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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Yapı Kredi
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Yapı KrediEuro-Plus Deposito

Deposit · 4 years · Yapi Kredi Bank Nederland N.V. · Netherlands · Directly at the bank
Open an account at Yapı Kredi
Rate
3.20%
4 years fixed
EffectiveThe effective annual rate for €16,800: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable. Interest is only paid at maturity and earns no interest on interest in between, which makes the comparable annual rate slightly lower.
3.06%
for €16,800
Your return on €16,800
€514
per year, annualised · €2,150 total over 4 years
Deposit guarantee
€16,800 fully protected
Dutch scheme

Yapi Kredi Bank Nederland N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €16,800

Gross interest over 4 years: €2,150.
Interest built up over 4 years
€ 0€ 1k€ 2kstart2 yrs4 yrs€2,150After 1 month: €44.80 rate · balance €16,844.80After 2 months: €89.60 rate · balance €16,889.60

Rate and conditions

BalanceRate
€0 – and up3.20%
Interest payout
end of term, paid out
Fees
none
Rate valid since
17 Aug 2026
Access
4 years fixed · early withdrawal unknown
Term
4 years
Minimum deposit
€2,000
Maximum deposit
not stated
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Rente wordt aan het einde van de looptijd uitgekeerd
  • Minimale inleg € 2.000; rentetarieven op jaarbasis

Deposit guarantee

€16,800 fully protected
Dutch scheme

Yapi Kredi Bank Nederland N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Yapi Kredi Bank Nederland N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rate history

3.20% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Yapı Kredi →All savings products of Yapı Kredi →

  • 2 Sep 2026New: Yapı Kredi – Euro-Plus Deposito (48 mo) 3.20%

Rate checked on 18 Sep 2026.

