Spaarradar

Yapı KrediEuro-Plus Deposito (jaarlijkse rente-uitkering)

Deposit · 3 years · Yapi Kredi Bank Nederland N.V. · Netherlands · Directly at the bank
Open an account at Yapı Kredi
Rate
3.40%
3 years fixed
since 24 Sep 2026
Your return on €25,000
€850
per year, annualised · €2,550 total over 3 years
Deposit guarantee
€25,000 fully protected
Dutch scheme

Yapi Kredi Bank Nederland N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €25,000

Gross interest over 3 years: €2,550.
Interest built up over 3 years
€ 0€ 1k€ 2kstart1 yr2 yrs3 yrs€2,550After 1 month: €70.83 rate · balance €25,070.83After 2 months: €141.67 rate · balance €25,141.67After 3 months: €212.50 rate · balance €25,212.50After 4 months: €283.33 rate · balance €25,283.33After 5 months: €354.17 rate · balance €25,354.17After 6 months: €425.00 rate · balance €25,425.00After 7 months: €495.83 rate · balance €25,495.83After 8 months: €566.67 rate · balance €25,566.67After 9 months: €637.50 rate · balance €25,637.50After 10 months: €708.33 rate · balance €25,708.33After 11 months: €779.17 rate · balance €25,779.17After 12 months: €850.00 rate · balance €25,850.00After 13 months: €920.83 rate · balance €25,920.83After 14 months: €991.67 rate · balance €25,991.67After 15 months: €1,062.50 rate · balance €26,062.50After 16 months: €1,133.33 rate · balance €26,133.33After 17 months: €1,204.17 rate · balance €26,204.17After 18 months: €1,275.00 rate · balance €26,275.00After 19 months: €1,345.83 rate · balance €26,345.83After 20 months: €1,416.67 rate · balance €26,416.67After 21 months: €1,487.50 rate · balance €26,487.50After 22 months: €1,558.33 rate · balance €26,558.33After 23 months: €1,629.17 rate · balance €26,629.17After 24 months: €1,700.00 rate · balance €26,700.00After 25 months: €1,770.83 rate · balance €26,770.83After 26 months: €1,841.67 rate · balance €26,841.67After 27 months: €1,912.50 rate · balance €26,912.50After 28 months: €1,983.33 rate · balance €26,983.33After 29 months: €2,054.17 rate · balance €27,054.17After 30 months: €2,125.00 rate · balance €27,125.00After 31 months: €2,195.83 rate · balance €27,195.83After 32 months: €2,266.67 rate · balance €27,266.67After 33 months: €2,337.50 rate · balance €27,337.50After 34 months: €2,408.33 rate · balance €27,408.33After 35 months: €2,479.17 rate · balance €27,479.17After 36 months: €2,550.00 rate · balance €27,550.00
Per year
AfterInterest up to thenBalance
1 year€850€25,850
2 years€1,700€26,700
3 years€2,550€27,550

Rate and conditions

BalanceRate
€0 – and up3.40%
Interest payout
yearly, paid out
Fees
none
Rate valid since
25 Sep 2026
Access
3 years fixed · early withdrawal unknown
Term
3 years
Minimum deposit
€2,000
Maximum deposit
not stated
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Rente wordt jaarlijks uitgekeerd
  • Minimale inleg € 2.000; rentetarieven op jaarbasis

Deposit guarantee

€25,000 fully protected
Dutch scheme

Yapi Kredi Bank Nederland N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Yapi Kredi Bank Nederland N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
 source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Netherlands withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

