Spaarradar
CompareDepositsGuided choice
News
NL
Spaarradar

Independent: the order follows only from the rate, your amount and the deposit guarantee, never from fees paid by banks.

Last check just now·570 offers from 88 institutions

Compare
  • Highest savings rate
  • Deposits by term
  • Notice accounts
  • No withholding tax
  • Saving via Raisin
  • Directly at the bank
  • Banks & deposit guarantee
Tools
  • Guided choice
  • Interest calculator
  • Switch check
  • Deposit ladder
  • My list
  • Widget for your site
Market data
  • Rate changes
  • Rate history
  • ECB rate
  • Savings rate index
  • News
  • API
About this site
  • Glossary
  • Methodology
  • About & contact
  • Press
  • Privacy
  • Disclaimer

Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Yapı Kredi
Back to the comparison

Yapı KrediEuro-Plus Deposito

Deposit · 7 years · Yapi Kredi Bank Nederland N.V. · Netherlands · Directly at the bank
Open an account at Yapı Kredi
Rate
3.10%
7 years fixed
EffectiveThe effective annual rate for €25,000: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable. Interest is only paid at maturity and earns no interest on interest in between, which makes the comparable annual rate slightly lower.
2.85%
for €25,000
Your return on €25,000
€711
per year, annualised · €5,425 total over 7 years
Deposit guarantee
€25,000 fully protected
Dutch scheme

Yapi Kredi Bank Nederland N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €25,000

Gross interest over 7 years: €5,425.
Interest built up over 7 years
€ 0€ 2k€ 4kstart2 yrs4 yrs6 yrs

Rate and conditions

BalanceRate
€0 – and up3.10%
Interest payout
end of term, paid out
Fees
none
Rate valid since
17 Aug 2026
Access
7 years fixed · early withdrawal unknown
Term
7 years
Minimum deposit
€2,000
Maximum deposit
not stated
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Rente wordt aan het einde van de looptijd uitgekeerd
  • Minimale inleg € 2.000; rentetarieven op jaarbasis

Deposit guarantee

€25,000 fully protected
Dutch scheme

Yapi Kredi Bank Nederland N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Yapi Kredi Bank Nederland N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rate history

3.10% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Yapı Kredi →All savings products of Yapı Kredi →

  • 2 Sep 2026New: Yapı Kredi – Euro-Plus Deposito (84 mo) 3.10%

Rate checked on 18 Sep 2026.

