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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Triodos Bank
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Triodos BankTriodos Spaar Deposito

Deposit · 5 years · Triodos Bank N.V. · Netherlands · Directly at the bank
Open an account at Triodos Bank
Rate
2.20%
5 years fixed
since 2 Sep 2026
Your return on €100,000
€2,200
per year, annualised · €11,000 total over 5 years
Deposit guarantee
€100,000 fully protected
Dutch scheme

Triodos Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €100,000

Gross interest over 5 years: €11,000.
Interest built up over 5 years
€ 0€ 5k€ 10kstart2 yrs4 yrs€11,000

Rate and conditions

BalanceRate
€0 – and up2.20%
Interest payout
yearly, paid out
Fees
none
Rate valid since
2 Sep 2026
Access
5 years fixed · early withdrawal with loss of interest
Term
5 years
Minimum deposit
€500
Maximum deposit
€1,000,000
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Eerder beëindigen kost 1,5% van het bedrag per resterend (deel)jaar, maximaal 10%
  • Rente wordt jaarlijks (looptijd ≥ 1 jaar) of aan het einde van de looptijd uitgekeerd op de Triodos Internet Spaarrekening
  • Een Triodos Internet Spaarrekening is nodig

Deposit guarantee

€100,000 fully protected
Dutch scheme

Triodos Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Triodos Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

1.00%1.50%2.00%2.50%3.00%16 Mar 202316 Dec 2024now2.20%1.50% from 16 Mar 2023 until 22 Apr 20232.05% from 22 Apr 2023 until 2 Jun 20232.25% from 2 Jun 2023 until 14 Aug 20232.50% from 14 Aug 2023 until 4 Oct 20232.65% from 4 Oct 2023 until 23 Nov 20232.75% from 23 Nov 2023 until 25 May 20242.70% from 25 May 2024 until 18 Jan 20252.00% from 18 Jan 2025 until 18 Aug 20252.05% from 18 Aug 2025 until 16 Oct 20252.10% from 16 Oct 2025 until 19 Jan 20262.20% from 19 Jan 2026 until 2 Sep 20262.20% from 2 Sep 2026 until now

