: €1,634.16 rate · balance €11,634.16After 75 months: €1,656.25 rate · balance €11,656.25After 76 months: €1,678.33 rate · balance €11,678.33After 77 months: €1,700.41 rate · balance €11,700.41After 78 months: €1,722.50 rate · balance €11,722.50After 79 months: €1,744.58 rate · balance €11,744.58After 80 months: €1,766.66 rate · balance €11,766.66After 81 months: €1,788.75 rate · balance €11,788.75After 82 months: €1,810.83 rate · balance €11,810.83After 83 months: €1,832.91 rate · balance €11,832.91After 84 months: €1,855.00 rate · balance €11,855.00After 85 months: €1,877.08 rate · balance €11,877.08After 86 months: €1,899.16 rate · balance €11,899.16After 87 months: €1,921.25 rate · balance €11,921.25After 88 months: €1,943.33 rate · balance €11,943.33After 89 months: €1,965.41 rate · balance €11,965.41After 90 months: €1,987.50 rate · balance €11,987.50After 91 months: €2,009.58 rate · balance €12,009.58After 92 months: €2,031.66 rate · balance €12,031.66After 93 months: €2,053.75 rate · balance €12,053.75After 94 months: €2,075.83 rate · balance €12,075.83After 95 months: €2,097.91 rate · balance €12,097.91After 96 months: €2,120.00 rate · balance €12,120.00After 97 months: €2,142.08 rate · balance €12,142.08After 98 months: €2,164.16 rate · balance €12,164.16After 99 months: €2,186.25 rate · balance €12,186.25After 100 months: €2,208.33 rate · balance €12,208.33After 101 months: €2,230.41 rate · balance €12,230.41After 102 months: €2,252.50 rate · balance €12,252.50After 103 months: €2,274.58 rate · balance €12,274.58After 104 months: €2,296.66 rate · balance €12,296.66After 105 months: €2,318.75 rate · balance €12,318.75After 106 months: €2,340.83 rate · balance €12,340.83After 107 months: €2,362.91 rate · balance €12,362.91After 108 months: €2,385.00 rate · balance €12,385.00After 109 months: €2,407.08 rate · balance €12,407.08After 110 months: €2,429.16 rate · balance €12,429.16After 111 months: €2,451.25 rate · balance €12,451.25After 112 months: €2,473.33 rate · balance €12,473.33After 113 months: €2,495.41 rate · balance €12,495.41After 114 months: €2,517.50 rate · balance €12,517.50After 115 months: €2,539.58 rate · balance €12,539.58After 116 months: €2,561.66 rate · balance €12,561.66After 117 months: €2,583.75 rate · balance €12,583.75After 118 months: €2,605.83 rate · balance €12,605.83After 119 months: €2,627.91 rate · balance €12,627.91After 120 months: €2,650.00 rate · balance €12,650.00
€ 0€ 1k€ 2kstart1 yr2 yrs3 yrs4 yrs5 yrs6 yrs7 yrs8 yrs9 yrs10 yrs€2,650After 1 month: €22.08 rate · balance €10,022.08After 2 months: €44.17 rate · balance €10,044.17After 3 months: €66.25 rate · balance €10,066.25After 4 months: €88.33 rate · balance €10,088.33After 5 months: €110.42 rate · balance €10,110.42After 6 months: €132.50 rate · balance €10,132.50After 7 months: €154.58 rate · balance €10,154.58After 8 months: €176.67 rate · balance €10,176.67After 9 months: €198.75 rate · balance €10,198.75After 10 months: €220.83 rate · balance €10,220.83After 11 months: €242.92 rate · balance €10,242.92After 12 months: €265.00 rate · balance €10,265.00After 13 months: €287.08 rate · balance €10,287.08After 14 months: €309.17 rate · balance €10,309.17After 15 months: €331.25 rate · balance €10,331.25After 16 months: €353.33 rate · balance €10,353.33After 17 months: €375.42 rate · balance €10,375.42After 18 months: €397.50 rate · balance €10,397.50After 19 months: €419.58 rate · balance €10,419.58After 20 months: €441.67 rate · balance €10,441.67After 21 months: €463.75 rate · balance €10,463.75After 22 months: €485.83 rate · balance €10,485.83After 23 months: €507.92 rate · balance €10,507.92After 24 months: €530.00 rate · balance €10,530.00After 25 months: €552.08 rate · balance €10,552.08After 26 months: €574.17 rate · balance €10,574.17After 27 months: €596.25 rate · balance €10,596.25After 28 months: €618.33 rate · balance €10,618.33After 29 months: €640.42 rate · balance €10,640.42After 30 months: €662.50 rate · balance €10,662.50After 31 months: €684.58 rate · balance €10,684.58After 32 months: €706.67 rate · balance €10,706.67After 33 months: €728.75 rate · balance €10,728.75After 34 months: €750.83 rate · balance €10,750.83After 35 months: €772.92 rate · balance €10,772.92After 36 months: €795.00 rate · balance €10,795.00After 37 months: €817.08 rate · balance €10,817.08After 38 months: €839.17 rate · balance €10,839.17After 39 months: €861.25 rate · balance €10,861.25After 