1.50%2.00%2.50%3.00%3.50%4.00%27 Jan 202315 Dec 2024now3.40%2.95% from 27 Jan 2023 until 5 Jun 20232.90% from 27 Jan 2023 until 5 Jun 20232.90% from 27 Jan 2023 until 5 Jun 20233.05% from 5 Jun 2023 until 1 Dec 20233.00% from 5 Jun 2023 until 1 Dec 20233.05% from 5 Jun 2023 until 1 Dec 20233.00% from 5 Jun 2023 until 1 Dec 20233.00% from 5 Jun 2023 until 1 Dec 20233.05% from 5 Jun 2023 until 1 Dec 20233.05% from 5 Jun 2023 until 1 Dec 20233.00% from 5 Jun 2023 until 1 Dec 20233.00% from 5 Jun 2023 until 1 Dec 20233.05% from 5 Jun 2023 until 1 Dec 20233.05% from 5 Jun 2023 until 1 Dec 20233.00% from 5 Jun 2023 until 1 Dec 20233.75% from 1 Dec 2023 until 27 Feb 20243.60% from 1 Dec 2023 until 27 Feb 20243.75% from 1 Dec 2023 until 27 Feb 20243.60% from 1 Dec 2023 until 27 Feb 20243.25% from 27 Feb 2024 until 14 Apr 20243.15% from 27 Feb 2024 until 14 Apr 20243.25% from 27 Feb 2024 until 14 Apr 20243.15% from 27 Feb 2024 until 14 Apr 20243.25% from 14 Apr 2024 until 25 May 20243.15% from 14 Apr 2024 until 25 May 20243.25% from 25 May 2024 until 5 Aug 20243.15% from 25 May 2024 until 5 Aug 20243.25% from 25 May 2024 until 5 Aug 20243.15% from 25 May 2024 until 5 Aug 20243.25% from 25 May 2024 until 5 Aug 20243.15% from 25 May 2024 until 5 Aug 20243.25% from 5 Aug 2024 until 11 Sep 20243.15% from 5 Aug 2024 until 11 Sep 20242.90% from 11 Sep 2024 until 11 Oct 20242.80% from 11 Sep 2024 until 11 Oct 20242.90% from 11 Oct 2024 until 6 Nov 20242.80% from 11 Oct 2024 until 6 Nov 20242.90% from 6 Nov 2024 until 4 Dec 20242.80% from 6 Nov 2024 until 4 Dec 20242.90% from 4 Dec 2024 until 12 Jan 20252.80% from 4 Dec 2024 until 12 Jan 20252.65% from 12 Jan 2025 until 12 Feb 20252.70% from 12 Jan 2025 until 12 Feb 20252.70% from 12 Feb 2025 until 22 Mar 20252.40% from 22 Mar 2025 until 13 Jun 20252.20% from 13 Jun 2025 until 16 Mar 20262.50% from 16 Mar 2026 until 15 May 20262.85% from 15 May 2026 until 2 Sep 20263.15% from 2 Sep 2026 until 24 Sep 20263.40% from 24 Sep 2026 until now
FromRateUntil
24 Sep 20263.40%current
2 Sep 20263.15%24 Sep 2026
15 May 20262.85%2 Sep 2026web archive
16 Mar 20262.50%15 May 2026web archive
13 Jun 20252.20%16 Mar 2026web archive
22 Mar 20252.40%13 Jun 2025web archive
12 Feb 20252.70%22 Mar 2025web archive
12 Jan 20252.65%12 Feb 2025web archive
12 Jan 20252.70%12 Feb 2025web archive
4 Dec 20242.90%12 Jan 2025web archive
4 Dec 20242.80%12 Jan 2025web archive
6 Nov 20242.90%4 Dec 2024web archive
6 Nov 20242.80%4 Dec 2024web archive
11 Oct 20242.90%6 Nov 2024web archive
11 Oct 20242.80%6 Nov 2024web archive
11 Sep 20242.90%11 Oct 2024web archive
11 Sep 20242.80%11 Oct 2024web archive
5 Aug 20243.25%11 Sep 2024web archive
5 Aug 20243.15%11 Sep 2024web archive
25 May 20243.25%5 Aug 2024web archive
25 May 20243.15%5 Aug 2024web archive
25 May 20243.25%5 Aug 2024web archive
25 May 20243.15%5 Aug 2024web archive
25 May 20243.25%5 Aug 2024web archive
25 May 20243.15%5 Aug 2024web archive
14 Apr 20243.25%25 May 2024web archive
14 Apr 20243.15%25 May 2024web archive
27 Feb 20243.25%14 Apr 2024web archive
27 Feb 20243.15%14 Apr 2024web archive
27 Feb 20243.25%14 Apr 2024web archive
27 Feb 20243.15%14 Apr 2024web archive
1 Dec 20233.75%27 Feb 2024web archive
1 Dec 20233.60%27 Feb 2024web archive
1 Dec 20233.75%27 Feb 2024web archive
1 Dec 20233.60%27 Feb 2024web archive
5 Jun 20233.05%1 Dec 2023web archive
5 Jun 20233.00%1 Dec 2023web archive
5 Jun 20233.05%1 Dec 2023web archive
5 Jun 20233.00%1 Dec 2023web archive
5 Jun 20233.00%1 Dec 2023web archive
5 Jun 20233.05%1 Dec 2023web archive
5 Jun 20233.05%1 Dec 2023web archive
5 Jun 20233.00%1 Dec 2023web archive
5 Jun 20233.00%1 Dec 2023web archive
5 Jun 20233.05%1 Dec 2023web archive
5 Jun 20233.05%1 Dec 2023web archive
5 Jun 20233.00%1 Dec 2023web archive
27 Jan 20232.95%5 Jun 2023web archive
27 Jan 20232.90%5 Jun 2023web archive
27 Jan 20232.90%5 Jun 2023web archive

All historic rates of Yapı Kredi →All savings products of Yapı Kredi →

  • 24 Sep 2026Yapı Kredi – Euro-Plus Deposito (jaarlijkse rente-uitkering) (36 mo): 3.15% → 3.40%
  • 2 Sep 2026New: Yapı Kredi – Euro-Plus Deposito (jaarlijkse rente-uitkering) (36 mo) 3.15%

Rate checked on 2 Nov 2026.

Other offers from Yapı Kredi

Instant access · 3.30% · Direct3 months · 2.00% · Direct6 months · 2.00% · Direct9 months · 2.00% · Direct1 year · 3.10% · Direct2 years · 3.10% · Direct2 years · 3.20% · Direct3 years · 3.40% · Direct4 years · 3.55% · Direct4 years · 3.55% · Direct5 years · 3.55% · Direct5 years · 3.55% · Direct6 years · 3.10% · Direct6 years · 3.10% · Direct7 years · 3.10% · Direct7 years · 3.10% · Direct8 years · 3.10% · Direct8 years · 3.10% · Direct9 years · 3.10% · Direct9 years · 3.10% · Direct10 years · 3.10% · Direct10 years · 3.10% · Direct