Spaarradar

Yapı KrediEuro-Plus Deposito (jaarlijkse rente-uitkering)

Deposit · 5 years · Yapi Kredi Bank Nederland N.V. · Netherlands · Directly at the bank
Open an account at Yapı Kredi
Rate
3.55%
5 years fixed
since 22 Sep 2026
Your return on €100,000
€3,550
per year, annualised · €17,750 total over 5 years
Deposit guarantee
€100,000 fully protected
Dutch scheme

Yapi Kredi Bank Nederland N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €100,000

Gross interest over 5 years: €17,750.
Interest built up over 5 years
€ 0€ 10kstart2 yrs4 yrs€17,750After 1 month: €295.83 rate · balance €100,295.83After 2 months: €591.67 rate · balance €100,591.67After 3 months: €887.50 rate · balance €100,887.50After 4 months: €1,183.33 rate · balance €101,183.33After 5 months: €1,479.17 rate · balance €101,479.17After 6 months: €1,775.00 rate · balance €101,775.00After 7 months: €2,070.83 rate · balance €102,070.83After 8 months: €2,366.67 rate · balance €102,366.67After 9 months: €2,662.50 rate · balance €102,662.50After 10 months: €2,958.33 rate · balance €102,958.33After 11 months: €3,254.17 rate · balance €103,254.17After 12 months: €3,550.00 rate · balance €103,550.00After 13 months: €3,845.83 rate · balance €103,845.83After 14 months: €4,141.67 rate · balance €104,141.67After 15 months: €4,437.50 rate · balance €104,437.50After 16 months: €4,733.33 rate · balance €104,733.33After 17 months: €5,029.17 rate · balance €105,029.17After 18 months: €5,325.00 rate · balance €105,325.00After 19 months: €5,620.83 rate · balance €105,620.83After 20 months: €5,916.67 rate · balance €105,916.67After 21 months: €6,212.50 rate · balance €106,212.50After 22 months: €6,508.33 rate · balance €106,508.33After 23 months: €6,804.17 rate · balance €106,804.17After 24 months: €7,100.00 rate · balance €107,100.00After 25 months: €7,395.83 rate · balance €107,395.83After 26 months: €7,691.67 rate · balance €107,691.67After 27 months: €7,987.50 rate · balance €107,987.50After 28 months: €8,283.33 rate · balance €108,283.33After 29 months: €8,579.17 rate · balance €108,579.17After 30 months: €8,875.00 rate · balance €108,875.00After 31 months: €9,170.83 rate · balance €109,170.83After 32 months: €9,466.67 rate · balance €109,466.67After 33 months: €9,762.50 rate · balance €109,762.50After 34 months: €10,058.33 rate · balance €110,058.33After 35 months: €10,354.17 rate · balance €110,354.17After 36 months: €10,650.00 rate · balance €110,650.00After 37 months: €10,945.83 rate · balance €110,945.83After 38 months: €11,241.67 rate · balance €111,241.67After 39 months: €11,537.50 rate · balance €111,537.50After 40 months: €11,833.33 rate · balance €111,833.33After 41 months: €12,129.17 rate · balance €112,129.17After 42 months: €12,425.00 rate · balance €112,425.00After 43 months: €12,720.83 rate · balance €112,720.83After 44 months: €13,016.67 rate · balance €113,016.67After 45 months: €13,312.50 rate · balance €113,312.50After 46 months: €13,608.33 rate · balance €113,608.33After 47 months: €13,904.17 rate · balance €113,904.17After 48 months: €14,200.00 rate · balance €114,200.00After 49 months: €14,495.83 rate · balance €114,495.83After 50 months: €14,791.67 rate · balance €114,791.67After 51 months: €15,087.50 rate · balance €115,087.50After 52 months: €15,383.33 rate · balance €115,383.33After 53 months: €15,679.16 rate · balance €115,679.16After 54 months: €15,975.00 rate · balance €115,975.00After 55 months: €16,270.83 rate · balance €116,270.83After 56 months: €16,566.66 rate · balance €116,566.66After 57 months: €16,862.50 rate · balance €116,862.50After 58 months: €17,158.33 rate · balance €117,158.33After 59 months: €17,454.16 rate · balance €117,454.16After 60 months: €17,750.00 rate · balance €117,750.00
Per year
AfterInterest up to thenBalance
1 year€3,550€103,550
2 years€7,100€107,100
3 years€10,650€110,650
4 years€14,200€114,200
5 years€17,750€117,750

