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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Triodos Bank
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Triodos BankTriodos Spaar Deposito

Deposit · 10 years · Triodos Bank N.V. · Netherlands · Directly at the bank
Open an account at Triodos Bank
Rate
2.65%
10 years fixed
since 2 Sep 2026
Your return on €16,800
€445
per year, annualised · €4,452 total over 10 years
Deposit guarantee
€16,800 fully protected
Dutch scheme

Triodos Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €16,800

Gross interest over 10 years: €4,452.
Interest built up over 10 years
€ 0€ 2k€ 4kstart3 yrs6 yrs9 yrs

Rate and conditions

BalanceRate
€0 – and up2.65%
Interest payout
yearly, paid out
Fees
none
Rate valid since
2 Sep 2026
Access
10 years fixed · early withdrawal with loss of interest
Term
10 years
Minimum deposit
€500
Maximum deposit
€1,000,000
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Eerder beëindigen kost 1,5% van het bedrag per resterend (deel)jaar, maximaal 10%
  • Rente wordt jaarlijks (looptijd ≥ 1 jaar) of aan het einde van de looptijd uitgekeerd op de Triodos Internet Spaarrekening
  • Een Triodos Internet Spaarrekening is nodig

Deposit guarantee

€16,800 fully protected
Dutch scheme

Triodos Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Triodos Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

1.25%1.75%2.25%2.75%3.25%16 Mar 202316 Dec 2024now2.65%1.75% from 16 Mar 2023 until 22 Apr 20232.15% from 22 Apr 2023 until 2 Jun 20232.25% from 2 Jun 2023 until 14 Aug 20232.65% from 14 Aug 2023 until 4 Oct 20232.75% from 4 Oct 2023 until 23 Nov 20232.85% from 23 Nov 2023 until 25 May 20242.95% from 25 May 2024 until 18 Jan 20252.25% from 18 Jan 2025 until 18 Aug 20252.35% from 18 Aug 2025 until 16 Oct 20252.50% from 16 Oct 2025 until 19 Jan 20262.65% from 19 Jan 2026 until 2 Sep 20262.65% from 2 Sep 2026 until now

