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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Triodos Bank
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Triodos BankTriodos Spaar Deposito

Deposit · 10 years · Triodos Bank N.V. · Netherlands · Directly at the bank
Open an account at Triodos Bank
Rate
2.65%
10 years fixed
since 2 Sep 2026
Your return on €25,000
€663
per year, annualised · €6,625 total over 10 years
Deposit guarantee
€25,000 fully protected
Dutch scheme

Triodos Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €25,000

Gross interest over 10 years: €6,625.
Interest built up over 10 years
€ 0€ 2,5k€ 5kstart3 yrs6 yrs9 yrs

Rate and conditions

BalanceRate
€0 – and up2.65%
Interest payout
yearly, paid out
Fees
none
Rate valid since
2 Sep 2026
Access
10 years fixed · early withdrawal with loss of interest
Term
10 years
Minimum deposit
€500
Maximum deposit
€1,000,000
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Eerder beëindigen kost 1,5% van het bedrag per resterend (deel)jaar, maximaal 10%
  • Rente wordt jaarlijks (looptijd ≥ 1 jaar) of aan het einde van de looptijd uitgekeerd op de Triodos Internet Spaarrekening
  • Een Triodos Internet Spaarrekening is nodig

Deposit guarantee

€25,000 fully protected
Dutch scheme

Triodos Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Triodos Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

1.25%1.75%2.25%2.75%3.25%16 Mar 202316 Dec 2024now2.65%1.75% from 16 Mar 2023 until 22 Apr 20232.15% from 22 Apr 2023 until 2 Jun 20232.25% from 2 Jun 2023 until 14 Aug 20232.65% from 14 Aug 2023 until 4 Oct 20232.75% from 4 Oct 2023 until 23 Nov 20232.85% from 23 Nov 2023 until 25 May 20242.95% from 25 May 2024 until 18 Jan 20252.25% from 18 Jan 2025 until 18 Aug 20252.35% from 18 Aug 2025 until 16 Oct 20252.50% from 16 Oct 2025 until 19 Jan 20262.65% from 19 Jan 2026 until 2 Sep 20262.65% from 2 Sep 2026 until now