Rate and conditions

BalanceRate
€0 – and up3.55%
Interest payout
yearly, paid out
Fees
none
Rate valid since
22 Sep 2026
Access
5 years fixed · early withdrawal unknown
Term
5 years
Minimum deposit
€2,000
Maximum deposit
not stated
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Rente wordt jaarlijks uitgekeerd
  • Minimale inleg € 2.000; rentetarieven op jaarbasis

Deposit guarantee

€100,000 fully protected
Dutch scheme

Yapi Kredi Bank Nederland N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Yapi Kredi Bank Nederland N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
 source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Netherlands withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

1.50%2.00%2.50%3.00%3.50%4.00%27 Jan 202315 Dec 2024now3.55%2.90% from 27 Jan 2023 until 5 Jun 20232.95% from 27 Jan 2023 until 5 Jun 20232.90% from 27 Jan 2023 until 5 Jun 20233.00% from 5 Jun 2023 until 1 Dec 20233.05% from 5 Jun 2023 until 1 Dec 20233.00% from 5 Jun 2023 until 1 Dec 20233.05% from 5 Jun 2023 until 1 Dec 20233.00% from 5 Jun 2023 until 1 Dec 20233.05% from 5 Jun 2023 until 1 Dec 20233.00% from 5 Jun 2023 until 1 Dec 20233.05% from 5 Jun 2023 until 1 Dec 20233.00% from 5 Jun 2023 until 1 Dec 20233.05% from 5 Jun 2023 until 1 Dec 20233.00% from 5 Jun 2023 until 1 Dec 20233.05% from 5 Jun 2023 until 1 Dec 20233.50% from 1 Dec 2023 until 27 Feb 20243.75% from 1 Dec 2023 until 27 Feb 20243.50% from 1 Dec 2023 until 27 Feb 20243.75% from 1 Dec 2023 until 27 Feb 20243.20% from 27 Feb 2024 until 14 Apr 20243.00% from 27 Feb 2024 until 14 Apr 20243.20% from 27 Feb 2024 until 14 Apr 20243.00% from 27 Feb 2024 until 14 Apr 20243.00% from 14 Apr 2024 until 25 May 20243.20% from 14 Apr 2024 until 25 May 20243.00% from 25 May 2024 until 5 Aug 20243.20% from 25 May 2024 until 5 Aug 20243.00% from 25 May 2024 until 5 Aug 20243.20% from 25 May 2024 until 5 Aug 20243.00% from 25 May 2024 until 5 Aug 20243.20% from 25 May 2024 until 5 Aug 20243.00% from 5 Aug 2024 until 11 Sep 20243.20% from 5 Aug 2024 until 11 Sep 20242.60% from 11 Sep 2024 until 11 Oct 20242.80% from 11 Sep 2024 until 11 Oct 20242.60% from 11 Oct 2024 until 6 Nov 20242.80% from 11 Oct 2024 until 6 Nov 20242.60% from 6 Nov 2024 until 4 Dec 20242.80% from 6 Nov 2024 until 4 Dec 20242.60% from 4 Dec 2024 until 12 Jan 20252.80% from 4 Dec 2024 until 12 Jan 20252.60% from 12 Jan 2025 until 12 Feb 20252.75% from 12 Jan 2025 until 12 Feb 20252.75% from 12 Feb 2025 until 22 Mar 20252.40% from 22 Mar 2025 until 13 Jun 20252.20% from 13 Jun 2025 until 16 Mar 20262.50% from 16 Mar 2026 until 15 May 20263.05% from 15 May 2026 until 2 Sep 20263.35% from 2 Sep 2026 until 22 Sep 20263.55% from 22 Sep 2026 until now
FromRateUntil