Other offers from Triodos Bank

Instant access · 1.15% · Direct3 months · 1.50% · Direct6 months · 1.85% · Direct9 months · 1.95% · Direct1 year · 2.10% · Direct2 years · 2.15% · Direct3 years · 2.15% · Direct4 years · 2.15% · Direct5 years · 2.20% · Direct
€4,452After 1 month: €37.10 rate · balance €16,837.10After 2 months: €74.20 rate · balance €16,874.20After 3 months: €111.30 rate · balance €16,911.30After 4 months: €148.40 rate · balance €16,948.40After 5 months: €185.50 rate · balance €16,985.50After 6 months: €222.60 rate · balance €17,022.60After 7 months: €259.70 rate · balance €17,059.70After 8 months: €296.80 rate · balance €17,096.80After 9 months: €333.90 rate · balance €17,133.90After 10 months: €371.00 rate · balance €17,171After 11 months: €408.10 rate · balance €17,208.10After 12 months: €445.20 rate · balance €17,245.20After 13 months: €482.30 rate · balance €17,282.30After 14 months: €519.40 rate · balance €17,319.40After 15 months: €556.50 rate · balance €17,356.50After 16 months: €593.60 rate · balance €17,393.60After 17 months: €630.70 rate · balance €17,430.70After 18 months: €667.80 rate · balance €17,467.80After 19 months: €704.90 rate · balance €17,504.90After 20 months: €742.00 rate · balance €17,542After 21 months: €779.10 rate · balance €17,579.10After 22 months: €816.20 rate · balance €17,616.20After 23 months: €853.30 rate · balance €17,653.30After 24 months: €890.40 rate · balance €17,690.40After 25 months: €927.50 rate · balance €17,727.50After 26 months: €964.60 rate · balance €17,764.60After 27 months: €1,001.70 rate · balance €17,801.70After 28 months: €1,038.80 rate · balance €17,838.80After 29 months: €1,075.90 rate · balance €17,875.90After 30 months: €1,113.00 rate · balance €17,913After 31 months: €1,150.10 rate · balance €17,950.10After 32 months: €1,187.20 rate · balance €17,987.20After 33 months: €1,224.30 rate · balance €18,024.30After 34 months: €1,261.40 rate · balance €18,061.40After 35 months: €1,298.50 rate · balance €18,098.50After 36 months: €1,335.60 rate · balance €18,135.60After 37 months: €1,372.70 rate · balance €18,172.70After 38 months: €1,409.80 rate · balance €18,209.80After 39 months: €1,446.90 rate · balance €18,246.90After 40 months: €1,484.00 rate · balance €18,284After 41 months: €1,521.10 rate · balance €18,321.10After 42 months: €1,558.20 rate · balance €18,358.20After 43 months: €1,595.30 rate · balance €18,395.30After 44 months: €1,632.40 rate · balance €18,432.40After 45 months: €1,669.50 rate · balance €18,469.50After 46 months: €1,706.60 rate · balance €18,506.60After 47 months: €1,743.70 rate · balance €18,543.70After 48 months: €1,780.80 rate · balance €18,580.80After 49 months: €1,817.90 rate · balance €18,617.90After 50 months: €1,855.00 rate · balance €18,655After 51 months: €1,892.10 rate · balance €18,692.10After 52 months: €1,929.20 rate · balance €18,729.20After 53 months: €1,966.30 rate · balance €18,766.30After 54 months: €2,003.40 rate · balance €18,803.40After 55 months: €2,040.50 rate · balance €18,840.50After 56 months: €2,077.60 rate · balance €18,877.60After 57 months: €2,114.70 rate · balance €18,914.70After 58 months: €2,151.80 rate · balance €18,951.80After 59 months: €2,188.90 rate · balance €18,988.90After 60 months: €2,226.00 rate · balance €19,026.00After 61 months: €2,263.10 rate · balance €19,063.10After 62 months: €2,300.20 rate · balance €19,100.20After 63 months: €2,337.30 rate · balance €19,137.30After 64 months: €2,374.40 rate · balance €19,174.40After 65 months: €2,411.50 rate · balance €19,211.50After 66 months: €2,448.60 rate · balance €19,248.60After 67 months: €2,485.70 rate · balance €19,285.70After 68 months: €2,522.80 rate · balance €19,322.80After 69 months: €2,559.90 rate · balance €19,359.90After 70 months: €2,597.00 rate · balance €19,397.00After 71 months: €2,634.10 rate · balance €19,434.10After 72 months: €2,671.20 rate · balance €19,471.20After 73 months: €2,708.30 rate · balance €19,508.30After 74 months: €2,745.40 rate · balance €19,545.40After 75 months: €2,782.50 rate · balance €19,582.50After 76 months: €2,819.60 rate · balance €19,619.60After 77 months: €2,856.70 rate · balance €19,656.70After 78 months: €2,893.80 rate · balance €19,693.80After 79 months: €2,930.90 rate · balance €19,730.90After 80 months: €2,968.00 rate · balance €19,768.00After 81 months: €3,005.10 rate · balance €19,805.10After 82 months: €3,042.20 rate · balance €19,842.20After 83 months: €3,079.30 rate · balance €19,879.30After 84 months: €3,116.40 rate · balance €19,916.40After 85 months: €3,153.50 rate · balance €19,953.50After 86 months: €3,190.60 rate · balance €19,990.60After 87 months: €3,227.70 rate · balance €20,027.70After 88 months: €3,264.80 rate · balance €20,064.80After 89 months: €3,301.90 rate · balance €20,101.90After 90 months: €3,339.00 rate · balance €20,139.00After 91 months: €3,376.10 rate · balance €20,176.10After 92 months: €3,413.20 rate · balance €20,213.20After 93 months: €3,450.30 rate · balance €20,250.30After 94 months: €3,487.40 rate · balance €20,287.40After 95 months: €3,524.50 rate · balance €20,324.50After 96 months: €3,561.60 rate · balance €20,361.60After 97 months: €3,598.70 rate · balance €20,398.70After 98 months: €3,635.80 rate · balance €20,435.80After 99 months: €3,672.90 rate · balance €20,472.90After 100 months: €3,710.00 rate · balance €20,510.00After 101 months: €3,747.10 rate · balance €20,547.10After 102 months: €3,784.20 rate · balance €20,584.20After 103 months: €3,821.30 rate · balance €20,621.30After 104 months: €3,858.40 rate · balance €20,658.40After 105 months: €3,895.50 rate · balance €20,695.50After 106 months: €3,932.60 rate · balance €20,732.60After 107 months: €3,969.70 rate · balance €20,769.70After 108 months: €4,006.80 rate · balance €20,806.80After 109 months: €4,043.90 rate · balance €20,843.90After 110 months: €4,081.00 rate · balance €20,881.00After 111 months: €4,118.10 rate · balance €20,918.10After 112 months: €4,155.20 rate · balance €20,955.20After 113 months: €4,192.30 rate · balance €20,992.30After 114 months: €4,229.40 rate · balance €21,029.40After 115 months: €4,266.50 rate · balance €21,066.50After 116 months: €4,303.60 rate · balance €21,103.60After 117 months: €4,340.70 rate · balance €21,140.70After 118 months: €4,377.80 rate · balance €21,177.80After 119 months: €4,414.90 rate · balance €21,214.90After 120 months: €4,452.00 rate · balance €21,252.00