40 months: €883.33 rate · balance €10,883.33After 41 months: €905.42 rate · balance €10,905.42After 42 months: €927.50 rate · balance €10,927.50After 43 months: €949.58 rate · balance €10,949.58After 44 months: €971.67 rate · balance €10,971.67After 45 months: €993.75 rate · balance €10,993.75After 46 months: €1,015.83 rate · balance €11,015.83After 47 months: €1,037.92 rate · balance €11,037.92After 48 months: €1,060.00 rate · balance €11,060.00After 49 months: €1,082.08 rate · balance €11,082.08After 50 months: €1,104.17 rate · balance €11,104.17After 51 months: €1,126.25 rate · balance €11,126.25After 52 months: €1,148.33 rate · balance €11,148.33After 53 months: €1,170.41 rate · balance €11,170.41After 54 months: €1,192.50 rate · balance €11,192.50After 55 months: €1,214.58 rate · balance €11,214.58After 56 months: €1,236.66 rate · balance €11,236.66After 57 months: €1,258.75 rate · balance €11,258.75After 58 months: €1,280.83 rate · balance €11,280.83After 59 months: €1,302.91 rate · balance €11,302.91After 60 months: €1,325.00 rate · balance €11,325.00After 61 months: €1,347.08 rate · balance €11,347.08After 62 months: €1,369.16 rate · balance €11,369.16After 63 months: €1,391.25 rate · balance €11,391.25After 64 months: €1,413.33 rate · balance €11,413.33After 65 months: €1,435.41 rate · balance €11,435.41After 66 months: €1,457.50 rate · balance €11,457.50After 67 months: €1,479.58 rate · balance €11,479.58After 68 months: €1,501.66 rate · balance €11,501.66After 69 months: €1,523.75 rate · balance €11,523.75After 70 months: €1,545.83 rate · balance €11,545.83After 71 months: €1,567.91 rate · balance €11,567.91After 72 months: €1,590.00 rate · balance €11,590.00After 73 months: €1,612.08 rate · balance €11,612.08After 74 months: €1,634.16 rate · balance €11,634.16After 75 months: €1,656.25 rate · balance €11,656.25After 76 months: €1,678.33 rate · balance €11,678.33After 77 months: €1,700.41 rate · balance €11,700.41After 78 months: €1,722.50 rate · balance €11,722.50After 79 months: €1,744.58 rate · balance €11,744.58After 80 months: €1,766.66 rate · balance €11,766.66After 81 months: €1,788.75 rate · balance €11,788.75After 82 months: €1,810.83 rate · balance €11,810.83After 83 months: €1,832.91 rate · balance €11,832.91After 84 months: €1,855.00 rate · balance €11,855.00After 85 months: €1,877.08 rate · balance €11,877.08After 86 months: €1,899.16 rate · balance €11,899.16After 87 months: €1,921.25 rate · balance €11,921.25After 88 months: €1,943.33 rate · balance €11,943.33After 89 months: €1,965.41 rate · balance €11,965.41After 90 months: €1,987.50 rate · balance €11,987.50After 91 months: €2,009.58 rate · balance €12,009.58After 92 months: €2,031.66 rate · balance €12,031.66After 93 months: €2,053.75 rate · balance €12,053.75After 94 months: €2,075.83 rate · balance €12,075.83After 95 months: €2,097.91 rate · balance €12,097.91After 96 months: €2,120.00 rate · balance €12,120.00After 97 months: €2,142.08 rate · balance €12,142.08After 98 months: €2,164.16 rate · balance €12,164.16After 99 months: €2,186.25 rate · balance €12,186.25After 100 months: €2,208.33 rate · balance €12,208.33After 101 months: €2,230.41 rate · balance €12,230.41After 102 months: €2,252.50 rate · balance €12,252.50After 103 months: €2,274.58 rate · balance €12,274.58After 104 months: €2,296.66 rate · balance €12,296.66After 105 months: €2,318.75 rate · balance €12,318.75After 106 months: €2,340.83 rate · balance €12,340.83After 107 months: €2,362.91 rate · balance €12,362.91After 108 months: €2,385.00 rate · balance €12,385.00After 109 months: €2,407.08 rate · balance €12,407.08After 110 months: €2,429.16 rate · balance €12,429.16After 111 months: €2,451.25 rate · balance €12,451.25After 112 months: €2,473.33 rate · balance €12,473.33After 113 months: €2,495.41 rate · balance €12,495.41After 114 months: €2,517.50 rate · balance €12,517.50After 115 months: €2,539.58 rate · balance €12,539.58After 116 months: €2,561.66 rate · balance €12,561.66After 117 months: €2,583.75 rate · balance €12,583.75After 118 months: €2,605.83 rate · balance €12,605.83After 119 months: €2,627.91 rate · balance €12,627.91After 120 months: €2,650.00 rate · balance €12,650.00
Per year
AfterInterest up to thenBalance
1 year€265€10,265
2 years€530€10,530
3 years€795€10,795
4 years€1,060€11,060
5 years€1,325€11,325
6 years€1,590€11,590
7 years€1,855€11,855
8 years€2,120€12,120
9 years€2,385€12,385
10 years€2,650€12,650

