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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Triodos Bank
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Triodos BankTriodos Spaar Deposito

Deposit · 2 years · Triodos Bank N.V. · Netherlands · Directly at the bank
Open an account at Triodos Bank
Rate
2.15%
2 years fixed
since 2 Sep 2026
Your return on €100,000
€2,150
per year, annualised · €4,300 total over 2 years
Deposit guarantee
€100,000 fully protected
Dutch scheme

Triodos Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €100,000

Gross interest over 2 years: €4,300.
Interest built up over 2 years
€ 0€ 2k€ 4kstart1 yr2 yrs€4,300After 1 month: €179.17 rate · balance €100,179.17After 2 months: €358.33 rate · balance €100,358.33After 3 months: €537.50 rate · balance €100,537.50After 4 months: €716.67 rate · balance €100,716.67After 5 months: €895.83 rate · balance €100,895.83After 6 months: €1,075.00 rate · balance €101,075.00After 7 months: €1,254.17 rate · balance €101,254.17After 8 months: €1,433.33 rate · balance €101,433.33

Rate and conditions

BalanceRate
€0 – and up2.15%
Interest payout
yearly, paid out
Fees
none
Rate valid since
2 Sep 2026
Access
2 years fixed · early withdrawal with loss of interest
Term
2 years
Minimum deposit
€500
Maximum deposit
€1,000,000
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Eerder beëindigen kost 1,5% van het bedrag per resterend (deel)jaar, maximaal 10%
  • Rente wordt jaarlijks (looptijd ≥ 1 jaar) of aan het einde van de looptijd uitgekeerd op de Triodos Internet Spaarrekening
  • Een Triodos Internet Spaarrekening is nodig

Deposit guarantee

€100,000 fully protected
Dutch scheme

Triodos Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Triodos Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

0.75%1.25%1.75%2.25%2.75%3.25%16 Mar 202316 Dec 2024now2.15%1.25% from 16 Mar 2023 until 22 Apr 20231.75% from 22 Apr 2023 until 2 Jun 20232.10% from 2 Jun 2023 until 14 Aug 20232.35% from 14 Aug 2023 until 4 Oct 20232.45% from 4 Oct 2023 until 23 Nov 20232.65% from 23 Nov 2023 until 25 May 20242.35% from 25 May 2024 until 18 Jan 20251.90% from 18 Jan 2025 until 19 Jan 20261.80% from 19 Jan 2026 until 13 Jun 20262.00% from 13 Jun 2026 until 2 Sep 20262.15% from 2 Sep 2026 until now

Other offers from Triodos Bank

Instant access · 1.15% · Direct3 months · 1.50% · Direct6 months · 1.85% · Direct9 months · 1.95% · Direct1 year · 2.10% · Direct3 years · 2.15% · Direct4 years · 2.15% · Direct5 years · 2.20% · Direct10 years · 2.65% · Direct
After 9 months: €1,612.50 rate · balance €101,612.50After 10 months: €1,791.67 rate · balance €101,791.67After 11 months: €1,970.83 rate · balance €101,970.83After 12 months: €2,150.00 rate · balance €102,150.00After 13 months: €2,329.17 rate · balance €102,329.17After 14 months: €2,508.33 rate · balance €102,508.33After 15 months: €2,687.50 rate · balance €102,687.50After 16 months: €2,866.67 rate · balance €102,866.67After 17 months: €3,045.83 rate · balance €103,045.83After 18 months: €3,225.00 rate · balance €103,225.00After 19 months: €3,404.17 rate · balance €103,404.17After 20 months: €3,583.33 rate · balance €103,583.33After 21 months: €3,762.50 rate · balance €103,762.50After 22 months: €3,941.67 rate · balance €103,941.67After 23 months: €4,120.83 rate · balance €104,120.83After 24 months: €4,300.00 rate · balance €104,300.00
€ 0€ 2k€ 4kstart1 yr2 yrs€4,300After 1 month: €179.17 rate · balance €100,179.17After 2 months: €358.33 rate · balance €100,358.33After 3 months: €537.50 rate · balance €100,537.50After 4 months: €716.67 rate · balance €100,716.67After 5 months: €895.83 rate · balance €100,895.83After 6 months: €1,075.00 rate · balance €101,075.00After 7 months: €1,254.17 rate · balance €101,254.17After 8 months: €1,433.33 rate · balance €101,433.33After 9 months: €1,612.50 rate · balance €101,612.50After 10 months: €1,791.67 rate · balance €101,791.67After 11 months: €1,970.83 rate · balance €101,970.83After 12 months: €2,150.00 rate · balance €102,150.00After 13 months: €2,329.17 rate · balance €102,329.17After 14 months: €2,508.33 rate · balance €102,508.33After 15 months: €2,687.50 rate · balance €102,687.50After 16 months: €2,866.67 rate · balance €102,866.67After 17 months: €3,045.83 rate · balance €103,045.83After 18 months: €3,225.00 rate · balance €103,225.00After 19 months: €3,404.17 rate · balance €103,404.17After 20 months: €3,583.33 rate · balance €103,583.33After 21 months: €3,762.50 rate · balance €103,762.50After 22 months: €3,941.67 rate · balance €103,941.67After 23 months: €4,120.83 rate · balance €104,120.83After 24 months: €4,300.00 rate · balance €104,300.00
Per year
AfterInterest up to thenBalance
1 year€2,150€102,150
2 years€4,300€104,300

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

0.75%1.25%1.75%2.25%2.75%3.25%16 Mar 202316 Dec 2024now2.15%1.25% from 16 Mar 2023 until 22 Apr 20231.75% from 22 Apr 2023 until 2 Jun 20232.10% from 2 Jun 2023 until 14 Aug 20232.35% from 14 Aug 2023 until 4 Oct 20232.45% from 4 Oct 2023 until 23 Nov 20232.65% from 23 Nov 2023 until 25 May 20242.35% from 25 May 2024 until 18 Jan 20251.90% from 18 Jan 2025 until 19 Jan 20261.80% from 19 Jan 2026 until 13 Jun 20262.00% from 13 Jun 2026 until 2 Sep 20262.15% from 2 Sep 2026 until now
FromRateUntil
2 Sep 20262.15%current
13 Jun 20262.00%2 Sep 2026web archive
19 Jan 20261.80%13 Jun 2026web archive
18 Jan 20251.90%19 Jan 2026web archive
25 May 20242.35%18 Jan 2025web archive
23 Nov 20232.65%25 May 2024web archive
4 Oct 20232.45%23 Nov 2023web archive
14 Aug 20232.35%4 Oct 2023web archive
2 Jun 20232.10%14 Aug 2023web archive
22 Apr 20231.75%2 Jun 2023web archive
16 Mar 20231.25%22 Apr 2023web archive

All historic rates of Triodos Bank →All savings products of Triodos Bank →

  • 2 Sep 2026New: Triodos Bank – Triodos Spaar Deposito (24 mo) 2.15%

Rate checked on 19 Sep 2026.