Spaarradar

Yapı KrediEuro-Plus Deposito

Deposit · 6 months · Yapi Kredi Bank Nederland N.V. · Netherlands · Directly at the bank
Open an account at Yapı Kredi
Rate
2.00%
6 months fixed
since 2 Sep 2026
EffectiveThe effective annual rate for €16,600: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable.
2.01%
for €16,600
Your return on €16,600
€334
per year, annualised · €166 total over 6 months
Deposit guarantee
€16,600 fully protected
Dutch scheme

Yapi Kredi Bank Nederland N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €16,600

Gross interest over 6 months: €166.
Interest built up over 6 months
€ 0€ 100start6 mo€166After 1 month: €27.67 rate · balance €16,627.67After 2 months: €55.33 rate · balance €16,655.33After 3 months: €83.00 rate · balance €16,683.00After 4 months: €110.67 rate · balance €16,710.67After 5 months: €138.33 rate · balance €16,738.33After 6 months: €166.00 rate · balance €16,766.00

Rate and conditions

BalanceRate
€0 – and up2.00%
Interest payout
end of term, paid out
Fees
none
Rate valid since
17 Aug 2026
Access
6 months fixed · early withdrawal unknown
Term
6 months
Minimum deposit
€2,000
Maximum deposit
not stated
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Rente wordt aan het einde van de looptijd uitgekeerd
  • Minimale inleg € 2.000; rentetarieven op jaarbasis

Deposit guarantee

€16,600 fully protected
Dutch scheme

Yapi Kredi Bank Nederland N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Yapi Kredi Bank Nederland N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
 source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Netherlands withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

0.00%0.50%1.00%1.50%2.00%2.50%3.00%3.50%27 Jun 202230 Aug 2024now2.00%0.01% from 27 Jun 2022 until 27 Jan 20231.00% from 27 Jan 2023 until 5 Jun 20231.60% from 5 Jun 2023 until 1 Dec 20232.75% from 1 Dec 2023 until 12 Jan 20252.50% from 12 Jan 2025 until 22 Mar 20252.20% from 22 Mar 2025 until 13 Jun 20252.00% from 13 Jun 2025 until 2 Sep 20262.00% from 2 Sep 2026 until now
FromRateUntil
2 Sep 20262.00%current
13 Jun 20252.00%2 Sep 2026web archive
22 Mar 20252.20%13 Jun 2025web archive
12 Jan 20252.50%22 Mar 2025web archive
1 Dec 20232.75%12 Jan 2025web archive
5 Jun 20231.60%1 Dec 2023web archive
27 Jan 20231.00%5 Jun 2023web archive
27 Jun 20220.01%27 Jan 2023web archive

All historic rates of Yapı Kredi →All savings products of Yapı Kredi →

  • 2 Sep 2026New: Yapı Kredi – Euro-Plus Deposito (6 mo) 2.00%

Rate checked on 2 Nov 2026.

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