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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Triodos Bank
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Triodos BankTriodos Spaar Deposito

Deposit · 1 year · Triodos Bank N.V. · Netherlands · Directly at the bank
Open an account at Triodos Bank
Rate
2.10%
1 year fixed
since 2 Sep 2026
Your return on €25,000
€525
interest per year
Deposit guarantee
€25,000 fully protected
Dutch scheme

Triodos Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €25,000

Gross interest over 1 year: €525.
Interest built up over 1 year
€ 0€ 200€ 400start6 mo1 yr€525After 1 month: €43.75 rate · balance €25,043.75After 2 months: €87.50 rate · balance €25,087.50After 3 months: €131.25 rate · balance €25,131.25After 4 months: €175 rate · balance €25,175After 5 months: €218.75 rate · balance €25,218.75After 6 months: €262.50 rate · balance €25,262.50After 7 months: €306.25 rate · balance €25,306.25After 8 months: €350 rate · balance €25,350After 9 months: €393.75 rate · balance €25,393.75After 10 months: €437.50 rate · balance €25,437.50

Rate and conditions

BalanceRate
€0 – and up2.10%
Interest payout
yearly, paid out
Fees
none
Rate valid since
2 Sep 2026
Access
1 year fixed · early withdrawal with loss of interest
Term
1 year
Minimum deposit
€500
Maximum deposit
€1,000,000
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Eerder beëindigen kost 1,5% van het bedrag per resterend (deel)jaar, maximaal 10%
  • Rente wordt jaarlijks (looptijd ≥ 1 jaar) of aan het einde van de looptijd uitgekeerd op de Triodos Internet Spaarrekening
  • Een Triodos Internet Spaarrekening is nodig

Deposit guarantee

€25,000 fully protected
Dutch scheme

Triodos Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Triodos Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

1.00%1.50%2.00%2.50%3.00%22 Apr 20234 Jan 2025now2.10%1.50% from 22 Apr 2023 until 2 Jun 20231.90% from 2 Jun 2023 until 14 Aug 20232.25% from 14 Aug 2023 until 4 Oct 20232.40% from 4 Oct 2023 until 23 Nov 20232.60% from 23 Nov 2023 until 25 May 20242.35% from 25 May 2024 until 18 Jan 20252.05% from 18 Jan 2025 until 20 May 20251.60% from 20 May 2025 until 18 Aug 20251.70% from 18 Aug 2025 until 16 Oct 20251.75% from 16 Oct 2025 until 19 Jan 20261.80% from 19 Jan 2026 until 13 Jun 20262.00% from 13 Jun 2026 until 2 Sep 20262.10% from 2 Sep 2026 until now

Other offers from Triodos Bank

Instant access · 1.15% · Direct3 months · 1.50% · Direct6 months · 1.85% · Direct9 months · 1.95% · Direct2 years · 2.15% · Direct3 years · 2.15% · Direct4 years · 2.15% · Direct5 years · 2.20% · Direct10 years · 2.65% · Direct
After 11 months: €481.25 rate · balance €25,481.25After 12 months: €525 rate · balance €25,525
€ 0€ 200€ 400start3 mo6 mo9 mo1 yr€525After 1 month: €43.75 rate · balance €25,043.75After 2 months: €87.50 rate · balance €25,087.50After 3 months: €131.25 rate · balance €25,131.25After 4 months: €175 rate · balance €25,175After 5 months: €218.75 rate · balance €25,218.75After 6 months: €262.50 rate · balance €25,262.50After 7 months: €306.25 rate · balance €25,306.25After 8 months: €350 rate · balance €25,350After 9 months: €393.75 rate · balance €25,393.75After 10 months: €437.50 rate · balance €25,437.50After 11 months: €481.25 rate · balance €25,481.25After 12 months: €525 rate · balance €25,525

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

1.00%1.50%2.00%2.50%3.00%22 Apr 20234 Jan 2025now2.10%1.50% from 22 Apr 2023 until 2 Jun 20231.90% from 2 Jun 2023 until 14 Aug 20232.25% from 14 Aug 2023 until 4 Oct 20232.40% from 4 Oct 2023 until 23 Nov 20232.60% from 23 Nov 2023 until 25 May 20242.35% from 25 May 2024 until 18 Jan 20252.05% from 18 Jan 2025 until 20 May 20251.60% from 20 May 2025 until 18 Aug 20251.70% from 18 Aug 2025 until 16 Oct 20251.75% from 16 Oct 2025 until 19 Jan 20261.80% from 19 Jan 2026 until 13 Jun 20262.00% from 13 Jun 2026 until 2 Sep 20262.10% from 2 Sep 2026 until now
FromRateUntil
2 Sep 20262.10%current
13 Jun 20262.00%2 Sep 2026web archive
19 Jan 20261.80%13 Jun 2026web archive
16 Oct 20251.75%19 Jan 2026web archive
18 Aug 20251.70%16 Oct 2025web archive
20 May 20251.60%18 Aug 2025web archive
18 Jan 20252.05%20 May 2025web archive
25 May 20242.35%18 Jan 2025web archive
23 Nov 20232.60%25 May 2024web archive
4 Oct 20232.40%23 Nov 2023web archive
14 Aug 20232.25%4 Oct 2023web archive
2 Jun 20231.90%14 Aug 2023web archive
22 Apr 20231.50%2 Jun 2023web archive

All historic rates of Triodos Bank →All savings products of Triodos Bank →

  • 2 Sep 2026New: Triodos Bank – Triodos Spaar Deposito (12 mo) 2.10%

Rate checked on 18 Sep 2026.