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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Triodos Bank
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Triodos BankTriodos Spaar Deposito

Deposit · 10 years · Triodos Bank N.V. · Netherlands · Directly at the bank
Open an account at Triodos Bank
Rate
2.65%
10 years fixed
since 2 Sep 2026
Your return on €16,600
€440
per year, annualised · €4,399 total over 10 years
Deposit guarantee
€16,600 fully protected
Dutch scheme

Triodos Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €16,600

Gross interest over 10 years: €4,399.
Interest built up over 10 years
€ 0€ 2k€ 4kstart3 yrs6 yrs9 yrs

Rate and conditions

BalanceRate
€0 – and up2.65%
Interest payout
yearly, paid out
Fees
none
Rate valid since
2 Sep 2026
Access
10 years fixed · early withdrawal with loss of interest
Term
10 years
Minimum deposit
€500
Maximum deposit
€1,000,000
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Eerder beëindigen kost 1,5% van het bedrag per resterend (deel)jaar, maximaal 10%
  • Rente wordt jaarlijks (looptijd ≥ 1 jaar) of aan het einde van de looptijd uitgekeerd op de Triodos Internet Spaarrekening
  • Een Triodos Internet Spaarrekening is nodig

Deposit guarantee

€16,600 fully protected
Dutch scheme

Triodos Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Triodos Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

1.25%1.75%2.25%2.75%3.25%16 Mar 202316 Dec 2024now2.65%1.75% from 16 Mar 2023 until 22 Apr 20232.15% from 22 Apr 2023 until 2 Jun 20232.25% from 2 Jun 2023 until 14 Aug 20232.65% from 14 Aug 2023 until 4 Oct 20232.75% from 4 Oct 2023 until 23 Nov 20232.85% from 23 Nov 2023 until 25 May 20242.95% from 25 May 2024 until 18 Jan 20252.25% from 18 Jan 2025 until 18 Aug 20252.35% from 18 Aug 2025 until 16 Oct 20252.50% from 16 Oct 2025 until 19 Jan 20262.65% from 19 Jan 2026 until 2 Sep 20262.65% from 2 Sep 2026 until now

