Spaarradar

Yapı KrediEuro-Plus Deposito (jaarlijkse rente-uitkering)

Deposit · 5 years · Yapi Kredi Bank Nederland N.V. · Netherlands · Directly at the bank
Open an account at Yapı Kredi
Rate
3.55%
5 years fixed
since 22 Sep 2026
Your return on €10,000
€355
per year, annualised · €1,775 total over 5 years
Deposit guarantee
€10,000 fully protected
Dutch scheme

Yapi Kredi Bank Nederland N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €10,000

Gross interest over 5 years: €1,775.
Interest built up over 5 years
€ 0€ 1kstart2 yrs4 yrs€1,775After 1 month: €29.58 rate · balance €10,029.58After 2 months: €59.17 rate · balance €10,059.17After 3 months: €88.75 rate · balance €10,088.75After 4 months: €118.33 rate · balance €10,118.33After 5 months: €147.92 rate · balance €10,147.92After 6 months: €177.50 rate · balance €10,177.50After 7 months: €207.08 rate · balance €10,207.08After 8 months: €236.67 rate · balance €10,236.67After 9 months: €266.25 rate · balance €10,266.25After 10 months: €295.83 rate · balance €10,295.83After 11 months: €325.42 rate · balance €10,325.42After 12 months: €355.00 rate · balance €10,355.00After 13 months: €384.58 rate · balance €10,384.58After 14 months: €414.17 rate · balance €10,414.17After 15 months: €443.75 rate · balance €10,443.75After 16 months: €473.33 rate · balance €10,473.33After 17 months: €502.92 rate · balance €10,502.92After 18 months: €532.50 rate · balance €10,532.50After 19 months: €562.08 rate · balance €10,562.08After 20 months: €591.67 rate · balance €10,591.67After 21 months: €621.25 rate · balance €10,621.25After 22 months: €650.83 rate · balance €10,650.83After 23 months: €680.42 rate · balance €10,680.42After 24 months: €710.00 rate · balance €10,710.00After 25 months: €739.58 rate · balance €10,739.58After 26 months: €769.17 rate · balance €10,769.17After 27 months: €798.75 rate · balance €10,798.75After 28 months: €828.33 rate · balance €10,828.33After 29 months: €857.92 rate · balance €10,857.92After 30 months: €887.50 rate · balance €10,887.50After 31 months: €917.08 rate · balance €10,917.08After 32 months: €946.67 rate · balance €10,946.67After 33 months: €976.25 rate · balance €10,976.25After 34 months: €1,005.83 rate · balance €11,005.83After 35 months: €1,035.42 rate · balance €11,035.42After 36 months: €1,065.00 rate · balance €11,065.00After 37 months: €1,094.58 rate · balance €11,094.58After 38 months: €1,124.17 rate · balance €11,124.17After 39 months: €1,153.75 rate · balance €11,153.75After 40 months: €1,183.33 rate · balance €11,183.33After 41 months: €1,212.92 rate · balance €11,212.92After 42 months: €1,242.50 rate · balance €11,242.50After 43 months: €1,272.08 rate · balance €11,272.08After 44 months: €1,301.67 rate · balance €11,301.67After 45 months: €1,331.25 rate · balance €11,331.25After 46 months: €1,360.83 rate · balance €11,360.83After 47 months: €1,390.42 rate · balance €11,390.42After 48 months: €1,420.00 rate · balance €11,420.00After 49 months: €1,449.58 rate · balance €11,449.58After 50 months: €1,479.17 rate · balance €11,479.17After 51 months: €1,508.75 rate · balance €11,508.75After 52 months: €1,538.33 rate · balance €11,538.33After 53 months: €1,567.91 rate · balance €11,567.91After 54 months: €1,597.50 rate · balance €11,597.50After 55 months: €1,627.08 rate · balance €11,627.08After 56 months: €1,656.66 rate · balance €11,656.66After 57 months: €1,686.25 rate · balance €11,686.25After 58 months: €1,715.83 rate · balance €11,715.83After 59 months: €1,745.41 rate · balance €11,745.41After 60 months: €1,775.00 rate · balance €11,775.00
Per year
AfterInterest up to thenBalance
1 year€355€10,355
2 years€710€10,710
3 years€1,065€11,065
4 years€1,420€11,420
5 years€1,775€11,775

