Triodos BankTriodos Spaar Deposito
Deposit · 2 years · Triodos Bank N.V. · Netherlands · Directly at the bank
- Rate
- 2.40%
- 2 years fixed
- since 1 Oct 2026
- Your return on €16,800
- €403
- per year, annualised · €806 total over 2 years
- Deposit guarantee
- €16,800 fully protectedDutch scheme
Triodos Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank
Your calculation for €16,800
Gross interest over 2 years: €806.
Interest built up over 2 years
Per year
| After | Interest up to then | Balance |
|---|---|---|
| 1 year | €403 | €17,203 |
| 2 years | €806 | €17,606 |
Rate and conditions
| Balance | Rate |
|---|---|
| €0 – and up | 2.40% |
- Interest payout
- yearly, paid out
- Fees
- none
- Rate valid since
- 2 Oct 2026
- Access
- 2 years fixed · early withdrawal with loss of interest
- Term
- 2 years
- Minimum deposit
- €500
- Maximum deposit
- €1,000,000
- Current account required
- unknown
- For whom
- new and existing customers
- Open via
- Direct · available to residents of the Netherlands
- Eerder beëindigen kost 1,5% van het bedrag per resterend (deel)jaar, maximaal 10%
- Rente wordt jaarlijks (looptijd ≥ 1 jaar) of aan het einde van de looptijd uitgekeerd op de Triodos Internet Spaarrekening
- Een Triodos Internet Spaarrekening is nodig
Deposit guarantee
€16,800 fully protected
Dutch scheme
Triodos Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank
Licence and verification
- Institution
- Triodos Bank N.V.
- Status
- Verified European deposit guarantee scheme
- Scheme
- Nederlandse Depositogarantie (DGS) (Netherlands)
- Guarantee
- €100,000 per person per institution
- Verification
- DNB-register Nederlandse depositogarantiesource ↗ · 2 Sep 2026
details
handmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
Taxes
- Country
- Netherlands
- Withholding tax
- No withholding tax
- Standard rate
- 0.00%
- For a Dutch saver
- 0.00%
- Notes
- Netherlands withholds no tax on savings interest of non-residents: you receive the full interest.
Rates are gross. The Dutch box 3 wealth tax is separate and not included.
Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks
Rate history
| From | Rate | Until |
|---|---|---|
| 1 Oct 2026 | 2.40% | current |
| 2 Sep 2026 | 2.15% | 1 Oct 2026 |
| 13 Jun 2026 | 2.00% | 2 Sep 2026web archive |
| 19 Jan 2026 | 1.80% | 13 Jun 2026web archive |
| 18 Jan 2025 | 1.90% | 19 Jan 2026web archive |
| 25 May 2024 | 2.35% | 18 Jan 2025web archive |
| 23 Nov 2023 | 2.65% | 25 May 2024web archive |
| 4 Oct 2023 | 2.45% | 23 Nov 2023web archive |
| 14 Aug 2023 | 2.35% | 4 Oct 2023web archive |
| 2 Jun 2023 | 2.10% | 14 Aug 2023web archive |
| 22 Apr 2023 | 1.75% | 2 Jun 2023web archive |
| 16 Mar 2023 | 1.25% | 22 Apr 2023web archive |
All historic rates of Triodos Bank →All savings products of Triodos Bank →
- 1 Oct 2026Triodos Bank – Triodos Spaar Deposito (24 mo): 2.15% → 2.40%
- 2 Sep 2026New: Triodos Bank – Triodos Spaar Deposito (24 mo) 2.15%
Rate checked on 2 Nov 2026.