Other offers from Triodos Bank

Instant access · 1.15% · Direct3 months · 1.50% · Direct6 months · 1.85% · Direct9 months · 1.95% · Direct1 year · 2.10% · Direct2 years · 2.15% · Direct3 years · 2.15% · Direct4 years · 2.15% · Direct5 years · 2.20% · Direct
€4,399After 1 month: €36.66 rate · balance €16,636.66After 2 months: €73.32 rate · balance €16,673.32After 3 months: €109.97 rate · balance €16,709.97After 4 months: €146.63 rate · balance €16,746.63After 5 months: €183.29 rate · balance €16,783.29After 6 months: €219.95 rate · balance €16,819.95After 7 months: €256.61 rate · balance €16,856.61After 8 months: €293.27 rate · balance €16,893.27After 9 months: €329.92 rate · balance €16,929.92After 10 months: €366.58 rate · balance €16,966.58After 11 months: €403.24 rate · balance €17,003.24After 12 months: €439.90 rate · balance €17,039.90After 13 months: €476.56 rate · balance €17,076.56After 14 months: €513.22 rate · balance €17,113.22After 15 months: €549.87 rate · balance €17,149.87After 16 months: €586.53 rate · balance €17,186.53After 17 months: €623.19 rate · balance €17,223.19After 18 months: €659.85 rate · balance €17,259.85After 19 months: €696.51 rate · balance €17,296.51After 20 months: €733.17 rate · balance €17,333.17After 21 months: €769.82 rate · balance €17,369.82After 22 months: €806.48 rate · balance €17,406.48After 23 months: €843.14 rate · balance €17,443.14After 24 months: €879.80 rate · balance €17,479.80After 25 months: €916.46 rate · balance €17,516.46After 26 months: €953.12 rate · balance €17,553.12After 27 months: €989.77 rate · balance €17,589.77After 28 months: €1,026.43 rate · balance €17,626.43After 29 months: €1,063.09 rate · balance €17,663.09After 30 months: €1,099.75 rate · balance €17,699.75After 31 months: €1,136.41 rate · balance €17,736.41After 32 months: €1,173.07 rate · balance €17,773.07After 33 months: €1,209.72 rate · balance €17,809.72After 34 months: €1,246.38 rate · balance €17,846.38After 35 months: €1,283.04 rate · balance €17,883.04After 36 months: €1,319.70 rate · balance €17,919.70After 37 months: €1,356.36 rate · balance €17,956.36After 38 months: €1,393.02 rate · balance €17,993.02After 39 months: €1,429.67 rate · balance €18,029.67After 40 months: €1,466.33 rate · balance €18,066.33After 41 months: €1,502.99 rate · balance €18,102.99After 42 months: €1,539.65 rate · balance €18,139.65After 43 months: €1,576.31 rate · balance €18,176.31After 44 months: €1,612.97 rate · balance €18,212.97After 45 months: €1,649.62 rate · balance €18,249.62After 46 months: €1,686.28 rate · balance €18,286.28After 47 months: €1,722.94 rate · balance €18,322.94After 48 months: €1,759.60 rate · balance €18,359.60After 49 months: €1,796.26 rate · balance €18,396.26After 50 months: €1,832.92 rate · balance €18,432.92After 51 months: €1,869.57 rate · balance €18,469.57After 52 months: €1,906.23 rate · balance €18,506.23After 53 months: €1,942.89 rate · balance €18,542.89After 54 months: €1,979.55 rate · balance €18,579.55After 55 months: €2,016.21 rate · balance €18,616.21After 56 months: €2,052.86 rate · balance €18,652.86After 57 months: €2,089.52 rate · balance €18,689.52After 58 months: €2,126.18 rate · balance €18,726.18After 59 months: €2,162.84 rate · balance €18,762.84After 60 months: €2,199.50 rate · balance €18,799.50After 61 months: €2,236.16 rate · balance €18,836.16After 62 months: €2,272.81 rate · balance €18,872.81After 63 months: €2,309.47 rate · balance €18,909.47After 64 months: €2,346.13 rate · balance €18,946.13After 65 months: €2,382.79 rate · balance €18,982.79After 66 months: €2,419.45 rate · balance €19,019.45After 67 months: €2,456.11 rate · balance €19,056.11After 68 months: €2,492.76 rate · balance €19,092.76After 69 months: €2,529.42 rate · balance €19,129.42After 70 months: €2,566.08 rate · balance €19,166.08After 71 months: €2,602.74 rate · balance €19,202.74After 72 months: €2,639.40 rate · balance €19,239.40After 73 months: €2,676.06 rate · balance €19,276.06After 74 months: €2,712.71 rate · balance €19,312.71After 75 months: €2,749.37 rate · balance €19,349.37After 76 months: €2,786.03 rate · balance €19,386.03After 77 months: €2,822.69 rate · balance €19,422.69After 78 months: €2,859.35 rate · balance €19,459.35After 79 months: €2,896.01 rate · balance €19,496.01After 80 months: €2,932.66 rate · balance €19,532.66After 81 months: €2,969.32 rate · balance €19,569.32After 82 months: €3,005.98 rate · balance €19,605.98After 83 months: €3,042.64 rate · balance €19,642.64After 84 months: €3,079.30 rate · balance €19,679.30After 85 months: €3,115.96 rate · balance €19,715.96After 86 months: €3,152.61 rate · balance €19,752.61After 87 months: €3,189.27 rate · balance €19,789.27After 88 months: €3,225.93 rate · balance €19,825.93After 89 months: €3,262.59 rate · balance €19,862.59After 90 months: €3,299.25 rate · balance €19,899.25After 91 months: €3,335.91 rate · balance €19,935.91After 92 months: €3,372.56 rate · balance €19,972.56After 93 months: €3,409.22 rate · balance €20,009.22After 94 months: €3,445.88 rate · balance €20,045.88After 95 months: €3,482.54 rate · balance €20,082.54After 96 months: €3,519.20 rate · balance €20,119.20After 97 months: €3,555.86 rate · balance €20,155.86After 98 months: €3,592.51 rate · balance €20,192.51After 99 months: €3,629.17 rate · balance €20,229.17After 100 months: €3,665.83 rate · balance €20,265.83After 101 months: €3,702.49 rate · balance €20,302.49After 102 months: €3,739.15 rate · balance €20,339.15After 103 months: €3,775.80 rate · balance €20,375.80After 104 months: €3,812.46 rate · balance €20,412.46After 105 months: €3,849.12 rate · balance €20,449.12After 106 months: €3,885.78 rate · balance €20,485.78After 107 months: €3,922.44 rate · balance €20,522.44After 108 months: €3,959.10 rate · balance €20,559.10After 109 months: €3,995.75 rate · balance €20,595.75After 110 months: €4,032.41 rate · balance €20,632.41After 111 months: €4,069.07 rate · balance €20,669.07After 112 months: €4,105.73 rate · balance €20,705.73After 113 months: €4,142.39 rate · balance €20,742.39After 114 months: €4,179.05 rate · balance €20,779.05After 115 months: €4,215.70 rate · balance €20,815.70After 116 months: €4,252.36 rate · balance €20,852.36After 117 months: €4,289.02 rate · balance €20,889.02After 118 months: €4,325.68 rate · balance €20,925.68After 119 months: €4,362.34 rate · balance €20,962.34After 120 months: €4,399.00 rate · balance €20,999.00