Other offers from Triodos Bank

Instant access · 1.15% · Direct3 months · 1.50% · Direct6 months · 1.85% · Direct9 months · 1.95% · Direct1 year · 2.10% · Direct2 years · 2.15% · Direct3 years · 2.15% · Direct4 years · 2.15% · Direct10 years · 2.65% · Direct
After 1 month: €183.33 rate · balance €100,183.33After 2 months: €366.67 rate · balance €100,366.67After 3 months: €550.00 rate · balance €100,550.00After 4 months: €733.33 rate · balance €100,733.33After 5 months: €916.67 rate · balance €100,916.67After 6 months: €1,100.00 rate · balance €101,100.00After 7 months: €1,283.33 rate · balance €101,283.33After 8 months: €1,466.67 rate · balance €101,466.67After 9 months: €1,650.00 rate · balance €101,650.00After 10 months: €1,833.33 rate · balance €101,833.33After 11 months: €2,016.67 rate · balance €102,016.67After 12 months: €2,200.00 rate · balance €102,200.00After 13 months: €2,383.33 rate · balance €102,383.33After 14 months: €2,566.67 rate · balance €102,566.67After 15 months: €2,750.00 rate · balance €102,750.00After 16 months: €2,933.33 rate · balance €102,933.33After 17 months: €3,116.67 rate · balance €103,116.67After 18 months: €3,300.00 rate · balance €103,300.00After 19 months: €3,483.33 rate · balance €103,483.33After 20 months: €3,666.67 rate · balance €103,666.67After 21 months: €3,850.00 rate · balance €103,850.00After 22 months: €4,033.33 rate · balance €104,033.33After 23 months: €4,216.67 rate · balance €104,216.67After 24 months: €4,400.00 rate · balance €104,400.00After 25 months: €4,583.33 rate · balance €104,583.33After 26 months: €4,766.67 rate · balance €104,766.67After 27 months: €4,950.00 rate · balance €104,950.00After 28 months: €5,133.33 rate · balance €105,133.33After 29 months: €5,316.67 rate · balance €105,316.67After 30 months: €5,500.00 rate · balance €105,500.00After 31 months: €5,683.33 rate · balance €105,683.33After 32 months: €5,866.67 rate · balance €105,866.67After 33 months: €6,050.00 rate · balance €106,050.00After 34 months: €6,233.33 rate · balance €106,233.33After 35 months: €6,416.67 rate · balance €106,416.67After 36 months: €6,600.00 rate · balance €106,600.00After 37 months: €6,783.33 rate · balance €106,783.33After 38 months: €6,966.67 rate · balance €106,966.67After 39 months: €7,150.00 rate · balance €107,150.00After 40 months: €7,333.33 rate · balance €107,333.33After 41 months: €7,516.67 rate · balance €107,516.67After 42 months: €7,700.00 rate · balance €107,700.00After 43 months: €7,883.33 rate · balance €107,883.33After 44 months: €8,066.67 rate · balance €108,066.67After 45 months: €8,250.00 rate · balance €108,250.00After 46 months: €8,433.33 rate · balance €108,433.33After 47 months: €8,616.67 rate · balance €108,616.67After 48 months: €8,800.00 rate · balance €108,800.00After 49 months: €8,983.33 rate · balance €108,983.33After 50 months: €9,166.67 rate · balance €109,166.67After 51 months: €9,350.00 rate · balance €109,350.00After 52 months: €9,533.33 rate · balance €109,533.33After 53 months: €9,716.66 rate · balance €109,716.66After 54 months: €9,900.00 rate · balance €109,900.00After 55 months: €10,083.33 rate · balance €110,083.33After 56 months: €10,266.66 rate · balance €110,266.66After 57 months: €10,450.00 rate · balance €110,450.00After 58 months: €10,633.33 rate · balance €110,633.33After 59 months: €10,816.66 rate · balance €110,816.66After 60 months: €11,000.00 rate · balance €111,000.00
€ 0€ 5k€ 10kstart1 yr2 yrs3 yrs4 yrs5 yrs€11,000After 1 month: €183.33 rate · balance €100,183.33After 2 months: €366.67 rate · balance €100,366.67After 3 months: €550.00 rate · balance €100,550.00After 4 months: €733.33 rate · balance €100,733.33After 5 months: €916.67 rate · balance €100,916.67After 6 months: €1,100.00 rate · balance €101,100.00After 7 months: €1,283.33 rate · balance €101,283.33After 8 months: €1,466.67 rate · balance €101,466.67After 9 months: €1,650.00 rate · balance €101,650.00After 10 months: €1,833.33 rate · balance €101,833.33After 11 months: €2,016.67 rate · balance €102,016.67After 12 months: €2,200.00 rate · balance €102,200.00After 13 months: €2,383.33 rate · balance €102,383.33After 14 months: €2,566.67 rate · balance €102,566.67After 15 months: €2,750.00 rate · balance €102,750.00After 16 months: €2,933.33 rate · balance €102,933.33After 17 months: €3,116.67 rate · balance €103,116.67After 18 months: €3,300.00 rate · balance €103,300.00After 19 months: €3,483.33 rate · balance €103,483.33After 20 months: €3,666.67 rate · balance €103,666.67After 21 months: €3,850.00 rate · balance €103,850.00After 22 months: €4,033.33 rate · balance €104,033.33After 23 months: €4,216.67 rate · balance €104,216.67After 24 months: €4,400.00 rate · balance €104,400.00After 25 months: €4,583.33 rate · balance €104,583.33After 26 months: €4,766.67 rate · balance €104,766.67After 27 months: €4,950.00 rate · balance €104,950.00After 28 months: €5,133.33 rate · balance €105,133.33After 29 months: €5,316.67 rate · balance €105,316.67After 30 months: €5,500.00 rate · balance €105,500.00After 31 months: €5,683.33 rate · balance €105,683.33After 32 months: €5,866.67 rate · balance €105,866.67After 33 months: €6,050.00 rate · balance €106,050.00After 34 months: €6,233.33 rate · balance €106,233.33After 35 months: €6,416.67 rate · balance €106,416.67After 36 months: €6,600.00 rate · balance €106,600.00After 37 months: €6,783.33 rate · balance €106,783.33After 38 months: €6,966.67 rate · balance €106,966.67After 39 months: €7,150.00 rate · balance €107,150.00After 40 months: €7,333.33 rate · balance €107,333.33After 41 months: €7,516.67 rate · balance €107,516.67After 42 months: €7,700.00 rate · balance €107,700.00After 43 months: €7,883.33 rate · balance €107,883.33After 44 months: €8,066.67 rate · balance €108,066.67After 45 months: €8,250.00 rate · balance €108,250.00After 46 months: €8,433.33 rate · balance €108,433.33After 47 months: €8,616.67 rate · balance €108,616.67After 48 months: €8,800.00 rate · balance €108,800.00After 49 months: €8,983.33 rate · balance €108,983.33After 50 months: €9,166.67 rate · balance €109,166.67After 51 months: €9,350.00 rate · balance €109,350.00After 52 months: €9,533.33 rate · balance €109,533.33After 53 months: €9,716.66 rate · balance €109,716.66After 54 months: €9,900.00 rate · balance €109,900.00After 55 months: €10,083.33 rate · balance €110,083.33After 56 months: €10,266.66 rate · balance €110,266.66After 57 months: €10,450.00 rate · balance €110,450.00After 58 months: €10,633.33 rate · balance €110,633.33After 59 months: €10,816.66 rate · balance €110,816.66After 60 months: €11,000.00 rate · balance €111,000.00
Per year
AfterInterest up to thenBalance
1 year€2,200€102,200
2 years€4,400€104,400
3 years€6,600€106,600
4 years€8,800€108,800
5 years€11,000€111,000

