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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Yapı Kredi
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Yapı KrediEuro-Plus Deposito

Deposit · 9 years · Yapi Kredi Bank Nederland N.V. · Netherlands · Directly at the bank
Open an account at Yapı Kredi
Rate
3.10%
9 years fixed
EffectiveThe effective annual rate for €16,800: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable. Interest is only paid at maturity and earns no interest on interest in between, which makes the comparable annual rate slightly lower.
2.77%
for €16,800
Your return on €16,800
€466
per year, annualised · €4,687 total over 9 years
Deposit guarantee
€16,800 fully protected
Dutch scheme

Yapi Kredi Bank Nederland N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €16,800

Gross interest over 9 years: €4,687.
Interest built up over 9 years
€ 0€ 2k€ 4kstart3 yrs6 yrs9 yrs

Rate and conditions

BalanceRate
€0 – and up3.10%
Interest payout
end of term, paid out
Fees
none
Rate valid since
17 Aug 2026
Access
9 years fixed · early withdrawal unknown
Term
9 years
Minimum deposit
€2,000
Maximum deposit
not stated
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Rente wordt aan het einde van de looptijd uitgekeerd
  • Minimale inleg € 2.000; rentetarieven op jaarbasis

Deposit guarantee

€16,800 fully protected
Dutch scheme

Yapi Kredi Bank Nederland N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Yapi Kredi Bank Nederland N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rate history

3.10% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Yapı Kredi →All savings products of Yapı Kredi →

  • 2 Sep 2026New: Yapı Kredi – Euro-Plus Deposito (108 mo) 3.10%

Rate checked on 18 Sep 2026.

