Spaarradar

Yapı KrediEuro-Plus Deposito

Deposit · 4 years · Yapi Kredi Bank Nederland N.V. · Netherlands · Directly at the bank
Open an account at Yapı Kredi
Rate
3.55%
4 years fixed
since 22 Sep 2026
EffectiveThe effective annual rate for €10,000: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable. Interest is only paid at maturity and earns no interest on interest in between, which makes the comparable annual rate slightly lower.
3.38%
for €10,000
Your return on €10,000
€338
per year, annualised · €1,420 total over 4 years
Deposit guarantee
€10,000 fully protected
Dutch scheme

Yapi Kredi Bank Nederland N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €10,000

Gross interest over 4 years: €1,420.
Interest built up over 4 years
€ 0€ 500€ 1kstart2 yrs4 yrs€1,420After 1 month: €29.58 rate · balance €10,029.58After 2 months: €59.17 rate · balance €10,059.17After 3 months: €88.75 rate · balance €10,088.75After 4 months: €118.33 rate · balance €10,118.33After 5 months: €147.92 rate · balance €10,147.92After 6 months: €177.50 rate · balance €10,177.50After 7 months: €207.08 rate · balance €10,207.08After 8 months: €236.67 rate · balance €10,236.67After 9 months: €266.25 rate · balance €10,266.25After 10 months: €295.83 rate · balance €10,295.83After 11 months: €325.42 rate · balance €10,325.42After 12 months: €355.00 rate · balance €10,355.00After 13 months: €384.58 rate · balance €10,384.58After 14 months: €414.17 rate · balance €10,414.17After 15 months: €443.75 rate · balance €10,443.75After 16 months: €473.33 rate · balance €10,473.33After 17 months: €502.92 rate · balance €10,502.92After 18 months: €532.50 rate · balance €10,532.50After 19 months: €562.08 rate · balance €10,562.08After 20 months: €591.67 rate · balance €10,591.67After 21 months: €621.25 rate · balance €10,621.25After 22 months: €650.83 rate · balance €10,650.83After 23 months: €680.42 rate · balance €10,680.42After 24 months: €710.00 rate · balance €10,710.00After 25 months: €739.58 rate · balance €10,739.58After 26 months: €769.17 rate · balance €10,769.17After 27 months: €798.75 rate · balance €10,798.75After 28 months: €828.33 rate · balance €10,828.33After 29 months: €857.92 rate · balance €10,857.92After 30 months: €887.50 rate · balance €10,887.50After 31 months: €917.08 rate · balance €10,917.08After 32 months: €946.67 rate · balance €10,946.67After 33 months: €976.25 rate · balance €10,976.25After 34 months: €1,005.83 rate · balance €11,005.83After 35 months: €1,035.42 rate · balance €11,035.42After 36 months: €1,065.00 rate · balance €11,065.00After 37 months: €1,094.58 rate · balance €11,094.58After 38 months: €1,124.17 rate · balance €11,124.17After 39 months: €1,153.75 rate · balance €11,153.75After 40 months: €1,183.33 rate · balance €11,183.33After 41 months: €1,212.92 rate · balance €11,212.92After 42 months: €1,242.50 rate · balance €11,242.50After 43 months: €1,272.08 rate · balance €11,272.08After 44 months: €1,301.67 rate · balance €11,301.67After 45 months: €1,331.25 rate · balance €11,331.25After 46 months: €1,360.83 rate · balance €11,360.83After 47 months: €1,390.42 rate · balance €11,390.42After 48 months: €1,420.00 rate · balance €11,420.00
Per year
AfterInterest up to thenBalance
1 year€355€10,355
2 years€710€10,710
3 years€1,065€11,065
4 years€1,420€11,420

Rate and conditions

BalanceRate
€0 – and up3.55%
Interest payout
end of term, paid out
Fees
none
Rate valid since
22 Sep 2026
Access
4 years fixed · early withdrawal unknown
Term
4 years
Minimum deposit
€2,000
Maximum deposit
not stated
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Rente wordt aan het einde van de looptijd uitgekeerd
  • Minimale inleg € 2.000; rentetarieven op jaarbasis

Deposit guarantee

€10,000 fully protected
Dutch scheme

Yapi Kredi Bank Nederland N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Yapi Kredi Bank Nederland N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
 source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Netherlands withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