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

1.00%1.50%2.00%2.50%3.00%16 Mar 202316 Dec 2024now2.20%1.50% from 16 Mar 2023 until 22 Apr 20232.05% from 22 Apr 2023 until 2 Jun 20232.25% from 2 Jun 2023 until 14 Aug 20232.50% from 14 Aug 2023 until 4 Oct 20232.65% from 4 Oct 2023 until 23 Nov 20232.75% from 23 Nov 2023 until 25 May 20242.70% from 25 May 2024 until 18 Jan 20252.00% from 18 Jan 2025 until 18 Aug 20252.05% from 18 Aug 2025 until 16 Oct 20252.10% from 16 Oct 2025 until 19 Jan 20262.20% from 19 Jan 2026 until 2 Sep 20262.20% from 2 Sep 2026 until now
FromRateUntil
2 Sep 20262.20%current
19 Jan 20262.20%2 Sep 2026web archive
16 Oct 20252.10%19 Jan 2026web archive
18 Aug 20252.05%16 Oct 2025web archive
18 Jan 20252.00%18 Aug 2025web archive
25 May 20242.70%18 Jan 2025web archive
23 Nov 20232.75%25 May 2024web archive
4 Oct 20232.65%23 Nov 2023web archive
14 Aug 20232.50%4 Oct 2023web archive
2 Jun 20232.25%14 Aug 2023web archive
22 Apr 20232.05%2 Jun 2023web archive
16 Mar 20231.50%22 Apr 2023web archive

All historic rates of Triodos Bank →All savings products of Triodos Bank →

  • 2 Sep 2026New: Triodos Bank – Triodos Spaar Deposito (60 mo) 2.20%

Rate checked on 19 Sep 2026.