Yapı KrediEuro-Plus Deposito (jaarlijkse rente-uitkering)

Deposit · 4 years · Yapi Kredi Bank Nederland N.V. · Netherlands · Directly at the bank
Rate
3.55%
4 years fixed
since 22 Sep 2026
Your return on €16,600
€589
per year, annualised · €2,357 total over 4 years
Deposit guarantee
€16,600 fully protected
Dutch scheme

Yapi Kredi Bank Nederland N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €16,600

Gross interest over 4 years: €2,357.
Interest built up over 4 years
€ 0€ 1k€ 2kstart2 yrs4 yrs€2,357After 1 month: €49.11 rate · balance €16,649.11After 2 months: €98.22 rate · balance €16,698.22After 3 months: €147.32 rate · balance €16,747.32After 4 months: €196.43 rate · balance €16,796.43After 5 months: €245.54 rate · balance €16,845.54After 6 months: €294.65 rate · balance €16,894.65After 7 months: €343.76 rate · balance €16,943.76After 8 months: €392.87 rate · balance €16,992.87After 9 months: €441.97 rate · balance €17,041.97After 10 months: €491.08 rate · balance €17,091.08After 11 months: €540.19 rate · balance €17,140.19After 12 months: €589.30 rate · balance €17,189.30After 13 months: €638.41 rate · balance €17,238.41After 14 months: €687.52 rate · balance €17,287.52After 15 months: €736.62 rate · balance €17,336.62After 16 months: €785.73 rate · balance €17,385.73After 17 months: €834.84 rate · balance €17,434.84After 18 months: €883.95 rate · balance €17,483.95After 19 months: €933.06 rate · balance €17,533.06After 20 months: €982.17 rate · balance €17,582.17After 21 months: €1,031.27 rate · balance €17,631.27After 22 months: €1,080.38 rate · balance €17,680.38After 23 months: €1,129.49 rate · balance €17,729.49After 24 months: €1,178.60 rate · balance €17,778.60After 25 months: €1,227.71 rate · balance €17,827.71After 26 months: €1,276.82 rate · balance €17,876.82After 27 months: €1,325.92 rate · balance €17,925.92After 28 months: €1,375.03 rate · balance €17,975.03After 29 months: €1,424.14 rate · balance €18,024.14After 30 months: €1,473.25 rate · balance €18,073.25After 31 months: €1,522.36 rate · balance €18,122.36After 32 months: €1,571.47 rate · balance €18,171.47After 33 months: €1,620.57 rate · balance €18,220.57After 34 months: €1,669.68 rate · balance €18,269.68After 35 months: €1,718.79 rate · balance €18,318.79After 36 months: €1,767.90 rate · balance €18,367.90After 37 months: €1,817.01 rate · balance €18,417.01After 38 months: €1,866.12 rate · balance €18,466.12After 39 months: €1,915.22 rate · balance €18,515.22After 40 months: €1,964.33 rate · balance €18,564.33After 41 months: €2,013.44 rate · balance €18,613.44After 42 months: €2,062.55 rate · balance €18,662.55After 43 months: €2,111.66 rate · balance €18,711.66After 44 months: €2,160.77 rate · balance €18,760.77After 45 months: €2,209.87 rate · balance €18,809.87After 46 months: €2,258.98 rate · balance €18,858.98After 47 months: €2,308.09 rate · balance €18,908.09After 48 months: €2,357.20 rate · balance €18,957.20
Per year
AfterInterest up to thenBalance
1 year€589€17,189
2 years€1,179€17,779
3 years€1,768€18,368
4 years€2,357€18,957

Rate and conditions

BalanceRate
€0 – and up3.55%
Interest payout
yearly, paid out
Fees
none
Rate valid since
22 Sep 2026
Access
4 years fixed · early withdrawal unknown
Term
4 years
Minimum deposit
€2,000
Maximum deposit
not stated
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Rente wordt jaarlijks uitgekeerd
  • Minimale inleg € 2.000; rentetarieven op jaarbasis

Deposit guarantee

€16,600 fully protected
Dutch scheme

Yapi Kredi Bank Nederland N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Yapi Kredi Bank Nederland N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Netherlands withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

2.75%3.00%3.25%3.50%3.75%4.00%2 Sep 20263 Oct 2026now3.55%3.20% from 2 Sep 2026 until 22 Sep 20263.55% from 22 Sep 2026 until now
FromRateUntil
22 Sep 20263.55%current
2 Sep 20263.20%22 Sep 2026

All historic rates of Yapı Kredi →All savings products of Yapı Kredi →

  • 22 Sep 2026Yapı Kredi – Euro-Plus Deposito (jaarlijkse rente-uitkering) (48 mo): 3.20% → 3.55%
  • 2 Sep 2026New: Yapı Kredi – Euro-Plus Deposito (jaarlijkse rente-uitkering) (48 mo) 3.20%

Rate checked on 2 Nov 2026.

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