Spaarradar
CompareDepositsGuided choice
News
NL
Spaarradar

Independent: the order follows only from the rate, your amount and the deposit guarantee, never from fees paid by banks.

Last check 3 minutes ago·570 offers from 88 institutions

Compare
  • Highest savings rate
  • Deposits by term
  • Notice accounts
  • No withholding tax
  • Saving via Raisin
  • Directly at the bank
  • Banks & deposit guarantee
Tools
  • Guided choice
  • Interest calculator
  • Switch check
  • Deposit ladder
  • My list
  • Widget for your site
Market data
  • Rate changes
  • Rate history
  • ECB rate
  • Savings rate index
  • News
  • API
About this site
  • Glossary
  • Methodology
  • About & contact
  • Press
  • Privacy
  • Disclaimer

Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Triodos Bank
Back to the comparison

Triodos BankTriodos Spaar Deposito

Deposit · 5 years · Triodos Bank N.V. · Netherlands · Directly at the bank
Open an account at Triodos Bank
Rate
2.20%
5 years fixed
since 2 Sep 2026
Your return on €10,000
€220
per year, annualised · €1,100 total over 5 years
Deposit guarantee
€10,000 fully protected
Dutch scheme

Triodos Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €10,000

Gross interest over 5 years: €1,100.
Interest built up over 5 years
€ 0€ 500€ 1kstart2 yrs4 yrs€1,100

Rate and conditions

BalanceRate
€0 – and up2.20%
Interest payout
yearly, paid out
Fees
none
Rate valid since
2 Sep 2026
Access
5 years fixed · early withdrawal with loss of interest
Term
5 years
Minimum deposit
€500
Maximum deposit
€1,000,000
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Eerder beëindigen kost 1,5% van het bedrag per resterend (deel)jaar, maximaal 10%
  • Rente wordt jaarlijks (looptijd ≥ 1 jaar) of aan het einde van de looptijd uitgekeerd op de Triodos Internet Spaarrekening
  • Een Triodos Internet Spaarrekening is nodig

Deposit guarantee

€10,000 fully protected
Dutch scheme

Triodos Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Triodos Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

1.00%1.50%2.00%2.50%3.00%16 Mar 202316 Dec 2024now2.20%1.50% from 16 Mar 2023 until 22 Apr 20232.05% from 22 Apr 2023 until 2 Jun 20232.25% from 2 Jun 2023 until 14 Aug 20232.50% from 14 Aug 2023 until 4 Oct 20232.65% from 4 Oct 2023 until 23 Nov 20232.75% from 23 Nov 2023 until 25 May 20242.70% from 25 May 2024 until 18 Jan 20252.00% from 18 Jan 2025 until 18 Aug 20252.05% from 18 Aug 2025 until 16 Oct 20252.10% from 16 Oct 2025 until 19 Jan 20262.20% from 19 Jan 2026 until 2 Sep 20262.20% from 2 Sep 2026 until now

