Yapı KrediEuro-Plus Deposito (jaarlijkse rente-uitkering)

Deposit · 4 years · Yapi Kredi Bank Nederland N.V. · Netherlands · Directly at the bank
Rate
3.55%
4 years fixed
since 22 Sep 2026
Your return on €25,000
€888
per year, annualised · €3,550 total over 4 years
Deposit guarantee
€25,000 fully protected
Dutch scheme

Yapi Kredi Bank Nederland N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €25,000

Gross interest over 4 years: €3,550.
Interest built up over 4 years
€ 0€ 2kstart2 yrs4 yrs€3,550After 1 month: €73.96 rate · balance €25,073.96After 2 months: €147.92 rate · balance €25,147.92After 3 months: €221.87 rate · balance €25,221.87After 4 months: €295.83 rate · balance €25,295.83After 5 months: €369.79 rate · balance €25,369.79After 6 months: €443.75 rate · balance €25,443.75After 7 months: €517.71 rate · balance €25,517.71After 8 months: €591.67 rate · balance €25,591.67After 9 months: €665.62 rate · balance €25,665.62After 10 months: €739.58 rate · balance €25,739.58After 11 months: €813.54 rate · balance €25,813.54After 12 months: €887.50 rate · balance €25,887.50After 13 months: €961.46 rate · balance €25,961.46After 14 months: €1,035.42 rate · balance €26,035.42After 15 months: €1,109.37 rate · balance €26,109.37After 16 months: €1,183.33 rate · balance €26,183.33After 17 months: €1,257.29 rate · balance €26,257.29After 18 months: €1,331.25 rate · balance €26,331.25After 19 months: €1,405.21 rate · balance €26,405.21After 20 months: €1,479.17 rate · balance €26,479.17After 21 months: €1,553.12 rate · balance €26,553.12After 22 months: €1,627.08 rate · balance €26,627.08After 23 months: €1,701.04 rate · balance €26,701.04After 24 months: €1,775.00 rate · balance €26,775.00After 25 months: €1,848.96 rate · balance €26,848.96After 26 months: €1,922.92 rate · balance €26,922.92After 27 months: €1,996.87 rate · balance €26,996.87After 28 months: €2,070.83 rate · balance €27,070.83After 29 months: €2,144.79 rate · balance €27,144.79After 30 months: €2,218.75 rate · balance €27,218.75After 31 months: €2,292.71 rate · balance €27,292.71After 32 months: €2,366.67 rate · balance €27,366.67After 33 months: €2,440.62 rate · balance €27,440.62After 34 months: €2,514.58 rate · balance €27,514.58After 35 months: €2,588.54 rate · balance €27,588.54After 36 months: €2,662.50 rate · balance €27,662.50After 37 months: €2,736.46 rate · balance €27,736.46After 38 months: €2,810.42 rate · balance €27,810.42After 39 months: €2,884.37 rate · balance €27,884.37After 40 months: €2,958.33 rate · balance €27,958.33After 41 months: €3,032.29 rate · balance €28,032.29After 42 months: €3,106.25 rate · balance €28,106.25After 43 months: €3,180.21 rate · balance €28,180.21After 44 months: €3,254.17 rate · balance €28,254.17After 45 months: €3,328.12 rate · balance €28,328.12After 46 months: €3,402.08 rate · balance €28,402.08After 47 months: €3,476.04 rate · balance €28,476.04After 48 months: €3,550.00 rate · balance €28,550.00
Per year
AfterInterest up to thenBalance
1 year€887€25,887
2 years€1,775€26,775
3 years€2,662€27,662
4 years€3,550€28,550

Rate and conditions

BalanceRate
€0 – and up3.55%
Interest payout
yearly, paid out
Fees
none
Rate valid since
22 Sep 2026
Access
4 years fixed · early withdrawal unknown
Term
4 years
Minimum deposit
€2,000
Maximum deposit
not stated
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Rente wordt jaarlijks uitgekeerd
  • Minimale inleg € 2.000; rentetarieven op jaarbasis

Deposit guarantee

€25,000 fully protected
Dutch scheme

Yapi Kredi Bank Nederland N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Yapi Kredi Bank Nederland N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Netherlands withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

2.75%3.00%3.25%3.50%3.75%4.00%2 Sep 20263 Oct 2026now3.55%3.20% from 2 Sep 2026 until 22 Sep 20263.55% from 22 Sep 2026 until now
FromRateUntil
22 Sep 20263.55%current
2 Sep 20263.20%22 Sep 2026

All historic rates of Yapı Kredi →All savings products of Yapı Kredi →

  • 22 Sep 2026Yapı Kredi – Euro-Plus Deposito (jaarlijkse rente-uitkering) (48 mo): 3.20% → 3.55%
  • 2 Sep 2026New: Yapı Kredi – Euro-Plus Deposito (jaarlijkse rente-uitkering) (48 mo) 3.20%

Rate checked on 2 Nov 2026.

Other offers from Yapı Kredi