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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Yapı Kredi
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Yapı KrediEuro-Plus Deposito (jaarlijkse rente-uitkering)

Deposit · 2 years · Yapi Kredi Bank Nederland N.V. · Netherlands · Directly at the bank
Open an account at Yapı Kredi
Rate
3.10%
2 years fixed
Your return on €10,000
€310
per year, annualised · €620 total over 2 years
Deposit guarantee
€10,000 fully protected
Dutch scheme

Yapi Kredi Bank Nederland N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €10,000

Gross interest over 2 years: €620.
Interest built up over 2 years
€ 0€ 250€ 500start1 yr2 yrs€620After 1 month: €25.83 rate · balance €10,025.83After 2 months: €51.67 rate · balance €10,051.67After 3 months: €77.50 rate · balance €10,077.50After 4 months: €103.33 rate · balance €10,103.33After 5 months: €129.17 rate · balance €10,129.17After 6 months: €155.00 rate · balance €10,155.00After 7 months: €180.83 rate · balance €10,180.83After 8 months: €206.67 rate · balance €10,206.67

Rate and conditions

BalanceRate
€0 – and up3.10%
Interest payout
yearly, paid out
Fees
none
Rate valid since
17 Aug 2026
Access
2 years fixed · early withdrawal unknown
Term
2 years
Minimum deposit
€2,000
Maximum deposit
not stated
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Rente wordt jaarlijks uitgekeerd
  • Minimale inleg € 2.000; rentetarieven op jaarbasis

Deposit guarantee

€10,000 fully protected
Dutch scheme

Yapi Kredi Bank Nederland N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Yapi Kredi Bank Nederland N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rate history

3.10% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Yapı Kredi →All savings products of Yapı Kredi →

  • 2 Sep 2026New: Yapı Kredi – Euro-Plus Deposito (jaarlijkse rente-uitkering) (24 mo) 3.10%

Rate checked on 18 Sep 2026.

Other offers from Yapı Kredi

Instant access · 3.30% · Direct3 months · 2.00% · Direct6 months · 2.00% · Direct9 months · 2.00% · Direct1 year · 3.10% · Direct2 years · 3.20% · Direct3 years · 3.15% · Direct3 years · 3.15% · Direct4 years · · Direct
After 9 months: €232.50 rate · balance €10,232.50After 10 months: €258.33 rate · balance €10,258.33After 11 months: €284.17 rate · balance €10,284.17After 12 months: €310.00 rate · balance €10,310.00After 13 months: €335.83 rate · balance €10,335.83After 14 months: €361.67 rate · balance €10,361.67After 15 months: €387.50 rate · balance €10,387.50After 16 months: €413.33 rate · balance €10,413.33After 17 months: €439.17 rate · balance €10,439.17After 18 months: €465.00 rate · balance €10,465.00After 19 months: €490.83 rate · balance €10,490.83After 20 months: €516.67 rate · balance €10,516.67After 21 months: €542.50 rate · balance €10,542.50After 22 months: €568.33 rate · balance €10,568.33After 23 months: €594.17 rate · balance €10,594.17After 24 months: €620.00 rate · balance €10,620.00
€ 0€ 250€ 500start1 yr2 yrs€620After 1 month: €25.83 rate · balance €10,025.83After 2 months: €51.67 rate · balance €10,051.67After 3 months: €77.50 rate · balance €10,077.50After 4 months: €103.33 rate · balance €10,103.33After 5 months: €129.17 rate · balance €10,129.17After 6 months: €155.00 rate · balance €10,155.00After 7 months: €180.83 rate · balance €10,180.83After 8 months: €206.67 rate · balance €10,206.67After 9 months: €232.50 rate · balance €10,232.50After 10 months: €258.33 rate · balance €10,258.33After 11 months: €284.17 rate · balance €10,284.17After 12 months: €310.00 rate · balance €10,310.00After 13 months: €335.83 rate · balance €10,335.83After 14 months: €361.67 rate · balance €10,361.67After 15 months: €387.50 rate · balance €10,387.50After 16 months: €413.33 rate · balance €10,413.33After 17 months: €439.17 rate · balance €10,439.17After 18 months: €465.00 rate · balance €10,465.00After 19 months: €490.83 rate · balance €10,490.83After 20 months: €516.67 rate · balance €10,516.67After 21 months: €542.50 rate · balance €10,542.50After 22 months: €568.33 rate · balance €10,568.33After 23 months: €594.17 rate · balance €10,594.17After 24 months: €620.00 rate · balance €10,620.00
Per year
AfterInterest up to thenBalance
1 year€310€10,310
2 years€620€10,620

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

3.20%
4 years · 3.20% · Direct
5 years · 3.35% · Direct
5 years · 3.35% · Direct
6 years · 3.10% · Direct
6 years · 3.10% · Direct
7 years · 3.10% · Direct
7 years · 3.10% · Direct
8 years · 3.10% · Direct
8 years · 3.10% · Direct
9 years · 3.10% · Direct
9 years · 3.10% · Direct
10 years · 3.10% · Direct
10 years · 3.10% · Direct