Other offers from Triodos Bank

Instant access · 1.15% · Direct3 months · 1.50% · Direct6 months · 1.85% · Direct9 months · 1.95% · Direct1 year · 2.10% · Direct2 years · 2.15% · Direct3 years · 2.15% · Direct4 years · 2.15% · Direct10 years · 2.65% · Direct
After 1 month: €18.33 rate · balance €10,018.33After 2 months: €36.67 rate · balance €10,036.67After 3 months: €55.00 rate · balance €10,055.00After 4 months: €73.33 rate · balance €10,073.33After 5 months: €91.67 rate · balance €10,091.67After 6 months: €110.00 rate · balance €10,110.00After 7 months: €128.33 rate · balance €10,128.33After 8 months: €146.67 rate · balance €10,146.67After 9 months: €165.00 rate · balance €10,165.00After 10 months: €183.33 rate · balance €10,183.33After 11 months: €201.67 rate · balance €10,201.67After 12 months: €220.00 rate · balance €10,220.00After 13 months: €238.33 rate · balance €10,238.33After 14 months: €256.67 rate · balance €10,256.67After 15 months: €275.00 rate · balance €10,275.00After 16 months: €293.33 rate · balance €10,293.33After 17 months: €311.67 rate · balance €10,311.67After 18 months: €330.00 rate · balance €10,330.00After 19 months: €348.33 rate · balance €10,348.33After 20 months: €366.67 rate · balance €10,366.67After 21 months: €385.00 rate · balance €10,385.00After 22 months: €403.33 rate · balance €10,403.33After 23 months: €421.67 rate · balance €10,421.67After 24 months: €440.00 rate · balance €10,440.00After 25 months: €458.33 rate · balance €10,458.33After 26 months: €476.67 rate · balance €10,476.67After 27 months: €495.00 rate · balance €10,495.00After 28 months: €513.33 rate · balance €10,513.33After 29 months: €531.67 rate · balance €10,531.67After 30 months: €550.00 rate · balance €10,550.00After 31 months: €568.33 rate · balance €10,568.33After 32 months: €586.67 rate · balance €10,586.67After 33 months: €605.00 rate · balance €10,605.00After 34 months: €623.33 rate · balance €10,623.33After 35 months: €641.67 rate · balance €10,641.67After 36 months: €660.00 rate · balance €10,660.00After 37 months: €678.33 rate · balance €10,678.33After 38 months: €696.67 rate · balance €10,696.67After 39 months: €715.00 rate · balance €10,715.00After 40 months: €733.33 rate · balance €10,733.33After 41 months: €751.67 rate · balance €10,751.67After 42 months: €770.00 rate · balance €10,770.00After 43 months: €788.33 rate · balance €10,788.33After 44 months: €806.67 rate · balance €10,806.67After 45 months: €825.00 rate · balance €10,825.00After 46 months: €843.33 rate · balance €10,843.33After 47 months: €861.67 rate · balance €10,861.67After 48 months: €880.00 rate · balance €10,880.00After 49 months: €898.33 rate · balance €10,898.33After 50 months: €916.67 rate · balance €10,916.67After 51 months: €935.00 rate · balance €10,935.00After 52 months: €953.33 rate · balance €10,953.33After 53 months: €971.66 rate · balance €10,971.66After 54 months: €990.00 rate · balance €10,990.00After 55 months: €1,008.33 rate · balance €11,008.33After 56 months: €1,026.66 rate · balance €11,026.66After 57 months: €1,045.00 rate · balance €11,045.00After 58 months: €1,063.33 rate · balance €11,063.33After 59 months: €1,081.66 rate · balance €11,081.66After 60 months: €1,100.00 rate · balance €11,100.00
€ 0€ 500€ 1kstart1 yr2 yrs3 yrs4 yrs5 yrs€1,100After 1 month: €18.33 rate · balance €10,018.33After 2 months: €36.67 rate · balance €10,036.67After 3 months: €55.00 rate · balance €10,055.00After 4 months: €73.33 rate · balance €10,073.33After 5 months: €91.67 rate · balance €10,091.67After 6 months: €110.00 rate · balance €10,110.00After 7 months: €128.33 rate · balance €10,128.33After 8 months: €146.67 rate · balance €10,146.67After 9 months: €165.00 rate · balance €10,165.00After 10 months: €183.33 rate · balance €10,183.33After 11 months: €201.67 rate · balance €10,201.67After 12 months: €220.00 rate · balance €10,220.00After 13 months: €238.33 rate · balance €10,238.33After 14 months: €256.67 rate · balance €10,256.67After 15 months: €275.00 rate · balance €10,275.00After 16 months: €293.33 rate · balance €10,293.33After 17 months: €311.67 rate · balance €10,311.67After 18 months: €330.00 rate · balance €10,330.00After 19 months: €348.33 rate · balance €10,348.33After 20 months: €366.67 rate · balance €10,366.67After 21 months: €385.00 rate · balance €10,385.00After 22 months: €403.33 rate · balance €10,403.33After 23 months: €421.67 rate · balance €10,421.67After 24 months: €440.00 rate · balance €10,440.00After 25 months: €458.33 rate · balance €10,458.33After 26 months: €476.67 rate · balance €10,476.67After 27 months: €495.00 rate · balance €10,495.00After 28 months: €513.33 rate · balance €10,513.33After 29 months: €531.67 rate · balance €10,531.67After 30 months: €550.00 rate · balance €10,550.00After 31 months: €568.33 rate · balance €10,568.33After 32 months: €586.67 rate · balance €10,586.67After 33 months: €605.00 rate · balance €10,605.00After 34 months: €623.33 rate · balance €10,623.33After 35 months: €641.67 rate · balance €10,641.67After 36 months: €660.00 rate · balance €10,660.00After 37 months: €678.33 rate · balance €10,678.33After 38 months: €696.67 rate · balance €10,696.67After 39 months: €715.00 rate · balance €10,715.00After 40 months: €733.33 rate · balance €10,733.33After 41 months: €751.67 rate · balance €10,751.67After 42 months: €770.00 rate · balance €10,770.00After 43 months: €788.33 rate · balance €10,788.33After 44 months: €806.67 rate · balance €10,806.67After 45 months: €825.00 rate · balance €10,825.00After 46 months: €843.33 rate · balance €10,843.33After 47 months: €861.67 rate · balance €10,861.67After 48 months: €880.00 rate · balance €10,880.00After 49 months: €898.33 rate · balance €10,898.33After 50 months: €916.67 rate · balance €10,916.67After 51 months: €935.00 rate · balance €10,935.00After 52 months: €953.33 rate · balance €10,953.33After 53 months: €971.66 rate · balance €10,971.66After 54 months: €990.00 rate · balance €10,990.00After 55 months: €1,008.33 rate · balance €11,008.33After 56 months: €1,026.66 rate · balance €11,026.66After 57 months: €1,045.00 rate · balance €11,045.00After 58 months: €1,063.33 rate · balance €11,063.33After 59 months: €1,081.66 rate · balance €11,081.66After 60 months: €1,100.00 rate · balance €11,100.00
Per year
AfterInterest up to thenBalance
1 year€220€10,220
2 years€440€10,440
3 years€660€10,660
4 years€880€10,880
5 years€1,100€11,100