€ 0€ 2k€ 4kstart1 yr2 yrs3 yrs4 yrs5 yrs6 yrs7 yrs8 yrs9 yrs10 yrs€4,399After 1 month: €36.66 rate · balance €16,636.66After 2 months: €73.32 rate · balance €16,673.32After 3 months: €109.97 rate · balance €16,709.97After 4 months: €146.63 rate · balance €16,746.63After 5 months: €183.29 rate · balance €16,783.29After 6 months: €219.95 rate · balance €16,819.95After 7 months: €256.61 rate · balance €16,856.61After 8 months: €293.27 rate · balance €16,893.27After 9 months: €329.92 rate · balance €16,929.92After 10 months: €366.58 rate · balance €16,966.58After 11 months: €403.24 rate · balance €17,003.24After 12 months: €439.90 rate · balance €17,039.90After 13 months: €476.56 rate · balance €17,076.56After 14 months: €513.22 rate · balance €17,113.22After 15 months: €549.87 rate · balance €17,149.87After 16 months: €586.53 rate · balance €17,186.53After 17 months: €623.19 rate · balance €17,223.19After 18 months: €659.85 rate · balance €17,259.85After 19 months: €696.51 rate · balance €17,296.51After 20 months: €733.17 rate · balance €17,333.17After 21 months: €769.82 rate · balance €17,369.82After 22 months: €806.48 rate · balance €17,406.48After 23 months: €843.14 rate · balance €17,443.14After 24 months: €879.80 rate · balance €17,479.80After 25 months: €916.46 rate · balance €17,516.46After 26 months: €953.12 rate · balance €17,553.12After 27 months: €989.77 rate · balance €17,589.77After 28 months: €1,026.43 rate · balance €17,626.43After 29 months: €1,063.09 rate · balance €17,663.09After 30 months: €1,099.75 rate · balance €17,699.75After 31 months: €1,136.41 rate · balance €17,736.41After 32 months: €1,173.07 rate · balance €17,773.07After 33 months: €1,209.72 rate · balance €17,809.72After 34 months: €1,246.38 rate · balance €17,846.38After 35 months: €1,283.04 rate · balance €17,883.04After 36 months: €1,319.70 rate · balance €17,919.70After 37 months: €1,356.36 rate · balance €17,956.36After 38 months: €1,393.02 rate · balance €17,993.02After 39 months: €1,429.67 rate · balance €18,029.67After 40 months: €1,466.33 rate · balance €18,066.33After 41 months: €1,502.99 rate · balance €18,102.99After 42 months: €1,539.65 rate · balance €18,139.65After 43 months: €1,576.31 rate · balance €18,176.31After 44 months: €1,612.97 rate · balance €18,212.97After 45 months: €1,649.62 rate · balance €18,249.62After 46 months: €1,686.28 rate · balance €18,286.28After 47 months: €1,722.94 rate · balance €18,322.94After 48 months: €1,759.60 rate · balance €18,359.60After 49 months: €1,796.26 rate · balance €18,396.26After 50 months: €1,832.92 rate · balance €18,432.92After 51 months: €1,869.57 rate · balance €18,469.57After 52 months: €1,906.23 rate · balance €18,506.23After 53 months: €1,942.89 rate · balance €18,542.89After 54 months: €1,979.55 rate · balance €18,579.55After 55 months: €2,016.21 rate · balance €18,616.21After 56 months: €2,052.86 rate · balance €18,652.86After 57 months: €2,089.52 rate · balance €18,689.52After 58 months: €2,126.18 rate · balance €18,726.18After 59 months: €2,162.84 rate · balance €18,762.84After 60 months: €2,199.50 rate · balance €18,799.50After 61 months: €2,236.16 rate · balance €18,836.16After 62 months: €2,272.81 rate · balance €18,872.81After 63 months: €2,309.47 rate · balance €18,909.47After 64 months: €2,346.13 rate · balance €18,946.13After 65 months: €2,382.79 rate · balance €18,982.79After 66 months: €2,419.45 rate · balance €19,019.45After 67 months: €2,456.11 rate · balance €19,056.11After 68 months: €2,492.76 rate · balance €19,092.76After 69 months: €2,529.42 rate · balance €19,129.42After 70 months: €2,566.08 rate · balance €19,166.08After 71 months: €2,602.74 rate · balance €19,202.74After 72 months: €2,639.40 rate · balance €19,239.40After 73 months: €2,676.06 rate · balance €19,276.06After 74 months: €2,712.71 rate · balance €19,312.71After 75 months: €2,749.37 rate · balance €19,349.37After 76 months: €2,786.03 rate · balance €19,386.03After 77 months: €2,822.69 rate · balance €19,422.69After 78 months: €2,859.35 rate · balance €19,459.35After 79 months: €2,896.01 rate · balance €19,496.01After 80 months: €2,932.66 rate · balance €19,532.66After 81 months: €2,969.32 rate · balance €19,569.32After 82 months: €3,005.98 rate · balance €19,605.98After 83 months: €3,042.64 rate · balance €19,642.64After 84 months: €3,079.30 rate · balance €19,679.30After 85 months: €3,115.96 rate · balance €19,715.96After 86 months: €3,152.61 rate · balance €19,752.61After 87 months: €3,189.27 rate · balance €19,789.27After 88 months: €3,225.93 rate · balance €19,825.93After 89 months: €3,262.59 rate · balance €19,862.59After 90 months: €3,299.25 rate · balance €19,899.25After 91 months: €3,335.91 rate · balance €19,935.91After 92 months: €3,372.56 rate · balance €19,972.56After 93 months: €3,409.22 rate · balance €20,009.22After 94 months: €3,445.88 rate · balance €20,045.88After 95 months: €3,482.54 rate · balance €20,082.54After 96 months: €3,519.20 rate · balance €20,119.20After 97 months: €3,555.86 rate · balance €20,155.86After 98 months: €3,592.51 rate · balance €20,192.51After 99 months: €3,629.17 rate · balance €20,229.17After 100 months: €3,665.83 rate · balance €20,265.83After 101 months: €3,702.49 rate · balance €20,302.49After 102 months: €3,739.15 rate · balance €20,339.15After 103 months: €3,775.80 rate · balance €20,375.80After 104 months: €3,812.46 rate · balance €20,412.46After 105 months: €3,849.12 rate · balance €20,449.12After 106 months: €3,885.78 rate · balance €20,485.78After 107 months: €3,922.44 rate · balance €20,522.44After 108 months: €3,959.10 rate · balance €20,559.10After 109 months: €3,995.75 rate · balance €20,595.75After 110 months: €4,032.41 rate · balance €20,632.41After 111 months: €4,069.07 rate · balance €20,669.07After 112 months: €4,105.73 rate · balance €20,705.73After 113 months: €4,142.39 rate · balance €20,742.39After 114 months: €4,179.05 rate · balance €20,779.05After 115 months: €4,215.70 rate · balance €20,815.70After 116 months: €4,252.36 rate · balance €20,852.36After 117 months: €4,289.02 rate · balance €20,889.02After 118 months: €4,325.68 rate · balance €20,925.68After 119 months: €4,362.34 rate · balance €20,962.34After 120 months: €4,399.00 rate · balance €20,999.00
Per year
AfterInterest up to thenBalance
1 year€440€17,040
2 years€880€17,480
3 years€1,320€17,920
4 years€1,760€18,360
5 years€2,199€18,799
6 years€2,639€19,239
7 years€3,079€19,679
8 years€3,519€20,119
9 years€3,959€20,559
10 years€4,399€20,999

