Spaarradar

Yapı KrediEuro-Plus Deposito (jaarlijkse rente-uitkering)

Deposit · 5 years · Yapi Kredi Bank Nederland N.V. · Netherlands · Directly at the bank
Open an account at Yapı Kredi
Rate
3.55%
5 years fixed
since 22 Sep 2026
Your return on €16,600
€589
per year, annualised · €2,947 total over 5 years
Deposit guarantee
€16,600 fully protected
Dutch scheme

Yapi Kredi Bank Nederland N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €16,600

Gross interest over 5 years: €2,947.
Interest built up over 5 years
€ 0€ 1k€ 2kstart2 yrs4 yrs€2,946After 1 month: €49.11 rate · balance €16,649.11After 2 months: €98.22 rate · balance €16,698.22After 3 months: €147.32 rate · balance €16,747.32After 4 months: €196.43 rate · balance €16,796.43After 5 months: €245.54 rate · balance €16,845.54After 6 months: €294.65 rate · balance €16,894.65After 7 months: €343.76 rate · balance €16,943.76After 8 months: €392.87 rate · balance €16,992.87After 9 months: €441.97 rate · balance €17,041.97After 10 months: €491.08 rate · balance €17,091.08After 11 months: €540.19 rate · balance €17,140.19After 12 months: €589.30 rate · balance €17,189.30After 13 months: €638.41 rate · balance €17,238.41After 14 months: €687.52 rate · balance €17,287.52After 15 months: €736.62 rate · balance €17,336.62After 16 months: €785.73 rate · balance €17,385.73After 17 months: €834.84 rate · balance €17,434.84After 18 months: €883.95 rate · balance €17,483.95After 19 months: €933.06 rate · balance €17,533.06After 20 months: €982.17 rate · balance €17,582.17After 21 months: €1,031.27 rate · balance €17,631.27After 22 months: €1,080.38 rate · balance €17,680.38After 23 months: €1,129.49 rate · balance €17,729.49After 24 months: €1,178.60 rate · balance €17,778.60After 25 months: €1,227.71 rate · balance €17,827.71After 26 months: €1,276.82 rate · balance €17,876.82After 27 months: €1,325.92 rate · balance €17,925.92After 28 months: €1,375.03 rate · balance €17,975.03After 29 months: €1,424.14 rate · balance €18,024.14After 30 months: €1,473.25 rate · balance €18,073.25After 31 months: €1,522.36 rate · balance €18,122.36After 32 months: €1,571.47 rate · balance €18,171.47After 33 months: €1,620.57 rate · balance €18,220.57After 34 months: €1,669.68 rate · balance €18,269.68After 35 months: €1,718.79 rate · balance €18,318.79After 36 months: €1,767.90 rate · balance €18,367.90After 37 months: €1,817.01 rate · balance €18,417.01After 38 months: €1,866.12 rate · balance €18,466.12After 39 months: €1,915.22 rate · balance €18,515.22After 40 months: €1,964.33 rate · balance €18,564.33After 41 months: €2,013.44 rate · balance €18,613.44After 42 months: €2,062.55 rate · balance €18,662.55After 43 months: €2,111.66 rate · balance €18,711.66After 44 months: €2,160.77 rate · balance €18,760.77After 45 months: €2,209.87 rate · balance €18,809.87After 46 months: €2,258.98 rate · balance €18,858.98After 47 months: €2,308.09 rate · balance €18,908.09After 48 months: €2,357.20 rate · balance €18,957.20After 49 months: €2,406.31 rate · balance €19,006.31After 50 months: €2,455.42 rate · balance €19,055.42After 51 months: €2,504.52 rate · balance €19,104.52After 52 months: €2,553.63 rate · balance €19,153.63After 53 months: €2,602.74 rate · balance €19,202.74After 54 months: €2,651.85 rate · balance €19,251.85After 55 months: €2,700.96 rate · balance €19,300.96After 56 months: €2,750.06 rate · balance €19,350.06After 57 months: €2,799.17 rate · balance €19,399.17After 58 months: €2,848.28 rate · balance €19,448.28After 59 months: €2,897.39 rate · balance €19,497.39After 60 months: €2,946.50 rate · balance €19,546.50
Per year
AfterInterest up to thenBalance
1 year€589€17,189
2 years€1,179€17,779
3 years€1,768€18,368
4 years€2,357€18,957
5 years€2,946€19,546

