Triodos BankTriodos Spaar Deposito
Deposit · 9 months · Triodos Bank N.V. · Netherlands · Directly at the bank
- Rate
- 2.10%
- 9 months fixed
- since 1 Oct 2026
- EffectiveThe effective annual rate for €25,000: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable.
- 2.11%
- for €25,000
- Your return on €25,000
- €526
- per year, annualised · €394 total over 9 months
- Deposit guarantee
- €25,000 fully protectedDutch scheme
Triodos Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank
Your calculation for €25,000
Gross interest over 9 months: €394.
Interest built up over 9 months
Rate and conditions
| Balance | Rate |
|---|---|
| €0 – and up | 2.10% |
- Interest payout
- end of term, paid out
- Fees
- none
- Rate valid since
- 2 Oct 2026
- Access
- 9 months fixed · early withdrawal with loss of interest
- Term
- 9 months
- Minimum deposit
- €500
- Maximum deposit
- €1,000,000
- Current account required
- unknown
- For whom
- new and existing customers
- Open via
- Direct · available to residents of the Netherlands
- Eerder beëindigen kost 1,5% van het bedrag per resterend (deel)jaar, maximaal 10%
- Rente wordt jaarlijks (looptijd ≥ 1 jaar) of aan het einde van de looptijd uitgekeerd op de Triodos Internet Spaarrekening
- Een Triodos Internet Spaarrekening is nodig
Deposit guarantee
€25,000 fully protected
Dutch scheme
Triodos Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank
Licence and verification
- Institution
- Triodos Bank N.V.
- Status
- Verified European deposit guarantee scheme
- Scheme
- Nederlandse Depositogarantie (DGS) (Netherlands)
- Guarantee
- €100,000 per person per institution
- Verification
- DNB-register Nederlandse depositogarantiesource ↗ · 2 Sep 2026
details
handmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
Taxes
- Country
- Netherlands
- Withholding tax
- No withholding tax
- Standard rate
- 0.00%
- For a Dutch saver
- 0.00%
- Notes
- Netherlands withholds no tax on savings interest of non-residents: you receive the full interest.
Rates are gross. The Dutch box 3 wealth tax is separate and not included.
Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks
Rate history
| From | Rate | Until |
|---|---|---|
| 1 Oct 2026 | 2.10% | current |
| 2 Sep 2026 | 1.95% | 1 Oct 2026 |
| 13 Jun 2026 | 1.75% | 2 Sep 2026web archive |
| 18 Aug 2025 | 1.50% | 13 Jun 2026web archive |
| 20 May 2025 | 1.60% | 18 Aug 2025web archive |
| 18 Jan 2025 | 1.75% | 20 May 2025web archive |
| 25 May 2024 | 1.85% | 18 Jan 2025web archive |
| 23 Nov 2023 | 2.00% | 25 May 2024web archive |
All historic rates of Triodos Bank →All savings products of Triodos Bank →
- 1 Oct 2026Triodos Bank – Triodos Spaar Deposito (9 mo): 1.95% → 2.10%
- 2 Sep 2026New: Triodos Bank – Triodos Spaar Deposito (9 mo) 1.95%
Rate checked on 2 Nov 2026.