Other offers from Yapı Kredi

Instant access · 3.30% · Direct3 months · 2.00% · Direct6 months · 2.00% · Direct9 months · 2.00% · Direct1 year · 3.10% · Direct2 years · 3.10% · Direct2 years · 3.20% · Direct3 years · 3.15% · Direct3 years · · Direct
€4,687After 1 month: €43.40 rate · balance €16,843.40After 2 months: €86.80 rate · balance €16,886.80After 3 months: €130.20 rate · balance €16,930.20After 4 months: €173.60 rate · balance €16,973.60After 5 months: €217 rate · balance €17,017After 6 months: €260.40 rate · balance €17,060.40After 7 months: €303.80 rate · balance €17,103.80After 8 months: €347.20 rate · balance €17,147.20After 9 months: €390.60 rate · balance €17,190.60After 10 months: €434.00 rate · balance €17,234After 11 months: €477.40 rate · balance €17,277.40After 12 months: €520.80 rate · balance €17,320.80After 13 months: €564.20 rate · balance €17,364.20After 14 months: €607.60 rate · balance €17,407.60After 15 months: €651.00 rate · balance €17,451After 16 months: €694.40 rate · balance €17,494.40After 17 months: €737.80 rate · balance €17,537.80After 18 months: €781.20 rate · balance €17,581.20After 19 months: €824.60 rate · balance €17,624.60After 20 months: €868.00 rate · balance €17,668After 21 months: €911.40 rate · balance €17,711.40After 22 months: €954.80 rate · balance €17,754.80After 23 months: €998.20 rate · balance €17,798.20After 24 months: €1,041.60 rate · balance €17,841.60After 25 months: €1,085.00 rate · balance €17,885After 26 months: €1,128.40 rate · balance €17,928.40After 27 months: €1,171.80 rate · balance €17,971.80After 28 months: €1,215.20 rate · balance €18,015.20After 29 months: €1,258.60 rate · balance €18,058.60After 30 months: €1,302.00 rate · balance €18,102After 31 months: €1,345.40 rate · balance €18,145.40After 32 months: €1,388.80 rate · balance €18,188.80After 33 months: €1,432.20 rate · balance €18,232.20After 34 months: €1,475.60 rate · balance €18,275.60After 35 months: €1,519.00 rate · balance €18,319After 36 months: €1,562.40 rate · balance €18,362.40After 37 months: €1,605.80 rate · balance €18,405.80After 38 months: €1,649.20 rate · balance €18,449.20After 39 months: €1,692.60 rate · balance €18,492.60After 40 months: €1,736.00 rate · balance €18,536After 41 months: €1,779.40 rate · balance €18,579.40After 42 months: €1,822.80 rate · balance €18,622.80After 43 months: €1,866.20 rate · balance €18,666.20After 44 months: €1,909.60 rate · balance €18,709.60After 45 months: €1,953.00 rate · balance €18,753After 46 months: €1,996.40 rate · balance €18,796.40After 47 months: €2,039.80 rate · balance €18,839.80After 48 months: €2,083.20 rate · balance €18,883.20After 49 months: €2,126.60 rate · balance €18,926.60After 50 months: €2,170.00 rate · balance €18,970After 51 months: €2,213.40 rate · balance €19,013.40After 52 months: €2,256.80 rate · balance €19,056.80After 53 months: €2,300.20 rate · balance €19,100.20After 54 months: €2,343.60 rate · balance €19,143.60After 55 months: €2,387.00 rate · balance €19,187.00After 56 months: €2,430.40 rate · balance €19,230.40After 57 months: €2,473.80 rate · balance €19,273.80After 58 months: €2,517.20 rate · balance €19,317.20After 59 months: €2,560.60 rate · balance €19,360.60After 60 months: €2,604.00 rate · balance €19,404.00After 61 months: €2,647.40 rate · balance €19,447.40After 62 months: €2,690.80 rate · balance €19,490.80After 63 months: €2,734.20 rate · balance €19,534.20After 64 months: €2,777.60 rate · balance €19,577.60After 65 months: €2,821.00 rate · balance €19,621.00After 66 months: €2,864.40 rate · balance €19,664.40After 67 months: €2,907.80 rate · balance €19,707.80After 68 months: €2,951.20 rate · balance €19,751.20After 69 months: €2,994.60 rate · balance €19,794.60After 70 months: €3,038.00 rate · balance €19,838.00After 71 months: €3,081.40 rate · balance €19,881.40After 72 months: €3,124.80 rate · balance €19,924.80After 73 months: €3,168.20 rate · balance €19,968.20After 74 months: €3,211.60 rate · balance €20,011.60After 75 months: €3,255.00 rate · balance €20,055.00After 76 months: €3,298.40 rate · balance €20,098.40After 77 months: €3,341.80 rate · balance €20,141.80After 78 months: €3,385.20 rate · balance €20,185.20After 79 months: €3,428.60 rate · balance €20,228.60After 80 months: €3,472.00 rate · balance €20,272.00After 81 months: €3,515.40 rate · balance €20,315.40After 82 months: €3,558.80 rate · balance €20,358.80After 83 months: €3,602.20 rate · balance €20,402.20After 84 months: €3,645.60 rate · balance €20,445.60After 85 months: €3,689.00 rate · balance €20,489.00After 86 months: €3,732.40 rate · balance €20,532.40After 87 months: €3,775.80 rate · balance €20,575.80After 88 months: €3,819.20 rate · balance €20,619.20After 89 months: €3,862.60 rate · balance €20,662.60After 90 months: €3,906.00 rate · balance €20,706.00After 91 months: €3,949.40 rate · balance €20,749.40After 92 months: €3,992.80 rate · balance €20,792.80After 93 months: €4,036.20 rate · balance €20,836.20After 94 months: €4,079.60 rate · balance €20,879.60After 95 months: €4,123.00 rate · balance €20,923.00After 96 months: €4,166.40 rate · balance €20,966.40After 97 months: €4,209.80 rate · balance €21,009.80After 98 months: €4,253.20 rate · balance €21,053.20After 99 months: €4,296.60 rate · balance €21,096.60After 100 months: €4,340.00 rate · balance €21,140.00After 101 months: €4,383.40 rate · balance €21,183.40After 102 months: €4,426.80 rate · balance €21,226.80After 103 months: €4,470.20 rate · balance €21,270.20After 104 months: €4,513.60 rate · balance €21,313.60After 105 months: €4,557.00 rate · balance €21,357After 106 months: €4,600.40 rate · balance €21,400.40After 107 months: €4,643.80 rate · balance €21,443.80After 108 months: €4,687.20 rate · balance €21,487.20
€ 0€ 2k€ 4kstart1 yr2 yrs3 yrs4 yrs5 yrs6 yrs7 yrs8 yrs9 yrs€4,687After 1 month: €43.40 rate · balance €16,843.40After 2 months: €86.80 rate · balance €16,886.80After 3 months: €130.20 rate · balance €16,930.20After 4 months: €173.60 rate · balance €16,973.60After 5 months: €217 rate · balance €17,017After 6 months: €260.40 rate · balance €17,060.40After 7 months: €303.80 rate · balance €17,103.80After 8 months: €347.20 rate · balance €17,147.20After 9 months: €390.60 rate · balance €17,190.60After 10 months: €434.00 rate · balance €17,234After 11 months: €477.40 rate · balance €17,277.40After 12 months: €520.80 rate · balance €17,320.80After 13 months: €564.20 rate · balance €17,364.20After 14 months: €607.60 rate · balance €17,407.60After 15 months: €651.00 rate · balance €17,451After 16 months: €694.40 rate · balance €17,494.40After 17 months: €737.80 rate · balance €17,537.80After 18 months: €781.20 rate · balance €17,581.20After 19 months: €824.60 rate · balance €17,624.60After 20 months: €868.00 rate · balance €17,668After 21 months: €911.40 rate · balance €17,711.40After 22 months: €954.80 rate · balance €17,754.80After 23 months: €998.20 rate · balance €17,798.20After 24 months: €1,041.60 rate · balance €17,841.60After 25 months: €1,085.00 rate · balance €17,885After 26 months: €1,128.40 rate · balance €17,928.40After 27 months: €1,171.80 rate · balance €17,971.80After 28 months: €1,215.20 rate · balance €18,015.20After 29 months: €1,258.60 rate · balance €18,058.60After 30 months: €1,302.00 rate · balance €18,102After 31 months: €1,345.40 rate · balance €18,145.40After 32 months: €1,388.80 rate · balance €18,188.80After 33 months: €1,432.20 rate · balance €18,232.20After 34 months: €1,475.60 rate · balance €18,275.60After 35 months: €1,519.00 rate · balance €18,319After 36 months: €1,562.40 rate · balance €18,362.40After 37 months: €1,605.80 rate · balance €18,405.80After 38 months: €1,649.20 rate · balance €18,449.20After 39 months: €1,692.60 rate · balance €18,492.60After 40 months: €1,736.00 rate · balance €18,536After 41 months: €1,779.40 rate · balance €18,579.40After 42 months: €1,822.80 rate · balance €18,622.80After 43 months: €1,866.20 rate · balance €18,666.20After 44 months: €1,909.60 rate · balance €18,709.60After 45 months: €1,953.00 rate · balance €18,753After 46 months: €1,996.40 rate · balance €18,796.40After 47 months: €2,039.80 rate · balance €18,839.80After 48 months: €2,083.20 rate · balance €18,883.20After 49 months: €2,126.60 rate · balance €18,926.60After 50 months: €2,170.00 rate · balance €18,970After 51 months: €2,213.40 rate · balance €19,013.40After 52 months: €2,256.80 rate · balance €19,056.80After 53 months: €2,300.20 rate · balance €19,100.20After 54 months: €2,343.60 rate · balance €19,143.60After 55 months: €2,387.00 rate · balance €19,187.00After 56 months: €2,430.40 rate · balance €19,230.40After 57 months: €2,473.80 rate · balance €19,273.80After 58 months: €2,517.20 rate · balance €19,317.20After 59 months: €2,560.60 rate · balance €19,360.60After 60 months: €2,604.00 rate · balance €19,404.00After 61 months: €2,647.40 rate · balance €19,447.40After 62 months: €2,690.80 rate · balance €19,490.80After 63 months: €2,734.20 rate · balance €19,534.20After 64 months: €2,777.60 rate · balance €19,577.60After 65 months: €2,821.00 rate · balance €19,621.00After 66 months: €2,864.40 rate · balance €19,664.40After 67 months: €2,907.80 rate · balance €19,707.80After 68 months: €2,951.20 rate · balance €19,751.20After 69 months: €2,994.60 rate · balance €19,794.60After 70 months: €3,038.00 rate · balance €19,838.00After 71 months: €3,081.40 rate · balance €19,881.40After 72 months: €3,124.80 rate · balance €19,924.80After 73 months: €3,168.20 rate · balance €19,968.20After 74 months: €3,211.60 rate · balance €20,011.60After 75 months: €3,255.00 rate · balance €20,055.00After 76 months: €3,298.40 rate · balance €20,098.40After 77 months: €3,341.80 rate · balance €20,141.80After 78 months: €3,385.20 rate · balance €20,185.20After 79 months: €3,428.60 rate · balance €20,228.60After 80 months: €3,472.00 rate · balance €20,272.00After 81 months: €3,515.40 rate · balance €20,315.40After 82 months: €3,558.80 rate · balance €20,358.80After 83 months: €3,602.20 rate · balance €20,402.20After 84 months: €3,645.60 rate · balance €20,445.60After 85 months: €3,689.00 rate · balance €20,489.00After 86 months: €3,732.40 rate · balance €20,532.40After 87 months: €3,775.80 rate · balance €20,575.80After 88 months: €3,819.20 rate · balance €20,619.20After 89 months: €3,862.60 rate · balance €20,662.60After 90 months: €3,906.00 rate · balance €20,706.00After 91 months: €3,949.40 rate · balance €20,749.40After 92 months: €3,992.80 rate · balance €20,792.80After 93 months: €4,036.20 rate · balance €20,836.20After 94 months: €4,079.60 rate · balance €20,879.60After 95 months: €4,123.00 rate · balance €20,923.00After 96 months: €4,166.40 rate · balance €20,966.40After 97 months: €4,209.80 rate · balance €21,009.80After 98 months: €4,253.20 rate · balance €21,053.20After 99 months: €4,296.60 rate · balance €21,096.60After 100 months: €4,340.00 rate · balance €21,140.00After 101 months: €4,383.40 rate · balance €21,183.40After 102 months: €4,426.80 rate · balance €21,226.80After 103 months: €4,470.20 rate · balance €21,270.20After 104 months: €4,513.60 rate · balance €21,313.60After 105 months: €4,557.00 rate · balance €21,357After 106 months: €4,600.40 rate · balance €21,400.40After 107 months: €4,643.80 rate · balance €21,443.80After 108 months: €4,687.20 rate · balance €21,487.20
Per year
AfterInterest up to thenBalance
1 year€521€17,321
2 years€1,042€17,842
3 years€1,562€18,362
4 years€2,083€18,883
5 years€2,604€19,404
6 years€3,125€19,925
7 years€3,646€20,446
8 years€4,166€20,966
9 years€4,687€21,487

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

3.15%
4 years · 3.20% · Direct
4 years · 3.20% · Direct
5 years · 3.35% · Direct
5 years · 3.35% · Direct
6 years · 3.10% · Direct
6 years · 3.10% · Direct
7 years · 3.10% · Direct
7 years · 3.10% · Direct
8 years · 3.10% · Direct
8 years · 3.10% · Direct
9 years · 3.10% · Direct
10 years · 3.10% · Direct
10 years · 3.10% · Direct