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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Triodos Bank
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Triodos BankTriodos Spaar Deposito

Deposit · 5 years · Triodos Bank N.V. · Netherlands · Directly at the bank
Open an account at Triodos Bank
Rate
2.20%
5 years fixed
since 2 Sep 2026
Your return on €16,600
€365
per year, annualised · €1,826 total over 5 years
Deposit guarantee
€16,600 fully protected
Dutch scheme

Triodos Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €16,600

Gross interest over 5 years: €1,826.
Interest built up over 5 years
€ 0€ 1kstart2 yrs4 yrs€1,826After 1 month: €30.43 rate · balance €16,630.43

Rate and conditions

BalanceRate
€0 – and up2.20%
Interest payout
yearly, paid out
Fees
none
Rate valid since
2 Sep 2026
Access
5 years fixed · early withdrawal with loss of interest
Term
5 years
Minimum deposit
€500
Maximum deposit
€1,000,000
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Eerder beëindigen kost 1,5% van het bedrag per resterend (deel)jaar, maximaal 10%
  • Rente wordt jaarlijks (looptijd ≥ 1 jaar) of aan het einde van de looptijd uitgekeerd op de Triodos Internet Spaarrekening
  • Een Triodos Internet Spaarrekening is nodig

Deposit guarantee

€16,600 fully protected
Dutch scheme

Triodos Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Triodos Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

1.00%1.50%2.00%2.50%3.00%16 Mar 202316 Dec 2024now2.20%1.50% from 16 Mar 2023 until 22 Apr 20232.05% from 22 Apr 2023 until 2 Jun 20232.25% from 2 Jun 2023 until 14 Aug 20232.50% from 14 Aug 2023 until 4 Oct 20232.65% from 4 Oct 2023 until 23 Nov 20232.75% from 23 Nov 2023 until 25 May 20242.70% from 25 May 2024 until 18 Jan 20252.00% from 18 Jan 2025 until 18 Aug 20252.05% from 18 Aug 2025 until 16 Oct 20252.10% from 16 Oct 2025 until 19 Jan 20262.20% from 19 Jan 2026 until 2 Sep 20262.20% from 2 Sep 2026 until now

