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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Triodos Bank
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Triodos BankTriodos Spaar Deposito

Deposit · 4 years · Triodos Bank N.V. · Netherlands · Directly at the bank
Open an account at Triodos Bank
Rate
2.15%
4 years fixed
since 2 Sep 2026
Your return on €16,600
€357
per year, annualised · €1,428 total over 4 years
Deposit guarantee
€16,600 fully protected
Dutch scheme

Triodos Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €16,600

Gross interest over 4 years: €1,428.
Interest built up over 4 years
€ 0€ 500€ 1kstart2 yrs4 yrs€1,428After 1 month: €29.74 rate · balance €16,629.74After 2 months: €59.48 rate · balance €16,659.48

Rate and conditions

BalanceRate
€0 – and up2.15%
Interest payout
yearly, paid out
Fees
none
Rate valid since
2 Sep 2026
Access
4 years fixed · early withdrawal with loss of interest
Term
4 years
Minimum deposit
€500
Maximum deposit
€1,000,000
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Eerder beëindigen kost 1,5% van het bedrag per resterend (deel)jaar, maximaal 10%
  • Rente wordt jaarlijks (looptijd ≥ 1 jaar) of aan het einde van de looptijd uitgekeerd op de Triodos Internet Spaarrekening
  • Een Triodos Internet Spaarrekening is nodig

Deposit guarantee

€16,600 fully protected
Dutch scheme

Triodos Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Triodos Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

0.75%1.25%1.75%2.25%2.75%3.25%16 Mar 202316 Dec 2024now2.15%1.40% from 16 Mar 2023 until 22 Apr 20231.95% from 22 Apr 2023 until 2 Jun 20232.20% from 2 Jun 2023 until 14 Aug 20232.45% from 14 Aug 2023 until 4 Oct 20232.60% from 4 Oct 2023 until 23 Nov 20232.75% from 23 Nov 2023 until 25 May 20242.70% from 25 May 2024 until 18 Jan 20252.00% from 18 Jan 2025 until 2 Sep 20262.15% from 2 Sep 2026 until now
0.75%

