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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Yapı Kredi
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Yapı KrediEuro-Plus Deposito

Deposit · 3 years · Yapi Kredi Bank Nederland N.V. · Netherlands · Directly at the bank
Open an account at Yapı Kredi
Rate
3.15%
3 years fixed
EffectiveThe effective annual rate for €25,000: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable. Interest is only paid at maturity and earns no interest on interest in between, which makes the comparable annual rate slightly lower.
3.06%
for €25,000
Your return on €25,000
€764
per year, annualised · €2,363 total over 3 years
Deposit guarantee
€25,000 fully protected
Dutch scheme

Yapi Kredi Bank Nederland N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €25,000

Gross interest over 3 years: €2,363.
Interest built up over 3 years
€ 0€ 1k€ 2kstart1 yr2 yrs3 yrs€2,363After 1 month: €65.63 rate · balance €25,065.63After 2 months: €131.25 rate · balance €25,131.25After 3 months: €196.88 rate · balance €25,196.88After 4 months: €262.50 rate · balance €25,262.50

Rate and conditions

BalanceRate
€0 – and up3.15%
Interest payout
end of term, paid out
Fees
none
Rate valid since
17 Aug 2026
Access
3 years fixed · early withdrawal unknown
Term
3 years
Minimum deposit
€2,000
Maximum deposit
not stated
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Rente wordt aan het einde van de looptijd uitgekeerd
  • Minimale inleg € 2.000; rentetarieven op jaarbasis

Deposit guarantee

€25,000 fully protected
Dutch scheme

Yapi Kredi Bank Nederland N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Yapi Kredi Bank Nederland N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rate history

3.15% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Yapı Kredi →All savings products of Yapı Kredi →

  • 2 Sep 2026New: Yapı Kredi – Euro-Plus Deposito (36 mo) 3.15%

Rate checked on 18 Sep 2026.

Other offers from Yapı Kredi

Instant access · 3.30% · Direct3 months · 2.00% · Direct6 months · 2.00% · Direct9 months · 2.00% · Direct1 year · 3.10% · Direct2 years · 3.10% · Direct2 years · 3.20% · Direct3 years · 3.15% · Direct4 years · · Direct
After 5 months: €328.13 rate · balance €25,328.13After 6 months: €393.75 rate · balance €25,393.75After 7 months: €459.38 rate · balance €25,459.38After 8 months: €525 rate · balance €25,525After 9 months: €590.63 rate · balance €25,590.63After 10 months: €656.25 rate · balance €25,656.25After 11 months: €721.88 rate · balance €25,721.88After 12 months: €787.50 rate · balance €25,787.50After 13 months: €853.13 rate · balance €25,853.13After 14 months: €918.75 rate · balance €25,918.75After 15 months: €984.38 rate · balance €25,984.38After 16 months: €1,050 rate · balance €26,050After 17 months: €1,115.63 rate · balance €26,115.63After 18 months: €1,181.25 rate · balance €26,181.25After 19 months: €1,246.88 rate · balance €26,246.88After 20 months: €1,312.50 rate · balance €26,312.50After 21 months: €1,378.13 rate · balance €26,378.13After 22 months: €1,443.75 rate · balance €26,443.75After 23 months: €1,509.38 rate · balance €26,509.38After 24 months: €1,575 rate · balance €26,575After 25 months: €1,640.63 rate · balance €26,640.63After 26 months: €1,706.25 rate · balance €26,706.25After 27 months: €1,771.88 rate · balance €26,771.88After 28 months: €1,837.50 rate · balance €26,837.50After 29 months: €1,903.13 rate · balance €26,903.13After 30 months: €1,968.75 rate · balance €26,968.75After 31 months: €2,034.38 rate · balance €27,034.38After 32 months: €2,100 rate · balance €27,100After 33 months: €2,165.63 rate · balance €27,165.63After 34 months: €2,231.25 rate · balance €27,231.25After 35 months: €2,296.88 rate · balance €27,296.88After 36 months: €2,362.50 rate · balance €27,362.50
€ 0€ 1k€ 2kstart1 yr2 yrs3 yrs€2,363After 1 month: €65.63 rate · balance €25,065.63After 2 months: €131.25 rate · balance €25,131.25After 3 months: €196.88 rate · balance €25,196.88After 4 months: €262.50 rate · balance €25,262.50After 5 months: €328.13 rate · balance €25,328.13After 6 months: €393.75 rate · balance €25,393.75After 7 months: €459.38 rate · balance €25,459.38After 8 months: €525 rate · balance €25,525After 9 months: €590.63 rate · balance €25,590.63After 10 months: €656.25 rate · balance €25,656.25After 11 months: €721.88 rate · balance €25,721.88After 12 months: €787.50 rate · balance €25,787.50After 13 months: €853.13 rate · balance €25,853.13After 14 months: €918.75 rate · balance €25,918.75After 15 months: €984.38 rate · balance €25,984.38After 16 months: €1,050 rate · balance €26,050After 17 months: €1,115.63 rate · balance €26,115.63After 18 months: €1,181.25 rate · balance €26,181.25After 19 months: €1,246.88 rate · balance €26,246.88After 20 months: €1,312.50 rate · balance €26,312.50After 21 months: €1,378.13 rate · balance €26,378.13After 22 months: €1,443.75 rate · balance €26,443.75After 23 months: €1,509.38 rate · balance €26,509.38After 24 months: €1,575 rate · balance €26,575After 25 months: €1,640.63 rate · balance €26,640.63After 26 months: €1,706.25 rate · balance €26,706.25After 27 months: €1,771.88 rate · balance €26,771.88After 28 months: €1,837.50 rate · balance €26,837.50After 29 months: €1,903.13 rate · balance €26,903.13After 30 months: €1,968.75 rate · balance €26,968.75After 31 months: €2,034.38 rate · balance €27,034.38After 32 months: €2,100 rate · balance €27,100After 33 months: €2,165.63 rate · balance €27,165.63After 34 months: €2,231.25 rate · balance €27,231.25After 35 months: €2,296.88 rate · balance €27,296.88After 36 months: €2,362.50 rate · balance €27,362.50
Per year
AfterInterest up to thenBalance
1 year€788€25,788
2 years€1,575€26,575
3 years€2,363€27,363

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

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6 years · 3.10% · Direct
7 years · 3.10% · Direct
7 years · 3.10% · Direct
8 years · 3.10% · Direct
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9 years · 3.10% · Direct
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10 years · 3.10% · Direct
10 years · 3.10% · Direct