Rate and conditions

BalanceRate
€0 – and up3.55%
Interest payout
yearly, paid out
Fees
none
Rate valid since
22 Sep 2026
Access
5 years fixed · early withdrawal unknown
Term
5 years
Minimum deposit
€2,000
Maximum deposit
not stated
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Rente wordt jaarlijks uitgekeerd
  • Minimale inleg € 2.000; rentetarieven op jaarbasis

Deposit guarantee

€16,600 fully protected
Dutch scheme

Yapi Kredi Bank Nederland N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Yapi Kredi Bank Nederland N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
 source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Netherlands withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

1.50%2.00%2.50%3.00%3.50%4.00%27 Jan 202315 Dec 2024now3.55%2.90% from 27 Jan 2023 until 5 Jun 20232.95% from 27 Jan 2023 until 5 Jun 20232.90% from 27 Jan 2023 until 5 Jun 20233.00% from 5 Jun 2023 until 1 Dec 20233.05% from 5 Jun 2023 until 1 Dec 20233.00% from 5 Jun 2023 until 1 Dec 20233.05% from 5 Jun 2023 until 1 Dec 20233.00% from 5 Jun 2023 until 1 Dec 20233.05% from 5 Jun 2023 until 1 Dec 20233.00% from 5 Jun 2023 until 1 Dec 20233.05% from 5 Jun 2023 until 1 Dec 20233.00% from 5 Jun 2023 until 1 Dec 20233.05% from 5 Jun 2023 until 1 Dec 20233.00% from 5 Jun 2023 until 1 Dec 20233.05% from 5 Jun 2023 until 1 Dec 20233.50% from 1 Dec 2023 until 27 Feb 20243.75% from 1 Dec 2023 until 27 Feb 20243.50% from 1 Dec 2023 until 27 Feb 20243.75% from 1 Dec 2023 until 27 Feb 20243.20% from 27 Feb 2024 until 14 Apr 20243.00% from 27 Feb 2024 until 14 Apr 20243.20% from 27 Feb 2024 until 14 Apr 20243.00% from 27 Feb 2024 until 14 Apr 20243.00% from 14 Apr 2024 until 25 May 20243.20% from 14 Apr 2024 until 25 May 20243.00% from 25 May 2024 until 5 Aug 20243.20% from 25 May 2024 until 5 Aug 20243.00% from 25 May 2024 until 5 Aug 20243.20% from 25 May 2024 until 5 Aug 20243.00% from 25 May 2024 until 5 Aug 20243.20% from 25 May 2024 until 5 Aug 20243.00% from 5 Aug 2024 until 11 Sep 20243.20% from 5 Aug 2024 until 11 Sep 20242.60% from 11 Sep 2024 until 11 Oct 20242.80% from 11 Sep 2024 until 11 Oct 20242.60% from 11 Oct 2024 until 6 Nov 20242.80% from 11 Oct 2024 until 6 Nov 20242.60% from 6 Nov 2024 until 4 Dec 20242.80% from 6 Nov 2024 until 4 Dec 20242.60% from 4 Dec 2024 until 12 Jan 20252.80% from 4 Dec 2024 until 12 Jan 20252.60% from 12 Jan 2025 until 12 Feb 20252.75% from 12 Jan 2025 until 12 Feb 20252.75% from 12 Feb 2025 until 22 Mar 20252.40% from 22 Mar 2025 until 13 Jun 20252.20% from 13 Jun 2025 until 16 Mar 20262.50% from 16 Mar 2026 until 15 May 20263.05% from 15 May 2026 until 2 Sep 20263.35% from 2 Sep 2026 until 22 Sep 20263.55% from 22 Sep 2026 until now
FromRateUntil