1.50%2.00%2.50%3.00%3.50%4.00%27 Jan 202315 Dec 2024now3.55%2.95% from 27 Jan 2023 until 5 Jun 20232.90% from 27 Jan 2023 until 5 Jun 20232.95% from 27 Jan 2023 until 5 Jun 20232.95% from 27 Jan 2023 until 5 Jun 20233.05% from 5 Jun 2023 until 1 Dec 20233.00% from 5 Jun 2023 until 1 Dec 20233.05% from 5 Jun 2023 until 1 Dec 20233.00% from 5 Jun 2023 until 1 Dec 20233.05% from 5 Jun 2023 until 1 Dec 20233.00% from 5 Jun 2023 until 1 Dec 20233.05% from 5 Jun 2023 until 1 Dec 20233.00% from 5 Jun 2023 until 1 Dec 20233.05% from 5 Jun 2023 until 1 Dec 20233.00% from 5 Jun 2023 until 1 Dec 20233.05% from 5 Jun 2023 until 1 Dec 20233.00% from 5 Jun 2023 until 1 Dec 20233.75% from 1 Dec 2023 until 27 Feb 20243.55% from 1 Dec 2023 until 27 Feb 20243.75% from 1 Dec 2023 until 27 Feb 20243.55% from 1 Dec 2023 until 27 Feb 20243.15% from 27 Feb 2024 until 14 Apr 20243.00% from 27 Feb 2024 until 14 Apr 20243.15% from 27 Feb 2024 until 14 Apr 20243.00% from 27 Feb 2024 until 14 Apr 20243.15% from 14 Apr 2024 until 25 May 20243.00% from 14 Apr 2024 until 25 May 20243.15% from 25 May 2024 until 5 Aug 20243.00% from 25 May 2024 until 5 Aug 20243.00% from 25 May 2024 until 5 Aug 20243.15% from 25 May 2024 until 5 Aug 20243.15% from 25 May 2024 until 5 Aug 20243.00% from 25 May 2024 until 5 Aug 20243.15% from 5 Aug 2024 until 11 Sep 20243.00% from 5 Aug 2024 until 11 Sep 20242.85% from 11 Sep 2024 until 11 Oct 20242.70% from 11 Sep 2024 until 11 Oct 20242.85% from 11 Oct 2024 until 6 Nov 20242.70% from 11 Oct 2024 until 6 Nov 20242.85% from 6 Nov 2024 until 4 Dec 20242.70% from 6 Nov 2024 until 4 Dec 20242.70% from 4 Dec 2024 until 12 Jan 20252.85% from 4 Dec 2024 until 12 Jan 20252.60% from 12 Jan 2025 until 12 Feb 20252.70% from 12 Feb 2025 until 22 Mar 20252.40% from 22 Mar 2025 until 13 Jun 20252.20% from 13 Jun 2025 until 16 Mar 20262.50% from 16 Mar 2026 until 15 May 20262.85% from 15 May 2026 until 2 Sep 20263.20% from 2 Sep 2026 until 22 Sep 20263.55% from 22 Sep 2026 until now
FromRateUntil
22 Sep 20263.55%current
2 Sep 20263.20%22 Sep 2026
15 May 20262.85%2 Sep 2026web archive
16 Mar 20262.50%15 May 2026web archive
13 Jun 20252.20%16 Mar 2026web archive
22 Mar 20252.40%13 Jun 2025web archive
12 Feb 20252.70%22 Mar 2025web archive
12 Jan 20252.60%12 Feb 2025web archive
4 Dec 20242.70%12 Jan 2025web archive
4 Dec 20242.85%12 Jan 2025web archive
6 Nov 20242.85%4 Dec 2024web archive
6 Nov 20242.70%4 Dec 2024web archive
11 Oct 20242.85%6 Nov 2024web archive
11 Oct 20242.70%6 Nov 2024web archive
11 Sep 20242.85%11 Oct 2024web archive
11 Sep 20242.70%11 Oct 2024web archive
5 Aug 20243.15%11 Sep 2024web archive
5 Aug 20243.00%11 Sep 2024web archive
25 May 20243.15%5 Aug 2024web archive
25 May 20243.00%5 Aug 2024web archive
25 May 20243.00%5 Aug 2024web archive
25 May 20243.15%5 Aug 2024web archive
25 May 20243.15%5 Aug 2024web archive
25 May 20243.00%5 Aug 2024web archive
14 Apr 20243.15%25 May 2024web archive
14 Apr 20243.00%25 May 2024web archive
27 Feb 20243.15%14 Apr 2024web archive
27 Feb 20243.00%14 Apr 2024web archive
27 Feb 20243.15%14 Apr 2024web archive
27 Feb 20243.00%14 Apr 2024web archive
1 Dec 20233.75%27 Feb 2024web archive
1 Dec 20233.55%27 Feb 2024web archive
1 Dec 20233.75%27 Feb 2024web archive
1 Dec 20233.55%27 Feb 2024web archive
5 Jun 20233.05%1 Dec 2023web archive
5 Jun 20233.00%1 Dec 2023web archive
5 Jun 20233.05%1 Dec 2023web archive
5 Jun 20233.00%1 Dec 2023web archive
5 Jun 20233.05%1 Dec 2023web archive
5 Jun 20233.00%1 Dec 2023web archive
5 Jun 20233.05%1 Dec 2023web archive
5 Jun 20233.00%1 Dec 2023web archive
5 Jun 20233.05%1 Dec 2023web archive
5 Jun 20233.00%1 Dec 2023web archive
5 Jun 20233.05%1 Dec 2023web archive
5 Jun 20233.00%1 Dec 2023web archive
27 Jan 20232.95%5 Jun 2023web archive
27 Jan 20232.90%5 Jun 2023web archive
27 Jan 20232.95%5 Jun 2023web archive
27 Jan 20232.95%5 Jun 2023web archive

All historic rates of Yapı Kredi →All savings products of Yapı Kredi →

  • 22 Sep 2026Yapı Kredi – Euro-Plus Deposito (48 mo): 3.20% → 3.55%
  • 2 Sep 2026New: Yapı Kredi – Euro-Plus Deposito (48 mo) 3.20%

Rate checked on 2 Nov 2026.

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