Other offers from Yapı Kredi

Instant access · 3.30% · Direct3 months · 2.00% · Direct6 months · 2.00% · Direct9 months · 2.00% · Direct1 year · 3.10% · Direct2 years · 3.10% · Direct2 years · 3.20% · Direct3 years · 3.15% · Direct3 years · · Direct
€5,425After 1 month: €64.58 rate · balance €25,064.58After 2 months: €129.17 rate · balance €25,129.17After 3 months: €193.75 rate · balance €25,193.75After 4 months: €258.33 rate · balance €25,258.33After 5 months: €322.92 rate · balance €25,322.92After 6 months: €387.50 rate · balance €25,387.50After 7 months: €452.08 rate · balance €25,452.08After 8 months: €516.67 rate · balance €25,516.67After 9 months: €581.25 rate · balance €25,581.25After 10 months: €645.83 rate · balance €25,645.83After 11 months: €710.42 rate · balance €25,710.42After 12 months: €775.00 rate · balance €25,775.00After 13 months: €839.58 rate · balance €25,839.58After 14 months: €904.17 rate · balance €25,904.17After 15 months: €968.75 rate · balance €25,968.75After 16 months: €1,033.33 rate · balance €26,033.33After 17 months: €1,097.92 rate · balance €26,097.92After 18 months: €1,162.50 rate · balance €26,162.50After 19 months: €1,227.08 rate · balance €26,227.08After 20 months: €1,291.67 rate · balance €26,291.67After 21 months: €1,356.25 rate · balance €26,356.25After 22 months: €1,420.83 rate · balance €26,420.83After 23 months: €1,485.42 rate · balance €26,485.42After 24 months: €1,550.00 rate · balance €26,550.00After 25 months: €1,614.58 rate · balance €26,614.58After 26 months: €1,679.17 rate · balance €26,679.17After 27 months: €1,743.75 rate · balance €26,743.75After 28 months: €1,808.33 rate · balance €26,808.33After 29 months: €1,872.92 rate · balance €26,872.92After 30 months: €1,937.50 rate · balance €26,937.50After 31 months: €2,002.08 rate · balance €27,002.08After 32 months: €2,066.67 rate · balance €27,066.67After 33 months: €2,131.25 rate · balance €27,131.25After 34 months: €2,195.83 rate · balance €27,195.83After 35 months: €2,260.42 rate · balance €27,260.42After 36 months: €2,325.00 rate · balance €27,325.00After 37 months: €2,389.58 rate · balance €27,389.58After 38 months: €2,454.17 rate · balance €27,454.17After 39 months: €2,518.75 rate · balance €27,518.75After 40 months: €2,583.33 rate · balance €27,583.33After 41 months: €2,647.92 rate · balance €27,647.92After 42 months: €2,712.50 rate · balance €27,712.50After 43 months: €2,777.08 rate · balance €27,777.08After 44 months: €2,841.67 rate · balance €27,841.67After 45 months: €2,906.25 rate · balance €27,906.25After 46 months: €2,970.83 rate · balance €27,970.83After 47 months: €3,035.42 rate · balance €28,035.42After 48 months: €3,100.00 rate · balance €28,100.00After 49 months: €3,164.58 rate · balance €28,164.58After 50 months: €3,229.16 rate · balance €28,229.16After 51 months: €3,293.75 rate · balance €28,293.75After 52 months: €3,358.33 rate · balance €28,358.33After 53 months: €3,422.91 rate · balance €28,422.91After 54 months: €3,487.50 rate · balance €28,487.50After 55 months: €3,552.08 rate · balance €28,552.08After 56 months: €3,616.66 rate · balance €28,616.66After 57 months: €3,681.25 rate · balance €28,681.25After 58 months: €3,745.83 rate · balance €28,745.83After 59 months: €3,810.41 rate · balance €28,810.41After 60 months: €3,875.00 rate · balance €28,875.00After 61 months: €3,939.58 rate · balance €28,939.58After 62 months: €4,004.16 rate · balance €29,004.16After 63 months: €4,068.75 rate · balance €29,068.75After 64 months: €4,133.33 rate · balance €29,133.33After 65 months: €4,197.91 rate · balance €29,197.91After 66 months: €4,262.50 rate · balance €29,262.50After 67 months: €4,327.08 rate · balance €29,327.08After 68 months: €4,391.66 rate · balance €29,391.66After 69 months: €4,456.25 rate · balance €29,456.25After 70 months: €4,520.83 rate · balance €29,520.83After 71 months: €4,585.41 rate · balance €29,585.41After 72 months: €4,650.00 rate · balance €29,650.00After 73 months: €4,714.58 rate · balance €29,714.58After 74 months: €4,779.16 rate · balance €29,779.16After 75 months: €4,843.75 rate · balance €29,843.75After 76 months: €4,908.33 rate · balance €29,908.33After 77 months: €4,972.91 rate · balance €29,972.91After 78 months: €5,037.50 rate · balance €30,037.50After 79 months: €5,102.08 rate · balance €30,102.08After 80 months: €5,166.66 rate · balance €30,166.66After 81 months: €5,231.25 rate · balance €30,231.25After 82 months: €5,295.83 rate · balance €30,295.83After 83 months: €5,360.41 rate · balance €30,360.41After 84 months: €5,425.00 rate · balance €30,425.00