22 Sep 20263.55%current
2 Sep 20263.35%22 Sep 2026
15 May 20263.05%2 Sep 2026web archive
16 Mar 20262.50%15 May 2026web archive
13 Jun 20252.20%16 Mar 2026web archive
22 Mar 20252.40%13 Jun 2025web archive
12 Feb 20252.75%22 Mar 2025web archive
12 Jan 20252.60%12 Feb 2025web archive
12 Jan 20252.75%12 Feb 2025web archive
4 Dec 20242.60%12 Jan 2025web archive
4 Dec 20242.80%12 Jan 2025web archive
6 Nov 20242.60%4 Dec 2024web archive
6 Nov 20242.80%4 Dec 2024web archive
11 Oct 20242.60%6 Nov 2024web archive
11 Oct 20242.80%6 Nov 2024web archive
11 Sep 20242.60%11 Oct 2024web archive
11 Sep 20242.80%11 Oct 2024web archive
5 Aug 20243.00%11 Sep 2024web archive
5 Aug 20243.20%11 Sep 2024web archive
25 May 20243.00%5 Aug 2024web archive
25 May 20243.20%5 Aug 2024web archive
25 May 20243.00%5 Aug 2024web archive
25 May 20243.20%5 Aug 2024web archive
25 May 20243.00%5 Aug 2024web archive
25 May 20243.20%5 Aug 2024web archive
14 Apr 20243.00%25 May 2024web archive
14 Apr 20243.20%25 May 2024web archive
27 Feb 20243.20%14 Apr 2024web archive
27 Feb 20243.00%14 Apr 2024web archive
27 Feb 20243.20%14 Apr 2024web archive
27 Feb 20243.00%14 Apr 2024web archive
1 Dec 20233.50%27 Feb 2024web archive
1 Dec 20233.75%27 Feb 2024web archive
1 Dec 20233.50%27 Feb 2024web archive
1 Dec 20233.75%27 Feb 2024web archive
5 Jun 20233.00%1 Dec 2023web archive
5 Jun 20233.05%1 Dec 2023web archive
5 Jun 20233.00%1 Dec 2023web archive
5 Jun 20233.05%1 Dec 2023web archive
5 Jun 20233.00%1 Dec 2023web archive
5 Jun 20233.05%1 Dec 2023web archive
5 Jun 20233.00%1 Dec 2023web archive
5 Jun 20233.05%1 Dec 2023web archive
5 Jun 20233.00%1 Dec 2023web archive
5 Jun 20233.05%1 Dec 2023web archive
5 Jun 20233.00%1 Dec 2023web archive
5 Jun 20233.05%1 Dec 2023web archive
27 Jan 20232.90%5 Jun 2023web archive
27 Jan 20232.95%5 Jun 2023web archive
27 Jan 20232.90%5 Jun 2023web archive

All historic rates of Yapı Kredi →All savings products of Yapı Kredi →

  • 22 Sep 2026Yapı Kredi – Euro-Plus Deposito (jaarlijkse rente-uitkering) (60 mo): 3.35% → 3.55%
  • 2 Sep 2026New: Yapı Kredi – Euro-Plus Deposito (jaarlijkse rente-uitkering) (60 mo) 3.35%

Rate checked on 2 Nov 2026.

Other offers from Yapı Kredi

Instant access · 3.30% · Direct3 months · 2.00% · Direct6 months · 2.00% · Direct9 months · 2.00% · Direct1 year · 3.10% · Direct2 years · 3.10% · Direct2 years · 3.20% · Direct3 years · 3.40% · Direct3 years · 3.40% · Direct4 years · 3.55% · Direct4 years · 3.55% · Direct5 years · 3.55% · Direct6 years · 3.10% · Direct6 years · 3.10% · Direct7 years · 3.10% · Direct7 years · 3.10% · Direct8 years · 3.10% · Direct8 years · 3.10% · Direct9 years · 3.10% · Direct9 years · 3.10% · Direct10 years · 3.10% · Direct10 years · 3.10% · Direct