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

1.25%1.75%2.25%2.75%3.25%16 Mar 202316 Dec 2024now2.65%1.75% from 16 Mar 2023 until 22 Apr 20232.15% from 22 Apr 2023 until 2 Jun 20232.25% from 2 Jun 2023 until 14 Aug 20232.65% from 14 Aug 2023 until 4 Oct 20232.75% from 4 Oct 2023 until 23 Nov 20232.85% from 23 Nov 2023 until 25 May 20242.95% from 25 May 2024 until 18 Jan 20252.25% from 18 Jan 2025 until 18 Aug 20252.35% from 18 Aug 2025 until 16 Oct 20252.50% from 16 Oct 2025 until 19 Jan 20262.65% from 19 Jan 2026 until 2 Sep 20262.65% from 2 Sep 2026 until now
FromRateUntil
2 Sep 20262.65%current
19 Jan 20262.65%2 Sep 2026web archive
16 Oct 20252.50%19 Jan 2026web archive
18 Aug 20252.35%16 Oct 2025web archive
18 Jan 20252.25%18 Aug 2025web archive
25 May 20242.95%18 Jan 2025web archive
23 Nov 20232.85%25 May 2024web archive
4 Oct 20232.75%23 Nov 2023web archive
14 Aug 20232.65%4 Oct 2023web archive
2 Jun 20232.25%14 Aug 2023web archive
22 Apr 20232.15%2 Jun 2023web archive
16 Mar 20231.75%22 Apr 2023web archive

All historic rates of Triodos Bank →All savings products of Triodos Bank →

  • 2 Sep 2026New: Triodos Bank – Triodos Spaar Deposito (120 mo) 2.65%

Rate checked on 18 Sep 2026.