Rate and conditions

BalanceRate
€0 – and up3.55%
Interest payout
yearly, paid out
Fees
none
Rate valid since
22 Sep 2026
Access
5 years fixed · early withdrawal unknown
Term
5 years
Minimum deposit
€2,000
Maximum deposit
not stated
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Rente wordt jaarlijks uitgekeerd
  • Minimale inleg € 2.000; rentetarieven op jaarbasis

Deposit guarantee

€10,000 fully protected
Dutch scheme

Yapi Kredi Bank Nederland N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Yapi Kredi Bank Nederland N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
 source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Netherlands withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

1.50%2.00%2.50%3.00%3.50%4.00%27 Jan 202315 Dec 2024now3.55%2.90% from 27 Jan 2023 until 5 Jun 20232.95% from 27 Jan 2023 until 5 Jun 20232.90% from 27 Jan 2023 until 5 Jun 20233.00% from 5 Jun 2023 until 1 Dec 20233.05% from 5 Jun 2023 until 1 Dec 20233.00% from 5 Jun 2023 until 1 Dec 20233.05% from 5 Jun 2023 until 1 Dec 20233.00% from 5 Jun 2023 until 1 Dec 20233.05% from 5 Jun 2023 until 1 Dec 20233.00% from 5 Jun 2023 until 1 Dec 20233.05% from 5 Jun 2023 until 1 Dec 20233.00% from 5 Jun 2023 until 1 Dec 20233.05% from 5 Jun 2023 until 1 Dec 20233.00% from 5 Jun 2023 until 1 Dec 20233.05% from 5 Jun 2023 until 1 Dec 20233.50% from 1 Dec 2023 until 27 Feb 20243.75% from 1 Dec 2023 until 27 Feb 20243.50% from 1 Dec 2023 until 27 Feb 20243.75% from 1 Dec 2023 until 27 Feb 20243.20% from 27 Feb 2024 until 14 Apr 20243.00% from 27 Feb 2024 until 14 Apr 20243.20% from 27 Feb 2024 until 14 Apr 20243.00% from 27 Feb 2024 until 14 Apr 20243.00% from 14 Apr 2024 until 25 May 20243.20% from 14 Apr 2024 until 25 May 20243.00% from 25 May 2024 until 5 Aug 20243.20% from 25 May 2024 until 5 Aug 20243.00% from 25 May 2024 until 5 Aug 20243.20% from 25 May 2024 until 5 Aug 20243.00% from 25 May 2024 until 5 Aug 20243.20% from 25 May 2024 until 5 Aug 20243.00% from 5 Aug 2024 until 11 Sep 20243.20% from 5 Aug 2024 until 11 Sep 20242.60% from 11 Sep 2024 until 11 Oct 20242.80% from 11 Sep 2024 until 11 Oct 20242.60% from 11 Oct 2024 until 6 Nov 20242.80% from 11 Oct 2024 until 6 Nov 20242.60% from 6 Nov 2024 until 4 Dec 20242.80% from 6 Nov 2024 until 4 Dec 20242.60% from 4 Dec 2024 until 12 Jan 20252.80% from 4 Dec 2024 until 12 Jan 20252.60% from 12 Jan 2025 until 12 Feb 20252.75% from 12 Jan 2025 until 12 Feb 20252.75% from 12 Feb 2025 until 22 Mar 20252.40% from 22 Mar 2025 until 13 Jun 20252.20% from 13 Jun 2025 until 16 Mar 20262.50% from 16 Mar 2026 until 15 May 20263.05% from 15 May 2026 until 2 Sep 20263.35% from 2 Sep 2026 until 22 Sep 20263.55% from 22 Sep 2026 until now
FromRateUntil
