Spaarradar
CompareDepositsGuided choice
News
NL
Spaarradar

Independent: the order follows only from the rate, your amount and the deposit guarantee, never from fees paid by banks.

Last check just now·570 offers from 88 institutions

Compare
  • Highest savings rate
  • Deposits by term
  • Notice accounts
  • No withholding tax
  • Saving via Raisin
  • Directly at the bank
  • Banks & deposit guarantee
Tools
  • Guided choice
  • Interest calculator
  • Switch check
  • Deposit ladder
  • My list
  • Widget for your site
Market data
  • Rate changes
  • Rate history
  • ECB rate
  • Savings rate index
  • News
  • API
About this site
  • Glossary
  • Methodology
  • About & contact
  • Press
  • Privacy
  • Disclaimer

Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Yapı Kredi
Back to the comparison

Yapı KrediEuro-Plus Deposito

Deposit · 5 years · Yapi Kredi Bank Nederland N.V. · Netherlands · Directly at the bank
Open an account at Yapı Kredi
Rate
3.35%
5 years fixed
EffectiveThe effective annual rate for €16,600: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable. Interest is only paid at maturity and earns no interest on interest in between, which makes the comparable annual rate slightly lower.
3.15%
for €16,600
Your return on €16,600
€522
per year, annualised · €2,781 total over 5 years
Deposit guarantee
€16,600 fully protected
Dutch scheme

Yapi Kredi Bank Nederland N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €16,600

Gross interest over 5 years: €2,781.
Interest built up over 5 years
€ 0€ 1k€ 2kstart2 yrs4 yrs€2,781

Rate and conditions

BalanceRate
€0 – and up3.35%
Interest payout
end of term, paid out
Fees
none
Rate valid since
17 Aug 2026
Access
5 years fixed · early withdrawal unknown
Term
5 years
Minimum deposit
€2,000
Maximum deposit
not stated
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Rente wordt aan het einde van de looptijd uitgekeerd
  • Minimale inleg € 2.000; rentetarieven op jaarbasis

Deposit guarantee

€16,600 fully protected
Dutch scheme

Yapi Kredi Bank Nederland N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Yapi Kredi Bank Nederland N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rate history

3.35% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Yapı Kredi →All savings products of Yapı Kredi →

  • 2 Sep 2026New: Yapı Kredi – Euro-Plus Deposito (60 mo) 3.35%

Rate checked on 18 Sep 2026.

