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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Triodos Bank
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Triodos BankTriodos Spaar Deposito

Deposit · 9 months · Triodos Bank N.V. · Netherlands · Directly at the bank
Open an account at Triodos Bank
Rate
1.95%
9 months fixed
since 2 Sep 2026
Your return on €10,000
€195
per year, annualised · €146 total over 9 months
Deposit guarantee
€10,000 fully protected
Dutch scheme

Triodos Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €10,000

Gross interest over 9 months: €146.
Interest built up over 9 months
€ 0€ 50€ 100start6 mo€146After 1 month: €16.25 rate · balance €10,016.25After 2 months: €32.50 rate · balance €10,032.50After 3 months: €48.75 rate · balance €10,048.75After 4 months: €65 rate · balance €10,065After 5 months: €81.25 rate · balance €10,081.25After 6 months: €97.50 rate · balance €10,097.50After 7 months: €113.75 rate · balance €10,113.75After 8 months: €130 rate · balance €10,130After 9 months: €146.25 rate · balance €10,146.25
€ 0

Rate and conditions

BalanceRate
€0 – and up1.95%
Interest payout
end of term, paid out
Fees
none
Rate valid since
2 Sep 2026
Access
9 months fixed · early withdrawal with loss of interest
Term
9 months
Minimum deposit
€500
Maximum deposit
€1,000,000
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Eerder beëindigen kost 1,5% van het bedrag per resterend (deel)jaar, maximaal 10%
  • Rente wordt jaarlijks (looptijd ≥ 1 jaar) of aan het einde van de looptijd uitgekeerd op de Triodos Internet Spaarrekening
  • Een Triodos Internet Spaarrekening is nodig

Deposit guarantee

€10,000 fully protected
Dutch scheme

Triodos Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Triodos Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

1.25%1.50%1.75%2.00%2.25%23 Nov 202321 Apr 2025now1.95%2.00% from 23 Nov 2023 until 25 May 20241.85% from 25 May 2024 until 18 Jan 20251.75% from 18 Jan 2025 until 20 May 20251.60% from 20 May 2025 until 18 Aug 20251.50% from 18 Aug 2025 until 13 Jun 20261.75% from 13 Jun 2026 until 2 Sep 20261.95% from 2 Sep 2026 until now
1.25%1.50%1.75%2.00%

Other offers from Triodos Bank

Instant access · 1.15% · Direct3 months · 1.50% · Direct6 months · 1.85% · Direct1 year · 2.10% · Direct2 years · 2.15% · Direct3 years · 2.15% · Direct4 years · 2.15% · Direct5 years · 2.20% · Direct10 years · 2.65% · Direct
€ 50€ 100start3 mo6 mo9 mo€146After 1 month: €16.25 rate · balance €10,016.25After 2 months: €32.50 rate · balance €10,032.50After 3 months: €48.75 rate · balance €10,048.75After 4 months: €65 rate · balance €10,065After 5 months: €81.25 rate · balance €10,081.25After 6 months: €97.50 rate · balance €10,097.50After 7 months: €113.75 rate · balance €10,113.75After 8 months: €130 rate · balance €10,130After 9 months: €146.25 rate · balance €10,146.25

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

2.25%23 Nov 202321 Apr 2025now1.95%2.00% from 23 Nov 2023 until 25 May 20241.85% from 25 May 2024 until 18 Jan 20251.75% from 18 Jan 2025 until 20 May 20251.60% from 20 May 2025 until 18 Aug 20251.50% from 18 Aug 2025 until 13 Jun 20261.75% from 13 Jun 2026 until 2 Sep 20261.95% from 2 Sep 2026 until now
FromRateUntil
2 Sep 20261.95%current
13 Jun 20261.75%2 Sep 2026web archive
18 Aug 20251.50%13 Jun 2026web archive
20 May 20251.60%18 Aug 2025web archive
18 Jan 20251.75%20 May 2025web archive
25 May 20241.85%18 Jan 2025web archive
23 Nov 20232.00%25 May 2024web archive

All historic rates of Triodos Bank →All savings products of Triodos Bank →

  • 2 Sep 2026New: Triodos Bank – Triodos Spaar Deposito (9 mo) 1.95%

Rate checked on 18 Sep 2026.