Other offers from Triodos Bank

Instant access · 1.15% · Direct3 months · 1.50% · Direct6 months · 1.85% · Direct9 months · 1.95% · Direct1 year · 2.10% · Direct2 years · 2.15% · Direct3 years · 2.15% · Direct4 years · 2.15% · Direct5 years · 2.20% · Direct
€6,625After 1 month: €55.21 rate · balance €25,055.21After 2 months: €110.42 rate · balance €25,110.42After 3 months: €165.62 rate · balance €25,165.62After 4 months: €220.83 rate · balance €25,220.83After 5 months: €276.04 rate · balance €25,276.04After 6 months: €331.25 rate · balance €25,331.25After 7 months: €386.46 rate · balance €25,386.46After 8 months: €441.67 rate · balance €25,441.67After 9 months: €496.87 rate · balance €25,496.87After 10 months: €552.08 rate · balance €25,552.08After 11 months: €607.29 rate · balance €25,607.29After 12 months: €662.50 rate · balance €25,662.50After 13 months: €717.71 rate · balance €25,717.71After 14 months: €772.92 rate · balance €25,772.92After 15 months: €828.12 rate · balance €25,828.12After 16 months: €883.33 rate · balance €25,883.33After 17 months: €938.54 rate · balance €25,938.54After 18 months: €993.75 rate · balance €25,993.75After 19 months: €1,048.96 rate · balance €26,048.96After 20 months: €1,104.17 rate · balance €26,104.17After 21 months: €1,159.37 rate · balance €26,159.37After 22 months: €1,214.58 rate · balance €26,214.58After 23 months: €1,269.79 rate · balance €26,269.79After 24 months: €1,325.00 rate · balance €26,325.00After 25 months: €1,380.21 rate · balance €26,380.21After 26 months: €1,435.42 rate · balance €26,435.42After 27 months: €1,490.62 rate · balance €26,490.62After 28 months: €1,545.83 rate · balance €26,545.83After 29 months: €1,601.04 rate · balance €26,601.04After 30 months: €1,656.25 rate · balance €26,656.25After 31 months: €1,711.46 rate · balance €26,711.46After 32 months: €1,766.67 rate · balance €26,766.67After 33 months: €1,821.87 rate · balance €26,821.87After 34 months: €1,877.08 rate · balance €26,877.08After 35 months: €1,932.29 rate · balance €26,932.29After 36 months: €1,987.50 rate · balance €26,987.50After 37 months: €2,042.71 rate · balance €27,042.71After 38 months: €2,097.92 rate · balance €27,097.92After 39 months: €2,153.12 rate · balance €27,153.12After 40 months: €2,208.33 rate · balance €27,208.33After 41 months: €2,263.54 rate · balance €27,263.54After 42 months: €2,318.75 rate · balance €27,318.75After 43 months: €2,373.96 rate · balance €27,373.96After 44 months: €2,429.17 rate · balance €27,429.17After 45 months: €2,484.37 rate · balance €27,484.37After 46 months: €2,539.58 rate · balance €27,539.58After 47 months: €2,594.79 rate · balance €27,594.79After 48 months: €2,650.00 rate · balance €27,650.00After 49 months: €2,705.21 rate · balance €27,705.21After 50 months: €2,760.41 rate · balance €27,760.41After 51 months: €2,815.62 rate · balance €27,815.62After 52 months: €2,870.83 rate · balance €27,870.83After 53 months: €2,926.04 rate · balance €27,926.04After 54 months: €2,981.25 rate · balance €27,981.25After 55 months: €3,036.46 rate · balance €28,036.46After 56 months: €3,091.66 rate · balance €28,091.66After 57 months: €3,146.87 rate · balance €28,146.87After 58 months: €3,202.08 rate · balance €28,202.08After 59 months: €3,257.29 rate · balance €28,257.29After 60 months: €3,312.50 rate · balance €28,312.50After 61 months: €3,367.71 rate · balance €28,367.71After 62 months: €3,422.91 rate · balance €28,422.91After 63 months: €3,478.12 rate · balance €28,478.12After 64 months: €3,533.33 rate · balance €28,533.33After 65 months: €3,588.54 rate · balance €28,588.54After 66 months: €3,643.75 rate · balance €28,643.75After 67 months: €3,698.96 rate · balance €28,698.96After 68 months: €3,754.16 rate · balance €28,754.16After 69 months: €3,809.37 rate · balance €28,809.37After 70 months: €3,864.58 rate · balance €28,864.58After 71 months: €3,919.79 rate · balance €28,919.79After 72 months: €3,975.00 rate · balance €28,975.00After 73 months: €4,030.21 rate · balance €29,030.21After 74 months: €4,085.41 rate · balance €29,085.41After 75 months: €4,140.62 rate · balance €29,140.62After 76 months: €4,195.83 rate · balance €29,195.83After 77 months: €4,251.04 rate · balance €29,251.04After 78 months: €4,306.25 rate · balance €29,306.25After 79 months: €4,361.46 rate · balance €29,361.46After 80 months: €4,416.66 rate · balance €29,416.66After 81 months: €4,471.87 rate · balance €29,471.87After 82 months: €4,527.08 rate · balance €29,527.08After 83 months: €4,582.29 rate · balance €29,582.29After 84 months: €4,637.50 rate · balance €29,637.50After 85 months: €4,692.71 rate · balance €29,692.71After 86 months: €4,747.91 rate · balance €29,747.91After 87 months: €4,803.12 rate · balance €29,803.12After 88 months: €4,858.33 rate · balance €29,858.33After 89 months: €4,913.54 rate · balance €29,913.54After 90 months: €4,968.75 rate · balance €29,968.75After 91 months: €5,023.96 rate · balance €30,023.96After 92 months: €5,079.16 rate · balance €30,079.16After 93 months: €5,134.37 rate · balance €30,134.37After 94 months: €5,189.58 rate · balance €30,189.58After 95 months: €5,244.79 rate · balance €30,244.79After 96 months: €5,300.00 rate · balance €30,300.00After 97 months: €5,355.21 rate · balance €30,355.21After 98 months: €5,410.41 rate · balance €30,410.41After 99 months: €5,465.62 rate · balance €30,465.62After 100 months: €5,520.83 rate · balance €30,520.83After 101 months: €5,576.04 rate · balance €30,576.04After 102 months: €5,631.25 rate · balance €30,631.25After 103 months: €5,686.45 rate · balance €30,686.45After 104 months: €5,741.66 rate · balance €30,741.66After 105 months: €5,796.87 rate · balance €30,796.87After 106 months: €5,852.08 rate · balance €30,852.08After 107 months: €5,907.29 rate · balance €30,907.29After 108 months: €5,962.50 rate · balance €30,962.50After 109 months: €6,017.70 rate · balance €31,017.70After 110 months: €6,072.91 rate · balance €31,072.91After 111 months: €6,128.12 rate · balance €31,128.12After 112 months: €6,183.33 rate · balance €31,183.33After 113 months: €6,238.54 rate · balance €31,238.54After 114 months: €6,293.75 rate · balance €31,293.75After 115 months: €6,348.95 rate · balance €31,348.95After 116 months: €6,404.16 rate · balance €31,404.16After 117 months: €6,459.37 rate · balance €31,459.37After 118 months: €6,514.58 rate · balance €31,514.58After 119 months: €6,569.79 rate · balance €31,569.79After 120 months: €6,625.00 rate · balance €31,625.00
