Yapı KrediEuro-Plus Deposito

Deposit · 7 years · Yapi Kredi Bank Nederland N.V. · Netherlands · Directly at the bank
Rate
3.10%
7 years fixed
EffectiveThe effective annual rate for €50,000: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable. Interest is only paid at maturity and earns no interest on interest in between, which makes the comparable annual rate slightly lower.
2.85%
for €50,000
Your return on €50,000
€1,423
per year, annualised · €10,850 total over 7 years
Deposit guarantee
€50,000 fully protected
Dutch scheme

Yapi Kredi Bank Nederland N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €50,000

Gross interest over 7 years: €10,850.
Interest built up over 7 years
€ 0€ 5k€ 10kstart2 yrs4 yrs6 yrs€10,850After 1 month: €129.17 rate · balance €50,129.17After 2 months: €258.33 rate · balance €50,258.33After 3 months: €387.50 rate · balance €50,387.50After 4 months: €516.67 rate · balance €50,516.67After 5 months: €645.83 rate · balance €50,645.83After 6 months: €775.00 rate · balance €50,775.00After 7 months: €904.17 rate · balance €50,904.17After 8 months: €1,033.33 rate · balance €51,033.33After 9 months: €1,162.50 rate · balance €51,162.50After 10 months: €1,291.67 rate · balance €51,291.67After 11 months: €1,420.83 rate · balance €51,420.83After 12 months: €1,550.00 rate · balance €51,550.00After 13 months: €1,679.17 rate · balance €51,679.17After 14 months: €1,808.33 rate · balance €51,808.33After 15 months: €1,937.50 rate · balance €51,937.50After 16 months: €2,066.67 rate · balance €52,066.67After 17 months: €2,195.83 rate · balance €52,195.83After 18 months: €2,325.00 rate · balance €52,325.00After 19 months: €2,454.17 rate · balance €52,454.17After 20 months: €2,583.33 rate · balance €52,583.33After 21 months: €2,712.50 rate · balance €52,712.50After 22 months: €2,841.67 rate · balance €52,841.67After 23 months: €2,970.83 rate · balance €52,970.83After 24 months: €3,100.00 rate · balance €53,100.00After 25 months: €3,229.17 rate · balance €53,229.17After 26 months: €3,358.33 rate · balance €53,358.33After 27 months: €3,487.50 rate · balance €53,487.50After 28 months: €3,616.67 rate · balance €53,616.67After 29 months: €3,745.83 rate · balance €53,745.83After 30 months: €3,875.00 rate · balance €53,875.00After 31 months: €4,004.17 rate · balance €54,004.17After 32 months: €4,133.33 rate · balance €54,133.33After 33 months: €4,262.50 rate · balance €54,262.50After 34 months: €4,391.67 rate · balance €54,391.67After 35 months: €4,520.83 rate · balance €54,520.83After 36 months: €4,650.00 rate · balance €54,650.00After 37 months: €4,779.17 rate · balance €54,779.17After 38 months: €4,908.33 rate · balance €54,908.33After 39 months: €5,037.50 rate · balance €55,037.50After 40 months: €5,166.67 rate · balance €55,166.67After 41 months: €5,295.83 rate · balance €55,295.83After 42 months: €5,425.00 rate · balance €55,425.00After 43 months: €5,554.17 rate · balance €55,554.17After 44 months: €5,683.33 rate · balance €55,683.33After 45 months: €5,812.50 rate · balance €55,812.50After 46 months: €5,941.67 rate · balance €55,941.67After 47 months: €6,070.83 rate · balance €56,070.83After 48 months: €6,200.00 rate · balance €56,200.00After 49 months: €6,329.17 rate · balance €56,329.17After 50 months: €6,458.33 rate · balance €56,458.33After 51 months: €6,587.50 rate · balance €56,587.50After 52 months: €6,716.67 rate · balance €56,716.67After 53 months: €6,845.84 rate · balance €56,845.84After 54 months: €6,975.00 rate · balance €56,975.00After 55 months: €7,104.17 rate · balance €57,104.17After 56 months: €7,233.34 rate · balance €57,233.34After 57 months: €7,362.50 rate · balance €57,362.50After 58 months: €7,491.67 rate · balance €57,491.67After 59 months: €7,620.84 rate · balance €57,620.84After 60 months: €7,750.00 rate · balance €57,750.00After 61 months: €7,879.17 rate · balance €57,879.17After 62 months: €8,008.34 rate · balance €58,008.34After 63 months: €8,137.50 rate · balance €58,137.50After 64 months: €8,266.67 rate · balance €58,266.67After 65 months: €8,395.84 rate · balance €58,395.84After 66 months: €8,525.00 rate · balance €58,525.00After 67 months: €8,654.17 rate · balance €58,654.17After 68 months: €8,783.34 rate · balance €58,783.34After 69 months: €8,912.50 rate · balance €58,912.50After 70 months: €9,041.67 rate · balance €59,041.67After 71 months: €9,170.84 rate · balance €59,170.84After 72 months: €9,300.00 rate · balance €59,300.00After 73 months: €9,429.17 rate · balance €59,429.17After 74 months: €9,558.34 rate · balance €59,558.34After 75 months: €9,687.50 rate · balance €59,687.50After 76 months: €9,816.67 rate · balance €59,816.67After 77 months: €9,945.84 rate · balance €59,945.84After 78 months: €10,075.00 rate · balance €60,075.00After 79 months: €10,204.17 rate · balance €60,204.17After 80 months: €10,333.34 rate · balance €60,333.34After 81 months: €10,462.50 rate · balance €60,462.50After 82 months: €10,591.67 rate · balance €60,591.67After 83 months: €10,720.84 rate · balance €60,720.84After 84 months: €10,850.00 rate · balance €60,850.00
Per year
AfterInterest up to thenBalance
1 year€1,550€51,550
2 years€3,100€53,100
3 years€4,650€54,650
4 years€6,200€56,200
5 years€7,750€57,750
6 years€9,300€59,300
7 years€10,850€60,850

Rate and conditions

BalanceRate
€0 – and up3.10%
Interest payout
end of term, paid out
Fees
none
Rate valid since
17 Aug 2026
Access
7 years fixed · early withdrawal unknown
Term
7 years
Minimum deposit
€2,000
Maximum deposit
not stated
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Rente wordt aan het einde van de looptijd uitgekeerd
  • Minimale inleg € 2.000; rentetarieven op jaarbasis

Deposit guarantee

€50,000 fully protected
Dutch scheme

Yapi Kredi Bank Nederland N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Yapi Kredi Bank Nederland N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Netherlands withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

3.10% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Yapı Kredi →All savings products of Yapı Kredi →

  • 2 Sep 2026New: Yapı Kredi – Euro-Plus Deposito (84 mo) 3.10%

Rate checked on 2 Nov 2026.

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