Spaarradar

Yapı KrediEuro-Plus Deposito

Deposit · 10 years · Yapi Kredi Bank Nederland N.V. · Netherlands · Directly at the bank
Open an account at Yapı Kredi
Rate
3.10%
10 years fixed
since 2 Sep 2026
EffectiveThe effective annual rate for €16,800: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable. Interest is only paid at maturity and earns no interest on interest in between, which makes the comparable annual rate slightly lower.
2.74%
for €16,800
Your return on €16,800
€460
per year, annualised · €5,208 total over 10 years
Deposit guarantee
€16,800 fully protected
Dutch scheme

Yapi Kredi Bank Nederland N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €16,800

Gross interest over 10 years: €5,208.
Interest built up over 10 years
€ 0€ 2k€ 4kstart3 yrs6 yrs9 yrs€5,208After 1 month: €43.40 rate · balance €16,843.40After 2 months: €86.80 rate · balance €16,886.80After 3 months: €130.20 rate · balance €16,930.20After 4 months: €173.60 rate · balance €16,973.60After 5 months: €217 rate · balance €17,017After 6 months: €260.40 rate · balance €17,060.40After 7 months: €303.80 rate · balance €17,103.80After 8 months: €347.20 rate · balance €17,147.20After 9 months: €390.60 rate · balance €17,190.60After 10 months: €434.00 rate · balance €17,234After 11 months: €477.40 rate · balance €17,277.40After 12 months: €520.80 rate · balance €17,320.80After 13 months: €564.20 rate · balance €17,364.20After 14 months: €607.60 rate · balance €17,407.60After 15 months: €651.00 rate · balance €17,451After 16 months: €694.40 rate · balance €17,494.40After 17 months: €737.80 rate · balance €17,537.80After 18 months: €781.20 rate · balance €17,581.20After 19 months: €824.60 rate · balance €17,624.60After 20 months: €868.00 rate · balance €17,668After 21 months: €911.40 rate · balance €17,711.40After 22 months: €954.80 rate · balance €17,754.80After 23 months: €998.20 rate · balance €17,798.20After 24 months: €1,041.60 rate · balance €17,841.60After 25 months: €1,085.00 rate · balance €17,885After 26 months: €1,128.40 rate · balance €17,928.40After 27 months: €1,171.80 rate · balance €17,971.80After 28 months: €1,215.20 rate · balance €18,015.20After 29 months: €1,258.60 rate · balance €18,058.60After 30 months: €1,302.00 rate · balance €18,102After 31 months: €1,345.40 rate · balance €18,145.40After 32 months: €1,388.80 rate · balance €18,188.80After 33 months: €1,432.20 rate · balance €18,232.20After 34 months: €1,475.60 rate · balance €18,275.60After 35 months: €1,519.00 rate · balance €18,319After 36 months: €1,562.40 rate · balance €18,362.40After 37 months: €1,605.80 rate · balance €18,405.80After 38 months: €1,649.20 rate · balance €18,449.20After 39 months: €1,692.60 rate · balance €18,492.60After 40 months: €1,736.00 rate · balance €18,536After 41 months: €1,779.40 rate · balance €18,579.40After 42 months: €1,822.80 rate · balance €18,622.80After 43 months: €1,866.20 rate · balance €18,666.20After 44 months: €1,909.60 rate · balance €18,709.60After 45 months: €1,953.00 rate · balance €18,753After 46 months: €1,996.40 rate · balance €18,796.40After 47 months: €2,039.80 rate · balance €18,839.80After 48 months: €2,083.20 rate · balance €18,883.20After 49 months: €2,126.60 rate · balance €18,926.60After 50 months: €2,170.00 rate · balance €18,970After 51 months: €2,213.40 rate · balance €19,013.40After 52 months: €2,256.80 rate · balance €19,056.80After 53 months: €2,300.20 rate · balance €19,100.20After 54 months: €2,343.60 rate · balance €19,143.60After 55 months: €2,387.00 rate · balance €19,187.00After 56 months: €2,430.40 rate · balance €19,230.40After 57 months: €2,473.80 rate · balance €19,273.80After 58 months: €2,517.20 rate · balance €19,317.20After 59 months: €2,560.60 rate · balance €19,360.60After 60 months: €2,604.00 rate · balance €19,404.00After 61 months: €2,647.40 rate · balance €19,447.40After 62 months: €2,690.80 rate · balance €19,490.80After 63 months: €2,734.20 rate · balance €19,534.20After 64 months: €2,777.60 rate · balance €19,577.60After 65 months: €2,821.00 rate · balance €19,621.00After 66 months: €2,864.40 rate · balance €19,664.40After 67 months: €2,907.80 rate · balance €19,707.80After 68 months: €2,951.20 rate · balance €19,751.20After 69 months: €2,994.60 rate · balance €19,794.60After 70 months: €3,038.00 rate · balance €19,838.00After 71 months: €3,081.40 rate · balance €19,881.40After 72 months: €3,124.80 rate · balance €19,924.80After 73 months: €3,168.20 rate · balance €19,968.20After 74 months: €3,211.60 rate · balance €20,011.60After 75 months: €3,255.00 rate · balance €20,055.00After 76 months: €3,298.40 rate · balance €20,098.40After 77 months: €3,341.80 rate · balance €20,141.80After 78 months: €3,385.20 rate · balance €20,185.20After 79 months: €3,428.60 rate · balance €20,228.60After 80 months: €3,472.00 rate · balance €20,272.00After 81 months: €3,515.40 rate · balance €20,315.40After 82 months: €3,558.80 rate · balance €20,358.80After 83 months: €3,602.20 rate · balance €20,402.20After 84 months: €3,645.60 rate · balance €20,445.60After 85 months: €3,689.00 rate · balance €20,489.00After 86 months: €3,732.40 rate · balance €20,532.40After 87 months: €3,775.80 rate · balance €20,575.80After 88 months: €3,819.20 rate · balance €20,619.20After 89 months: €3,862.60 rate · balance €20,662.60After 90 months: €3,906.00 rate · balance €20,706.00After 91 months: €3,949.40 rate · balance €20,749.40After 92 months: €3,992.80 rate · balance €20,792.80After 93 months: €4,036.20 rate · balance €20,836.20After 94 months: €4,079.60 rate · balance €20,879.60After 95 months: €4,123.00 rate · balance €20,923.00After 96 months: €4,166.40 rate · balance €20,966.40After 97 months: €4,209.80 rate · balance €21,009.80After 98 months: €4,253.20 rate · balance €21,053.20After 99 months: €4,296.60 rate · balance €21,096.60After 100 months: €4,340.00 rate · balance €21,140.00After 101 months: €4,383.40 rate · balance €21,183.40After 102 months: €4,426.80 rate · balance €21,226.80After 103 months: €4,470.20 rate · balance €21,270.20After 104 months: €4,513.60 rate · balance €21,313.60After 105 months: €4,557.00 rate · balance €21,357After 106 months: €4,600.40 rate · balance €21,400.40After 107 months: €4,643.80 rate · balance €21,443.80After 108 months: €4,687.20 rate · balance €21,487.20After 109 months: €4,730.60 rate · balance €21,530.60After 110 months: €4,774 rate · balance €21,574After 111 months: €4,817.40 rate · balance €21,617.40After 112 months: €4,860.80 rate · balance €21,660.80After 113 months: €4,904.20 rate · balance €21,704.20After 114 months: €4,947.60 rate · balance €21,747.60After 115 months: €4,991.00 rate · balance €21,791After 116 months: €5,034.40 rate · balance €21,834.40After 117 months: €5,077.80 rate · balance €21,877.80After 118 months: €5,121.20 rate · balance €21,921.20After 119 months: €5,164.60 rate · balance €21,964.60After 120 months: €5,208.00 rate · balance €22,008.00
Per year
AfterInterest up to thenBalance
1 year€521€17,321
2 years€1,042€17,842
3 years€1,562€18,362
4 years€2,083€18,883
5 years€2,604€19,404
6 years€3,125€19,925
7 years€3,646€20,446
8 years€4,166€20,966
9 years€4,687€21,487
10 years€5,208€22,008