€ 0€ 2,5k€ 5kstart1 yr2 yrs3 yrs4 yrs5 yrs6 yrs7 yrs8 yrs9 yrs10 yrs€6,625After 1 month: €55.21 rate · balance €25,055.21After 2 months: €110.42 rate · balance €25,110.42After 3 months: €165.62 rate · balance €25,165.62After 4 months: €220.83 rate · balance €25,220.83After 5 months: €276.04 rate · balance €25,276.04After 6 months: €331.25 rate · balance €25,331.25After 7 months: €386.46 rate · balance €25,386.46After 8 months: €441.67 rate · balance €25,441.67After 9 months: €496.87 rate · balance €25,496.87After 10 months: €552.08 rate · balance €25,552.08After 11 months: €607.29 rate · balance €25,607.29After 12 months: €662.50 rate · balance €25,662.50After 13 months: €717.71 rate · balance €25,717.71After 14 months: €772.92 rate · balance €25,772.92After 15 months: €828.12 rate · balance €25,828.12After 16 months: €883.33 rate · balance €25,883.33After 17 months: €938.54 rate · balance €25,938.54After 18 months: €993.75 rate · balance €25,993.75After 19 months: €1,048.96 rate · balance €26,048.96After 20 months: €1,104.17 rate · balance €26,104.17After 21 months: €1,159.37 rate · balance €26,159.37After 22 months: €1,214.58 rate · balance €26,214.58After 23 months: €1,269.79 rate · balance €26,269.79After 24 months: €1,325.00 rate · balance €26,325.00After 25 months: €1,380.21 rate · balance €26,380.21After 26 months: €1,435.42 rate · balance €26,435.42After 27 months: €1,490.62 rate · balance €26,490.62After 28 months: €1,545.83 rate · balance €26,545.83After 29 months: €1,601.04 rate · balance €26,601.04After 30 months: €1,656.25 rate · balance €26,656.25After 31 months: €1,711.46 rate · balance €26,711.46After 32 months: €1,766.67 rate · balance €26,766.67After 33 months: €1,821.87 rate · balance €26,821.87After 34 months: €1,877.08 rate · balance €26,877.08After 35 months: €1,932.29 rate · balance €26,932.29After 36 months: €1,987.50 rate · balance €26,987.50After 37 months: €2,042.71 rate · balance €27,042.71After 38 months: €2,097.92 rate · balance €27,097.92After 39 months: €2,153.12 rate · balance €27,153.12After 40 months: €2,208.33 rate · balance €27,208.33After 41 months: €2,263.54 rate · balance €27,263.54After 42 months: €2,318.75 rate · balance €27,318.75After 43 months: €2,373.96 rate · balance €27,373.96After 44 months: €2,429.17 rate · balance €27,429.17After 45 months: €2,484.37 rate · balance €27,484.37After 46 months: €2,539.58 rate · balance €27,539.58After 47 months: €2,594.79 rate · balance €27,594.79After 48 months: €2,650.00 rate · balance €27,650.00After 49 months: €2,705.21 rate · balance €27,705.21After 50 months: €2,760.41 rate · balance €27,760.41After 51 months: €2,815.62 rate · balance €27,815.62After 52 months: €2,870.83 rate · balance €27,870.83After 53 months: €2,926.04 rate · balance €27,926.04After 54 months: €2,981.25 rate · balance €27,981.25After 55 months: €3,036.46 rate · balance €28,036.46After 56 months: €3,091.66 rate · balance €28,091.66After 57 months: €3,146.87 rate · balance €28,146.87After 58 months: €3,202.08 rate · balance €28,202.08After 59 months: €3,257.29 rate · balance €28,257.29After 60 months: €3,312.50 rate · balance €28,312.50After 61 months: €3,367.71 rate · balance €28,367.71After 62 months: €3,422.91 rate · balance €28,422.91After 63 months: €3,478.12 rate · balance €28,478.12After 64 months: €3,533.33 rate · balance €28,533.33After 65 months: €3,588.54 rate · balance €28,588.54After 66 months: €3,643.75 rate · balance €28,643.75After 67 months: €3,698.96 rate · balance €28,698.96After 68 months: €3,754.16 rate · balance €28,754.16After 69 months: €3,809.37 rate · balance €28,809.37After 70 months: €3,864.58 rate · balance €28,864.58After 71 months: €3,919.79 rate · balance €28,919.79After 72 months: €3,975.00 rate · balance €28,975.00After 73 months: €4,030.21 rate · balance €29,030.21After 74 months: €4,085.41 rate · balance €29,085.41After 75 months: €4,140.62 rate · balance €29,140.62After 76 months: €4,195.83 rate · balance €29,195.83After 77 months: €4,251.04 rate · balance €29,251.04After 78 months: €4,306.25 rate · balance €29,306.25After 79 months: €4,361.46 rate · balance €29,361.46After 80 months: €4,416.66 rate · balance €29,416.66After 81 months: €4,471.87 rate · balance €29,471.87After 82 months: €4,527.08 rate · balance €29,527.08After 83 months: €4,582.29 rate · balance €29,582.29After 84 months: €4,637.50 rate · balance €29,637.50After 85 months: €4,692.71 rate · balance €29,692.71After 86 months: €4,747.91 rate · balance €29,747.91After 87 months: €4,803.12 rate · balance €29,803.12After 88 months: €4,858.33 rate · balance €29,858.33After 89 months: €4,913.54 rate · balance €29,913.54After 90 months: €4,968.75 rate · balance €29,968.75After 91 months: €5,023.96 rate · balance €30,023.96After 92 months: €5,079.16 rate · balance €30,079.16After 93 months: €5,134.37 rate · balance €30,134.37After 94 months: €5,189.58 rate · balance €30,189.58After 95 months: €5,244.79 rate · balance €30,244.79After 96 months: €5,300.00 rate · balance €30,300.00After 97 months: €5,355.21 rate · balance €30,355.21After 98 months: €5,410.41 rate · balance €30,410.41After 99 months: €5,465.62 rate · balance €30,465.62After 100 months: €5,520.83 rate · balance €30,520.83After 101 months: €5,576.04 rate · balance €30,576.04After 102 months: €5,631.25 rate · balance €30,631.25After 103 months: €5,686.45 rate · balance €30,686.45After 104 months: €5,741.66 rate · balance €30,741.66After 105 months: €5,796.87 rate · balance €30,796.87After 106 months: €5,852.08 rate · balance €30,852.08After 107 months: €5,907.29 rate · balance €30,907.29After 108 months: €5,962.50 rate · balance €30,962.50After 109 months: €6,017.70 rate · balance €31,017.70After 110 months: €6,072.91 rate · balance €31,072.91After 111 months: €6,128.12 rate · balance €31,128.12After 112 months: €6,183.33 rate · balance €31,183.33After 113 months: €6,238.54 rate · balance €31,238.54After 114 months: €6,293.75 rate · balance €31,293.75After 115 months: €6,348.95 rate · balance €31,348.95After 116 months: €6,404.16 rate · balance €31,404.16After 117 months: €6,459.37 rate · balance €31,459.37After 118 months: €6,514.58 rate · balance €31,514.58After 119 months: €6,569.79 rate · balance €31,569.79After 120 months: €6,625.00 rate · balance €31,625.00
Per year
AfterInterest up to thenBalance
1 year€662€25,662
2 years€1,325€26,325
3 years€1,987€26,987
4 years€2,650€27,650
5 years€3,312€28,312
6 years€3,975€28,975
7 years€4,637€29,637
8 years€5,300€30,300
9 years€5,962€30,962
10 years€6,625€31,625

