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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Yapı Kredi
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Yapı KrediEuro-Plus Deposito (jaarlijkse rente-uitkering)

Deposit · 4 years · Yapi Kredi Bank Nederland N.V. · Netherlands · Directly at the bank
Open an account at Yapı Kredi
Rate
3.20%
4 years fixed
Your return on €10,000
€320
per year, annualised · €1,280 total over 4 years
Deposit guarantee
€10,000 fully protected
Dutch scheme

Yapi Kredi Bank Nederland N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €10,000

Gross interest over 4 years: €1,280.
Interest built up over 4 years
€ 0€ 500€ 1kstart2 yrs4 yrs€1,280After 1 month: €26.67 rate · balance €10,026.67After 2 months: €53.33 rate · balance €10,053.33

Rate and conditions

BalanceRate
€0 – and up3.20%
Interest payout
yearly, paid out
Fees
none
Rate valid since
17 Aug 2026
Access
4 years fixed · early withdrawal unknown
Term
4 years
Minimum deposit
€2,000
Maximum deposit
not stated
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Rente wordt jaarlijks uitgekeerd
  • Minimale inleg € 2.000; rentetarieven op jaarbasis

Deposit guarantee

€10,000 fully protected
Dutch scheme

Yapi Kredi Bank Nederland N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Yapi Kredi Bank Nederland N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rate history

3.20% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Yapı Kredi →All savings products of Yapı Kredi →

  • 2 Sep 2026New: Yapı Kredi – Euro-Plus Deposito (jaarlijkse rente-uitkering) (48 mo) 3.20%

Rate checked on 18 Sep 2026.