Other offers from Yapı Kredi

Instant access · 3.30% · Direct3 months · 2.00% · Direct6 months · 2.00% · Direct9 months · 2.00% · Direct1 year · 3.10% · Direct2 years · 3.10% · Direct2 years · 3.20% · Direct3 years · 3.15% · Direct3 years · · Direct
After 3 months: €134.40 rate · balance €16,934.40After 4 months: €179.20 rate · balance €16,979.20After 5 months: €224 rate · balance €17,024After 6 months: €268.80 rate · balance €17,068.80After 7 months: €313.60 rate · balance €17,113.60After 8 months: €358.40 rate · balance €17,158.40After 9 months: €403.20 rate · balance €17,203.20After 10 months: €448.00 rate · balance €17,248After 11 months: €492.80 rate · balance €17,292.80After 12 months: €537.60 rate · balance €17,337.60After 13 months: €582.40 rate · balance €17,382.40After 14 months: €627.20 rate · balance €17,427.20After 15 months: €672.00 rate · balance €17,472After 16 months: €716.80 rate · balance €17,516.80After 17 months: €761.60 rate · balance €17,561.60After 18 months: €806.40 rate · balance €17,606.40After 19 months: €851.20 rate · balance €17,651.20After 20 months: €896.00 rate · balance €17,696After 21 months: €940.80 rate · balance €17,740.80After 22 months: €985.60 rate · balance €17,785.60After 23 months: €1,030.40 rate · balance €17,830.40After 24 months: €1,075.20 rate · balance €17,875.20After 25 months: €1,120.00 rate · balance €17,920After 26 months: €1,164.80 rate · balance €17,964.80After 27 months: €1,209.60 rate · balance €18,009.60After 28 months: €1,254.40 rate · balance €18,054.40After 29 months: €1,299.20 rate · balance €18,099.20After 30 months: €1,344.00 rate · balance €18,144After 31 months: €1,388.80 rate · balance €18,188.80After 32 months: €1,433.60 rate · balance €18,233.60After 33 months: €1,478.40 rate · balance €18,278.40After 34 months: €1,523.20 rate · balance €18,323.20After 35 months: €1,568.00 rate · balance €18,368After 36 months: €1,612.80 rate · balance €18,412.80After 37 months: €1,657.60 rate · balance €18,457.60After 38 months: €1,702.40 rate · balance €18,502.40After 39 months: €1,747.20 rate · balance €18,547.20After 40 months: €1,792.00 rate · balance €18,592After 41 months: €1,836.80 rate · balance €18,636.80After 42 months: €1,881.60 rate · balance €18,681.60After 43 months: €1,926.40 rate · balance €18,726.40After 44 months: €1,971.20 rate · balance €18,771.20After 45 months: €2,016.00 rate · balance €18,816After 46 months: €2,060.80 rate · balance €18,860.80After 47 months: €2,105.60 rate · balance €18,905.60After 48 months: €2,150.40 rate · balance €18,950.40
€ 0€ 1k€ 2kstart1 yr2 yrs3 yrs4 yrs€2,150After 1 month: €44.80 rate · balance €16,844.80After 2 months: €89.60 rate · balance €16,889.60After 3 months: €134.40 rate · balance €16,934.40After 4 months: €179.20 rate · balance €16,979.20After 5 months: €224 rate · balance €17,024After 6 months: €268.80 rate · balance €17,068.80After 7 months: €313.60 rate · balance €17,113.60After 8 months: €358.40 rate · balance €17,158.40After 9 months: €403.20 rate · balance €17,203.20After 10 months: €448.00 rate · balance €17,248After 11 months: €492.80 rate · balance €17,292.80After 12 months: €537.60 rate · balance €17,337.60After 13 months: €582.40 rate · balance €17,382.40After 14 months: €627.20 rate · balance €17,427.20After 15 months: €672.00 rate · balance €17,472After 16 months: €716.80 rate · balance €17,516.80After 17 months: €761.60 rate · balance €17,561.60After 18 months: €806.40 rate · balance €17,606.40After 19 months: €851.20 rate · balance €17,651.20After 20 months: €896.00 rate · balance €17,696After 21 months: €940.80 rate · balance €17,740.80After 22 months: €985.60 rate · balance €17,785.60After 23 months: €1,030.40 rate · balance €17,830.40After 24 months: €1,075.20 rate · balance €17,875.20After 25 months: €1,120.00 rate · balance €17,920After 26 months: €1,164.80 rate · balance €17,964.80After 27 months: €1,209.60 rate · balance €18,009.60After 28 months: €1,254.40 rate · balance €18,054.40After 29 months: €1,299.20 rate · balance €18,099.20After 30 months: €1,344.00 rate · balance €18,144After 31 months: €1,388.80 rate · balance €18,188.80After 32 months: €1,433.60 rate · balance €18,233.60After 33 months: €1,478.40 rate · balance €18,278.40After 34 months: €1,523.20 rate · balance €18,323.20After 35 months: €1,568.00 rate · balance €18,368After 36 months: €1,612.80 rate · balance €18,412.80After 37 months: €1,657.60 rate · balance €18,457.60After 38 months: €1,702.40 rate · balance €18,502.40After 39 months: €1,747.20 rate · balance €18,547.20After 40 months: €1,792.00 rate · balance €18,592After 41 months: €1,836.80 rate · balance €18,636.80After 42 months: €1,881.60 rate · balance €18,681.60After 43 months: €1,926.40 rate · balance €18,726.40After 44 months: €1,971.20 rate · balance €18,771.20After 45 months: €2,016.00 rate · balance €18,816After 46 months: €2,060.80 rate · balance €18,860.80After 47 months: €2,105.60 rate · balance €18,905.60After 48 months: €2,150.40 rate · balance €18,950.40
Per year
AfterInterest up to thenBalance
1 year€538€17,338
2 years€1,075€17,875
3 years€1,613€18,413
4 years€2,150€18,950

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

3.15%
4 years · 3.20% · Direct
5 years · 3.35% · Direct
5 years · 3.35% · Direct
6 years · 3.10% · Direct
6 years · 3.10% · Direct
7 years · 3.10% · Direct
7 years · 3.10% · Direct
8 years · 3.10% · Direct
8 years · 3.10% · Direct
9 years · 3.10% · Direct
9 years · 3.10% · Direct
10 years · 3.10% · Direct
10 years · 3.10% · Direct