22 Sep 20263.55%current
2 Sep 20263.35%22 Sep 2026
15 May 20263.05%2 Sep 2026web archive
16 Mar 20262.50%15 May 2026web archive
13 Jun 20252.20%16 Mar 2026web archive
22 Mar 20252.40%13 Jun 2025web archive
12 Feb 20252.75%22 Mar 2025web archive
12 Jan 20252.60%12 Feb 2025web archive
12 Jan 20252.75%12 Feb 2025web archive
4 Dec 20242.60%12 Jan 2025web archive
4 Dec 20242.80%12 Jan 2025web archive
6 Nov 20242.60%4 Dec 2024web archive
6 Nov 20242.80%4 Dec 2024web archive
11 Oct 20242.60%6 Nov 2024web archive
11 Oct 20242.80%6 Nov 2024web archive
11 Sep 20242.60%11 Oct 2024web archive
11 Sep 20242.80%11 Oct 2024web archive
5 Aug 20243.00%11 Sep 2024web archive
5 Aug 20243.20%11 Sep 2024web archive
25 May 20243.00%5 Aug 2024web archive
25 May 20243.20%5 Aug 2024web archive
25 May 20243.00%5 Aug 2024web archive
25 May 20243.20%5 Aug 2024web archive
25 May 20243.00%5 Aug 2024web archive
25 May 20243.20%5 Aug 2024web archive
14 Apr 20243.00%25 May 2024web archive
14 Apr 20243.20%25 May 2024web archive
27 Feb 20243.20%14 Apr 2024web archive
27 Feb 20243.00%14 Apr 2024web archive
27 Feb 20243.20%14 Apr 2024web archive
27 Feb 20243.00%14 Apr 2024web archive
1 Dec 20233.50%27 Feb 2024web archive
1 Dec 20233.75%27 Feb 2024web archive
1 Dec 20233.50%27 Feb 2024web archive
1 Dec 20233.75%27 Feb 2024web archive
5 Jun 20233.00%1 Dec 2023web archive
5 Jun 20233.05%1 Dec 2023web archive
5 Jun 20233.00%1 Dec 2023web archive
5 Jun 20233.05%1 Dec 2023web archive
5 Jun 20233.00%1 Dec 2023web archive
5 Jun 20233.05%1 Dec 2023web archive
5 Jun 20233.00%1 Dec 2023web archive
5 Jun 20233.05%1 Dec 2023web archive
5 Jun 20233.00%1 Dec 2023web archive
5 Jun 20233.05%1 Dec 2023web archive
5 Jun 20233.00%1 Dec 2023web archive
5 Jun 20233.05%1 Dec 2023web archive
27 Jan 20232.90%5 Jun 2023web archive
27 Jan 20232.95%5 Jun 2023web archive
27 Jan 20232.90%5 Jun 2023web archive

All historic rates of Yapı Kredi →All savings products of Yapı Kredi →

  • 22 Sep 2026Yapı Kredi – Euro-Plus Deposito (jaarlijkse rente-uitkering) (60 mo): 3.35% → 3.55%
  • 2 Sep 2026New: Yapı Kredi – Euro-Plus Deposito (jaarlijkse rente-uitkering) (60 mo) 3.35%

Rate checked on 2 Nov 2026.

Other offers from Yapı Kredi

Instant access · 3.30% · Direct3 months · 2.00% · Direct6 months · 2.00% · Direct9 months · 2.00% · Direct1 year · 3.10% · Direct2 years · 3.10% · Direct2 years · 3.20% · Direct3 years · 3.40% · Direct3 years · 3.40% · Direct4 years · 3.55% · Direct4 years · 3.55% · Direct5 years · 3.55% · Direct6 years · 3.10% · Direct6 years · 3.10% · Direct7 years · 3.10% · Direct7 years · 3.10% · Direct8 years · 3.10% · Direct8 years · 3.10% · Direct9 years · 3.10% · Direct9 years · 3.10% · Direct10 years · 3.10% · Direct10 years · 3.10% · Direct