Other offers from Yapı Kredi

Instant access · 3.30% · Direct3 months · 2.00% · Direct6 months · 2.00% · Direct9 months · 2.00% · Direct1 year · 3.10% · Direct2 years · 3.10% · Direct2 years · 3.20% · Direct3 years · 3.15% · Direct3 years · · Direct
After 3 months: €80.00 rate · balance €10,080.00After 4 months: €106.67 rate · balance €10,106.67After 5 months: €133.33 rate · balance €10,133.33After 6 months: €160.00 rate · balance €10,160.00After 7 months: €186.67 rate · balance €10,186.67After 8 months: €213.33 rate · balance €10,213.33After 9 months: €240.00 rate · balance €10,240.00After 10 months: €266.67 rate · balance €10,266.67After 11 months: €293.33 rate · balance €10,293.33After 12 months: €320.00 rate · balance €10,320.00After 13 months: €346.67 rate · balance €10,346.67After 14 months: €373.33 rate · balance €10,373.33After 15 months: €400.00 rate · balance €10,400.00After 16 months: €426.67 rate · balance €10,426.67After 17 months: €453.33 rate · balance €10,453.33After 18 months: €480.00 rate · balance €10,480.00After 19 months: €506.67 rate · balance €10,506.67After 20 months: €533.33 rate · balance €10,533.33After 21 months: €560.00 rate · balance €10,560.00After 22 months: €586.67 rate · balance €10,586.67After 23 months: €613.33 rate · balance €10,613.33After 24 months: €640.00 rate · balance €10,640.00After 25 months: €666.67 rate · balance €10,666.67After 26 months: €693.33 rate · balance €10,693.33After 27 months: €720.00 rate · balance €10,720.00After 28 months: €746.67 rate · balance €10,746.67After 29 months: €773.33 rate · balance €10,773.33After 30 months: €800.00 rate · balance €10,800.00After 31 months: €826.67 rate · balance €10,826.67After 32 months: €853.33 rate · balance €10,853.33After 33 months: €880.00 rate · balance €10,880.00After 34 months: €906.67 rate · balance €10,906.67After 35 months: €933.33 rate · balance €10,933.33After 36 months: €960.00 rate · balance €10,960.00After 37 months: €986.67 rate · balance €10,986.67After 38 months: €1,013.33 rate · balance €11,013.33After 39 months: €1,040.00 rate · balance €11,040.00After 40 months: €1,066.67 rate · balance €11,066.67After 41 months: €1,093.33 rate · balance €11,093.33After 42 months: €1,120.00 rate · balance €11,120.00After 43 months: €1,146.67 rate · balance €11,146.67After 44 months: €1,173.33 rate · balance €11,173.33After 45 months: €1,200.00 rate · balance €11,200.00After 46 months: €1,226.67 rate · balance €11,226.67After 47 months: €1,253.33 rate · balance €11,253.33After 48 months: €1,280.00 rate · balance €11,280.00
€ 0€ 500€ 1kstart1 yr2 yrs3 yrs4 yrs€1,280After 1 month: €26.67 rate · balance €10,026.67After 2 months: €53.33 rate · balance €10,053.33After 3 months: €80.00 rate · balance €10,080.00After 4 months: €106.67 rate · balance €10,106.67After 5 months: €133.33 rate · balance €10,133.33After 6 months: €160.00 rate · balance €10,160.00After 7 months: €186.67 rate · balance €10,186.67After 8 months: €213.33 rate · balance €10,213.33After 9 months: €240.00 rate · balance €10,240.00After 10 months: €266.67 rate · balance €10,266.67After 11 months: €293.33 rate · balance €10,293.33After 12 months: €320.00 rate · balance €10,320.00After 13 months: €346.67 rate · balance €10,346.67After 14 months: €373.33 rate · balance €10,373.33After 15 months: €400.00 rate · balance €10,400.00After 16 months: €426.67 rate · balance €10,426.67After 17 months: €453.33 rate · balance €10,453.33After 18 months: €480.00 rate · balance €10,480.00After 19 months: €506.67 rate · balance €10,506.67After 20 months: €533.33 rate · balance €10,533.33After 21 months: €560.00 rate · balance €10,560.00After 22 months: €586.67 rate · balance €10,586.67After 23 months: €613.33 rate · balance €10,613.33After 24 months: €640.00 rate · balance €10,640.00After 25 months: €666.67 rate · balance €10,666.67After 26 months: €693.33 rate · balance €10,693.33After 27 months: €720.00 rate · balance €10,720.00After 28 months: €746.67 rate · balance €10,746.67After 29 months: €773.33 rate · balance €10,773.33After 30 months: €800.00 rate · balance €10,800.00After 31 months: €826.67 rate · balance €10,826.67After 32 months: €853.33 rate · balance €10,853.33After 33 months: €880.00 rate · balance €10,880.00After 34 months: €906.67 rate · balance €10,906.67After 35 months: €933.33 rate · balance €10,933.33After 36 months: €960.00 rate · balance €10,960.00After 37 months: €986.67 rate · balance €10,986.67After 38 months: €1,013.33 rate · balance €11,013.33After 39 months: €1,040.00 rate · balance €11,040.00After 40 months: €1,066.67 rate · balance €11,066.67After 41 months: €1,093.33 rate · balance €11,093.33After 42 months: €1,120.00 rate · balance €11,120.00After 43 months: €1,146.67 rate · balance €11,146.67After 44 months: €1,173.33 rate · balance €11,173.33After 45 months: €1,200.00 rate · balance €11,200.00After 46 months: €1,226.67 rate · balance €11,226.67After 47 months: €1,253.33 rate · balance €11,253.33After 48 months: €1,280.00 rate · balance €11,280.00
Per year
AfterInterest up to thenBalance
1 year€320€10,320
2 years€640€10,640
3 years€960€10,960
4 years€1,280€11,280

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

3.15%
4 years · 3.20% · Direct
5 years · 3.35% · Direct
5 years · 3.35% · Direct
6 years · 3.10% · Direct
6 years · 3.10% · Direct
7 years · 3.10% · Direct
7 years · 3.10% · Direct
8 years · 3.10% · Direct
8 years · 3.10% · Direct
9 years · 3.10% · Direct
9 years · 3.10% · Direct
10 years · 3.10% · Direct
10 years · 3.10% · Direct