Yapı KrediEuro-Plus Deposito (jaarlijkse rente-uitkering)

Deposit · 4 years · Yapi Kredi Bank Nederland N.V. · Netherlands · Directly at the bank
Rate
3.55%
4 years fixed
since 22 Sep 2026
Your return on €50,000
€1,775
per year, annualised · €7,100 total over 4 years
Deposit guarantee
€50,000 fully protected
Dutch scheme

Yapi Kredi Bank Nederland N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €50,000

Gross interest over 4 years: €7,100.
Interest built up over 4 years
€ 0€ 2,5k€ 5kstart2 yrs4 yrs€7,100After 1 month: €147.92 rate · balance €50,147.92After 2 months: €295.83 rate · balance €50,295.83After 3 months: €443.75 rate · balance €50,443.75After 4 months: €591.67 rate · balance €50,591.67After 5 months: €739.58 rate · balance €50,739.58After 6 months: €887.50 rate · balance €50,887.50After 7 months: €1,035.42 rate · balance €51,035.42After 8 months: €1,183.33 rate · balance €51,183.33After 9 months: €1,331.25 rate · balance €51,331.25After 10 months: €1,479.17 rate · balance €51,479.17After 11 months: €1,627.08 rate · balance €51,627.08After 12 months: €1,775.00 rate · balance €51,775.00After 13 months: €1,922.92 rate · balance €51,922.92After 14 months: €2,070.83 rate · balance €52,070.83After 15 months: €2,218.75 rate · balance €52,218.75After 16 months: €2,366.67 rate · balance €52,366.67After 17 months: €2,514.58 rate · balance €52,514.58After 18 months: €2,662.50 rate · balance €52,662.50After 19 months: €2,810.42 rate · balance €52,810.42After 20 months: €2,958.33 rate · balance €52,958.33After 21 months: €3,106.25 rate · balance €53,106.25After 22 months: €3,254.17 rate · balance €53,254.17After 23 months: €3,402.08 rate · balance €53,402.08After 24 months: €3,550.00 rate · balance €53,550.00After 25 months: €3,697.92 rate · balance €53,697.92After 26 months: €3,845.83 rate · balance €53,845.83After 27 months: €3,993.75 rate · balance €53,993.75After 28 months: €4,141.67 rate · balance €54,141.67After 29 months: €4,289.58 rate · balance €54,289.58After 30 months: €4,437.50 rate · balance €54,437.50After 31 months: €4,585.42 rate · balance €54,585.42After 32 months: €4,733.33 rate · balance €54,733.33After 33 months: €4,881.25 rate · balance €54,881.25After 34 months: €5,029.17 rate · balance €55,029.17After 35 months: €5,177.08 rate · balance €55,177.08After 36 months: €5,325.00 rate · balance €55,325.00After 37 months: €5,472.92 rate · balance €55,472.92After 38 months: €5,620.83 rate · balance €55,620.83After 39 months: €5,768.75 rate · balance €55,768.75After 40 months: €5,916.67 rate · balance €55,916.67After 41 months: €6,064.58 rate · balance €56,064.58After 42 months: €6,212.50 rate · balance €56,212.50After 43 months: €6,360.42 rate · balance €56,360.42After 44 months: €6,508.33 rate · balance €56,508.33After 45 months: €6,656.25 rate · balance €56,656.25After 46 months: €6,804.17 rate · balance €56,804.17After 47 months: €6,952.08 rate · balance €56,952.08After 48 months: €7,100.00 rate · balance €57,100.00
Per year
AfterInterest up to thenBalance
1 year€1,775€51,775
2 years€3,550€53,550
3 years€5,325€55,325
4 years€7,100€57,100

Rate and conditions

BalanceRate
€0 – and up3.55%
Interest payout
yearly, paid out
Fees
none
Rate valid since
22 Sep 2026
Access
4 years fixed · early withdrawal unknown
Term
4 years
Minimum deposit
€2,000
Maximum deposit
not stated
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Rente wordt jaarlijks uitgekeerd
  • Minimale inleg € 2.000; rentetarieven op jaarbasis

Deposit guarantee

€50,000 fully protected
Dutch scheme

Yapi Kredi Bank Nederland N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Yapi Kredi Bank Nederland N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Netherlands withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

2.75%3.00%3.25%3.50%3.75%4.00%2 Sep 20263 Oct 2026now3.55%3.20% from 2 Sep 2026 until 22 Sep 20263.55% from 22 Sep 2026 until now
FromRateUntil
22 Sep 20263.55%current
2 Sep 20263.20%22 Sep 2026

All historic rates of Yapı Kredi →All savings products of Yapı Kredi →

  • 22 Sep 2026Yapı Kredi – Euro-Plus Deposito (jaarlijkse rente-uitkering) (48 mo): 3.20% → 3.55%
  • 2 Sep 2026New: Yapı Kredi – Euro-Plus Deposito (jaarlijkse rente-uitkering) (48 mo) 3.20%

Rate checked on 2 Nov 2026.

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