€ 0€ 2k€ 4kstart1 yr2 yrs3 yrs4 yrs5 yrs6 yrs7 yrs€5,425After 1 month: €64.58 rate · balance €25,064.58After 2 months: €129.17 rate · balance €25,129.17After 3 months: €193.75 rate · balance €25,193.75After 4 months: €258.33 rate · balance €25,258.33After 5 months: €322.92 rate · balance €25,322.92After 6 months: €387.50 rate · balance €25,387.50After 7 months: €452.08 rate · balance €25,452.08After 8 months: €516.67 rate · balance €25,516.67After 9 months: €581.25 rate · balance €25,581.25After 10 months: €645.83 rate · balance €25,645.83After 11 months: €710.42 rate · balance €25,710.42After 12 months: €775.00 rate · balance €25,775.00After 13 months: €839.58 rate · balance €25,839.58After 14 months: €904.17 rate · balance €25,904.17After 15 months: €968.75 rate · balance €25,968.75After 16 months: €1,033.33 rate · balance €26,033.33After 17 months: €1,097.92 rate · balance €26,097.92After 18 months: €1,162.50 rate · balance €26,162.50After 19 months: €1,227.08 rate · balance €26,227.08After 20 months: €1,291.67 rate · balance €26,291.67After 21 months: €1,356.25 rate · balance €26,356.25After 22 months: €1,420.83 rate · balance €26,420.83After 23 months: €1,485.42 rate · balance €26,485.42After 24 months: €1,550.00 rate · balance €26,550.00After 25 months: €1,614.58 rate · balance €26,614.58After 26 months: €1,679.17 rate · balance €26,679.17After 27 months: €1,743.75 rate · balance €26,743.75After 28 months: €1,808.33 rate · balance €26,808.33After 29 months: €1,872.92 rate · balance €26,872.92After 30 months: €1,937.50 rate · balance €26,937.50After 31 months: €2,002.08 rate · balance €27,002.08After 32 months: €2,066.67 rate · balance €27,066.67After 33 months: €2,131.25 rate · balance €27,131.25After 34 months: €2,195.83 rate · balance €27,195.83After 35 months: €2,260.42 rate · balance €27,260.42After 36 months: €2,325.00 rate · balance €27,325.00After 37 months: €2,389.58 rate · balance €27,389.58After 38 months: €2,454.17 rate · balance €27,454.17After 39 months: €2,518.75 rate · balance €27,518.75After 40 months: €2,583.33 rate · balance €27,583.33After 41 months: €2,647.92 rate · balance €27,647.92After 42 months: €2,712.50 rate · balance €27,712.50After 43 months: €2,777.08 rate · balance €27,777.08After 44 months: €2,841.67 rate · balance €27,841.67After 45 months: €2,906.25 rate · balance €27,906.25After 46 months: €2,970.83 rate · balance €27,970.83After 47 months: €3,035.42 rate · balance €28,035.42After 48 months: €3,100.00 rate · balance €28,100.00After 49 months: €3,164.58 rate · balance €28,164.58After 50 months: €3,229.16 rate · balance €28,229.16After 51 months: €3,293.75 rate · balance €28,293.75After 52 months: €3,358.33 rate · balance €28,358.33After 53 months: €3,422.91 rate · balance €28,422.91After 54 months: €3,487.50 rate · balance €28,487.50After 55 months: €3,552.08 rate · balance €28,552.08After 56 months: €3,616.66 rate · balance €28,616.66After 57 months: €3,681.25 rate · balance €28,681.25After 58 months: €3,745.83 rate · balance €28,745.83After 59 months: €3,810.41 rate · balance €28,810.41After 60 months: €3,875.00 rate · balance €28,875.00After 61 months: €3,939.58 rate · balance €28,939.58After 62 months: €4,004.16 rate · balance €29,004.16After 63 months: €4,068.75 rate · balance €29,068.75After 64 months: €4,133.33 rate · balance €29,133.33After 65 months: €4,197.91 rate · balance €29,197.91After 66 months: €4,262.50 rate · balance €29,262.50After 67 months: €4,327.08 rate · balance €29,327.08After 68 months: €4,391.66 rate · balance €29,391.66After 69 months: €4,456.25 rate · balance €29,456.25After 70 months: €4,520.83 rate · balance €29,520.83After 71 months: €4,585.41 rate · balance €29,585.41After 72 months: €4,650.00 rate · balance €29,650.00After 73 months: €4,714.58 rate · balance €29,714.58After 74 months: €4,779.16 rate · balance €29,779.16After 75 months: €4,843.75 rate · balance €29,843.75After 76 months: €4,908.33 rate · balance €29,908.33After 77 months: €4,972.91 rate · balance €29,972.91After 78 months: €5,037.50 rate · balance €30,037.50After 79 months: €5,102.08 rate · balance €30,102.08After 80 months: €5,166.66 rate · balance €30,166.66After 81 months: €5,231.25 rate · balance €30,231.25After 82 months: €5,295.83 rate · balance €30,295.83After 83 months: €5,360.41 rate · balance €30,360.41After 84 months: €5,425.00 rate · balance €30,425.00
Per year
AfterInterest up to thenBalance
1 year€775€25,775
2 years€1,550€26,550
3 years€2,325€27,325
4 years€3,100€28,100
5 years€3,875€28,875
6 years€4,650€29,650
7 years€5,425€30,425

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

3.15%
4 years · 3.20% · Direct
4 years · 3.20% · Direct
5 years · 3.35% · Direct
5 years · 3.35% · Direct
6 years · 3.10% · Direct
6 years · 3.10% · Direct
7 years · 3.10% · Direct
8 years · 3.10% · Direct
8 years · 3.10% · Direct
9 years · 3.10% · Direct
9 years · 3.10% · Direct
10 years · 3.10% · Direct
10 years · 3.10% · Direct