Triodos BankTriodos Spaar Deposito

Deposit · 1 year · Triodos Bank N.V. · Netherlands · Directly at the bank
Rate
2.35%
1 year fixed
since 1 Oct 2026
Your return on €16,600
€390
interest per year
Deposit guarantee
€16,600 fully protected
Dutch scheme

Triodos Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €16,600

Gross interest over 1 year: €390.
Interest built up over 1 year
€ 0€ 200start6 mo1 yr€390After 1 month: €32.51 rate · balance €16,632.51After 2 months: €65.02 rate · balance €16,665.02After 3 months: €97.52 rate · balance €16,697.52After 4 months: €130.03 rate · balance €16,730.03After 5 months: €162.54 rate · balance €16,762.54After 6 months: €195.05 rate · balance €16,795.05After 7 months: €227.56 rate · balance €16,827.56After 8 months: €260.07 rate · balance €16,860.07After 9 months: €292.57 rate · balance €16,892.57After 10 months: €325.08 rate · balance €16,925.08After 11 months: €357.59 rate · balance €16,957.59After 12 months: €390.10 rate · balance €16,990.10

Rate and conditions

BalanceRate
€0 – and up2.35%
Interest payout
yearly, paid out
Fees
none
Rate valid since
2 Oct 2026
Access
1 year fixed · early withdrawal with loss of interest
Term
1 year
Minimum deposit
€500
Maximum deposit
€1,000,000
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Eerder beëindigen kost 1,5% van het bedrag per resterend (deel)jaar, maximaal 10%
  • Rente wordt jaarlijks (looptijd ≥ 1 jaar) of aan het einde van de looptijd uitgekeerd op de Triodos Internet Spaarrekening
  • Een Triodos Internet Spaarrekening is nodig

Deposit guarantee

€16,600 fully protected
Dutch scheme

Triodos Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Triodos Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Netherlands withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

1.00%1.50%2.00%2.50%3.00%22 Apr 202326 Jan 2025now2.35%1.50% from 22 Apr 2023 until 2 Jun 20231.90% from 2 Jun 2023 until 14 Aug 20232.25% from 14 Aug 2023 until 4 Oct 20232.40% from 4 Oct 2023 until 23 Nov 20232.60% from 23 Nov 2023 until 25 May 20242.35% from 25 May 2024 until 18 Jan 20252.05% from 18 Jan 2025 until 20 May 20251.60% from 20 May 2025 until 18 Aug 20251.70% from 18 Aug 2025 until 16 Oct 20251.75% from 16 Oct 2025 until 19 Jan 20261.80% from 19 Jan 2026 until 13 Jun 20262.00% from 13 Jun 2026 until 2 Sep 20262.10% from 2 Sep 2026 until 1 Oct 20262.35% from 1 Oct 2026 until now
FromRateUntil
1 Oct 20262.35%current
2 Sep 20262.10%1 Oct 2026
13 Jun 20262.00%2 Sep 2026web archive
19 Jan 20261.80%13 Jun 2026web archive
16 Oct 20251.75%19 Jan 2026web archive
18 Aug 20251.70%16 Oct 2025web archive
20 May 20251.60%18 Aug 2025web archive
18 Jan 20252.05%20 May 2025web archive
25 May 20242.35%18 Jan 2025web archive
23 Nov 20232.60%25 May 2024web archive
4 Oct 20232.40%23 Nov 2023web archive
14 Aug 20232.25%4 Oct 2023web archive
2 Jun 20231.90%14 Aug 2023web archive
22 Apr 20231.50%2 Jun 2023web archive

All historic rates of Triodos Bank →All savings products of Triodos Bank →

  • 1 Oct 2026Triodos Bank – Triodos Spaar Deposito (12 mo): 2.10% → 2.35%
  • 2 Sep 2026New: Triodos Bank – Triodos Spaar Deposito (12 mo) 2.10%

Rate checked on 2 Nov 2026.

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