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

1.25%1.75%2.25%2.75%3.25%16 Mar 202316 Dec 2024now2.65%1.75% from 16 Mar 2023 until 22 Apr 20232.15% from 22 Apr 2023 until 2 Jun 20232.25% from 2 Jun 2023 until 14 Aug 20232.65% from 14 Aug 2023 until 4 Oct 20232.75% from 4 Oct 2023 until 23 Nov 20232.85% from 23 Nov 2023 until 25 May 20242.95% from 25 May 2024 until 18 Jan 20252.25% from 18 Jan 2025 until 18 Aug 20252.35% from 18 Aug 2025 until 16 Oct 20252.50% from 16 Oct 2025 until 19 Jan 20262.65% from 19 Jan 2026 until 2 Sep 20262.65% from 2 Sep 2026 until now
FromRateUntil
2 Sep 20262.65%current
19 Jan 20262.65%2 Sep 2026web archive
16 Oct 20252.50%19 Jan 2026web archive
18 Aug 20252.35%16 Oct 2025web archive
18 Jan 20252.25%18 Aug 2025web archive
25 May 20242.95%18 Jan 2025web archive
23 Nov 20232.85%25 May 2024web archive
4 Oct 20232.75%23 Nov 2023web archive
14 Aug 20232.65%4 Oct 2023web archive
2 Jun 20232.25%14 Aug 2023web archive
22 Apr 20232.15%2 Jun 2023web archive
16 Mar 20231.75%22 Apr 2023web archive

All historic rates of Triodos Bank →All savings products of Triodos Bank →

  • 2 Sep 2026New: Triodos Bank – Triodos Spaar Deposito (120 mo) 2.65%

Rate checked on 18 Sep 2026.