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

1.25%1.75%2.25%2.75%3.25%16 Mar 202316 Dec 2024now2.65%1.75% from 16 Mar 2023 until 22 Apr 20232.15% from 22 Apr 2023 until 2 Jun 20232.25% from 2 Jun 2023 until 14 Aug 20232.65% from 14 Aug 2023 until 4 Oct 20232.75% from 4 Oct 2023 until 23 Nov 20232.85% from 23 Nov 2023 until 25 May 20242.95% from 25 May 2024 until 18 Jan 20252.25% from 18 Jan 2025 until 18 Aug 20252.35% from 18 Aug 2025 until 16 Oct 20252.50% from 16 Oct 2025 until 19 Jan 20262.65% from 19 Jan 2026 until 2 Sep 20262.65% from 2 Sep 2026 until now
FromRateUntil
2 Sep 20262.65%current
19 Jan 20262.65%2 Sep 2026web archive
16 Oct 20252.50%19 Jan 2026web archive
18 Aug 20252.35%16 Oct 2025web archive
18 Jan 20252.25%18 Aug 2025web archive
25 May 20242.95%18 Jan 2025web archive
23 Nov 20232.85%25 May 2024web archive
4 Oct 20232.75%23 Nov 2023web archive
14 Aug 20232.65%4 Oct 2023web archive
2 Jun 20232.25%14 Aug 2023web archive
22 Apr 20232.15%2 Jun 2023web archive
16 Mar 20231.75%22 Apr 2023web archive

All historic rates of Triodos Bank →All savings products of Triodos Bank →

  • 2 Sep 2026New: Triodos Bank – Triodos Spaar Deposito (120 mo) 2.65%

Rate checked on 18 Sep 2026.