Rate and conditions

BalanceRate
€0 – and up3.10%
Interest payout
end of term, paid out
Fees
none
Rate valid since
17 Aug 2026
Access
10 years fixed · early withdrawal unknown
Term
10 years
Minimum deposit
€2,000
Maximum deposit
not stated
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Rente wordt aan het einde van de looptijd uitgekeerd
  • Minimale inleg € 2.000; rentetarieven op jaarbasis

Deposit guarantee

€16,800 fully protected
Dutch scheme

Yapi Kredi Bank Nederland N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Yapi Kredi Bank Nederland N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
 source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Netherlands withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

2.00%2.50%3.00%3.50%4.00%27 Jan 202315 Dec 2024now3.10%2.95% from 27 Jan 2023 until 5 Jun 20233.00% from 27 Jan 2023 until 5 Jun 20232.95% from 27 Jan 2023 until 5 Jun 20233.00% from 27 Jan 2023 until 5 Jun 20232.95% from 27 Jan 2023 until 5 Jun 20233.00% from 5 Jun 2023 until 1 Dec 20233.05% from 5 Jun 2023 until 1 Dec 20233.00% from 5 Jun 2023 until 1 Dec 20233.00% from 5 Jun 2023 until 1 Dec 20233.05% from 5 Jun 2023 until 1 Dec 20233.00% from 5 Jun 2023 until 1 Dec 20233.00% from 5 Jun 2023 until 1 Dec 20233.05% from 5 Jun 2023 until 1 Dec 20233.05% from 5 Jun 2023 until 1 Dec 20233.00% from 5 Jun 2023 until 1 Dec 20233.05% from 5 Jun 2023 until 1 Dec 20233.05% from 5 Jun 2023 until 1 Dec 20233.75% from 1 Dec 2023 until 27 Feb 20243.75% from 1 Dec 2023 until 27 Feb 20243.25% from 1 Dec 2023 until 27 Feb 20243.25% from 1 Dec 2023 until 27 Feb 20243.45% from 27 Feb 2024 until 14 Apr 20243.00% from 27 Feb 2024 until 14 Apr 20243.45% from 27 Feb 2024 until 14 Apr 20243.00% from 27 Feb 2024 until 14 Apr 20243.00% from 14 Apr 2024 until 25 May 20243.45% from 14 Apr 2024 until 25 May 20243.00% from 25 May 2024 until 5 Aug 20243.45% from 25 May 2024 until 5 Aug 20243.00% from 25 May 2024 until 5 Aug 20243.45% from 25 May 2024 until 5 Aug 20243.00% from 25 May 2024 until 5 Aug 20243.45% from 25 May 2024 until 5 Aug 20243.00% from 5 Aug 2024 until 11 Sep 20243.45% from 5 Aug 2024 until 11 Sep 20242.60% from 11 Sep 2024 until 11 Oct 20243.05% from 11 Sep 2024 until 11 Oct 20242.60% from 11 Oct 2024 until 6 Nov 20243.05% from 11 Oct 2024 until 6 Nov 20242.60% from 6 Nov 2024 until 4 Dec 20243.05% from 6 Nov 2024 until 4 Dec 20242.60% from 4 Dec 2024 until 12 Jan 20253.05% from 4 Dec 2024 until 12 Jan 20252.45% from 12 Jan 2025 until 12 Feb 20252.75% from 12 Jan 2025 until 12 Feb 20252.80% from 12 Feb 2025 until 22 Mar 20252.50% from 22 Mar 2025 until 16 Mar 20262.80% from 16 Mar 2026 until 15 May 20263.10% from 15 May 2026 until 2 Sep 20263.10% from 2 Sep 2026 until now
FromRateUntil
2 Sep 20263.10%current
15 May 20263.10%2 Sep 2026web archive
16 Mar 20262.80%15 May 2026web archive
22 Mar 20252.50%16 Mar 2026web archive
12 Feb 20252.80%22 Mar 2025web archive
12 Jan 20252.45%12 Feb 2025web archive
12 Jan 20252.75%12 Feb 2025web archive
4 Dec 20242.60%12 Jan 2025web archive
4 Dec 20243.05%12 Jan 2025web archive
6 Nov 20242.60%4 Dec 2024web archive
6 Nov 20243.05%4 Dec 2024web archive
11 Oct 20242.60%6 Nov 2024web archive
11 Oct 20243.05%6 Nov 2024web archive
11 Sep 20242.60%11 Oct 2024web archive
11 Sep 20243.05%11 Oct 2024web archive
5 Aug 20243.00%11 Sep 2024web archive
5 Aug 20243.45%11 Sep 2024web archive
25 May 20243.00%5 Aug 2024web archive
25 May 20243.45%5 Aug 2024web archive
25 May 20243.00%5 Aug 2024web archive
25 May 20243.45%5 Aug 2024web archive
25 May 20243.00%5 Aug 2024web archive
25 May 20243.45%5 Aug 2024web archive
14 Apr 20243.00%25 May 2024web archive
14 Apr 20243.45%25 May 2024web archive
27 Feb 20243.45%14 Apr 2024web archive
27 Feb 20243.00%14 Apr 2024web archive
27 Feb 20243.45%14 Apr 2024web archive
27 Feb 20243.00%14 Apr 2024web archive
1 Dec 20233.75%27 Feb 2024web archive
1 Dec 20233.75%27 Feb 2024web archive
1 Dec 20233.25%27 Feb 2024web archive
1 Dec 20233.25%27 Feb 2024web archive
5 Jun 20233.00%1 Dec 2023web archive
5 Jun 20233.05%1 Dec 2023web archive
5 Jun 20233.00%1 Dec 2023web archive
5 Jun 20233.00%1 Dec 2023web archive
5 Jun 20233.05%1 Dec 2023web archive
5 Jun 20233.00%1 Dec 2023web archive
5 Jun 20233.00%1 Dec 2023web archive
5 Jun 20233.05%1 Dec 2023web archive
5 Jun 20233.05%1 Dec 2023web archive
5 Jun 20233.00%1 Dec 2023web archive
5 Jun 20233.05%1 Dec 2023web archive
5 Jun 20233.05%1 Dec 2023web archive
27 Jan 20232.95%5 Jun 2023web archive
27 Jan 20233.00%5 Jun 2023web archive
27 Jan 20232.95%5 Jun 2023web archive
27 Jan 20233.00%5 Jun 2023web archive
27 Jan 20232.95%5 Jun 2023web archive

All historic rates of Yapı Kredi →All savings products of Yapı Kredi →

  • 2 Sep 2026New: Yapı Kredi – Euro-Plus Deposito (120 mo) 3.10%

Rate checked on 2 Nov 2026.

Other offers from Yapı Kredi

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