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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Triodos Bank
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Triodos BankTriodos Spaar Deposito

Deposit · 3 months · Triodos Bank N.V. · Netherlands · Directly at the bank
Open an account at Triodos Bank
Rate
1.50%
3 months fixed
since 2 Sep 2026
EffectiveThe effective annual rate for €10,000: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable.
1.51%
for €10,000
Your return on €10,000
€151
per year, annualised · €38 total over 3 months
Deposit guarantee
€10,000 fully protected
Dutch scheme

Triodos Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €10,000

Gross interest over 3 months: €38.
Interest built up over 3 months
€ 0€ 20start€38After 1 month: €12.50 rate · balance €10,012.50After 2 months: €25 rate · balance €10,025After 3 months: €37.50 rate · balance €10,037.50
€ 0€ 20start3 mo€38After 1 month: €12.50 rate · balance €10,012.50After 2 months: €25 rate · balance €10,025After 3 months: €37.50 rate · balance €10,037.50

Rate and conditions

BalanceRate
€0 – and up1.50%
Interest payout
end of term, paid out
Fees
none
Rate valid since
2 Sep 2026
Access
3 months fixed · early withdrawal with loss of interest
Term
3 months
Minimum deposit
€500
Maximum deposit
€1,000,000
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Eerder beëindigen kost 1,5% van het bedrag per resterend (deel)jaar, maximaal 10%
  • Rente wordt jaarlijks (looptijd ≥ 1 jaar) of aan het einde van de looptijd uitgekeerd op de Triodos Internet Spaarrekening
  • Een Triodos Internet Spaarrekening is nodig

Deposit guarantee

€10,000 fully protected
Dutch scheme

Triodos Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Triodos Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

1.25%1.50%1.75%2.00%25 May 202422 Jul 2025now1.50%1.75% from 25 May 2024 until 20 May 20251.65% from 20 May 2025 until 18 Aug 20251.50% from 18 Aug 2025 until 2 Sep 20261.50% from 2 Sep 2026 until now
1.25%1.50%1.75%2.00%25 May 202422 Jul 2025now1.50%

Other offers from Triodos Bank

Instant access · 1.15% · Direct6 months · 1.85% · Direct9 months · 1.95% · Direct1 year · 2.10% · Direct2 years · 2.15% · Direct3 years · 2.15% · Direct4 years · 2.15% · Direct5 years · 2.20% · Direct10 years · 2.65% · Direct

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

1.75% from 25 May 2024 until 20 May 20251.65% from 20 May 2025 until 18 Aug 20251.50% from 18 Aug 2025 until 2 Sep 20261.50% from 2 Sep 2026 until now
FromRateUntil
2 Sep 20261.50%current
18 Aug 20251.50%2 Sep 2026web archive
20 May 20251.65%18 Aug 2025web archive
25 May 20241.75%20 May 2025web archive

All historic rates of Triodos Bank →All savings products of Triodos Bank →

  • 2 Sep 2026New: Triodos Bank – Triodos Spaar Deposito (3 mo) 1.50%

Rate checked on 18 Sep 2026.