Spaarradar
CompareDepositsGuided choice
News
NL
Spaarradar

Independent: the order follows only from the rate, your amount and the deposit guarantee, never from fees paid by banks.

Last check just now·570 offers from 88 institutions

Compare
  • Highest savings rate
  • Deposits by term
  • Notice accounts
  • No withholding tax
  • Saving via Raisin
  • Directly at the bank
  • Banks & deposit guarantee
Tools
  • Guided choice
  • Interest calculator
  • Switch check
  • Deposit ladder
  • My list
  • Widget for your site
Market data
  • Rate changes
  • Rate history
  • ECB rate
  • Savings rate index
  • News
  • API
About this site
  • Glossary
  • Methodology
  • About & contact
  • Press
  • Privacy
  • Disclaimer

Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Yapı Kredi
Back to the comparison

Yapı KrediEuro-Plus Deposito

Deposit · 3 years · Yapi Kredi Bank Nederland N.V. · Netherlands · Directly at the bank
Open an account at Yapı Kredi
Rate
3.15%
3 years fixed
EffectiveThe effective annual rate for €10,000: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable. Interest is only paid at maturity and earns no interest on interest in between, which makes the comparable annual rate slightly lower.
3.06%
for €10,000
Your return on €10,000
€306
per year, annualised · €945 total over 3 years
Deposit guarantee
€10,000 fully protected
Dutch scheme

Yapi Kredi Bank Nederland N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €10,000

Gross interest over 3 years: €945.
Interest built up over 3 years
€ 0€ 500start1 yr2 yrs3 yrs€945After 1 month: €26.25 rate · balance €10,026.25After 2 months: €52.50 rate · balance €10,052.50After 3 months: €78.75 rate · balance €10,078.75After 4 months: €105 rate · balance €10,105After 5 months: €131.25 rate · balance €10,131.25After 6 months: €157.50 rate · balance €10,157.50

Rate and conditions

BalanceRate
€0 – and up3.15%
Interest payout
end of term, paid out
Fees
none
Rate valid since
17 Aug 2026
Access
3 years fixed · early withdrawal unknown
Term
3 years
Minimum deposit
€2,000
Maximum deposit
not stated
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Rente wordt aan het einde van de looptijd uitgekeerd
  • Minimale inleg € 2.000; rentetarieven op jaarbasis

Deposit guarantee

€10,000 fully protected
Dutch scheme

Yapi Kredi Bank Nederland N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Yapi Kredi Bank Nederland N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rate history

3.15% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Yapı Kredi →All savings products of Yapı Kredi →

  • 2 Sep 2026New: Yapı Kredi – Euro-Plus Deposito (36 mo) 3.15%

Rate checked on 18 Sep 2026.

Other offers from Yapı Kredi

Instant access · 3.30% · Direct3 months · 2.00% · Direct6 months · 2.00% · Direct9 months · 2.00% · Direct1 year · 3.10% · Direct2 years · 3.10% · Direct2 years · 3.20% · Direct3 years · 3.15% · Direct4 years · · Direct
After 7 months: €183.75 rate · balance €10,183.75After 8 months: €210 rate · balance €10,210After 9 months: €236.25 rate · balance €10,236.25After 10 months: €262.50 rate · balance €10,262.50After 11 months: €288.75 rate · balance €10,288.75After 12 months: €315 rate · balance €10,315After 13 months: €341.25 rate · balance €10,341.25After 14 months: €367.50 rate · balance €10,367.50After 15 months: €393.75 rate · balance €10,393.75After 16 months: €420 rate · balance €10,420After 17 months: €446.25 rate · balance €10,446.25After 18 months: €472.50 rate · balance €10,472.50After 19 months: €498.75 rate · balance €10,498.75After 20 months: €525 rate · balance €10,525After 21 months: €551.25 rate · balance €10,551.25After 22 months: €577.50 rate · balance €10,577.50After 23 months: €603.75 rate · balance €10,603.75After 24 months: €630 rate · balance €10,630After 25 months: €656.25 rate · balance €10,656.25After 26 months: €682.50 rate · balance €10,682.50After 27 months: €708.75 rate · balance €10,708.75After 28 months: €735 rate · balance €10,735After 29 months: €761.25 rate · balance €10,761.25After 30 months: €787.50 rate · balance €10,787.50After 31 months: €813.75 rate · balance €10,813.75After 32 months: €840 rate · balance €10,840After 33 months: €866.25 rate · balance €10,866.25After 34 months: €892.50 rate · balance €10,892.50After 35 months: €918.75 rate · balance €10,918.75After 36 months: €945 rate · balance €10,945
€ 0€ 500start1 yr2 yrs3 yrs€945After 1 month: €26.25 rate · balance €10,026.25After 2 months: €52.50 rate · balance €10,052.50After 3 months: €78.75 rate · balance €10,078.75After 4 months: €105 rate · balance €10,105After 5 months: €131.25 rate · balance €10,131.25After 6 months: €157.50 rate · balance €10,157.50After 7 months: €183.75 rate · balance €10,183.75After 8 months: €210 rate · balance €10,210After 9 months: €236.25 rate · balance €10,236.25After 10 months: €262.50 rate · balance €10,262.50After 11 months: €288.75 rate · balance €10,288.75After 12 months: €315 rate · balance €10,315After 13 months: €341.25 rate · balance €10,341.25After 14 months: €367.50 rate · balance €10,367.50After 15 months: €393.75 rate · balance €10,393.75After 16 months: €420 rate · balance €10,420After 17 months: €446.25 rate · balance €10,446.25After 18 months: €472.50 rate · balance €10,472.50After 19 months: €498.75 rate · balance €10,498.75After 20 months: €525 rate · balance €10,525After 21 months: €551.25 rate · balance €10,551.25After 22 months: €577.50 rate · balance €10,577.50After 23 months: €603.75 rate · balance €10,603.75After 24 months: €630 rate · balance €10,630After 25 months: €656.25 rate · balance €10,656.25After 26 months: €682.50 rate · balance €10,682.50After 27 months: €708.75 rate · balance €10,708.75After 28 months: €735 rate · balance €10,735After 29 months: €761.25 rate · balance €10,761.25After 30 months: €787.50 rate · balance €10,787.50After 31 months: €813.75 rate · balance €10,813.75After 32 months: €840 rate · balance €10,840After 33 months: €866.25 rate · balance €10,866.25After 34 months: €892.50 rate · balance €10,892.50After 35 months: €918.75 rate · balance €10,918.75After 36 months: €945 rate · balance €10,945
Per year
AfterInterest up to thenBalance
1 year€315€10,315
2 years€630€10,630
3 years€945€10,945

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

3.20%
4 years · 3.20% · Direct
5 years · 3.35% · Direct
5 years · 3.35% · Direct
6 years · 3.10% · Direct
6 years · 3.10% · Direct
7 years · 3.10% · Direct
7 years · 3.10% · Direct
8 years · 3.10% · Direct
8 years · 3.10% · Direct
9 years · 3.10% · Direct
9 years · 3.10% · Direct
10 years · 3.10% · Direct
10 years · 3.10% · Direct