Yapı KrediEuro-Plus Deposito
Deposit · 5 years · Yapi Kredi Bank Nederland N.V. · Netherlands · Directly at the bank
- Rate
- 3.55%
- 5 years fixed
- since 22 Sep 2026
- EffectiveThe effective annual rate for €25,000: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable. Interest is only paid at maturity and earns no interest on interest in between, which makes the comparable annual rate slightly lower.
- 3.32%
- for €25,000
- Your return on €25,000
- €830
- per year, annualised · €4,438 total over 5 years
- Deposit guarantee
- €25,000 fully protectedDutch scheme
Yapi Kredi Bank Nederland N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank
Your calculation for €25,000
Gross interest over 5 years: €4,438.
Interest built up over 5 years
Per year
| After | Interest up to then | Balance |
|---|---|---|
| 1 year | €887 | €25,887 |
| 2 years | €1,775 | €26,775 |
| 3 years | €2,662 | €27,662 |
| 4 years | €3,550 | €28,550 |
| 5 years | €4,437 | €29,437 |
Rate and conditions
| Balance | Rate |
|---|---|
| €0 – and up | 3.55% |
- Interest payout
- end of term, paid out
- Fees
- none
- Rate valid since
- 22 Sep 2026
- Access
- 5 years fixed · early withdrawal unknown
- Term
- 5 years
- Minimum deposit
- €2,000
- Maximum deposit
- not stated
- Current account required
- unknown
- For whom
- new and existing customers
- Open via
- Direct · available to residents of the Netherlands
- Rente wordt aan het einde van de looptijd uitgekeerd
- Minimale inleg € 2.000; rentetarieven op jaarbasis
Deposit guarantee
€25,000 fully protected
Dutch scheme
Yapi Kredi Bank Nederland N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank
Licence and verification
- Institution
- Yapi Kredi Bank Nederland N.V.
- Status
- Verified European deposit guarantee scheme
- Scheme
- Nederlandse Depositogarantie (DGS) (Netherlands)
- Guarantee
- €100,000 per person per institution
- Verification
- DNB-register Nederlandse depositogarantiesource ↗ · 2 Sep 2026
details
handmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
Taxes
- Country
- Netherlands
- Withholding tax
- No withholding tax
- Standard rate
- 0.00%
- For a Dutch saver
- 0.00%
- Notes
- Netherlands withholds no tax on savings interest of non-residents: you receive the full interest.
Rates are gross. The Dutch box 3 wealth tax is separate and not included.
Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks
Rate history
| From | Rate | Until |
|---|---|---|
| 22 Sep 2026 | 3.55% | current |
| 2 Sep 2026 | 3.35% | 22 Sep 2026 |
All historic rates of Yapı Kredi →All savings products of Yapı Kredi →
- 22 Sep 2026Yapı Kredi – Euro-Plus Deposito (60 mo): 3.35% → 3.55%
- 2 Sep 2026New: Yapı Kredi – Euro-Plus Deposito (60 mo) 3.35%
Rate checked on 2 Nov 2026.
Other offers from Yapı Kredi
Instant access · 3.30% · Direct3 months · 2.00% · Direct6 months · 2.00% · Direct9 months · 2.00% · Direct1 year · 3.10% · Direct2 years · 3.10% · Direct2 years · 3.20% · Direct3 years · 3.40% · Direct3 years · 3.40% · Direct4 years · 3.55% · Direct4 years · 3.55% · Direct5 years · 3.55% · Direct6 years · 3.10% · Direct6 years · 3.10% · Direct7 years · 3.10% · Direct7 years · 3.10% · Direct8 years · 3.10% · Direct8 years · 3.10% · Direct9 years · 3.10% · Direct9 years · 3.10% · Direct10 years · 3.10% · Direct10 years · 3.10% · Direct