22 Sep 20263.55%current
2 Sep 20263.35%22 Sep 2026
15 May 20263.05%2 Sep 2026web archive
16 Mar 20262.50%15 May 2026web archive
13 Jun 20252.20%16 Mar 2026web archive
22 Mar 20252.40%13 Jun 2025web archive
12 Feb 20252.75%22 Mar 2025web archive
12 Jan 20252.60%12 Feb 2025web archive
12 Jan 20252.75%12 Feb 2025web archive
4 Dec 20242.60%12 Jan 2025web archive
4 Dec 20242.80%12 Jan 2025web archive
6 Nov 20242.60%4 Dec 2024web archive
6 Nov 20242.80%4 Dec 2024web archive
11 Oct 20242.60%6 Nov 2024web archive
11 Oct 20242.80%6 Nov 2024web archive
11 Sep 20242.60%11 Oct 2024web archive
11 Sep 20242.80%11 Oct 2024web archive
5 Aug 20243.00%11 Sep 2024web archive
5 Aug 20243.20%11 Sep 2024web archive
25 May 20243.00%5 Aug 2024web archive
25 May 20243.20%5 Aug 2024web archive
25 May 20243.00%5 Aug 2024web archive
25 May 20243.20%5 Aug 2024web archive
25 May 20243.00%5 Aug 2024web archive
25 May 20243.20%5 Aug 2024web archive
14 Apr 20243.00%25 May 2024web archive
14 Apr 20243.20%25 May 2024web archive
27 Feb 20243.20%14 Apr 2024web archive
27 Feb 20243.00%14 Apr 2024web archive
27 Feb 20243.20%14 Apr 2024web archive
27 Feb 20243.00%14 Apr 2024web archive
1 Dec 20233.50%27 Feb 2024web archive
1 Dec 20233.75%27 Feb 2024web archive
1 Dec 20233.50%27 Feb 2024web archive
1 Dec 20233.75%27 Feb 2024web archive
5 Jun 20233.00%1 Dec 2023web archive
5 Jun 20233.05%1 Dec 2023web archive
5 Jun 20233.00%1 Dec 2023web archive
5 Jun 20233.05%1 Dec 2023web archive
5 Jun 20233.00%1 Dec 2023web archive
5 Jun 20233.05%1 Dec 2023web archive
5 Jun 20233.00%1 Dec 2023web archive
5 Jun 20233.05%1 Dec 2023web archive
5 Jun 20233.00%1 Dec 2023web archive
5 Jun 20233.05%1 Dec 2023web archive
5 Jun 20233.00%1 Dec 2023web archive
5 Jun 20233.05%1 Dec 2023web archive
27 Jan 20232.90%5 Jun 2023web archive
27 Jan 20232.95%5 Jun 2023web archive
27 Jan 20232.90%5 Jun 2023web archive

All historic rates of Yapı Kredi →All savings products of Yapı Kredi →

  • 22 Sep 2026Yapı Kredi – Euro-Plus Deposito (jaarlijkse rente-uitkering) (60 mo): 3.35% → 3.55%
  • 2 Sep 2026New: Yapı Kredi – Euro-Plus Deposito (jaarlijkse rente-uitkering) (60 mo) 3.35%

Rate checked on 2 Nov 2026.

Other offers from Yapı Kredi

Instant access · 3.30% · Direct3 months · 2.00% · Direct6 months · 2.00% · Direct9 months · 2.00% · Direct1 year · 3.10% · Direct2 years · 3.10% · Direct2 years · 3.20% · Direct3 years · 3.40% · Direct3 years · 3.40% · Direct4 years · 3.55% · Direct4 years · 3.55% · Direct5 years · 3.55% · Direct6 years · 3.10% · Direct6 years · 3.10% · Direct7 years · 3.10% · Direct7 years · 3.10% · Direct8 years · 3.10% · Direct8 years · 3.10% · Direct9 years · 3.10% · Direct9 years · 3.10% · Direct10 years · 3.10% · Direct10 years · 3.10% · Direct