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

1.00%1.50%2.00%2.50%3.00%16 Mar 202316 Dec 2024now2.20%1.50% from 16 Mar 2023 until 22 Apr 20232.05% from 22 Apr 2023 until 2 Jun 20232.25% from 2 Jun 2023 until 14 Aug 20232.50% from 14 Aug 2023 until 4 Oct 20232.65% from 4 Oct 2023 until 23 Nov 20232.75% from 23 Nov 2023 until 25 May 20242.70% from 25 May 2024 until 18 Jan 20252.00% from 18 Jan 2025 until 18 Aug 20252.05% from 18 Aug 2025 until 16 Oct 20252.10% from 16 Oct 2025 until 19 Jan 20262.20% from 19 Jan 2026 until 2 Sep 20262.20% from 2 Sep 2026 until now
FromRateUntil
2 Sep 20262.20%current
19 Jan 20262.20%2 Sep 2026web archive
16 Oct 20252.10%19 Jan 2026web archive
18 Aug 20252.05%16 Oct 2025web archive
18 Jan 20252.00%18 Aug 2025web archive
25 May 20242.70%18 Jan 2025web archive
23 Nov 20232.75%25 May 2024web archive
4 Oct 20232.65%23 Nov 2023web archive
14 Aug 20232.50%4 Oct 2023web archive
2 Jun 20232.25%14 Aug 2023web archive
22 Apr 20232.05%2 Jun 2023web archive
16 Mar 20231.50%22 Apr 2023web archive

All historic rates of Triodos Bank →All savings products of Triodos Bank →

  • 2 Sep 2026New: Triodos Bank – Triodos Spaar Deposito (60 mo) 2.20%

Rate checked on 18 Sep 2026.