Other offers from Triodos Bank

Instant access · 1.15% · Direct3 months · 1.50% · Direct6 months · 1.85% · Direct9 months · 1.95% · Direct1 year · 2.10% · Direct2 years · 2.15% · Direct3 years · 2.15% · Direct4 years · 2.15% · Direct10 years · 2.65% · Direct
After 2 months: €60.87 rate · balance €16,660.87After 3 months: €91.30 rate · balance €16,691.30After 4 months: €121.73 rate · balance €16,721.73After 5 months: €152.17 rate · balance €16,752.17After 6 months: €182.60 rate · balance €16,782.60After 7 months: €213.03 rate · balance €16,813.03After 8 months: €243.47 rate · balance €16,843.47After 9 months: €273.90 rate · balance €16,873.90After 10 months: €304.33 rate · balance €16,904.33After 11 months: €334.77 rate · balance €16,934.77After 12 months: €365.20 rate · balance €16,965.20After 13 months: €395.63 rate · balance €16,995.63After 14 months: €426.07 rate · balance €17,026.07After 15 months: €456.50 rate · balance €17,056.50After 16 months: €486.93 rate · balance €17,086.93After 17 months: €517.37 rate · balance €17,117.37After 18 months: €547.80 rate · balance €17,147.80After 19 months: €578.23 rate · balance €17,178.23After 20 months: €608.67 rate · balance €17,208.67After 21 months: €639.10 rate · balance €17,239.10After 22 months: €669.53 rate · balance €17,269.53After 23 months: €699.97 rate · balance €17,299.97After 24 months: €730.40 rate · balance €17,330.40After 25 months: €760.83 rate · balance €17,360.83After 26 months: €791.27 rate · balance €17,391.27After 27 months: €821.70 rate · balance €17,421.70After 28 months: €852.13 rate · balance €17,452.13After 29 months: €882.57 rate · balance €17,482.57After 30 months: €913.00 rate · balance €17,513.00After 31 months: €943.43 rate · balance €17,543.43After 32 months: €973.87 rate · balance €17,573.87After 33 months: €1,004.30 rate · balance €17,604.30After 34 months: €1,034.73 rate · balance €17,634.73After 35 months: €1,065.17 rate · balance €17,665.17After 36 months: €1,095.60 rate · balance €17,695.60After 37 months: €1,126.03 rate · balance €17,726.03After 38 months: €1,156.47 rate · balance €17,756.47After 39 months: €1,186.90 rate · balance €17,786.90After 40 months: €1,217.33 rate · balance €17,817.33After 41 months: €1,247.77 rate · balance €17,847.77After 42 months: €1,278.20 rate · balance €17,878.20After 43 months: €1,308.63 rate · balance €17,908.63After 44 months: €1,339.07 rate · balance €17,939.07After 45 months: €1,369.50 rate · balance €17,969.50After 46 months: €1,399.93 rate · balance €17,999.93After 47 months: €1,430.37 rate · balance €18,030.37After 48 months: €1,460.80 rate · balance €18,060.80After 49 months: €1,491.23 rate · balance €18,091.23After 50 months: €1,521.66 rate · balance €18,121.67After 51 months: €1,552.10 rate · balance €18,152.10After 52 months: €1,582.53 rate · balance €18,182.53After 53 months: €1,612.96 rate · balance €18,212.96After 54 months: €1,643.40 rate · balance €18,243.40After 55 months: €1,673.83 rate · balance €18,273.83After 56 months: €1,704.26 rate · balance €18,304.26After 57 months: €1,734.70 rate · balance €18,334.70After 58 months: €1,765.13 rate · balance €18,365.13After 59 months: €1,795.56 rate · balance €18,395.56After 60 months: €1,826.00 rate · balance €18,426.00
€ 0€ 1kstart1 yr2 yrs3 yrs4 yrs5 yrs€1,826After 1 month: €30.43 rate · balance €16,630.43After 2 months: €60.87 rate · balance €16,660.87After 3 months: €91.30 rate · balance €16,691.30After 4 months: €121.73 rate · balance €16,721.73After 5 months: €152.17 rate · balance €16,752.17After 6 months: €182.60 rate · balance €16,782.60After 7 months: €213.03 rate · balance €16,813.03After 8 months: €243.47 rate · balance €16,843.47After 9 months: €273.90 rate · balance €16,873.90After 10 months: €304.33 rate · balance €16,904.33After 11 months: €334.77 rate · balance €16,934.77After 12 months: €365.20 rate · balance €16,965.20After 13 months: €395.63 rate · balance €16,995.63After 14 months: €426.07 rate · balance €17,026.07After 15 months: €456.50 rate · balance €17,056.50After 16 months: €486.93 rate · balance €17,086.93After 17 months: €517.37 rate · balance €17,117.37After 18 months: €547.80 rate · balance €17,147.80After 19 months: €578.23 rate · balance €17,178.23After 20 months: €608.67 rate · balance €17,208.67After 21 months: €639.10 rate · balance €17,239.10After 22 months: €669.53 rate · balance €17,269.53After 23 months: €699.97 rate · balance €17,299.97After 24 months: €730.40 rate · balance €17,330.40After 25 months: €760.83 rate · balance €17,360.83After 26 months: €791.27 rate · balance €17,391.27After 27 months: €821.70 rate · balance €17,421.70After 28 months: €852.13 rate · balance €17,452.13After 29 months: €882.57 rate · balance €17,482.57After 30 months: €913.00 rate · balance €17,513.00After 31 months: €943.43 rate · balance €17,543.43After 32 months: €973.87 rate · balance €17,573.87After 33 months: €1,004.30 rate · balance €17,604.30After 34 months: €1,034.73 rate · balance €17,634.73After 35 months: €1,065.17 rate · balance €17,665.17After 36 months: €1,095.60 rate · balance €17,695.60After 37 months: €1,126.03 rate · balance €17,726.03After 38 months: €1,156.47 rate · balance €17,756.47After 39 months: €1,186.90 rate · balance €17,786.90After 40 months: €1,217.33 rate · balance €17,817.33After 41 months: €1,247.77 rate · balance €17,847.77After 42 months: €1,278.20 rate · balance €17,878.20After 43 months: €1,308.63 rate · balance €17,908.63After 44 months: €1,339.07 rate · balance €17,939.07After 45 months: €1,369.50 rate · balance €17,969.50After 46 months: €1,399.93 rate · balance €17,999.93After 47 months: €1,430.37 rate · balance €18,030.37After 48 months: €1,460.80 rate · balance €18,060.80After 49 months: €1,491.23 rate · balance €18,091.23After 50 months: €1,521.66 rate · balance €18,121.67After 51 months: €1,552.10 rate · balance €18,152.10After 52 months: €1,582.53 rate · balance €18,182.53After 53 months: €1,612.96 rate · balance €18,212.96After 54 months: €1,643.40 rate · balance €18,243.40After 55 months: €1,673.83 rate · balance €18,273.83After 56 months: €1,704.26 rate · balance €18,304.26After 57 months: €1,734.70 rate · balance €18,334.70After 58 months: €1,765.13 rate · balance €18,365.13After 59 months: €1,795.56 rate · balance €18,395.56After 60 months: €1,826.00 rate · balance €18,426.00
Per year
AfterInterest up to thenBalance
1 year€365€16,965
2 years€730€17,330
3 years€1,096€17,696
4 years€1,461€18,061
5 years€1,826€18,426

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

1.00%1.50%2.00%2.50%3.00%16 Mar 202316 Dec 2024now2.20%1.50% from 16 Mar 2023 until 22 Apr 20232.05% from 22 Apr 2023 until 2 Jun 20232.25% from 2 Jun 2023 until 14 Aug 20232.50% from 14 Aug 2023 until 4 Oct 20232.65% from 4 Oct 2023 until 23 Nov 20232.75% from 23 Nov 2023 until 25 May 20242.70% from 25 May 2024 until 18 Jan 20252.00% from 18 Jan 2025 until 18 Aug 20252.05% from 18 Aug 2025 until 16 Oct 20252.10% from 16 Oct 2025 until 19 Jan 20262.20% from 19 Jan 2026 until 2 Sep 20262.20% from 2 Sep 2026 until now
FromRateUntil
2 Sep 20262.20%current
19 Jan 20262.20%2 Sep 2026web archive
16 Oct 20252.10%19 Jan 2026web archive
18 Aug 20252.05%16 Oct 2025web archive
18 Jan 20252.00%18 Aug 2025web archive
25 May 20242.70%18 Jan 2025web archive
23 Nov 20232.75%25 May 2024web archive
4 Oct 20232.65%23 Nov 2023web archive
14 Aug 20232.50%4 Oct 2023web archive
2 Jun 20232.25%14 Aug 2023web archive
22 Apr 20232.05%2 Jun 2023web archive
16 Mar 20231.50%22 Apr 2023web archive

All historic rates of Triodos Bank →All savings products of Triodos Bank →

  • 2 Sep 2026New: Triodos Bank – Triodos Spaar Deposito (60 mo) 2.20%

Rate checked on 18 Sep 2026.