Other offers from Triodos Bank

Instant access · 1.15% · Direct3 months · 1.50% · Direct6 months · 1.85% · Direct9 months · 1.95% · Direct1 year · 2.10% · Direct2 years · 2.15% · Direct3 years · 2.15% · Direct5 years · 2.20% · Direct10 years · 2.65% · Direct
After 3 months: €89.23 rate · balance €16,689.23After 4 months: €118.97 rate · balance €16,718.97After 5 months: €148.71 rate · balance €16,748.71After 6 months: €178.45 rate · balance €16,778.45After 7 months: €208.19 rate · balance €16,808.19After 8 months: €237.93 rate · balance €16,837.93After 9 months: €267.68 rate · balance €16,867.68After 10 months: €297.42 rate · balance €16,897.42After 11 months: €327.16 rate · balance €16,927.16After 12 months: €356.90 rate · balance €16,956.90After 13 months: €386.64 rate · balance €16,986.64After 14 months: €416.38 rate · balance €17,016.38After 15 months: €446.13 rate · balance €17,046.13After 16 months: €475.87 rate · balance €17,075.87After 17 months: €505.61 rate · balance €17,105.61After 18 months: €535.35 rate · balance €17,135.35After 19 months: €565.09 rate · balance €17,165.09After 20 months: €594.83 rate · balance €17,194.83After 21 months: €624.58 rate · balance €17,224.58After 22 months: €654.32 rate · balance €17,254.32After 23 months: €684.06 rate · balance €17,284.06After 24 months: €713.80 rate · balance €17,313.80After 25 months: €743.54 rate · balance €17,343.54After 26 months: €773.28 rate · balance €17,373.28After 27 months: €803.03 rate · balance €17,403.03After 28 months: €832.77 rate · balance €17,432.77After 29 months: €862.51 rate · balance €17,462.51After 30 months: €892.25 rate · balance €17,492.25After 31 months: €921.99 rate · balance €17,521.99After 32 months: €951.73 rate · balance €17,551.73After 33 months: €981.48 rate · balance €17,581.48After 34 months: €1,011.22 rate · balance €17,611.22After 35 months: €1,040.96 rate · balance €17,640.96After 36 months: €1,070.70 rate · balance €17,670.70After 37 months: €1,100.44 rate · balance €17,700.44After 38 months: €1,130.18 rate · balance €17,730.18After 39 months: €1,159.93 rate · balance €17,759.93After 40 months: €1,189.67 rate · balance €17,789.67After 41 months: €1,219.41 rate · balance €17,819.41After 42 months: €1,249.15 rate · balance €17,849.15After 43 months: €1,278.89 rate · balance €17,878.89After 44 months: €1,308.63 rate · balance €17,908.63After 45 months: €1,338.38 rate · balance €17,938.38After 46 months: €1,368.12 rate · balance €17,968.12After 47 months: €1,397.86 rate · balance €17,997.86After 48 months: €1,427.60 rate · balance €18,027.60
€ 0€ 500€ 1kstart1 yr2 yrs3 yrs4 yrs€1,428After 1 month: €29.74 rate · balance €16,629.74After 2 months: €59.48 rate · balance €16,659.48After 3 months: €89.23 rate · balance €16,689.23After 4 months: €118.97 rate · balance €16,718.97After 5 months: €148.71 rate · balance €16,748.71After 6 months: €178.45 rate · balance €16,778.45After 7 months: €208.19 rate · balance €16,808.19After 8 months: €237.93 rate · balance €16,837.93After 9 months: €267.68 rate · balance €16,867.68After 10 months: €297.42 rate · balance €16,897.42After 11 months: €327.16 rate · balance €16,927.16After 12 months: €356.90 rate · balance €16,956.90After 13 months: €386.64 rate · balance €16,986.64After 14 months: €416.38 rate · balance €17,016.38After 15 months: €446.13 rate · balance €17,046.13After 16 months: €475.87 rate · balance €17,075.87After 17 months: €505.61 rate · balance €17,105.61After 18 months: €535.35 rate · balance €17,135.35After 19 months: €565.09 rate · balance €17,165.09After 20 months: €594.83 rate · balance €17,194.83After 21 months: €624.58 rate · balance €17,224.58After 22 months: €654.32 rate · balance €17,254.32After 23 months: €684.06 rate · balance €17,284.06After 24 months: €713.80 rate · balance €17,313.80After 25 months: €743.54 rate · balance €17,343.54After 26 months: €773.28 rate · balance €17,373.28After 27 months: €803.03 rate · balance €17,403.03After 28 months: €832.77 rate · balance €17,432.77After 29 months: €862.51 rate · balance €17,462.51After 30 months: €892.25 rate · balance €17,492.25After 31 months: €921.99 rate · balance €17,521.99After 32 months: €951.73 rate · balance €17,551.73After 33 months: €981.48 rate · balance €17,581.48After 34 months: €1,011.22 rate · balance €17,611.22After 35 months: €1,040.96 rate · balance €17,640.96After 36 months: €1,070.70 rate · balance €17,670.70After 37 months: €1,100.44 rate · balance €17,700.44After 38 months: €1,130.18 rate · balance €17,730.18After 39 months: €1,159.93 rate · balance €17,759.93After 40 months: €1,189.67 rate · balance €17,789.67After 41 months: €1,219.41 rate · balance €17,819.41After 42 months: €1,249.15 rate · balance €17,849.15After 43 months: €1,278.89 rate · balance €17,878.89After 44 months: €1,308.63 rate · balance €17,908.63After 45 months: €1,338.38 rate · balance €17,938.38After 46 months: €1,368.12 rate · balance €17,968.12After 47 months: €1,397.86 rate · balance €17,997.86After 48 months: €1,427.60 rate · balance €18,027.60
Per year
AfterInterest up to thenBalance
1 year€357€16,957
2 years€714€17,314
3 years€1,071€17,671
4 years€1,428€18,028

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

1.25%1.75%2.25%2.75%3.25%16 Mar 202316 Dec 2024now2.15%1.40% from 16 Mar 2023 until 22 Apr 20231.95% from 22 Apr 2023 until 2 Jun 20232.20% from 2 Jun 2023 until 14 Aug 20232.45% from 14 Aug 2023 until 4 Oct 20232.60% from 4 Oct 2023 until 23 Nov 20232.75% from 23 Nov 2023 until 25 May 20242.70% from 25 May 2024 until 18 Jan 20252.00% from 18 Jan 2025 until 2 Sep 20262.15% from 2 Sep 2026 until now
FromRateUntil
2 Sep 20262.15%current
18 Jan 20252.00%2 Sep 2026web archive
25 May 20242.70%18 Jan 2025web archive
23 Nov 20232.75%25 May 2024web archive
4 Oct 20232.60%23 Nov 2023web archive
14 Aug 20232.45%4 Oct 2023web archive
2 Jun 20232.20%14 Aug 2023web archive
22 Apr 20231.95%2 Jun 2023web archive
16 Mar 20231.40%22 Apr 2023web archive

All historic rates of Triodos Bank →All savings products of Triodos Bank →

  • 2 Sep 2026New: Triodos Bank – Triodos Spaar Deposito (48 mo) 2.15%

Rate checked on 18 Sep 2026.