€ 0€ 2k€ 4kstart1 yr2 yrs3 yrs4 yrs5 yrs6 yrs7 yrs8 yrs9 yrs10 yrs€4,452After 1 month: €37.10 rate · balance €16,837.10After 2 months: €74.20 rate · balance €16,874.20After 3 months: €111.30 rate · balance €16,911.30After 4 months: €148.40 rate · balance €16,948.40After 5 months: €185.50 rate · balance €16,985.50After 6 months: €222.60 rate · balance €17,022.60After 7 months: €259.70 rate · balance €17,059.70After 8 months: €296.80 rate · balance €17,096.80After 9 months: €333.90 rate · balance €17,133.90After 10 months: €371.00 rate · balance €17,171After 11 months: €408.10 rate · balance €17,208.10After 12 months: €445.20 rate · balance €17,245.20After 13 months: €482.30 rate · balance €17,282.30After 14 months: €519.40 rate · balance €17,319.40After 15 months: €556.50 rate · balance €17,356.50After 16 months: €593.60 rate · balance €17,393.60After 17 months: €630.70 rate · balance €17,430.70After 18 months: €667.80 rate · balance €17,467.80After 19 months: €704.90 rate · balance €17,504.90After 20 months: €742.00 rate · balance €17,542After 21 months: €779.10 rate · balance €17,579.10After 22 months: €816.20 rate · balance €17,616.20After 23 months: €853.30 rate · balance €17,653.30After 24 months: €890.40 rate · balance €17,690.40After 25 months: €927.50 rate · balance €17,727.50After 26 months: €964.60 rate · balance €17,764.60After 27 months: €1,001.70 rate · balance €17,801.70After 28 months: €1,038.80 rate · balance €17,838.80After 29 months: €1,075.90 rate · balance €17,875.90After 30 months: €1,113.00 rate · balance €17,913After 31 months: €1,150.10 rate · balance €17,950.10After 32 months: €1,187.20 rate · balance €17,987.20After 33 months: €1,224.30 rate · balance €18,024.30After 34 months: €1,261.40 rate · balance €18,061.40After 35 months: €1,298.50 rate · balance €18,098.50After 36 months: €1,335.60 rate · balance €18,135.60After 37 months: €1,372.70 rate · balance €18,172.70After 38 months: €1,409.80 rate · balance €18,209.80After 39 months: €1,446.90 rate · balance €18,246.90After 40 months: €1,484.00 rate · balance €18,284After 41 months: €1,521.10 rate · balance €18,321.10After 42 months: €1,558.20 rate · balance €18,358.20After 43 months: €1,595.30 rate · balance €18,395.30After 44 months: €1,632.40 rate · balance €18,432.40After 45 months: €1,669.50 rate · balance €18,469.50After 46 months: €1,706.60 rate · balance €18,506.60After 47 months: €1,743.70 rate · balance €18,543.70After 48 months: €1,780.80 rate · balance €18,580.80After 49 months: €1,817.90 rate · balance €18,617.90After 50 months: €1,855.00 rate · balance €18,655After 51 months: €1,892.10 rate · balance €18,692.10After 52 months: €1,929.20 rate · balance €18,729.20After 53 months: €1,966.30 rate · balance €18,766.30After 54 months: €2,003.40 rate · balance €18,803.40After 55 months: €2,040.50 rate · balance €18,840.50After 56 months: €2,077.60 rate · balance €18,877.60After 57 months: €2,114.70 rate · balance €18,914.70After 58 months: €2,151.80 rate · balance €18,951.80After 59 months: €2,188.90 rate · balance €18,988.90After 60 months: €2,226.00 rate · balance €19,026.00After 61 months: €2,263.10 rate · balance €19,063.10After 62 months: €2,300.20 rate · balance €19,100.20After 63 months: €2,337.30 rate · balance €19,137.30After 64 months: €2,374.40 rate · balance €19,174.40After 65 months: €2,411.50 rate · balance €19,211.50After 66 months: €2,448.60 rate · balance €19,248.60After 67 months: €2,485.70 rate · balance €19,285.70After 68 months: €2,522.80 rate · balance €19,322.80After 69 months: €2,559.90 rate · balance €19,359.90After 70 months: €2,597.00 rate · balance €19,397.00After 71 months: €2,634.10 rate · balance €19,434.10After 72 months: €2,671.20 rate · balance €19,471.20After 73 months: €2,708.30 rate · balance €19,508.30After 74 months: €2,745.40 rate · balance €19,545.40After 75 months: €2,782.50 rate · balance €19,582.50After 76 months: €2,819.60 rate · balance €19,619.60After 77 months: €2,856.70 rate · balance €19,656.70After 78 months: €2,893.80 rate · balance €19,693.80After 79 months: €2,930.90 rate · balance €19,730.90After 80 months: €2,968.00 rate · balance €19,768.00After 81 months: €3,005.10 rate · balance €19,805.10After 82 months: €3,042.20 rate · balance €19,842.20After 83 months: €3,079.30 rate · balance €19,879.30After 84 months: €3,116.40 rate · balance €19,916.40After 85 months: €3,153.50 rate · balance €19,953.50After 86 months: €3,190.60 rate · balance €19,990.60After 87 months: €3,227.70 rate · balance €20,027.70After 88 months: €3,264.80 rate · balance €20,064.80After 89 months: €3,301.90 rate · balance €20,101.90After 90 months: €3,339.00 rate · balance €20,139.00After 91 months: €3,376.10 rate · balance €20,176.10After 92 months: €3,413.20 rate · balance €20,213.20After 93 months: €3,450.30 rate · balance €20,250.30After 94 months: €3,487.40 rate · balance €20,287.40After 95 months: €3,524.50 rate · balance €20,324.50After 96 months: €3,561.60 rate · balance €20,361.60After 97 months: €3,598.70 rate · balance €20,398.70After 98 months: €3,635.80 rate · balance €20,435.80After 99 months: €3,672.90 rate · balance €20,472.90After 100 months: €3,710.00 rate · balance €20,510.00After 101 months: €3,747.10 rate · balance €20,547.10After 102 months: €3,784.20 rate · balance €20,584.20After 103 months: €3,821.30 rate · balance €20,621.30After 104 months: €3,858.40 rate · balance €20,658.40After 105 months: €3,895.50 rate · balance €20,695.50After 106 months: €3,932.60 rate · balance €20,732.60After 107 months: €3,969.70 rate · balance €20,769.70After 108 months: €4,006.80 rate · balance €20,806.80After 109 months: €4,043.90 rate · balance €20,843.90After 110 months: €4,081.00 rate · balance €20,881.00After 111 months: €4,118.10 rate · balance €20,918.10After 112 months: €4,155.20 rate · balance €20,955.20After 113 months: €4,192.30 rate · balance €20,992.30After 114 months: €4,229.40 rate · balance €21,029.40After 115 months: €4,266.50 rate · balance €21,066.50After 116 months: €4,303.60 rate · balance €21,103.60After 117 months: €4,340.70 rate · balance €21,140.70After 118 months: €4,377.80 rate · balance €21,177.80After 119 months: €4,414.90 rate · balance €21,214.90After 120 months: €4,452.00 rate · balance €21,252.00
Per year
AfterInterest up to thenBalance
1 year€445€17,245
2 years€890€17,690
3 years€1,336€18,136
4 years€1,781€18,581
5 years€2,226€19,026
6 years€2,671€19,471
7 years€3,116€19,916
8 years€3,562€20,362
9 years€4,007€20,807
10 years€4,452€21,252