Other offers from Yapı Kredi

Instant access · 3.30% · Direct3 months · 2.00% · Direct6 months · 2.00% · Direct9 months · 2.00% · Direct1 year · 3.10% · Direct2 years · 3.10% · Direct2 years · 3.20% · Direct3 years · 3.15% · Direct3 years · · Direct
After 1 month: €46.34 rate · balance €16,646.34After 2 months: €92.68 rate · balance €16,692.68After 3 months: €139.03 rate · balance €16,739.03After 4 months: €185.37 rate · balance €16,785.37After 5 months: €231.71 rate · balance €16,831.71After 6 months: €278.05 rate · balance €16,878.05After 7 months: €324.39 rate · balance €16,924.39After 8 months: €370.73 rate · balance €16,970.73After 9 months: €417.08 rate · balance €17,017.08After 10 months: €463.42 rate · balance €17,063.42After 11 months: €509.76 rate · balance €17,109.76After 12 months: €556.10 rate · balance €17,156.10After 13 months: €602.44 rate · balance €17,202.44After 14 months: €648.78 rate · balance €17,248.78After 15 months: €695.13 rate · balance €17,295.13After 16 months: €741.47 rate · balance €17,341.47After 17 months: €787.81 rate · balance €17,387.81After 18 months: €834.15 rate · balance €17,434.15After 19 months: €880.49 rate · balance €17,480.49After 20 months: €926.83 rate · balance €17,526.83After 21 months: €973.18 rate · balance €17,573.18After 22 months: €1,019.52 rate · balance €17,619.52After 23 months: €1,065.86 rate · balance €17,665.86After 24 months: €1,112.20 rate · balance €17,712.20After 25 months: €1,158.54 rate · balance €17,758.54After 26 months: €1,204.88 rate · balance €17,804.88After 27 months: €1,251.23 rate · balance €17,851.23After 28 months: €1,297.57 rate · balance €17,897.57After 29 months: €1,343.91 rate · balance €17,943.91After 30 months: €1,390.25 rate · balance €17,990.25After 31 months: €1,436.59 rate · balance €18,036.59After 32 months: €1,482.93 rate · balance €18,082.93After 33 months: €1,529.28 rate · balance €18,129.28After 34 months: €1,575.62 rate · balance €18,175.62After 35 months: €1,621.96 rate · balance €18,221.96After 36 months: €1,668.30 rate · balance €18,268.30After 37 months: €1,714.64 rate · balance €18,314.64After 38 months: €1,760.98 rate · balance €18,360.98After 39 months: €1,807.33 rate · balance €18,407.33After 40 months: €1,853.67 rate · balance €18,453.67After 41 months: €1,900.01 rate · balance €18,500.01After 42 months: €1,946.35 rate · balance €18,546.35After 43 months: €1,992.69 rate · balance €18,592.69After 44 months: €2,039.03 rate · balance €18,639.03After 45 months: €2,085.38 rate · balance €18,685.38After 46 months: €2,131.72 rate · balance €18,731.72After 47 months: €2,178.06 rate · balance €18,778.06After 48 months: €2,224.40 rate · balance €18,824.40After 49 months: €2,270.74 rate · balance €18,870.74After 50 months: €2,317.08 rate · balance €18,917.08After 51 months: €2,363.43 rate · balance €18,963.43After 52 months: €2,409.77 rate · balance €19,009.77After 53 months: €2,456.11 rate · balance €19,056.11After 54 months: €2,502.45 rate · balance €19,102.45After 55 months: €2,548.79 rate · balance €19,148.79After 56 months: €2,595.14 rate · balance €19,195.14After 57 months: €2,641.48 rate · balance €19,241.48After 58 months: €2,687.82 rate · balance €19,287.82After 59 months: €2,734.16 rate · balance €19,334.16After 60 months: €2,780.50 rate · balance €19,380.50
€ 0€ 1k€ 2kstart1 yr2 yrs3 yrs4 yrs5 yrs€2,781After 1 month: €46.34 rate · balance €16,646.34After 2 months: €92.68 rate · balance €16,692.68After 3 months: €139.03 rate · balance €16,739.03After 4 months: €185.37 rate · balance €16,785.37After 5 months: €231.71 rate · balance €16,831.71After 6 months: €278.05 rate · balance €16,878.05After 7 months: €324.39 rate · balance €16,924.39After 8 months: €370.73 rate · balance €16,970.73After 9 months: €417.08 rate · balance €17,017.08After 10 months: €463.42 rate · balance €17,063.42After 11 months: €509.76 rate · balance €17,109.76After 12 months: €556.10 rate · balance €17,156.10After 13 months: €602.44 rate · balance €17,202.44After 14 months: €648.78 rate · balance €17,248.78After 15 months: €695.13 rate · balance €17,295.13After 16 months: €741.47 rate · balance €17,341.47After 17 months: €787.81 rate · balance €17,387.81After 18 months: €834.15 rate · balance €17,434.15After 19 months: €880.49 rate · balance €17,480.49After 20 months: €926.83 rate · balance €17,526.83After 21 months: €973.18 rate · balance €17,573.18After 22 months: €1,019.52 rate · balance €17,619.52After 23 months: €1,065.86 rate · balance €17,665.86After 24 months: €1,112.20 rate · balance €17,712.20After 25 months: €1,158.54 rate · balance €17,758.54After 26 months: €1,204.88 rate · balance €17,804.88After 27 months: €1,251.23 rate · balance €17,851.23After 28 months: €1,297.57 rate · balance €17,897.57After 29 months: €1,343.91 rate · balance €17,943.91After 30 months: €1,390.25 rate · balance €17,990.25After 31 months: €1,436.59 rate · balance €18,036.59After 32 months: €1,482.93 rate · balance €18,082.93After 33 months: €1,529.28 rate · balance €18,129.28After 34 months: €1,575.62 rate · balance €18,175.62After 35 months: €1,621.96 rate · balance €18,221.96After 36 months: €1,668.30 rate · balance €18,268.30After 37 months: €1,714.64 rate · balance €18,314.64After 38 months: €1,760.98 rate · balance €18,360.98After 39 months: €1,807.33 rate · balance €18,407.33After 40 months: €1,853.67 rate · balance €18,453.67After 41 months: €1,900.01 rate · balance €18,500.01After 42 months: €1,946.35 rate · balance €18,546.35After 43 months: €1,992.69 rate · balance €18,592.69After 44 months: €2,039.03 rate · balance €18,639.03After 45 months: €2,085.38 rate · balance €18,685.38After 46 months: €2,131.72 rate · balance €18,731.72After 47 months: €2,178.06 rate · balance €18,778.06After 48 months: €2,224.40 rate · balance €18,824.40After 49 months: €2,270.74 rate · balance €18,870.74After 50 months: €2,317.08 rate · balance €18,917.08After 51 months: €2,363.43 rate · balance €18,963.43After 52 months: €2,409.77 rate · balance €19,009.77After 53 months: €2,456.11 rate · balance €19,056.11After 54 months: €2,502.45 rate · balance €19,102.45After 55 months: €2,548.79 rate · balance €19,148.79After 56 months: €2,595.14 rate · balance €19,195.14After 57 months: €2,641.48 rate · balance €19,241.48After 58 months: €2,687.82 rate · balance €19,287.82After 59 months: €2,734.16 rate · balance €19,334.16After 60 months: €2,780.50 rate · balance €19,380.50
Per year
AfterInterest up to thenBalance
1 year€556€17,156
2 years€1,112€17,712
3 years€1,668€18,268
4 years€2,224€18,824
5 years€2,781€19,381

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

3.15%
4 years · 3.20% · Direct
4 years · 3.20% · Direct
5 years · 3.35% · Direct
6 years · 3.10% · Direct
6 years · 3.10% · Direct
7 years · 3.10% · Direct
7 years · 3.10% · Direct
8 years · 3.10% · Direct
8 years · 3.10% · Direct
9 years · 3.10% · Direct
9 years · 3.10% · Direct
10 years · 3.10% · Direct
10 years · 3.10% · Direct