Yapı KrediEuro-Plus Deposito (jaarlijkse rente-uitkering)

Deposit · 4 years · Yapi Kredi Bank Nederland N.V. · Netherlands · Directly at the bank
Rate
3.55%
4 years fixed
since 22 Sep 2026
Your return on €100,000
€3,550
per year, annualised · €14,200 total over 4 years
Deposit guarantee
€100,000 fully protected
Dutch scheme

Yapi Kredi Bank Nederland N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €100,000

Gross interest over 4 years: €14,200.
Interest built up over 4 years
€ 0€ 5k€ 10kstart2 yrs4 yrs€14,200After 1 month: €295.83 rate · balance €100,295.83After 2 months: €591.67 rate · balance €100,591.67After 3 months: €887.50 rate · balance €100,887.50After 4 months: €1,183.33 rate · balance €101,183.33After 5 months: €1,479.17 rate · balance €101,479.17After 6 months: €1,775.00 rate · balance €101,775.00After 7 months: €2,070.83 rate · balance €102,070.83After 8 months: €2,366.67 rate · balance €102,366.67After 9 months: €2,662.50 rate · balance €102,662.50After 10 months: €2,958.33 rate · balance €102,958.33After 11 months: €3,254.17 rate · balance €103,254.17After 12 months: €3,550.00 rate · balance €103,550.00After 13 months: €3,845.83 rate · balance €103,845.83After 14 months: €4,141.67 rate · balance €104,141.67After 15 months: €4,437.50 rate · balance €104,437.50After 16 months: €4,733.33 rate · balance €104,733.33After 17 months: €5,029.17 rate · balance €105,029.17After 18 months: €5,325.00 rate · balance €105,325.00After 19 months: €5,620.83 rate · balance €105,620.83After 20 months: €5,916.67 rate · balance €105,916.67After 21 months: €6,212.50 rate · balance €106,212.50After 22 months: €6,508.33 rate · balance €106,508.33After 23 months: €6,804.17 rate · balance €106,804.17After 24 months: €7,100.00 rate · balance €107,100.00After 25 months: €7,395.83 rate · balance €107,395.83After 26 months: €7,691.67 rate · balance €107,691.67After 27 months: €7,987.50 rate · balance €107,987.50After 28 months: €8,283.33 rate · balance €108,283.33After 29 months: €8,579.17 rate · balance €108,579.17After 30 months: €8,875.00 rate · balance €108,875.00After 31 months: €9,170.83 rate · balance €109,170.83After 32 months: €9,466.67 rate · balance €109,466.67After 33 months: €9,762.50 rate · balance €109,762.50After 34 months: €10,058.33 rate · balance €110,058.33After 35 months: €10,354.17 rate · balance €110,354.17After 36 months: €10,650.00 rate · balance €110,650.00After 37 months: €10,945.83 rate · balance €110,945.83After 38 months: €11,241.67 rate · balance €111,241.67After 39 months: €11,537.50 rate · balance €111,537.50After 40 months: €11,833.33 rate · balance €111,833.33After 41 months: €12,129.17 rate · balance €112,129.17After 42 months: €12,425.00 rate · balance €112,425.00After 43 months: €12,720.83 rate · balance €112,720.83After 44 months: €13,016.67 rate · balance €113,016.67After 45 months: €13,312.50 rate · balance €113,312.50After 46 months: €13,608.33 rate · balance €113,608.33After 47 months: €13,904.17 rate · balance €113,904.17After 48 months: €14,200.00 rate · balance €114,200.00
Per year
AfterInterest up to thenBalance
1 year€3,550€103,550
2 years€7,100€107,100
3 years€10,650€110,650
4 years€14,200€114,200

Rate and conditions

BalanceRate
€0 – and up3.55%
Interest payout
yearly, paid out
Fees
none
Rate valid since
22 Sep 2026
Access
4 years fixed · early withdrawal unknown
Term
4 years
Minimum deposit
€2,000
Maximum deposit
not stated
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Rente wordt jaarlijks uitgekeerd
  • Minimale inleg € 2.000; rentetarieven op jaarbasis

Deposit guarantee

€100,000 fully protected
Dutch scheme

Yapi Kredi Bank Nederland N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Yapi Kredi Bank Nederland N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Netherlands withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

2.75%3.00%3.25%3.50%3.75%4.00%2 Sep 20263 Oct 2026now3.55%3.20% from 2 Sep 2026 until 22 Sep 20263.55% from 22 Sep 2026 until now
FromRateUntil
22 Sep 20263.55%current
2 Sep 20263.20%22 Sep 2026

All historic rates of Yapı Kredi →All savings products of Yapı Kredi →

  • 22 Sep 2026Yapı Kredi – Euro-Plus Deposito (jaarlijkse rente-uitkering) (48 mo): 3.20% → 3.55%
  • 2 Sep 2026New: Yapı Kredi – Euro-Plus Deposito (jaarlijkse rente-uitkering) (48 mo) 3.20%

Rate checked on 2 Nov 2026.

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