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

1.25%1.75%2.25%2.75%3.25%16 Mar 202316 Dec 2024now2.65%1.75% from 16 Mar 2023 until 22 Apr 20232.15% from 22 Apr 2023 until 2 Jun 20232.25% from 2 Jun 2023 until 14 Aug 20232.65% from 14 Aug 2023 until 4 Oct 20232.75% from 4 Oct 2023 until 23 Nov 20232.85% from 23 Nov 2023 until 25 May 20242.95% from 25 May 2024 until 18 Jan 20252.25% from 18 Jan 2025 until 18 Aug 20252.35% from 18 Aug 2025 until 16 Oct 20252.50% from 16 Oct 2025 until 19 Jan 20262.65% from 19 Jan 2026 until 2 Sep 20262.65% from 2 Sep 2026 until now
FromRateUntil
2 Sep 20262.65%current
19 Jan 20262.65%2 Sep 2026web archive
16 Oct 20252.50%19 Jan 2026web archive
18 Aug 20252.35%16 Oct 2025web archive
18 Jan 20252.25%18 Aug 2025web archive
25 May 20242.95%18 Jan 2025web archive
23 Nov 20232.85%25 May 2024web archive
4 Oct 20232.75%23 Nov 2023web archive
14 Aug 20232.65%4 Oct 2023web archive
2 Jun 20232.25%14 Aug 2023web archive
22 Apr 20232.15%2 Jun 2023web archive
16 Mar 20231.75%22 Apr 2023web archive

All historic rates of Triodos Bank →All savings products of Triodos Bank →

  • 2 Sep 2026New: Triodos Bank – Triodos Spaar Deposito (120 mo) 2.65%

Rate checked on 18 Sep 2026.